Last update: Oct 2026

Cost of Living Comparison Between Vancouver and Troy, NY

For one person, living is cheaper in Troy, NY: $2,388 a month against $2,626 in Vancouver, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Vancouver outweigh lower spending on other living expenses.

129

Cost of Living Index in Vancouver
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Vancouver Living Index
117

Cost of Living Index in Troy, NY
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Troy, NY Living Index

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Vancouver

🇨🇦 Canada

$2,626

/mo nomad

Troy, NY

🇺🇸 United States

$2,388

/mo nomad

Monthly Cost of Living

How much you'll spend in Vancouver and in Troy, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vancouver and in Troy, NY actually costs, broken down by who's living it.

A single person spends $2,626 per month in Vancouver vs $2,388 in Troy, NY, rent included.

Vancouver $2,626
Troy, NY $2,388

A couple spends around $3,841 per month in Vancouver vs $3,919 in Troy, NY, rent included.

Vancouver $3,841
Troy, NY $3,919

A family of three spends $5,056 per month in Vancouver vs $5,451 in Troy, NY, rent included.

Vancouver $5,056
Troy, NY $5,451

Vancouver costs about 10% more than Troy, NY, and outside of rent the biggest gap is in eating out.

Both Vancouver and Troy, NY sit above the global median – Vancouver by 95%, Troy, NY by 77%.

Meal at Budget Restaurant

$17.19 CA$24.30

$18.23 $18.23

-5.70%

Three-Course Dinner for Two, Mid-Range

$69.1 CA$97.6

$75.9 $75.9

-9.00%

Fast Food Meal (McDonalds, etc)

$10.61 CA$15.00

$12.04 $12.04

-11.88%

Cappuccino

$3.83 CA$5.42

$6.58 $6.58

-41.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.88

$2.63 $2.63

-22.43%

Water (0.33 liter bottle)

$1.65 CA$2.34

$2.02 $2.02

-18.32%

Local Beer (0.5 liter draught)

$5.54 CA$7.83

$6.94 $6.94

-20.17%

Imported Beer (0.33 liter bottle)

$6.20 CA$8.77

$7.69 $7.69

-19.38%

Milk (1 liter)

$2.14 CA$3.02

$1.06 $1.06

101.89%

White Bread (500g)

$2.51 CA$3.54

$3.21 $3.21

-21.81%

Rice (white) (1kg)

$4.49 CA$6.35

$4.34 $4.34

3.46%

Eggs

$4.09 CA$5.78

$3.98 $3.98

2.76%

Local Cheese (1kg)

$11.73 CA$16.58

$11.13 $11.13

5.39%

Chicken Fillets (1kg)

$13.11 CA$18.54

$13.49 $13.49

-2.82%

Beef Round Steak (1kg)

$19.50 CA$27.57

$17.59 $17.59

10.86%

Apples (1kg)

$4.00 CA$5.65

$4.76 $4.76

-15.97%

Banana (1kg)

$1.38 CA$1.94

$1.39 $1.39

-0.72%

Oranges (1kg)

$3.88 CA$5.48

$5.35 $5.35

-27.48%

Tomato (1kg)

$3.95 CA$5.58

$4.78 $4.78

-17.36%

Potato (1kg)

$2.72 CA$3.85

$3.02 $3.02

-9.93%

Onion (1kg)

$2.86 CA$4.05

$3.69 $3.69

-22.49%

Lettuce (1 head)

$2.46 CA$3.48

$2.20 $2.20

11.82%

Water (1.5 liter bottle)

$1.56 CA$2.21

$1.98 $1.98

-21.21%

Cigarettes 20 Pack (Marlboro, Camel)

$15.48 CA$21.88

$14.27 $14.27

8.48%

Wine (Bottle)

$13.75 CA$19.44

$14.11 $14.11

-2.55%

Local Beer (0.5 liter bottle)

$2.63 CA$3.72

$2.07 $2.07

27.05%

Imported Beer (0.33 liter bottle)

$2.89 CA$4.09

$3.99 $3.99

-27.57%

One-way Ticket (Public Transport)

$2.48 CA$3.51

$1.29 $1.29

92.25%

Public Transport Monthly Pass (Regular Price)

$83.0 CA$117

$64.6 $64.6

28.39%

Taxi Start (Normal Tariff)

$2.72 CA$3.85

$3.77 $3.77

-27.85%

Taxi (Normal Tariff) (1km)

