Last update: Oct 2026

Cost of Living Comparison Between Tumba and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,896 in Tumba, rent and utilities included – about $11,500 less a year. Other living expenses account for most of the difference.

91

Cost of Living Index in Tumba
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Tumba Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Tumba

🇸🇪 Sweden

$1,896

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Tumba and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tumba and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,896 in Tumba versus $934 in Cebu.

Tumba $1,896
Cebu $934

Estimated couple costs with rent: $2,899 in Tumba versus $1,423 in Cebu.

Tumba $2,899
Cebu $1,423

Monthly costs for a family of three with rent: $3,901 in Tumba versus $1,913 in Cebu.

Tumba $3,901
Cebu $1,913

Living in Tumba is roughly 103% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Tumba is 39% above, Cebu is 31% below.

Meal at Budget Restaurant

$14.20 SEK 141

$3.79 ₱242

274.67%

Three-Course Dinner for Two, Mid-Range

$64.9 SEK 645

$23.33 ₱1,491

178.18%

Fast Food Meal (McDonalds, etc)

$9.95 SEK 98.8

$3.94 ₱252

152.54%

Cappuccino

$4.29 SEK 42.62

$2.54 ₱163

68.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 SEK 26.32

$1.57 ₱100

68.79%

Water (0.33 liter bottle)

$2.21 SEK 21.98

$0.47 ₱29.82

370.21%

Local Beer (0.5 liter draught)

$7.17 SEK 71.2

$1.77 ₱113

305.08%

Imported Beer (0.33 liter bottle)

$6.91 SEK 68.6

$2.22 ₱142

211.26%

Milk (1 liter)

$1.79 SEK 17.74

$1.90 ₱121

-5.79%

White Bread (500g)

$3.05 SEK 30.32

$1.36 ₱87.1

124.26%

Rice (white) (1kg)

$3.75 SEK 37.26

$0.94 ₱59.8

298.94%

Eggs

$5.03 SEK 49.99

$1.99 ₱127

152.76%

Local Cheese (1kg)

$13.00 SEK 129

$9.70 ₱620

34.02%

Chicken Fillets (1kg)

$13.25 SEK 132

$4.32 ₱276

206.71%

Beef Round Steak (1kg)

$17.49 SEK 174

$7.51 ₱480

132.89%

Apples (1kg)

$3.25 SEK 32.26

$3.31 ₱211

-1.81%

Banana (1kg)

$2.68 SEK 26.65

$1.37 ₱87.5

95.62%

Oranges (1kg)

$2.06 SEK 20.45

$2.34 ₱149

-11.97%

Tomato (1kg)

$4.50 SEK 44.71

$1.49 ₱95.4

202.01%

Potato (1kg)

$1.45 SEK 14.40

$2.30 ₱147

-36.96%

Onion (1kg)

$1.80 SEK 17.92

$1.87 ₱120

-3.74%

Lettuce (1 head)

$2.30 SEK 22.87

$1.10 ₱70.3

109.09%

Water (1.5 liter bottle)

$1.88 SEK 18.70

$0.63 ₱40.36

198.41%

Cigarettes 20 Pack (Marlboro, Camel)

$7.15 SEK 71.0

$2.86 ₱183

150.00%

Wine (Bottle)

$10.04 SEK 99.7

$6.08 ₱389

65.13%

Local Beer (0.5 liter bottle)

$2.01 SEK 19.99

$1.27 ₱81.4

58.27%

Imported Beer (0.33 liter bottle)

$2.25 SEK 22.37

$1.72 ₱110

30.81%

One-way Ticket (Public Transport)

$4.26 SEK 42.31

$0.22 ₱13.99

1836.36%

Public Transport Monthly Pass (Regular Price)

$103 SEK 1,022

$12.34 ₱788

733.79%

Taxi Start (Normal Tariff)

$5.79 SEK 57.5

$0.74 ₱47.53

682.43%

Taxi (Normal Tariff) (1km)

$1.48 SEK 14.67

$0.22 ₱14.08

572.73%

Taxi 1hour Waiting (Normal Tariff)

