Last update: Oct 2026

Cost of Living Comparison Between Toyohashi and Osaka

For one person, living is cheaper in Toyohashi: $1,086 a month against $1,362 in Osaka, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

53

Cost of Living Index in Toyohashi
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Toyohashi Living Index
67

Cost of Living Index in Osaka
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Osaka Living Index

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Toyohashi

🇯🇵 Japan

$1,086

/mo nomad

Osaka

🇯🇵 Japan

$1,362

/mo nomad

Monthly Cost of Living

How much you'll spend in Toyohashi and in Osaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toyohashi and in Osaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,086 in Toyohashi versus $1,362 in Osaka.

Toyohashi $1,086
Osaka $1,362

Estimated couple costs with rent: $1,731 in Toyohashi versus $1,986 in Osaka.

Toyohashi $1,731
Osaka $1,986

Monthly costs for a family of three with rent: $2,375 in Toyohashi versus $2,609 in Osaka.

Toyohashi $2,375
Osaka $2,609

Living in Toyohashi costs roughly 20% less than in Osaka, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toyohashi is 20% below, Osaka is 1% above.

Meal at Budget Restaurant

$7.61 ¥1,202

$6.46 ¥1,021

17.80%

Three-Course Dinner for Two, Mid-Range

$31.31 ¥4,946

$31.30 ¥4,945

0.03%

Fast Food Meal (McDonalds, etc)

$4.90 ¥774

Cappuccino

$2.38 ¥375

$2.96 ¥468

-19.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 ¥187

$1.37 ¥216

-13.87%

Water (0.33 liter bottle)

$0.58 ¥92.1

$0.73 ¥116

-20.55%

Local Beer (0.5 liter draught)

$2.03 ¥321

$2.74 ¥432

-25.91%

Imported Beer (0.33 liter bottle)

$2.24 ¥354

$3.88 ¥614

-42.27%

Milk (1 liter)

$1.22 ¥193

$1.45 ¥230

-15.86%

White Bread (500g)

$1.23 ¥194

$1.29 ¥203

-4.65%

Rice (white) (1kg)

$1.91 ¥302

$5.29 ¥835

-63.89%

Eggs

$1.40 ¥221

$2.04 ¥323

-31.37%

Local Cheese (1kg)

$12.71 ¥2,009

$9.63 ¥1,522

31.98%

Chicken Fillets (1kg)

$4.97 ¥785

$9.43 ¥1,489

-47.30%

Beef Round Steak (1kg)

$19.20 ¥3,033

$18.22 ¥2,878

5.38%

Apples (1kg)

$1.87 ¥296

$3.31 ¥523

-43.50%

Banana (1kg)

$0.99 ¥156

$1.93 ¥305

-48.70%

Oranges (1kg)

$2.79 ¥441

$2.03 ¥321

37.44%

Tomato (1kg)

$3.06 ¥484

$4.14 ¥654

-26.09%

Potato (1kg)

$1.24 ¥195

$1.52 ¥240

-18.42%

Onion (1kg)

$1.30 ¥205

$1.18 ¥187

10.17%

Lettuce (1 head)

$0.66 ¥104

$1.37 ¥216

-51.82%

Water (1.5 liter bottle)

$0.52 ¥82.2

$0.80 ¥126

-35.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.54 ¥559

$3.86 ¥611

-8.29%

Wine (Bottle)

$8.24 ¥1,301

$9.54 ¥1,507

-13.63%

Local Beer (0.5 liter bottle)

$0.61 ¥96.7

$1.94 ¥307

-68.56%

Imported Beer (0.33 liter bottle)

$1.46 ¥231

$3.07 ¥485

-52.44%

One-way Ticket (Public Transport)

$1.51 ¥239

$1.34 ¥212

12.69%

Public Transport Monthly Pass (Regular Price)

$58.6 ¥9,251

$32.00 ¥5,055

83.00%

Taxi Start (Normal Tariff)

$3.19 ¥504

$3.87 ¥611

-17.57%

Taxi (Normal Tariff) (1km)

$3.14 ¥496

$3.21 ¥507

-2.18%

Taxi 1hour Waiting (Normal Tariff)

$26.15 ¥4,132

$21.07 ¥3,328

24.11%

Gasoline (1 liter)

