Last update: Oct 2026

Cost of Living Comparison Between Osaka and Toyohashi

For one person, living is cheaper in Toyohashi: $1,086 a month against $1,362 in Osaka, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Osaka
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Osaka Living Index
53

Cost of Living Index in Toyohashi
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Toyohashi Living Index

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Osaka

🇯🇵 Japan

$1,362

/mo nomad

Toyohashi

🇯🇵 Japan

$1,086

/mo nomad

Monthly Cost of Living

How much you'll spend in Osaka and in Toyohashi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osaka and in Toyohashi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,362 in Osaka versus $1,086 in Toyohashi.

Osaka $1,362
Toyohashi $1,086

Estimated couple costs with rent: $1,986 in Osaka versus $1,731 in Toyohashi.

Osaka $1,986
Toyohashi $1,731

Monthly costs for a family of three with rent: $2,609 in Osaka versus $2,375 in Toyohashi.

Osaka $2,609
Toyohashi $2,375

Living in Osaka is roughly 25% more expensive than in Toyohashi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Osaka is 1% above, Toyohashi is 20% below.

Meal at Budget Restaurant

$6.46 ¥1,021

$7.61 ¥1,202

-15.11%

Three-Course Dinner for Two, Mid-Range

$31.30 ¥4,945

$31.31 ¥4,946

-0.03%

Fast Food Meal (McDonalds, etc)

$4.90 ¥774

Cappuccino

$2.96 ¥468

$2.38 ¥375

24.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 ¥216

$1.18 ¥187

16.10%

Water (0.33 liter bottle)

$0.73 ¥116

$0.58 ¥92.1

25.86%

Local Beer (0.5 liter draught)

$2.74 ¥432

$2.03 ¥321

34.98%

Imported Beer (0.33 liter bottle)

$3.88 ¥614

$2.24 ¥354

73.21%

Milk (1 liter)

$1.45 ¥230

$1.22 ¥193

18.85%

White Bread (500g)

$1.29 ¥203

$1.23 ¥194

4.88%

Rice (white) (1kg)

$5.29 ¥835

$1.91 ¥302

176.96%

Eggs

$2.04 ¥323

$1.40 ¥221

45.71%

Local Cheese (1kg)

$9.63 ¥1,522

$12.71 ¥2,009

-24.23%

Chicken Fillets (1kg)

$9.43 ¥1,489

$4.97 ¥785

89.74%

Beef Round Steak (1kg)

$18.22 ¥2,878

$19.20 ¥3,033

-5.10%

Apples (1kg)

$3.31 ¥523

$1.87 ¥296

77.01%

Banana (1kg)

$1.93 ¥305

$0.99 ¥156

94.95%

Oranges (1kg)

$2.03 ¥321

$2.79 ¥441

-27.24%

Tomato (1kg)

$4.14 ¥654

$3.06 ¥484

35.29%

Potato (1kg)

$1.52 ¥240

$1.24 ¥195

22.58%

Onion (1kg)

$1.18 ¥187

$1.30 ¥205

-9.23%

Lettuce (1 head)

$1.37 ¥216

$0.66 ¥104

107.58%

Water (1.5 liter bottle)

$0.80 ¥126

$0.52 ¥82.2

53.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.86 ¥611

$3.54 ¥559

9.04%

Wine (Bottle)

$9.54 ¥1,507

$8.24 ¥1,301

15.78%

Local Beer (0.5 liter bottle)

$1.94 ¥307

$0.61 ¥96.7

218.03%

Imported Beer (0.33 liter bottle)

$3.07 ¥485

$1.46 ¥231

110.27%

One-way Ticket (Public Transport)

$1.34 ¥212

$1.51 ¥239

-11.26%

Public Transport Monthly Pass (Regular Price)

$32.00 ¥5,055

$58.6 ¥9,251

-45.36%

Taxi Start (Normal Tariff)

$3.87 ¥611

$3.19 ¥504

21.32%

Taxi (Normal Tariff) (1km)

$3.21 ¥507

$3.14 ¥496

2.23%

Taxi 1hour Waiting (Normal Tariff)

$21.07 ¥3,328

$26.15 ¥4,132

-19.43%

Gasoline (1 liter)