$57.1 SEK 567

$4.28 ₱273

1235.05%

Gasoline (1 liter)

$1.81 SEK 17.99

$1.31 ₱83.7

38.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K SEK 332.0K

$20.8K ₱1.3M

61.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.0K SEK 337.3K

$19.0K ₱1.2M

78.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 SEK 1,746

$118 ₱7,565

48.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.42 SEK 213

$15.76 ₱1,007

35.91%

Internet (50+ Mbps, Unlimited Data)

$48.20 SEK 479

$28.33 ₱1,810

70.14%

Gym Membership (Monthly)

$40.34 SEK 401

$32.94 ₱2,105

22.47%

Tennis Court (1 Hour on Weekend)

$26.36 SEK 262

$6.49 ₱415

306.16%

Cinema Ticket

$16.89 SEK 168

$5.45 ₱348

209.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$158 SEK 1,569

$276 ₱17.6K

-42.71%

International Primary School, 1 Child (Yearly)

$5,131 SEK 51.0K

$7,789 ₱497.7K

-34.13%

Jeans (Levis 501 Or Similar)

$113 SEK 1,123

$48.18 ₱3,078

134.68%

Summer Dress (H&M, Zara, etc)

$53.6 SEK 532

$24.47 ₱1,564

118.84%

Sport Shoes (Adidas, Nike)

$94.8 SEK 941

$75.3 ₱4,810

25.86%

Men's Leather Business Shoes

$186 SEK 1,843

$58.0 ₱3,707

219.87%

1-bedroom Apartment, City Center (Monthly)

$792 SEK 7,866

$477 ₱30.5K

65.96%

1-bedroom Apartment, Outside City Center (Monthly)

$599 SEK 5,953

$322 ₱20.6K

86.29%

3-bedroom Apartment, City Center (Monthly)

$1,375 SEK 13.7K

$963 ₱61.5K

42.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,011 SEK 10.0K

$626 ₱40.0K

61.61%

Buy Apartment in City Center (m2)

$3,992 SEK 39.6K

$4,551 ₱290.8K

-12.28%

Buy Apartment Outside City Center (m2)

$2,784 SEK 27.6K

$3,028 ₱193.5K

-8.07%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.8

7.2

-61.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tumba: October 26, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tumba

$599 31.6%

Cebu

$322 34.5% 46.3% $278

Groceries & Markets

Tumba

$379 20%

Cebu

$204 21.8% 46.2% $175

Eating Out

Tumba

$264 13.9%

Cebu

$94 10.1% 64.4% $170

Monthly Utilities & Internet

Tumba

$245 12.9%

Cebu

$163 17.4% 33.8% $83

Clothing & Footwear

Tumba

$201 10.6%

Cebu

$93 9.9% 53.9% $108

Getting Around

Tumba

$133 7%

Cebu

$15 1.6% 88.7% $118

Sport & Entertainment

Tumba

$74 3.9%

Cebu

$44 4.7% 40.8% $30

Cost Breakdown

A one-bedroom apartment in the center runs $792 in Tumba and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $65 in Tumba vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $379 vs $204 per month, with Cebu cheaper across the board.

Good to know

🇸🇪 Tumba

🇵🇭 Cebu

🕒 Local time

15:36 3:36 PM

22:36 10:36 PM

7 h ahead of Tumba

🌤 Weather

👥 Population

42,344

964,169

💱 Currency

Swedish Krona SEK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 SEK = 10.07 USD

100 SEK = 9.05 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of October 28, 2026: 1 USD = 9.93 SEK (1 SEK = 0.101 USD). 1 EUR = 11.05 SEK (100 SEK = 9.05 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.11 PHP (100 PHP = 1.41 EUR).

USD to SEK in detail →

On the map

Lowest

Highest

Between locations

Tumba Cebu 9,920 km ≈ 13 h nonstop flight

From you

Tumba
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tumba vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 103% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,844 in Tumba and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $792 in Tumba versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,896 per month in Tumba versus $934 in Cebu – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 88% less than in Tumba. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tumba and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 51% less than in Tumba. Beyond cost, consider language, visa policies, and how big the international community is in each city.