Last update: Oct 2026

Cost of Living Comparison Between Toyonaka and Ubud, Bali

For one person, living is cheaper in Toyonaka: $1,214 a month against $1,353 in Ubud, Bali, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

59

Cost of Living Index in Toyonaka
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Toyonaka Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Toyonaka

🇯🇵 Japan

$1,214

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Toyonaka and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toyonaka and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,214 per month in Toyonaka vs $1,353 in Ubud, Bali, rent included.

Toyonaka $1,214
Ubud, Bali $1,353

A couple spends around $1,950 per month in Toyonaka vs $2,297 in Ubud, Bali, rent included.

Toyonaka $1,950
Ubud, Bali $2,297

A family of three spends $2,686 per month in Toyonaka vs $3,241 in Ubud, Bali, rent included.

Toyonaka $2,686
Ubud, Bali $3,241

Toyonaka is about 10% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Toyonaka sits 10% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.68 ¥1,213

$3.23 Rp 58.1K

137.77%

Three-Course Dinner for Two, Mid-Range

$31.42 ¥4,964

$34.88 Rp 627.8K

-9.92%

Fast Food Meal (McDonalds, etc)

$4.91 ¥775

$5.70 Rp 102.5K

-13.86%

Cappuccino

$2.32 ¥367

$2.62 Rp 47.1K

-11.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 ¥178

$1.72 Rp 31.0K

-34.30%

Water (0.33 liter bottle)

$0.59 ¥93.0

$0.81 Rp 14.6K

-27.16%

Local Beer (0.5 liter draught)

$2.10 ¥332

$2.65 Rp 47.7K

-20.75%

Imported Beer (0.33 liter bottle)

$2.29 ¥361

$4.37 Rp 78.6K

-47.60%

Milk (1 liter)

$1.55 ¥245

$1.57 Rp 28.3K

-1.27%

White Bread (500g)

$1.32 ¥208

$2.19 Rp 39.5K

-39.73%

Rice (white) (1kg)

$4.03 ¥637

$1.18 Rp 21.2K

241.53%

Eggs

$2.00 ¥316

$2.16 Rp 38.8K

-7.41%

Local Cheese (1kg)

$12.85 ¥2,030

$17.65 Rp 317.7K

-27.20%

Chicken Fillets (1kg)

$6.78 ¥1,072

$3.78 Rp 68.0K

79.37%

Beef Round Steak (1kg)

$17.48 ¥2,762

$11.95 Rp 215.1K

46.28%

Apples (1kg)

$7.80 ¥1,232

$3.60 Rp 64.8K

116.67%

Banana (1kg)

$3.00 ¥474

$1.59 Rp 28.6K

88.68%

Oranges (1kg)

$5.08 ¥803

$2.31 Rp 41.6K

119.91%

Tomato (1kg)

$7.90 ¥1,249

$1.91 Rp 34.3K

313.61%

Potato (1kg)

$3.89 ¥615

$1.78 Rp 32.1K

118.54%

Onion (1kg)

$3.42 ¥541

$2.33 Rp 41.9K

46.78%

Lettuce (1 head)

$1.18 ¥186

$1.00 Rp 18.0K

18.00%

Water (1.5 liter bottle)

$0.95 ¥150

$0.53 Rp 9,509

79.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.39 ¥536

$2.29 Rp 41.1K

48.03%

Wine (Bottle)

$8.01 ¥1,266

$22.07 Rp 397.3K

-63.71%

Local Beer (0.5 liter bottle)

$1.98 ¥312

$2.35 Rp 42.2K

-15.74%

Imported Beer (0.33 liter bottle)

$1.49 ¥235

$2.98 Rp 53.6K

-50.00%

One-way Ticket (Public Transport)

$1.51 ¥238

$0.23 Rp 4,112

556.52%

Public Transport Monthly Pass (Regular Price)

$53.6 ¥8,463

$8.90 Rp 160.2K

501.91%

Taxi Start (Normal Tariff)

$3.17 ¥501

$0.47 Rp 8,466

574.47%

Taxi (Normal Tariff) (1km)

$2.81 ¥444

$0.43 Rp 7,737

553.49%

Taxi 1hour Waiting (Normal Tariff)