$1.06 ¥167

$1.10 ¥173

-3.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ¥3.4M

$20.1K ¥3.2M

7.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.9K ¥2.4M

$16.2K ¥2.6M

-8.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ¥21.7K

$93.7 ¥14.8K

46.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.11 ¥3,809

$18.72 ¥2,957

28.79%

Internet (50+ Mbps, Unlimited Data)

$30.75 ¥4,857

$42.27 ¥6,679

-27.25%

Gym Membership (Monthly)

$50.6 ¥7,997

$51.6 ¥8,144

-1.80%

Tennis Court (1 Hour on Weekend)

$18.49 ¥2,921

Cinema Ticket

$11.74 ¥1,855

$12.83 ¥2,026

-8.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$513 ¥81.0K

$316 ¥50.0K

62.04%

International Primary School, 1 Child (Yearly)

$13.2K ¥2.1M

$6,027 ¥952.2K

119.26%

Jeans (Levis 501 Or Similar)

$47.11 ¥7,442

$48.65 ¥7,686

-3.17%

Summer Dress (H&M, Zara, etc)

$30.51 ¥4,820

$19.13 ¥3,023

59.49%

Sport Shoes (Adidas, Nike)

$71.6 ¥11.3K

$46.59 ¥7,360

53.64%

Men's Leather Business Shoes

$90.5 ¥14.3K

$65.4 ¥10.3K

38.24%

1-bedroom Apartment, City Center (Monthly)

$698 ¥110.3K

$527 ¥83.2K

32.55%

1-bedroom Apartment, Outside City Center (Monthly)

$498 ¥78.6K

$327 ¥51.6K

52.42%

3-bedroom Apartment, City Center (Monthly)

$1,687 ¥266.5K

$1,124 ¥177.5K

50.15%

3-bedroom Apartment, Outside City Center (Monthly)

$755 ¥119.3K

$724 ¥114.4K

4.37%

Buy Apartment in City Center (m2)

$6,157 ¥972.7K

$4,602 ¥727.0K

33.80%

Buy Apartment Outside City Center (m2)

$1,964 ¥310.3K

$1,885 ¥297.8K

4.17%

Average Monthly Net Salary (After Tax)

$2,386 ¥377.0K

$1,263 ¥199.5K

88.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

2.28

-3.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: October 10, 2026

Last update for Toyohashi: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osaka

$498 36.5%

Toyohashi

$327 30.1% 34.4% $171

Groceries & Markets

Osaka

$301 22.1%

Toyohashi

$238 21.9% 21.1% $64

Monthly Utilities & Internet

Osaka

$192 14.1%

Toyohashi

$155 14.2% 19.6% $38

Eating Out

Osaka

$132 9.7%

Toyohashi

$126 11.6% 4.6% $6

Clothing & Footwear

Osaka

$108 7.9%

Toyohashi

$81 7.5% 25% $27

Sport & Entertainment

Osaka

$74 5.4%

Toyohashi

$77 7.1% 4.2% $3.1

Getting Around

Osaka

$57 4.2%

Toyohashi

$83 7.7% 45.7% $26

Cost Breakdown

A one-bedroom apartment in the center runs $698 in Osaka and $527 in Toyohashi. Housing cost is often the main lever when comparing two cities.

Osaka pays 89% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Osaka vs $31.00 in Toyohashi. Groceries flip the comparison at $301 vs $238, with Toyohashi cheaper for home cooking.

Good to know

🇯🇵 Osaka

🇯🇵 Toyohashi

🕒 Local time

23:05 11:05 PM

Same time as Osaka

🌤 Weather

👥 Population

2,691,185

374,589

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Toyohashi: Cost of Living - Frequently Asked Questions

Osaka and Toyohashi differ by about 25% in total monthly costs ($1,362 vs $1,086 including rent). Toyohashi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 89% higher in Osaka, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $698 in Osaka versus $527 in Toyohashi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toyohashi runs roughly 83% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $513 in Osaka versus $316 in Toyohashi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,086 in Toyohashi versus $1,362 in Osaka, a $1,000 budget is realistic in Toyohashi but tight or insufficient in Osaka. The gap between the two cities makes Toyohashi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Osaka and Toyohashi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyohashi gentler on the wallet – expenses run 25% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.