Last update: Oct 2026

Cost of Living Comparison Between Toyama and Osaka

For one person, living is cheaper in Toyama: $1,175 a month against $1,378 in Osaka, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Toyama
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Toyama Living Index
66

Cost of Living Index in Osaka
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Osaka Living Index

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Toyama

🇯🇵 Japan

$1,175

/mo nomad

Osaka

🇯🇵 Japan

$1,378

/mo nomad

Monthly Cost of Living

How much you'll spend in Toyama and in Osaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toyama and in Osaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,175 in Toyama versus $1,378 in Osaka.

Toyama $1,175
Osaka $1,378

Estimated couple costs with rent: $1,880 in Toyama versus $2,005 in Osaka.

Toyama $1,880
Osaka $2,005

Monthly costs for a family of three with rent: $2,584 in Toyama versus $2,632 in Osaka.

Toyama $2,584
Osaka $2,632

Living in Toyama costs roughly 15% less than in Osaka, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toyama is 13% below, Osaka is 2% above.

Meal at Budget Restaurant

$3.94 ¥622

$6.25 ¥987

-36.96%

Three-Course Dinner for Two, Mid-Range

$40.27 ¥6,362

$31.70 ¥5,008

27.03%

Fast Food Meal (McDonalds, etc)

$4.98 ¥787

$4.90 ¥774

1.63%

Cappuccino

$3.33 ¥526

$2.95 ¥466

12.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ¥166

$1.44 ¥228

-27.08%

Water (0.33 liter bottle)

$0.79 ¥125

$0.75 ¥119

5.33%

Local Beer (0.5 liter draught)

$2.45 ¥387

$2.65 ¥419

-7.55%

Imported Beer (0.33 liter bottle)

$3.10 ¥489

$3.87 ¥611

-19.90%

Milk (1 liter)

$1.13 ¥178

$1.44 ¥227

-21.53%

White Bread (500g)

$0.77 ¥122

$1.34 ¥211

-42.54%

Rice (white) (1kg)

$3.55 ¥561

$5.25 ¥830

-32.38%

Eggs

$2.07 ¥327

$2.14 ¥338

-3.27%

Local Cheese (1kg)

$10.50 ¥1,659

$9.33 ¥1,475

12.54%

Chicken Fillets (1kg)

$6.13 ¥968

$9.22 ¥1,456

-33.51%

Beef Round Steak (1kg)

$14.44 ¥2,281

$18.39 ¥2,906

-21.48%

Apples (1kg)

$5.73 ¥906

$3.43 ¥541

67.06%

Banana (1kg)

$2.73 ¥431

$1.92 ¥303

42.19%

Oranges (1kg)

$2.85 ¥450

$1.99 ¥314

43.22%

Tomato (1kg)

$4.27 ¥675

$4.05 ¥640

5.43%

Potato (1kg)

$2.55 ¥402

$1.56 ¥247

63.46%

Onion (1kg)

$2.65 ¥419

$1.17 ¥185

126.50%

Lettuce (1 head)

$1.30 ¥205

Water (1.5 liter bottle)

$0.65 ¥102

$0.88 ¥139

-26.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.77 ¥595

$4.00 ¥631

-5.75%

Wine (Bottle)

$6.44 ¥1,017

$9.60 ¥1,517

-32.92%

Local Beer (0.5 liter bottle)

$1.72 ¥272

$1.95 ¥308

-11.79%

Imported Beer (0.33 liter bottle)

$2.00 ¥316

$3.24 ¥512

-38.27%

One-way Ticket (Public Transport)

$1.51 ¥239

$1.39 ¥219

8.63%

Public Transport Monthly Pass (Regular Price)

$53.9 ¥8,509

$32.34 ¥5,109

66.54%

Taxi Start (Normal Tariff)

$3.23 ¥510

$3.69 ¥583

-12.47%

Taxi (Normal Tariff) (1km)

$2.64 ¥418

$3.07 ¥486

-14.01%

Taxi 1hour Waiting (Normal Tariff)