$15.73 ¥2,485

$5.47 Rp 98.4K

187.57%

Gasoline (1 liter)

$1.09 ¥173

$0.83 Rp 14.9K

31.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.9K ¥3.1M

$23.9K Rp 429.8M

-16.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.9K ¥2.4M

$32.8K Rp 590.1M

-54.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ¥18.0K

$80.0 Rp 1.4M

42.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.93 ¥3,623

$6.56 Rp 118.1K

249.54%

Internet (50+ Mbps, Unlimited Data)

$30.97 ¥4,893

$18.60 Rp 334.8K

66.51%

Gym Membership (Monthly)

$52.6 ¥8,306

$54.1 Rp 974.1K

-2.85%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$11.31 ¥1,787

$4.25 Rp 76.5K

166.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$327 ¥51.6K

$493 Rp 8.9M

-33.66%

International Primary School, 1 Child (Yearly)

$6,074 ¥959.6K

$5,597 Rp 100.7M

8.52%

Jeans (Levis 501 Or Similar)

$51.1 ¥8,072

$45.58 Rp 820.4K

12.09%

Summer Dress (H&M, Zara, etc)

$24.94 ¥3,941

$34.96 Rp 629.4K

-28.66%

Sport Shoes (Adidas, Nike)

$45.91 ¥7,253

$77.7 Rp 1.4M

-40.93%

Men's Leather Business Shoes

$64.2 ¥10.1K

$78.5 Rp 1.4M

-18.30%

1-bedroom Apartment, City Center (Monthly)

$533 ¥84.2K

$1,131 Rp 20.4M

-52.90%

1-bedroom Apartment, Outside City Center (Monthly)

$326 ¥51.5K

$673 Rp 12.1M

-51.56%

3-bedroom Apartment, City Center (Monthly)

$1,111 ¥175.5K

$3,613 Rp 65.0M

-69.25%

3-bedroom Apartment, Outside City Center (Monthly)

$742 ¥117.2K

$1,702 Rp 30.6M

-56.40%

Buy Apartment in City Center (m2)

$4,216 ¥666.1K

$2,717 Rp 48.9M

55.16%

Buy Apartment Outside City Center (m2)

$1,789 ¥282.6K

$2,241 Rp 40.3M

-20.18%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.02

13.78

-85.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toyonaka: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Toyonaka

$358 29.5%

Ubud, Bali

$287 21.2% 19.8% $71

Accommodation & Living

Toyonaka

$326 26.9%

Ubud, Bali

$673 49.7% 106% $347

Monthly Utilities & Internet

Toyonaka

$168 13.8%

Ubud, Bali

$105 7.8% 37.4% $63

Eating Out

Toyonaka

$126 10.4%

Ubud, Bali

$106 7.9% 15.5% $20

Clothing & Footwear

Toyonaka

$84 6.9%

Ubud, Bali

$107 7.9% 27.2% $23

Getting Around

Toyonaka

$77 6.3%

Ubud, Bali

$12 0.9% 83.8% $64

Sport & Entertainment

Toyonaka

$75 6.2%

Ubud, Bali

$63 4.6% 16.7% $13

Cost Breakdown

A central one-bedroom costs $533 in Toyonaka versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $31.00 in Toyonaka versus $35.00 in Ubud, Bali. Groceries tell a different story – $358 in Toyonaka vs $287 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇯🇵 Toyonaka

🇮🇩 Ubud, Bali

🕒 Local time

23:52 11:52 PM

22:52 10:52 PM

1 h behind Toyonaka

🌤 Weather

👥 Population

394,788

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 21, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

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Between locations

Toyonaka Ubud, Bali 5,260 km ≈ 7 h nonstop flight

From you

Toyonaka
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toyonaka vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,214 in Toyonaka, $1,353 in Ubud, Bali – roughly 11% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,821 per month in Toyonaka and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toyonaka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 502% less in Toyonaka. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $327 per month in Toyonaka and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Toyonaka, where all-in costs run around $1,214, than in Ubud, Bali at $1,353. In Toyonaka it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,214 in Toyonaka to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toyonaka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.