Last update: Oct 2026

Cost of Living Comparison Between Turku and Kotka

For one person, living is cheaper in Kotka: $1,652 a month against $1,877 in Turku, rent and utilities included – about $2,700 less a year. Rent and utilities account for about half of the difference.

90

Cost of Living Index in Turku
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Turku Living Index
79

Cost of Living Index in Kotka
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Kotka Living Index

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Turku

🇫🇮 Finland

$1,877

/mo nomad

Kotka

🇫🇮 Finland

$1,652

/mo nomad

Monthly Cost of Living

How much you'll spend in Turku and in Kotka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Turku and in Kotka actually costs, broken down by who's living it.

A single person spends $1,877 per month in Turku vs $1,652 in Kotka, rent included.

Turku $1,877
Kotka $1,652

A couple spends around $2,981 per month in Turku vs $2,550 in Kotka, rent included.

Turku $2,981
Kotka $2,550

A family of three spends $4,085 per month in Turku vs $3,449 in Kotka, rent included.

Turku $4,085
Kotka $3,449

Turku costs about 14% more than Kotka, and outside of rent the biggest gap is in groceries.

Both Turku and Kotka sit above the global median – Turku by 38%, Kotka by 21%.

Meal at Budget Restaurant

$16.29 €14.60

$16.39 €14.69

-0.61%

Three-Course Dinner for Two, Mid-Range

$101 €90.5

$79.4 €71.2

27.11%

Fast Food Meal (McDonalds, etc)

$12.34 €11.06

$11.11 €9.95

11.07%

Cappuccino

$4.68 €4.19

$4.50 €4.03

4.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 €2.50

$1.84 €1.65

51.63%

Water (0.33 liter bottle)

$1.89 €1.70

$1.26 €1.13

50.00%

Local Beer (0.5 liter draught)

$9.42 €8.44

$6.87 €6.15

37.12%

Imported Beer (0.33 liter bottle)

$9.60 €8.60

$9.80 €8.78

-2.04%

Milk (1 liter)

$1.56 €1.40

$1.02 €0.92

52.94%

White Bread (500g)

$2.47 €2.21

$2.19 €1.96

12.79%

Rice (white) (1kg)

$2.68 €2.41

$2.67 €2.39

0.37%

Eggs

$3.70 €3.32

$2.91 €2.60

27.15%

Local Cheese (1kg)

$7.78 €6.97

$7.93 €7.11

-1.89%

Chicken Fillets (1kg)

$14.64 €13.12

$12.34 €11.06

18.64%

Beef Round Steak (1kg)

$18.82 €16.87

$18.70 €16.76

0.64%

Apples (1kg)

$2.79 €2.50

$2.68 €2.40

4.10%

Banana (1kg)

$2.23 €2.00

$2.09 €1.87

6.70%

Oranges (1kg)

$2.28 €2.04

$2.23 €2.00

2.24%

Tomato (1kg)

$4.35 €3.90

$4.29 €3.85

1.40%

Potato (1kg)

$1.47 €1.32

$1.15 €1.03

27.83%

Onion (1kg)

$1.60 €1.43

$1.59 €1.43

0.63%

Lettuce (1 head)

$1.96 €1.75

$1.95 €1.75

0.51%

Water (1.5 liter bottle)

$1.82 €1.63

$1.14 €1.02

59.65%

Cigarettes 20 Pack (Marlboro, Camel)

$13.15 €11.78

$10.49 €9.40

25.36%

Wine (Bottle)

$15.33 €13.74

$15.40 €13.80

-0.45%

Local Beer (0.5 liter bottle)

$3.78 €3.39

$1.97 €1.76

91.88%

Imported Beer (0.33 liter bottle)

$3.68 €3.30

$2.82 €2.53

30.50%

One-way Ticket (Public Transport)

$3.61 €3.23

$4.29 €3.84

-15.85%

Public Transport Monthly Pass (Regular Price)

$63.9 €57.2

$57.3 €51.3

11.51%

Taxi Start (Normal Tariff)

$8.35 €7.49

$6.24 €5.59

33.81%

Taxi (Normal Tariff) (1km)

