Last update: Oct 2026

Cost of Living Comparison Between Troy, NY and Vancouver

For one person, living is cheaper in Troy, NY: $2,388 a month against $2,626 in Vancouver, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Vancouver outweigh lower spending on other living expenses.

117

Cost of Living Index in Troy, NY
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Troy, NY Living Index
129

Cost of Living Index in Vancouver
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Vancouver Living Index

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Troy, NY

🇺🇸 United States

$2,388

/mo nomad

Vancouver

🇨🇦 Canada

$2,626

/mo nomad

Monthly Cost of Living

How much you'll spend in Troy, NY and in Vancouver

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troy, NY and in Vancouver actually costs, broken down by who's living it.

A single person spends $2,388 per month in Troy, NY vs $2,626 in Vancouver, rent included.

Troy, NY $2,388
Vancouver $2,626

A couple spends around $3,919 per month in Troy, NY vs $3,841 in Vancouver, rent included.

Troy, NY $3,919
Vancouver $3,841

A family of three spends $5,451 per month in Troy, NY vs $5,056 in Vancouver, rent included.

Troy, NY $5,451
Vancouver $5,056

Troy, NY is about 9% cheaper than Vancouver, and outside of rent the biggest gap is in eating out.

Both Troy, NY and Vancouver sit above the global median – Troy, NY by 77%, Vancouver by 95%.

Meal at Budget Restaurant

$18.23 $18.23

$17.19 CA$24.30

6.05%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$69.1 CA$97.6

9.89%

Fast Food Meal (McDonalds, etc)

$12.04 $12.04

$10.61 CA$15.00

13.48%

Cappuccino

$6.58 $6.58

$3.83 CA$5.42

71.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$2.04 CA$2.88

28.92%

Water (0.33 liter bottle)

$2.02 $2.02

$1.65 CA$2.34

22.42%

Local Beer (0.5 liter draught)

$6.94 $6.94

$5.54 CA$7.83

25.27%

Imported Beer (0.33 liter bottle)

$7.69 $7.69

$6.20 CA$8.77

24.03%

Milk (1 liter)

$1.06 $1.06

$2.14 CA$3.02

-50.47%

White Bread (500g)

$3.21 $3.21

$2.51 CA$3.54

27.89%

Rice (white) (1kg)

$4.34 $4.34

$4.49 CA$6.35

-3.34%

Eggs

$3.98 $3.98

$4.09 CA$5.78

-2.69%

Local Cheese (1kg)

$11.13 $11.13

$11.73 CA$16.58

-5.12%

Chicken Fillets (1kg)

$13.49 $13.49

$13.11 CA$18.54

2.90%

Beef Round Steak (1kg)

$17.59 $17.59

$19.50 CA$27.57

-9.79%

Apples (1kg)

$4.76 $4.76

$4.00 CA$5.65

19.00%

Banana (1kg)

$1.39 $1.39

$1.38 CA$1.94

0.72%

Oranges (1kg)

$5.35 $5.35

$3.88 CA$5.48

37.89%

Tomato (1kg)

$4.78 $4.78

$3.95 CA$5.58

21.01%

Potato (1kg)

$3.02 $3.02

$2.72 CA$3.85

11.03%

Onion (1kg)

$3.69 $3.69

$2.86 CA$4.05

29.02%

Lettuce (1 head)

$2.20 $2.20

$2.46 CA$3.48

-10.57%

Water (1.5 liter bottle)

$1.98 $1.98

$1.56 CA$2.21

26.92%

Cigarettes 20 Pack (Marlboro, Camel)

$14.27 $14.27

$15.48 CA$21.88

-7.82%

Wine (Bottle)

$14.11 $14.11

$13.75 CA$19.44

2.62%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$2.63 CA$3.72

-21.29%

Imported Beer (0.33 liter bottle)

$3.99 $3.99

$2.89 CA$4.09

38.06%

One-way Ticket (Public Transport)

$1.29 $1.29

$2.48 CA$3.51

-47.98%

Public Transport Monthly Pass (Regular Price)

$64.6 $64.6

$83.0 CA$117

-22.11%

Taxi Start (Normal Tariff)

$3.77 $3.77

$2.72 CA$3.85

38.60%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.58 CA$2.24

-12.66%

Taxi 1hour Waiting (Normal Tariff)

