Cost of Living Comparison Between Turku and Kotka Cost of Living Comparison Between Turku and Kotka

Monthly Cost of Living

A single person spends $1,854 per month in Turku vs $1,838 in Kotka, rent included.

A couple spends around $2,867 per month in Turku vs $2,709 in Kotka, rent included.

A family of three spends $3,880 per month in Turku vs $3,581 in Kotka, rent included.

Turku costs about 1% more than Kotka, driven mainly by Eating Out.

Both Turku and Kotka sit above the global median – Turku by 39%, Kotka by 38%.

Meal at Budget Restaurant

$15.09 €13.22

$12.83 €11.23

17.61%

Three-Course Dinner for Two, Mid-Range

$112 €97.8

$53.6 €46.93

108.45%

Fast Food Meal (McDonalds, etc)

$11.63 €10.19

$10.07 €8.82

15.49%

Cappuccino

$5.06 €4.43

$4.08 €3.57

24.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 €1.98

$2.11 €1.84

7.11%

Water (0.33 liter bottle)

$1.85 €1.62

$1.62 €1.42

14.20%

Local Beer (0.5 liter draught)

$8.66 €7.59

$5.87 €5.14

47.53%

Imported Beer (0.33 liter bottle)

$7.74 €6.78

$3.45 €3.02

124.35%

Milk (1 liter)

$1.24 €1.09

$1.27 €1.11

-2.36%

White Bread (500g)

$2.52 €2.21

$2.23 €1.95

13.00%

Rice (white) (1kg)

$2.82 €2.47

$2.30 €2.01

22.61%

Eggs

$3.11 €2.73

$2.77 €2.42

12.27%

Local Cheese (1kg)

$7.04 €6.17

$8.89 €7.78

-20.81%

Chicken Fillets (1kg)

$15.04 €13.17

$13.89 €12.17

8.28%

Beef Round Steak (1kg)

$19.63 €17.19

$21.12 €18.50

-7.05%

Apples (1kg)

$2.22 €1.94

$2.07 €1.81

7.25%

Banana (1kg)

$2.04 €1.78

$1.89 €1.65

7.94%

Oranges (1kg)

$1.95 €1.71

$2.30 €2.02

-15.22%

Tomato (1kg)

$3.83 €3.36

$4.77 €4.18

-19.71%

Potato (1kg)

$1.48 €1.29

$1.47 €1.29

0.68%

Onion (1kg)

$1.61 €1.41

$1.82 €1.59

-11.54%

Lettuce (1 head)

$2.00 €1.75

$1.71 €1.50

16.96%

Water (1.5 liter bottle)

$1.89 €1.65

$1.44 €1.26

31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$12.14 €10.63

$10.48 €9.18

15.84%

Wine (Bottle)

$15.96 €13.98

$16.17 €14.16

-1.30%

Local Beer (0.5 liter bottle)

$3.43 €3.00

$3.11 €2.72

10.29%

Imported Beer (0.33 liter bottle)

$3.86 €3.38

$3.66 €3.21

5.46%

One-way Ticket (Public Transport)

$3.57 €3.13

$5.76 €5.04

-38.02%

Public Transport Monthly Pass (Regular Price)

$63.1 €55.3

$57.0 €49.92

10.72%

Taxi Start (Normal Tariff)

$9.05 €7.92

$7.94 €6.96

13.98%

Taxi (Normal Tariff) (1km)

$1.60 €1.40

$1.27 €1.11

25.98%

Taxi 1hour Waiting (Normal Tariff)

$52.8 €46.26

$54.3 €47.54

-2.69%

Gasoline (1 liter)

$2.08 €1.82

$2.03 €1.78

2.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K €34.3K

$31.5K €27.6K

24.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €32.7K

$32.7K €28.7K

14.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 €150

$260 €227

-34.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.57 €26.78

$31.44 €27.54

-2.77%

Internet (50+ Mbps, Unlimited Data)

$23.63 €20.69

$19.93 €17.46

18.56%

Gym Membership (Monthly)

$47.44 €41.55

$44.81 €39.24

5.87%

Tennis Court (1 Hour on Weekend)

$26.63 €23.32

$24.10 €21.10

10.50%

Cinema Ticket

$17.16 €15.02

$15.72 €13.76

9.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$312 €273

$332 €291

-5.96%

International Primary School, 1 Child (Yearly)

$4,102 €3,593

$11.1K €9,747

-63.14%

Jeans (Levis 501 Or Similar)

$80.2 €70.2

$107 €93.4

-24.84%

Summer Dress (H&M, Zara, etc)

$35.30 €30.92

$13.92 €12.19

153.59%

Sport Shoes (Adidas, Nike)

$92.1 €80.6

$86.1 €75.4

6.86%

Men's Leather Business Shoes

$108 €95.0

$102 €89.7

5.89%

1-bedroom Apartment, City Center (Monthly)

$790 €692

$763 €668

3.51%

1-bedroom Apartment, Outside City Center (Monthly)

$621 €544

$645 €565

-3.67%

3-bedroom Apartment, City Center (Monthly)

$1,263 €1,106

$1,278 €1,119

-1.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,004 €879

$1,038 €909

-3.28%

Buy Apartment in City Center (m2)

$4,209 €3,686

$2,226 €1,949

89.11%

Buy Apartment Outside City Center (m2)

$2,850 €2,496

$1,422 €1,245

100.46%

Average Monthly Net Salary (After Tax)

$2,724 €2,386

$3,213 €2,814

-15.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.4

16.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Turku: July 12, 2026

Last update for Kotka: July 13, 2026

Cost Breakdown

A central one-bedroom costs $790 in Turku versus $763 in Kotka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Kotka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $112 in Turku versus $54.0 in Kotka. Monthly groceries follow the same trend: $362 vs $357 – making Kotka the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Turku vs Kotka: Cost of Living - Frequently Asked Questions

Yes – Turku is pricier by about 1%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,781 per month in Turku and $2,756 in Kotka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kotka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $112 in Turku and $54.0 in Kotka. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,854 in Turku and $1,838 in Kotka. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,500 monthly budget goes further in Kotka, where all-in costs run around $1,838, than in Turku at $1,854. In Kotka it covers expenses comfortably, while in Turku it requires careful planning or may not stretch far enough.

Families tend to lean toward Kotka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kotka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Turku makes more sense. Both are solid long-term options with distinct trade-offs.