$1.53 €1.37

$1.47 €1.31

4.08%

Taxi 1hour Waiting (Normal Tariff)

$65.7 €58.9

$65.6 €58.8

0.18%

Gasoline (1 liter)

$2.37 €2.13

$2.03 €1.82

16.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €33.1K

$36.4K €32.7K

1.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.9K €34.0K

$36.6K €32.8K

3.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 €121

-0.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.01 €26.00

$28.69 €25.71

1.12%

Internet (50+ Mbps, Unlimited Data)

$21.79 €19.53

$22.34 €20.02

-2.46%

Gym Membership (Monthly)

$43.29 €38.79

$39.96 €35.81

8.33%

Tennis Court (1 Hour on Weekend)

$28.99 €25.98

$18.16 €16.28

59.64%

Cinema Ticket

$20.86 €18.69

$15.97 €14.31

30.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$467 €418

$314 €281

48.59%

International Primary School, 1 Child (Yearly)

$7,398 €6,629

$7,394 €6,626

0.05%

Jeans (Levis 501 Or Similar)

$95.5 €85.6

$92.8 €83.2

2.89%

Summer Dress (H&M, Zara, etc)

$43.99 €39.42

$41.07 €36.80

7.11%

Sport Shoes (Adidas, Nike)

$102 €91.1

$103 €92.7

-1.67%

Men's Leather Business Shoes

$111 €99.6

$45.34 €40.63

145.10%

1-bedroom Apartment, City Center (Monthly)

$857 €768

$682 €611

25.71%

1-bedroom Apartment, Outside City Center (Monthly)

$674 €604

$567 €508

18.81%

3-bedroom Apartment, City Center (Monthly)

$1,477 €1,323

$1,161 €1,041

27.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,167 €1,046

$886 €794

31.69%

Buy Apartment in City Center (m2)

$4,175 €3,741

$2,180 €1,954

91.46%

Buy Apartment Outside City Center (m2)

$2,810 €2,518

$1,396 €1,251

101.23%

Average Monthly Net Salary (After Tax)

$2,667 €2,390

$3,170 €2,841

-15.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.94

3.2

23.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Turku: October 25, 2026

Last update for Kotka: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Turku

$674 35.9%

Kotka

$567 34.3% 15.8% $107

Groceries & Markets

Turku

$371 19.8%

Kotka

$327 19.8% 12% $44

Eating Out

Turku

$308 16.4%

Kotka

$285 17.2% 7.7% $24

Monthly Utilities & Internet

Turku

$186 9.9%

Kotka

$186 11.3% 0.3% $0.6

Clothing & Footwear

Turku

$159 8.5%

Kotka

$127 7.7% 19.8% $31

Getting Around

Turku

$94 5%

Kotka

$88 5.3% 6.7% $6.3

Sport & Entertainment

Turku

$85 4.5%

Kotka

$72 4.4% 15.4% $13

Cost Breakdown

A central one-bedroom costs $857 in Turku versus $682 in Kotka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Kotka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $101 in Turku versus $79 in Kotka. Monthly groceries follow the same trend: $371 vs $327 – making Kotka the more affordable choice for daily food spending.

Good to know

🇫🇮 Turku

🇫🇮 Kotka

🕒 Local time

10:31 10:31 AM

Same time as Turku

🌤 Weather

👥 Population

201,889

50,488

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Turku vs Kotka: Cost of Living - Frequently Asked Questions

Yes – Turku is pricier by about 14%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,816 per month in Turku and $2,478 in Kotka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kotka, especially for central apartments: a one-bedroom in the center costs $682 there versus $857 in Turku.

A mid-range dinner for two costs $101 in Turku and $79 in Kotka. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,877 in Turku and $1,652 in Kotka. That makes Kotka about 12% cheaper.

$2,500 covers both cities comfortably – all-in costs are $1,877 in Turku and $1,652 in Kotka, leaving budget for savings and extras in both cases.

Families tend to lean toward Kotka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Kotka is the easier option financially – housing and daily costs are lower, and overall it costs about 12% less, which matters a lot on a fixed budget or early-career salary.