Cost of Living Comparison Between Toyama and Osaka Cost of Living Comparison Between Toyama and Osaka

Monthly Cost of Living

Monthly costs for one person with rent: $1,147 in Toyama versus $1,346 in Osaka.

Estimated couple costs with rent: $1,850 in Toyama versus $1,976 in Osaka.

Monthly costs for a family of three with rent: $2,553 in Toyama versus $2,606 in Osaka.

Living in Toyama costs roughly 15% less than in Osaka, driven mainly by Groceries & Markets.

Both cities sit below the global median: Toyama 17% lower, Osaka 2% lower.

Meal at Budget Restaurant

$3.85 ¥602

$6.13 ¥957

-37.19%

Three-Course Dinner for Two, Mid-Range

$43.75 ¥6,835

$30.75 ¥4,804

42.28%

Fast Food Meal (McDonalds, etc)

$5.06 ¥790

$4.81 ¥751

5.20%

Cappuccino

$3.44 ¥537

$2.93 ¥458

17.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ¥169

$1.43 ¥224

-24.48%

Water (0.33 liter bottle)

$0.80 ¥124

$0.69 ¥108

15.94%

Local Beer (0.5 liter draught)

$2.44 ¥381

$2.63 ¥411

-7.22%

Imported Beer (0.33 liter bottle)

$3.18 ¥497

$3.64 ¥569

-12.64%

Milk (1 liter)

$1.09 ¥170

$1.43 ¥223

-23.78%

White Bread (500g)

$0.78 ¥122

$1.28 ¥200

-39.06%

Rice (white) (1kg)

$3.59 ¥561

$5.25 ¥820

-31.62%

Eggs

$1.98 ¥309

$2.10 ¥329

-5.71%

Local Cheese (1kg)

$11.72 ¥1,831

$9.80 ¥1,531

19.59%

Chicken Fillets (1kg)

$6.14 ¥959

$9.18 ¥1,435

-33.12%

Beef Round Steak (1kg)

$14.20 ¥2,219

$18.09 ¥2,827

-21.50%

Apples (1kg)

$5.69 ¥889

$3.38 ¥528

68.34%

Banana (1kg)

$2.80 ¥437

$1.91 ¥299

46.60%

Oranges (1kg)

$2.89 ¥452

$1.98 ¥309

45.96%

Tomato (1kg)

$4.05 ¥632

$3.89 ¥608

4.11%

Potato (1kg)

$2.61 ¥408

$1.54 ¥240

69.48%

Onion (1kg)

$2.60 ¥406

$1.17 ¥183

122.22%

Lettuce (1 head)

$1.23 ¥193

$1.29 ¥201

-4.65%

Water (1.5 liter bottle)

$0.69 ¥107

$0.81 ¥127

-14.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.78 ¥591

$3.84 ¥600

-1.56%

Wine (Bottle)

$6.22 ¥972

$9.50 ¥1,484

-34.53%

Local Beer (0.5 liter bottle)

$1.71 ¥267

$1.87 ¥292

-8.56%

Imported Beer (0.33 liter bottle)

$1.97 ¥308

$3.22 ¥504

-38.82%

One-way Ticket (Public Transport)

$1.50 ¥234

$1.36 ¥213

10.29%

Public Transport Monthly Pass (Regular Price)

$51.7 ¥8,081

$31.99 ¥4,998

61.68%

Taxi Start (Normal Tariff)

$3.05 ¥476

$3.77 ¥589

-19.10%

Taxi (Normal Tariff) (1km)

$2.56 ¥401

$3.04 ¥475

-15.79%

Taxi 1hour Waiting (Normal Tariff)

$20.19 ¥3,154

$21.01 ¥3,282

-3.90%

Gasoline (1 liter)

$1.09 ¥171

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ¥3.3M

$21.4K ¥3.3M

-1.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.1K ¥2.8M

$15.1K ¥2.4M

19.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 ¥20.6K

$136 ¥21.3K

-3.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.27 ¥3,791

$23.92 ¥3,736

1.46%

Internet (50+ Mbps, Unlimited Data)

$31.86 ¥4,976

$30.63 ¥4,785

4.02%

Gym Membership (Monthly)

$50.7 ¥7,924

$48.60 ¥7,592

4.36%

Tennis Court (1 Hour on Weekend)

$17.90 ¥2,797

Cinema Ticket

$11.38 ¥1,777

$12.04 ¥1,881

-5.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$615 ¥96.1K

$520 ¥81.2K

18.35%

International Primary School, 1 Child (Yearly)

$14.5K ¥2.3M

$13.2K ¥2.1M

9.96%

Jeans (Levis 501 Or Similar)

$60.7 ¥9,489

$44.15 ¥6,898

37.58%

Summer Dress (H&M, Zara, etc)

$32.63 ¥5,097

$29.71 ¥4,641

9.83%

Sport Shoes (Adidas, Nike)

$60.7 ¥9,484

$72.6 ¥11.3K

-16.42%

Men's Leather Business Shoes

$101 ¥15.8K

$88.8 ¥13.9K

13.92%

1-bedroom Apartment, City Center (Monthly)

$237 ¥37.1K

$699 ¥109.2K

-66.06%

1-bedroom Apartment, Outside City Center (Monthly)

$349 ¥54.5K

$507 ¥79.2K

-31.21%

3-bedroom Apartment, City Center (Monthly)

$1,083 ¥169.1K

$1,682 ¥262.7K

-35.62%

3-bedroom Apartment, Outside City Center (Monthly)

$683 ¥106.6K

$761 ¥118.9K

-10.31%

Buy Apartment in City Center (m2)

$4,012 ¥626.8K

$5,636 ¥880.4K

-28.81%

Buy Apartment Outside City Center (m2)

$1,868 ¥291.8K

$1,822 ¥284.6K

2.53%

Average Monthly Net Salary (After Tax)

$2,245 ¥350.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.12

2.21

-4.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toyama: August 30, 2026

Last update for Osaka: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $237 in Toyama and $699 in Osaka. Housing cost is often the main lever when comparing two cities.

Dining out: $44.00 in Toyama vs $31.00 in Osaka. Groceries flip the comparison at $278 vs $298, with Toyama cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toyama vs Osaka: Cost of Living - Frequently Asked Questions

Toyama and Osaka differ by about 17% in total monthly costs ($1,147 vs $1,346 including rent). Toyama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,720 in Toyama and $2,019 in Osaka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $237 in Toyama versus $699 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toyama runs roughly 62% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $615 in Toyama versus $520 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,147 in Toyama versus $1,346 in Osaka, a $1,500 budget is realistic in Toyama but tight or insufficient in Osaka. The gap between the two cities makes Toyama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toyama and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyama gentler on the wallet – expenses run 17% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.