Last update: Oct 2026

Cost of Living Comparison Between Tres Cantos and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,640 in Tres Cantos, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

80

Cost of Living Index in Tres Cantos
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Tres Cantos Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Tres Cantos

🇪🇸 Spain

$1,640

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Tres Cantos and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tres Cantos and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,640 in Tres Cantos versus $918 in Cebu.

Tres Cantos $1,640
Cebu $918

Estimated couple costs with rent: $2,406 in Tres Cantos versus $1,409 in Cebu.

Tres Cantos $2,406
Cebu $1,409

Monthly costs for a family of three with rent: $3,171 in Tres Cantos versus $1,900 in Cebu.

Tres Cantos $3,171
Cebu $1,900

Living in Tres Cantos is roughly 79% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Tres Cantos is 22% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.59 €14.76

$3.09 ₱194

436.89%

Three-Course Dinner for Two, Mid-Range

$56.7 €50.4

$24.22 ₱1,525

133.98%

Fast Food Meal (McDonalds, etc)

$11.00 €9.78

$3.92 ₱247

180.61%

Cappuccino

$2.34 €2.08

$2.51 ₱158

-6.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 €2.28

$1.59 ₱100

61.01%

Water (0.33 liter bottle)

$1.87 €1.66

$0.53 ₱33.43

252.83%

Local Beer (0.5 liter draught)

$3.39 €3.01

$1.78 ₱112

90.45%

Imported Beer (0.33 liter bottle)

$3.55 €3.16

$2.17 ₱137

63.59%

Milk (1 liter)

$1.18 €1.05

$1.92 ₱121

-38.54%

White Bread (500g)

$1.48 €1.32

$1.36 ₱85.4

8.82%

Rice (white) (1kg)

$1.62 €1.44

$1.01 ₱63.5

60.40%

Eggs

$3.35 €2.98

$2.03 ₱128

65.02%

Local Cheese (1kg)

$13.36 €11.88

$9.86 ₱621

35.50%

Chicken Fillets (1kg)

$7.96 €7.08

$4.39 ₱277

81.32%

Beef Round Steak (1kg)

$15.53 €13.81

$7.60 ₱479

104.34%

Apples (1kg)

$2.56 €2.28

$3.30 ₱208

-22.42%

Banana (1kg)

$2.01 €1.79

$1.39 ₱87.8

44.60%

Oranges (1kg)

$1.91 €1.70

$2.33 ₱147

-18.03%

Tomato (1kg)

$2.58 €2.29

$1.50 ₱94.3

72.00%

Potato (1kg)

$1.79 €1.59

$2.36 ₱149

-24.15%

Onion (1kg)

$1.99 €1.77

$1.90 ₱119

4.74%

Lettuce (1 head)

$1.33 €1.18

$1.19 ₱74.9

11.76%

Water (1.5 liter bottle)

$0.68 €0.60

$0.63 ₱39.71

7.94%

Cigarettes 20 Pack (Marlboro, Camel)

$6.32 €5.62

$3.00 ₱189

110.67%

Wine (Bottle)

$5.55 €4.94

$6.03 ₱379

-7.96%

Local Beer (0.5 liter bottle)

$1.18 €1.05

$1.23 ₱77.7

-4.07%

Imported Beer (0.33 liter bottle)

$2.23 €1.99

$1.75 ₱110

27.43%

One-way Ticket (Public Transport)

$1.65 €1.46

$0.25 ₱15.86

560.00%

Public Transport Monthly Pass (Regular Price)

$32.40 €28.82

$12.64 ₱796

156.33%

Taxi Start (Normal Tariff)

$3.99 €3.55

$0.77 ₱48.62

418.18%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$0.23 ₱14.53

517.39%

Taxi 1hour Waiting (Normal Tariff)

$23.12 €20.56

$4.46 ₱281

418.39%

Gasoline (1 liter)

$1.76 €1.56

$1.31 ₱82.8

34.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K €31.9K

$21.2K ₱1.3M

68.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K €25.4K

$19.1K ₱1.2M

49.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €127

$120 ₱7,569

18.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.25 €16.23

$14.00 ₱882

30.36%

Internet (50+ Mbps, Unlimited Data)

$29.50 €26.24

$27.54 ₱1,734

7.12%

Gym Membership (Monthly)

$44.25 €39.36

$32.33 ₱2,035

36.87%

Tennis Court (1 Hour on Weekend)

$15.66 €13.93

$6.65 ₱419

135.49%

Cinema Ticket

$8.91 €7.92

$5.65 ₱356

57.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$467 €415

$275 ₱17.3K

69.51%

International Primary School, 1 Child (Yearly)

$8,395 €7,467

$7,918 ₱498.5K

6.02%

Jeans (Levis 501 Or Similar)

$86.7 €77.1

$49.33 ₱3,106

75.73%

Summer Dress (H&M, Zara, etc)

$35.97 €31.99

$25.24 ₱1,589

42.51%

Sport Shoes (Adidas, Nike)

$91.3 €81.2

$77.0 ₱4,846

18.59%

Men's Leather Business Shoes

$114 €102

$57.2 ₱3,601

99.84%

1-bedroom Apartment, City Center (Monthly)

$884 €786

$500 ₱31.5K

76.98%

1-bedroom Apartment, Outside City Center (Monthly)

$692 €616

$309 ₱19.4K

124.11%

3-bedroom Apartment, City Center (Monthly)

$1,350 €1,201

$1,078 ₱67.9K

25.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,004 €893

$615 ₱38.7K

63.27%

Buy Apartment in City Center (m2)

$3,352 €2,982

$2,886 ₱181.7K

16.14%

Buy Apartment Outside City Center (m2)

$2,235 €1,988

$1,917 ₱120.7K

16.63%

Average Monthly Net Salary (After Tax)

$3,300 €2,935

$346 ₱21.8K

853.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

7.2

-54.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tres Cantos: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tres Cantos

$692 42.2%

Cebu

$309 33.6% 55.4% $383

Groceries & Markets

Tres Cantos

$263 16%

Cebu

$206 22.4% 21.6% $57

Eating Out

Tres Cantos

$236 14.4%

Cebu

$88 9.6% 62.5% $147

Monthly Utilities & Internet

Tres Cantos

$190 11.6%

Cebu

$162 17.6% 15% $28

Clothing & Footwear

Tres Cantos

$148 9%

Cebu

$94 10.2% 36.4% $54

Sport & Entertainment

Tres Cantos

$62 3.8%

Cebu

$44 4.8% 29.7% $18

Getting Around

Tres Cantos

$50 3.1%

Cebu

$16 1.7% 68.9% $34

Cost Breakdown

A one-bedroom apartment in the center runs $884 in Tres Cantos and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Tres Cantos pays 854% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Tres Cantos vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $263 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Tres Cantos

🇵🇭 Cebu

🕒 Local time

13:00 1:00 PM

19:00 7:00 PM

6 h ahead of Tres Cantos

🌤 Weather

👥 Population

51,453

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Tres Cantos Cebu 12,210 km ≈ 16 h nonstop flight

From you

Tres Cantos
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tres Cantos vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 79% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 854% higher in Tres Cantos, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $884 in Tres Cantos versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,640 per month in Tres Cantos versus $918 in Cebu – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 156% less than in Tres Cantos. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,640 in Tres Cantos, a $1,500 budget is realistic in Cebu but tight or insufficient in Tres Cantos. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Tres Cantos, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tres Cantos and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 79% less than in Tres Cantos. Beyond cost, consider language, visa policies, and how big the international community is in each city.