Cost of Living Comparison Between Toyama and Osaka Cost of Living Comparison Between Toyama and Osaka

Monthly Cost of Living

Monthly costs for one person with rent: $1,188 in Toyama versus $1,371 in Osaka.

Estimated couple costs with rent: $1,866 in Toyama versus $2,038 in Osaka.

Monthly costs for a family of three with rent: $2,543 in Toyama versus $2,705 in Osaka.

Living in Toyama costs roughly 13% less than in Osaka, driven mainly by Eating Out.

The two cities straddle the global median: Toyama is 11% below, Osaka is 2% above.

Meal at Budget Restaurant

$5.71 ¥913

$6.95 ¥1,112

-17.84%

Three-Course Dinner for Two, Mid-Range

$41.63 ¥6,659

$34.58 ¥5,531

20.39%

Fast Food Meal (McDonalds, etc)

$4.24 ¥678

$4.98 ¥797

-14.86%

Cappuccino

$3.07 ¥491

$3.33 ¥532

-7.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ¥108

$1.08 ¥173

-37.96%

Water (0.33 liter bottle)

$0.64 ¥102

$0.76 ¥122

-15.79%

Local Beer (0.5 liter draught)

$2.13 ¥341

$2.74 ¥438

-22.26%

Imported Beer (0.33 liter bottle)

$2.04 ¥327

$4.35 ¥695

-53.10%

Milk (1 liter)

$1.24 ¥198

$1.61 ¥257

-22.98%

White Bread (500g)

$0.80 ¥127

$1.43 ¥229

-44.06%

Rice (white) (1kg)

$4.99 ¥798

$4.86 ¥778

2.67%

Eggs

$2.31 ¥370

$2.46 ¥393

-6.10%

Local Cheese (1kg)

$6.41 ¥1,025

$10.43 ¥1,669

-38.54%

Chicken Fillets (1kg)

$3.51 ¥561

$6.38 ¥1,021

-44.98%

Beef Round Steak (1kg)

$15.29 ¥2,446

$18.61 ¥2,977

-17.84%

Apples (1kg)

$5.88 ¥940

$3.53 ¥564

66.57%

Banana (1kg)

$3.14 ¥502

$2.19 ¥350

43.38%

Oranges (1kg)

$3.97 ¥636

$2.48 ¥397

60.08%

Tomato (1kg)

$6.01 ¥962

$4.31 ¥689

39.44%

Potato (1kg)

$3.26 ¥521

$1.69 ¥271

92.90%

Onion (1kg)

$4.35 ¥695

$1.28 ¥205

239.84%

Lettuce (1 head)

$1.35 ¥216

$1.39 ¥222

-2.88%

Water (1.5 liter bottle)

$0.63 ¥100

$0.85 ¥136

-25.88%

Cigarettes 20 Pack (Marlboro, Camel)

$4.24 ¥679

$3.93 ¥629

7.89%

Wine (Bottle)

$9.29 ¥1,486

$9.27 ¥1,482

0.22%

Local Beer (0.5 liter bottle)

$1.75 ¥281

$2.13 ¥340

-17.84%

Imported Beer (0.33 liter bottle)

$2.04 ¥327

$2.99 ¥479

-31.77%

One-way Ticket (Public Transport)

$1.39 ¥222

$1.61 ¥258

-13.66%

Public Transport Monthly Pass (Regular Price)

$56.4 ¥9,013

$36.32 ¥5,810

55.15%

Taxi Start (Normal Tariff)

$3.37 ¥540

$4.56 ¥729

-26.10%

Taxi (Normal Tariff) (1km)

$3.30 ¥527

$3.31 ¥530

-0.30%

Taxi 1hour Waiting (Normal Tariff)

$21.77 ¥3,482

$23.95 ¥3,830

-9.10%

Gasoline (1 liter)

$1.20 ¥193

$1.19 ¥191

0.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.0K ¥3.7M

$23.6K ¥3.8M

-2.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ¥2.9M

$16.9K ¥2.7M

8.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 ¥23.1K

$135 ¥21.6K

7.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.48 ¥4,396

$27.60 ¥4,415

-0.43%

Internet (50+ Mbps, Unlimited Data)

$33.49 ¥5,356

$30.37 ¥4,858

10.27%

Gym Membership (Monthly)

$42.17 ¥6,746

$59.1 ¥9,460

-28.69%

Tennis Court (1 Hour on Weekend)

$13.60 ¥2,175

$20.39 ¥3,262

-33.30%

Cinema Ticket

$12.55 ¥2,008

$12.36 ¥1,978

1.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$137 ¥22.0K

$68.1 ¥10.9K

101.69%

International Primary School, 1 Child (Yearly)

$13.7K ¥2.2M

$10.5K ¥1.7M

29.97%

Jeans (Levis 501 Or Similar)

$42.39 ¥6,781

$44.08 ¥7,050

-3.83%

Summer Dress (H&M, Zara, etc)

$29.83 ¥4,771

$29.47 ¥4,713

1.22%

Sport Shoes (Adidas, Nike)

$60.1 ¥9,610

$67.2 ¥10.8K

-10.64%

Men's Leather Business Shoes

$110 ¥17.5K

$94.8 ¥15.2K

15.59%

1-bedroom Apartment, City Center (Monthly)

$262 ¥41.9K

$717 ¥114.7K

-63.48%

1-bedroom Apartment, Outside City Center (Monthly)

$343 ¥54.9K

$483 ¥77.2K

-28.86%

3-bedroom Apartment, City Center (Monthly)

$704 ¥112.6K

$1,311 ¥209.6K

-46.30%

3-bedroom Apartment, Outside City Center (Monthly)

$655 ¥104.7K

$807 ¥129.0K

-18.81%

Buy Apartment in City Center (m2)

$4,182 ¥669.0K

$5,951 ¥951.8K

-29.72%

Buy Apartment Outside City Center (m2)

$2,569 ¥410.9K

$2,055 ¥328.6K

25.05%

Average Monthly Net Salary (After Tax)

$1,944 ¥310.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.05

1.81

13.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toyama: May 31, 2026

Last update for Osaka: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $262 in Toyama and $717 in Osaka. Housing cost is often the main lever when comparing two cities.

Dining out: $42.00 in Toyama vs $35.00 in Osaka. Groceries flip the comparison at $289 vs $299, with Toyama cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toyama vs Osaka: Cost of Living - Frequently Asked Questions

Toyama and Osaka differ by about 15% in total monthly costs ($1,188 vs $1,371 including rent). Toyama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,783 in Toyama and $2,057 in Osaka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $262 in Toyama versus $717 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toyama runs roughly 55% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $137 in Toyama versus $68.1 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,188 in Toyama versus $1,371 in Osaka, a $1,500 budget is realistic in Toyama but tight or insufficient in Osaka. The gap between the two cities makes Toyama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toyama and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyama gentler on the wallet – expenses run 15% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.