Last update: Nov 2026

Cost of Living Comparison Between Tsushima Island and Okinawa

For one person, living is cheaper in Tsushima Island: $1,232 a month against $1,379 in Okinawa, rent and utilities included – about $1,800 less a year. Other living expenses account for most of the difference.

59

Cost of Living Index in Tsushima Island
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Tsushima Island Living Index
66

Cost of Living Index in Okinawa
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Okinawa Living Index

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Tsushima Island

🇯🇵 Japan

$1,232

/mo nomad

Okinawa

🇯🇵 Japan

$1,379

/mo nomad

Monthly Cost of Living

How much you'll spend in Tsushima Island and in Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tsushima Island and in Okinawa actually costs, broken down by who's living it.

A single person spends $1,232 per month in Tsushima Island vs $1,379 in Okinawa, rent included.

Tsushima Island $1,232
Okinawa $1,379

A couple spends around $1,930 per month in Tsushima Island vs $2,171 in Okinawa, rent included.

Tsushima Island $1,930
Okinawa $2,171

A family of three spends $2,629 per month in Tsushima Island vs $2,964 in Okinawa, rent included.

Tsushima Island $2,629
Okinawa $2,964

Tsushima Island is about 11% cheaper than Okinawa, and outside of rent the biggest gap is in eating out.

Tsushima Island sits 9% below the global median, while Okinawa is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.98 ¥1,106

$9.74 ¥1,543

-28.34%

Three-Course Dinner for Two, Mid-Range

$35.22 ¥5,579

$40.63 ¥6,436

-13.32%

Fast Food Meal (McDonalds, etc)

$5.63 ¥893

$6.87 ¥1,088

-18.05%

Cappuccino

$3.10 ¥491

$3.91 ¥619

-20.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.14 ¥181

$1.40 ¥222

-18.57%

Water (0.33 liter bottle)

$0.82 ¥129

$0.93 ¥147

-11.83%

Local Beer (0.5 liter draught)

$2.06 ¥327

$2.61 ¥414

-21.07%

Imported Beer (0.33 liter bottle)

$3.10 ¥491

$6.02 ¥954

-48.50%

Milk (1 liter)

$1.52 ¥241

$1.63 ¥258

-6.75%

White Bread (500g)

$1.67 ¥264

$2.10 ¥333

-20.48%

Rice (white) (1kg)

$4.69 ¥743

$3.89 ¥617

20.57%

Eggs

$2.26 ¥358

$1.78 ¥282

26.97%

Local Cheese (1kg)

$10.19 ¥1,615

$18.10 ¥2,867

-43.70%

Chicken Fillets (1kg)

$6.17 ¥977

$4.89 ¥775

26.18%

Beef Round Steak (1kg)

$15.46 ¥2,449

$22.24 ¥3,523

-30.49%

Apples (1kg)

$5.42 ¥858

$3.79 ¥600

43.01%

Banana (1kg)

$2.62 ¥416

$2.59 ¥411

1.16%

Oranges (1kg)

$3.95 ¥626

$2.14 ¥339

84.58%

Tomato (1kg)

$4.49 ¥711

$5.18 ¥820

-13.32%

Potato (1kg)

$3.35 ¥531

$2.49 ¥394

34.54%

Onion (1kg)

$2.55 ¥403

$2.48 ¥392

2.82%

Lettuce (1 head)

$1.32 ¥209

$1.26 ¥200

4.76%

Water (1.5 liter bottle)

$0.87 ¥139

$0.78 ¥123

11.54%

Cigarettes 20 Pack (Marlboro, Camel)

$4.08 ¥646

$4.03 ¥638

1.24%

Wine (Bottle)

$6.48 ¥1,027

$6.40 ¥1,013

1.25%

Local Beer (0.5 liter bottle)

$1.94 ¥307

$1.88 ¥297

3.19%

Imported Beer (0.33 liter bottle)

$2.36 ¥374

$3.18 ¥503

-25.79%

One-way Ticket (Public Transport)

$1.60 ¥254

$1.50 ¥237

6.67%

Public Transport Monthly Pass (Regular Price)

$55.6 ¥8,813

$65.1 ¥10.3K

-14.48%

Taxi Start (Normal Tariff)

$3.54 ¥561

$3.92 ¥620

-9.69%

Taxi (Normal Tariff) (1km)

$2.99 ¥474

$3.47 ¥549

-13.83%

Taxi 1hour Waiting (Normal Tariff)

$20.96 ¥3,320

$11.44 ¥1,812

83.22%

Gasoline (1 liter)