$1.10 ¥173

$1.06 ¥167

3.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.1K ¥3.2M

$21.5K ¥3.4M

-6.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.2K ¥2.6M

$14.9K ¥2.4M

8.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.7 ¥14.8K

$138 ¥21.7K

-31.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.72 ¥2,957

$24.11 ¥3,809

-22.36%

Internet (50+ Mbps, Unlimited Data)

$42.27 ¥6,679

$30.75 ¥4,857

37.46%

Gym Membership (Monthly)

$51.6 ¥8,144

$50.6 ¥7,997

1.84%

Tennis Court (1 Hour on Weekend)

$18.49 ¥2,921

Cinema Ticket

$12.83 ¥2,026

$11.74 ¥1,855

9.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$316 ¥50.0K

$513 ¥81.0K

-38.29%

International Primary School, 1 Child (Yearly)

$6,027 ¥952.2K

$13.2K ¥2.1M

-54.39%

Jeans (Levis 501 Or Similar)

$48.65 ¥7,686

$47.11 ¥7,442

3.27%

Summer Dress (H&M, Zara, etc)

$19.13 ¥3,023

$30.51 ¥4,820

-37.30%

Sport Shoes (Adidas, Nike)

$46.59 ¥7,360

$71.6 ¥11.3K

-34.91%

Men's Leather Business Shoes

$65.4 ¥10.3K

$90.5 ¥14.3K

-27.66%

1-bedroom Apartment, City Center (Monthly)

$527 ¥83.2K

$698 ¥110.3K

-24.56%

1-bedroom Apartment, Outside City Center (Monthly)

$327 ¥51.6K

$498 ¥78.6K

-34.39%

3-bedroom Apartment, City Center (Monthly)

$1,124 ¥177.5K

$1,687 ¥266.5K

-33.40%

3-bedroom Apartment, Outside City Center (Monthly)

$724 ¥114.4K

$755 ¥119.3K

-4.19%

Buy Apartment in City Center (m2)

$4,602 ¥727.0K

$6,157 ¥972.7K

-25.26%

Buy Apartment Outside City Center (m2)

$1,885 ¥297.8K

$1,964 ¥310.3K

-4.00%

Average Monthly Net Salary (After Tax)

$1,263 ¥199.5K

$2,386 ¥377.0K

-47.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.28

2.21

3.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toyohashi: October 13, 2026

Last update for Osaka: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toyohashi

$327 30.1%

Osaka

$498 36.5% 52.4% $171

Groceries & Markets

Toyohashi

$238 21.9%

Osaka

$301 22.1% 26.7% $64

Monthly Utilities & Internet

Toyohashi

$155 14.2%

Osaka

$192 14.1% 24.4% $38

Eating Out

Toyohashi

$126 11.6%

Osaka

$132 9.7% 4.8% $6

Getting Around

Toyohashi

$83 7.7%

Osaka

$57 4.2% 31.4% $26

Clothing & Footwear

Toyohashi

$81 7.5%

Osaka

$108 7.9% 33.3% $27

Sport & Entertainment

Toyohashi

$77 7.1%

Osaka

$74 5.4% 4% $3.1

Cost Breakdown

A one-bedroom apartment in the center runs $527 in Toyohashi and $698 in Osaka. Housing cost is often the main lever when comparing two cities.

Osaka pays 89% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Toyohashi vs $31.00 in Osaka for a mid-range dinner for two. Groceries echo the gap at $238 vs $301 per month, with Toyohashi cheaper across the board.

Good to know

🇯🇵 Toyohashi

🇯🇵 Osaka

🕒 Local time

22:30 10:30 PM

Same time as Toyohashi

🌤 Weather

👥 Population

374,589

2,691,185

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toyohashi vs Osaka: Cost of Living - Frequently Asked Questions

Toyohashi and Osaka differ by about 25% in total monthly costs ($1,086 vs $1,362 including rent). Toyohashi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 89% lower in Osaka. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $527 in Toyohashi versus $698 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toyohashi runs roughly 83% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $316 in Toyohashi versus $513 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,086 in Toyohashi versus $1,362 in Osaka, a $1,000 budget is realistic in Toyohashi but tight or insufficient in Osaka. The gap between the two cities makes Toyohashi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toyohashi and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyohashi gentler on the wallet – expenses run 25% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.