Last update: Oct 2026

Cost of Living Comparison Between Turku and Kiel

For one person, living costs are similar in Turku and in Kiel: $1,877 and $1,949 a month, rent and utilities included.

90

Cost of Living Index in Turku
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Turku Living Index
95

Cost of Living Index in Kiel
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Kiel Living Index

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Turku

🇫🇮 Finland

$1,877

/mo nomad

Kiel

🇩🇪 Germany

$1,949

/mo nomad

Monthly Cost of Living

How much you'll spend in Turku and in Kiel

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Turku and in Kiel actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,877 in Turku versus $1,949 in Kiel.

Turku $1,877
Kiel $1,949

Estimated couple costs with rent: $2,981 in Turku versus $2,960 in Kiel.

Turku $2,981
Kiel $2,960

Monthly costs for a family of three with rent: $4,085 in Turku versus $3,970 in Kiel.

Turku $4,085
Kiel $3,970

Living in Turku costs roughly 4% less than in Kiel, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Turku 38% above, Kiel 43% above.

Meal at Budget Restaurant

$16.29 €14.64

$16.79 €15.08

-2.98%

Three-Course Dinner for Two, Mid-Range

$101 €90.7

$85.4 €76.8

18.19%

Fast Food Meal (McDonalds, etc)

$12.34 €11.09

$12.25 €11.01

0.73%

Cappuccino

$4.68 €4.20

$3.87 €3.48

20.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 €2.51

$3.79 €3.40

-26.39%

Water (0.33 liter bottle)

$1.89 €1.70

$3.32 €2.98

-43.07%

Local Beer (0.5 liter draught)

$9.42 €8.46

$5.68 €5.11

65.85%

Imported Beer (0.33 liter bottle)

$9.60 €8.63

$4.52 €4.06

112.39%

Milk (1 liter)

$1.56 €1.40

$1.26 €1.14

23.81%

White Bread (500g)

$2.47 €2.22

$2.49 €2.24

-0.80%

Rice (white) (1kg)

$2.68 €2.41

$3.14 €2.82

-14.65%

Eggs

$3.70 €3.33

$4.17 €3.74

-11.27%

Local Cheese (1kg)

$7.78 €6.99

$16.10 €14.46

-51.68%

Chicken Fillets (1kg)

$14.64 €13.16

$12.18 €10.94

20.20%

Beef Round Steak (1kg)

$18.82 €16.91

$26.14 €23.49

-28.00%

Apples (1kg)

$2.79 €2.51

$3.24 €2.91

-13.89%

Banana (1kg)

$2.23 €2.01

$2.25 €2.02

-0.89%

Oranges (1kg)

$2.28 €2.05

$2.27 €2.04

0.44%

Tomato (1kg)

$4.35 €3.91

$3.40 €3.06

27.94%

Potato (1kg)

$1.47 €1.32

$1.54 €1.38

-4.55%

Onion (1kg)

$1.60 €1.43

$1.30 €1.17

23.08%

Lettuce (1 head)

$1.96 €1.76

$1.74 €1.56

12.64%

Water (1.5 liter bottle)

$1.82 €1.63

$0.80 €0.72

127.50%

Cigarettes 20 Pack (Marlboro, Camel)

$13.15 €11.82

$10.49 €9.42

25.36%

Wine (Bottle)

$15.33 €13.78

$6.24 €5.61

145.67%

Local Beer (0.5 liter bottle)

$3.78 €3.40

$1.12 €1.01

237.50%

Imported Beer (0.33 liter bottle)

$3.68 €3.31

$1.53 €1.37

140.52%

One-way Ticket (Public Transport)

$3.61 €3.24

$3.26 €2.93

10.74%

Public Transport Monthly Pass (Regular Price)

$63.9 €57.4

$69.9 €62.8

-8.64%

Taxi Start (Normal Tariff)

$8.35 €7.51

$4.01 €3.60

108.23%

Taxi (Normal Tariff) (1km)