$1.19 ¥188

$1.05 ¥166

13.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.6K ¥3.7M

$21.3K ¥3.4M

10.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K ¥2.7M

$15.0K ¥2.4M

14.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ¥21.9K

$162 ¥25.7K

-14.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.47 ¥4,351

$25.31 ¥4,010

8.53%

Internet (50+ Mbps, Unlimited Data)

$33.39 ¥5,289

$53.6 ¥8,494

-37.73%

Gym Membership (Monthly)

$58.3 ¥9,231

$71.8 ¥11.4K

-18.88%

Tennis Court (1 Hour on Weekend)

$13.99 ¥2,216

$56.8 ¥9,002

-75.38%

Cinema Ticket

$13.37 ¥2,118

$12.04 ¥1,908

11.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$284 ¥45.1K

$330 ¥52.2K

-13.68%

International Primary School, 1 Child (Yearly)

$13.3K ¥2.1M

$5,654 ¥895.6K

135.67%

Jeans (Levis 501 Or Similar)

$43.63 ¥6,912

$48.74 ¥7,720

-10.48%

Summer Dress (H&M, Zara, etc)

$29.76 ¥4,715

$23.34 ¥3,698

27.51%

Sport Shoes (Adidas, Nike)

$59.3 ¥9,388

$81.3 ¥12.9K

-27.06%

Men's Leather Business Shoes

$90.5 ¥14.3K

$98.0 ¥15.5K

-7.59%

1-bedroom Apartment, City Center (Monthly)

$473 ¥74.9K

$407 ¥64.5K

16.16%

1-bedroom Apartment, Outside City Center (Monthly)

$326 ¥51.6K

$327 ¥51.7K

-0.21%

3-bedroom Apartment, City Center (Monthly)

$873 ¥138.3K

$825 ¥130.7K

5.80%

3-bedroom Apartment, Outside City Center (Monthly)

$666 ¥105.5K

$667 ¥105.6K

-0.12%

Buy Apartment in City Center (m2)

$2,785 ¥441.2K

$8,711 ¥1.4M

-68.03%

Buy Apartment Outside City Center (m2)

$1,744 ¥276.3K

$1,220 ¥193.3K

42.92%

Average Monthly Net Salary (After Tax)

$1,814 ¥287.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.81

2.23

-18.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tsushima Island: November 2, 2026

Last update for Okinawa: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tsushima Island

$326 26.5%

Okinawa

$327 23.7% 0.2% $0.7

Groceries & Markets

Tsushima Island

$307 24.9%

Okinawa

$330 23.9% 7.5% $23

Monthly Utilities & Internet

Tsushima Island

$199 16.2%

Okinawa

$241 17.5% 21.3% $42

Eating Out

Tsushima Island

$134 10.9%

Okinawa

$180 13.1% 33.9% $46

Clothing & Footwear

Tsushima Island

$100 8.2%

Okinawa

$113 8.2% 12.6% $13

Sport & Entertainment

Tsushima Island

$85 6.9%

Okinawa

$96 7% 12.8% $11

Getting Around

Tsushima Island

$81 6.5%

Okinawa

$92 6.7% 14.6% $12

Cost Breakdown

A central one-bedroom costs $473 in Tsushima Island versus $407 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Tsushima Island versus $41 in Okinawa. Monthly groceries follow the same trend: $307 vs $330 – making Tsushima Island the more affordable choice for daily food spending.

Good to know

🇯🇵 Tsushima Island

🇯🇵 Okinawa

🕒 Local time

07:38 7:38 AM

Same time as Tsushima Island

🌤 Weather

👥 Population

28,000

142,752

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.31 USD

1,000 JPY = 5.61 EUR

1,000 JPY = 6.31 USD

1,000 JPY = 5.61 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Tsushima Island vs Okinawa: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 12%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,848 per month in Tsushima Island and $2,068 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okinawa, especially for central apartments: a one-bedroom in the center costs $407 there versus $473 in Tsushima Island.

A mid-range dinner for two costs $35 in Tsushima Island and $41 in Okinawa. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,232 in Tsushima Island and $1,379 in Okinawa. That makes Tsushima Island about 11% cheaper.

$2,000 covers both cities comfortably – all-in costs are $1,232 in Tsushima Island and $1,379 in Okinawa, leaving budget for savings and extras in both cases.

It depends on your priorities. Okinawa has an edge in some lifestyle areas, with costs from $1,232 in Tsushima Island to $1,379 in Okinawa. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.