$1.58 CA$2.24

$1.38 $1.38

14.49%

Taxi 1hour Waiting (Normal Tariff)

$31.05 CA$43.89

$30.54 $30.54

1.67%

Gasoline (1 liter)

$1.37 CA$1.94

$1.12 $1.12

22.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K CA$39.1K

$35.6K $35.6K

-22.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$25.9K $25.9K

-24.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.5 CA$117

$214 $214

-61.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.26 CA$52.7

$59.3 $59.3

-37.21%

Internet (50+ Mbps, Unlimited Data)

$51.7 CA$73.1

$74.9 $74.9

-30.95%

Gym Membership (Monthly)

$42.87 CA$60.6

$44.04 $44.04

-2.66%

Tennis Court (1 Hour on Weekend)

$12.40 CA$17.53

Cinema Ticket

$12.13 CA$17.15

$15.16 $15.16

-19.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,102 CA$1,557

$1,502 $1,502

-26.65%

International Primary School, 1 Child (Yearly)

$19.8K CA$28.0K

$17.2K $17.2K

15.60%

Jeans (Levis 501 Or Similar)

$56.4 CA$79.7

$54.7 $54.7

3.13%

Summer Dress (H&M, Zara, etc)

$33.43 CA$47.26

$47.68 $47.68

-29.89%

Sport Shoes (Adidas, Nike)

$93.9 CA$133

$99.5 $99.5

-5.62%

Men's Leather Business Shoes

$93.8 CA$133

$123 $123

-23.60%

1-bedroom Apartment, City Center (Monthly)

$1,775 CA$2,509

$1,293 $1,293

37.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,497 CA$2,116

$1,006 $1,006

48.72%

3-bedroom Apartment, City Center (Monthly)

$3,082 CA$4,357

$3,046 $3,046

1.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,416 CA$3,416

$2,439 $2,439

-0.95%

Buy Apartment in City Center (m2)

$8,069 CA$11.4K

$2,537 $2,537

218.02%

Buy Apartment Outside City Center (m2)

$6,449 CA$9,118

$2,516 $2,516

156.39%

Average Monthly Net Salary (After Tax)

$3,776 CA$5,339

$7,603 $7,603

-50.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.28

6.66

-35.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vancouver: October 10, 2026

Last update for Troy, NY: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vancouver

$1.5K 57%

Troy, NY

$1K 42.2% 32.8% $490

Groceries & Markets

Vancouver

$392 14.9%

Troy, NY

$403 16.9% 2.6% $10

Eating Out

Vancouver

$270 10.3%

Troy, NY

$330 13.8% 22% $59

Monthly Utilities & Internet

Vancouver

$171 6.5%

Troy, NY

$348 14.6% 103% $177

Clothing & Footwear

Vancouver

$125 4.8%

Troy, NY

$146 6.1% 17% $21

Getting Around

Vancouver

$104 3.9%

Troy, NY

$80 3.4% 22.3% $23

Sport & Entertainment

Vancouver

$67 2.6%

Troy, NY

$74 3.1% 10.8% $7.2

Cost Breakdown

A central one-bedroom costs $1,775 in Vancouver versus $1,293 in Troy, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 101% higher in Troy, NY, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $69.0 in Vancouver versus $76.0 in Troy, NY. Monthly groceries follow the same trend: $392 vs $403 – making Vancouver the more affordable choice for daily food spending.

Good to know

🇨🇦 Vancouver

🇺🇸 Troy, NY

🕒 Local time

23:44 11:44 PM

02:44 2:44 AM

3 h ahead of Vancouver

🌤 Weather

👥 Population

631,486

51,401

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Vancouver Troy, NY 3,820 km ≈ 5 h nonstop flight

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vancouver vs Troy, NY: Cost of Living - Frequently Asked Questions

Yes – Vancouver is pricier by about 10%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,939 per month in Vancouver and $3,581 in Troy, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Troy, NY, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 28% less in Troy, NY. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,102 per month in Vancouver and $1,502 in Troy, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Troy, NY, where all-in costs run around $2,388, than in Vancouver at $2,626. In Troy, NY it covers expenses comfortably, while in Vancouver it requires careful planning or may not stretch far enough.

Families tend to lean toward Troy, NY – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Troy, NY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Vancouver makes more sense. Both are solid long-term options with distinct trade-offs.