$1.53 €1.38

$2.19 €1.97

-30.14%

Taxi 1hour Waiting (Normal Tariff)

$65.7 €59.0

Gasoline (1 liter)

$2.37 €2.13

$2.15 €1.93

10.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €33.2K

$32.7K €29.4K

13.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.9K €34.1K

$39.2K €35.2K

-3.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 €121

$295 €265

-54.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.01 €26.07

$22.43 €20.15

29.34%

Internet (50+ Mbps, Unlimited Data)

$21.79 €19.58

$48.37 €43.46

-54.95%

Gym Membership (Monthly)

$43.29 €38.90

$38.49 €34.58

12.47%

Tennis Court (1 Hour on Weekend)

$28.99 €26.05

$43.89 €39.43

-33.95%

Cinema Ticket

$20.86 €18.74

$13.33 €11.98

56.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$467 €419

$296 €266

57.83%

International Primary School, 1 Child (Yearly)

$7,398 €6,647

Jeans (Levis 501 Or Similar)

$95.5 €85.8

$76.3 €68.5

25.24%

Summer Dress (H&M, Zara, etc)

$43.99 €39.52

$68.8 €61.8

-36.06%

Sport Shoes (Adidas, Nike)

$102 €91.4

$97.9 €87.9

3.90%

Men's Leather Business Shoes

$111 €99.9

$111 €99.6

0.22%

1-bedroom Apartment, City Center (Monthly)

$857 €770

$698 €627

22.75%

1-bedroom Apartment, Outside City Center (Monthly)

$674 €606

$623 €559

8.29%

3-bedroom Apartment, City Center (Monthly)

$1,477 €1,327

$1,493 €1,341

-1.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,167 €1,048

$1,012 €910

15.28%

Buy Apartment in City Center (m2)

$4,175 €3,751

$5,250 €4,717

-20.48%

Buy Apartment Outside City Center (m2)

$2,810 €2,525

$2,925 €2,629

-3.94%

Average Monthly Net Salary (After Tax)

$2,667 €2,396

$3,265 €2,934

-18.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.94

3.95

-0.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Turku: October 25, 2026

Last update for Kiel: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Turku

$674 35.9%

Kiel

$623 31.9% 7.7% $52

Groceries & Markets

Turku

$371 19.8%

Kiel

$355 18.2% 4.4% $16

Eating Out

Turku

$308 16.4%

Kiel

$283 14.5% 8.1% $25

Monthly Utilities & Internet

Turku

$186 9.9%

Kiel

$366 18.8% 97.3% $181

Clothing & Footwear

Turku

$159 8.5%

Kiel

$159 8.2% 0.4% $0.7

Getting Around

Turku

$94 5%

Kiel

$98 5% 3.8% $3.6

Sport & Entertainment

Turku

$85 4.5%

Kiel

$65 3.3% 23.4% $20

Cost Breakdown

A one-bedroom apartment in the center runs $857 in Turku and $698 in Kiel. Housing cost is often the main lever when comparing two cities.

Kiel pays 22% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $101 in Turku vs $85 in Kiel for a mid-range dinner for two. Groceries echo the gap at $371 vs $355 per month, with Kiel cheaper across the board.

Good to know

🇫🇮 Turku

🇩🇪 Kiel

🕒 Local time

11:13 11:13 AM

10:13 10:13 AM

1 h behind Turku

🌤 Weather

👥 Population

201,889

246,306

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Between locations

Turku Kiel 990 km ≈ 1 h 45 min nonstop flight

From you

Turku
Kiel

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Turku vs Kiel: Cost of Living - Frequently Asked Questions

Turku is cheaper overall, especially in utilities and transport. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 18% lower in Turku. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $857 in Turku versus $698 in Kiel. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Kiel pay roughly 4% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Kiel – a meal for two runs $85 versus $101 in Turku. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,500 a month, though Turku gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Turku and Kiel are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Turku wins on affordability, Kiel on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.