$30.54 $30.54

$31.05 CA$43.89

-1.64%

Gasoline (1 liter)

$1.12 $1.12

$1.37 CA$1.94

-18.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$27.7K CA$39.1K

28.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$19.6K CA$27.8K

31.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$82.5 CA$117

159.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.3 $59.3

$37.26 CA$52.7

59.26%

Internet (50+ Mbps, Unlimited Data)

$74.9 $74.9

$51.7 CA$73.1

44.83%

Gym Membership (Monthly)

$44.04 $44.04

$42.87 CA$60.6

2.73%

Tennis Court (1 Hour on Weekend)

$12.40 CA$17.53

Cinema Ticket

$15.16 $15.16

$12.13 CA$17.15

24.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,502 $1,502

$1,102 CA$1,557

36.34%

International Primary School, 1 Child (Yearly)

$17.2K $17.2K

$19.8K CA$28.0K

-13.50%

Jeans (Levis 501 Or Similar)

$54.7 $54.7

$56.4 CA$79.7

-3.03%

Summer Dress (H&M, Zara, etc)

$47.68 $47.68

$33.43 CA$47.26

42.63%

Sport Shoes (Adidas, Nike)

$99.5 $99.5

$93.9 CA$133

5.95%

Men's Leather Business Shoes

$123 $123

$93.8 CA$133

30.88%

1-bedroom Apartment, City Center (Monthly)

$1,293 $1,293

$1,775 CA$2,509

-27.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,006 $1,006

$1,497 CA$2,116

-32.76%

3-bedroom Apartment, City Center (Monthly)

$3,046 $3,046

$3,082 CA$4,357

-1.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,439 $2,439

$2,416 CA$3,416

0.96%

Buy Apartment in City Center (m2)

$2,537 $2,537

$8,069 CA$11.4K

-68.56%

Buy Apartment Outside City Center (m2)

$2,516 $2,516

$6,449 CA$9,118

-61.00%

Average Monthly Net Salary (After Tax)

$7,603 $7,603

$3,776 CA$5,339

101.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

4.28

55.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, NY: October 11, 2026

Last update for Vancouver: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Troy, NY

$1K 42.2%

Vancouver

$1.5K 57% 48.7% $490

Groceries & Markets

Troy, NY

$403 16.9%

Vancouver

$392 14.9% 2.5% $10

Monthly Utilities & Internet

Troy, NY

$348 14.6%

Vancouver

$171 6.5% 50.7% $177

Eating Out

Troy, NY

$330 13.8%

Vancouver

$270 10.3% 18% $59

Clothing & Footwear

Troy, NY

$146 6.1%

Vancouver

$125 4.8% 14.5% $21

Getting Around

Troy, NY

$80 3.4%

Vancouver

$104 3.9% 28.7% $23

Sport & Entertainment

Troy, NY

$74 3.1%

Vancouver

$67 2.6% 9.7% $7.2

Cost Breakdown

A central one-bedroom costs $1,293 in Troy, NY versus $1,775 in Vancouver. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 101% higher in Troy, NY, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $76.0 in Troy, NY versus $69.0 in Vancouver. Monthly groceries follow the same trend: $403 vs $392 – making Vancouver the more affordable choice for daily food spending.

Good to know

🇺🇸 Troy, NY

🇨🇦 Vancouver

🕒 Local time

10:52 10:52 AM

07:52 7:52 AM

3 h behind Troy, NY

🌤 Weather

👥 Population

51,401

631,486

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.889 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Troy, NY Vancouver 3,820 km ≈ 5 h nonstop flight

From you

Troy, NY
Vancouver

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Troy, NY vs Vancouver: Cost of Living - Frequently Asked Questions

Yes – Vancouver is pricier by about 10%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,581 per month in Troy, NY and $3,939 in Vancouver. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Troy, NY, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 28% less in Troy, NY. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,502 per month in Troy, NY and $1,102 in Vancouver. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Troy, NY, where all-in costs run around $2,388, than in Vancouver at $2,626. In Troy, NY it covers expenses comfortably, while in Vancouver it requires careful planning or may not stretch far enough.

Families tend to lean toward Troy, NY – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Troy, NY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Vancouver makes more sense. Both are solid long-term options with distinct trade-offs.