$20.28 ¥3,203

$21.76 ¥3,437

-6.80%

Gasoline (1 liter)

$1.11 ¥175

$1.09 ¥173

1.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ¥3.3M

$22.3K ¥3.5M

-6.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.0K ¥2.8M

$15.1K ¥2.4M

19.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 ¥20.6K

$139 ¥22.0K

-6.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.54 ¥3,878

$24.50 ¥3,870

0.16%

Internet (50+ Mbps, Unlimited Data)

$31.59 ¥4,991

$30.67 ¥4,846

3.00%

Gym Membership (Monthly)

$53.1 ¥8,381

$49.03 ¥7,746

8.20%

Tennis Court (1 Hour on Weekend)

$18.06 ¥2,853

Cinema Ticket

$11.31 ¥1,786

$12.72 ¥2,010

-11.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$626 ¥98.9K

$510 ¥80.5K

22.84%

International Primary School, 1 Child (Yearly)

$14.6K ¥2.3M

$12.9K ¥2.0M

13.67%

Jeans (Levis 501 Or Similar)

$62.8 ¥9,928

$48.57 ¥7,673

29.38%

Summer Dress (H&M, Zara, etc)

$37.20 ¥5,877

$30.98 ¥4,894

20.08%

Sport Shoes (Adidas, Nike)

$62.0 ¥9,794

$74.2 ¥11.7K

-16.44%

Men's Leather Business Shoes

$101 ¥16.0K

$91.5 ¥14.5K

10.61%

1-bedroom Apartment, City Center (Monthly)

$234 ¥37.0K

$699 ¥110.5K

-66.53%

1-bedroom Apartment, Outside City Center (Monthly)

$330 ¥52.1K

$510 ¥80.6K

-35.40%

3-bedroom Apartment, City Center (Monthly)

$1,091 ¥172.3K

$1,710 ¥270.1K

-36.21%

3-bedroom Apartment, Outside City Center (Monthly)

$730 ¥115.4K

$772 ¥122.0K

-5.42%

Buy Apartment in City Center (m2)

$4,156 ¥656.5K

$6,183 ¥976.8K

-32.78%

Buy Apartment Outside City Center (m2)

$1,755 ¥277.3K

$1,908 ¥301.4K

-8.00%

Average Monthly Net Salary (After Tax)

$2,424 ¥382.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.64

2.21

19.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toyama: October 18, 2026

Last update for Osaka: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toyama

$330 28.1%

Osaka

$510 37.1% 54.8% $181

Groceries & Markets

Toyama

$276 23.5%

Osaka

$302 21.9% 9.3% $26

Monthly Utilities & Internet

Toyama

$186 15.9%

Osaka

$194 14.1% 4.2% $7.8

Clothing & Footwear

Toyama

$118 10.1%

Osaka

$110 8% 6.8% $8.1

Eating Out

Toyama

$112 9.6%

Osaka

$130 9.4% 15.8% $18

Getting Around

Toyama

$76 6.5%

Osaka

$57 4.1% 25.4% $19

Sport & Entertainment

Toyama

$76 6.4%

Osaka

$74 5.4% 1.6% $1.2

Cost Breakdown

A one-bedroom apartment in the center runs $234 in Toyama and $699 in Osaka. Housing cost is often the main lever when comparing two cities.

Dining out: $40.00 in Toyama vs $32.00 in Osaka. Groceries flip the comparison at $276 vs $302, with Toyama cheaper for home cooking.

Good to know

🇯🇵 Toyama

🇯🇵 Osaka

🕒 Local time

11:59 11:59 AM

Same time as Toyama

🌤 Weather

👥 Population

421,259

2,691,185

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toyama vs Osaka: Cost of Living - Frequently Asked Questions

Toyama and Osaka differ by about 17% in total monthly costs ($1,175 vs $1,378 including rent). Toyama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,762 in Toyama and $2,067 in Osaka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $234 in Toyama versus $699 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toyama runs roughly 67% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $626 in Toyama versus $510 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,175 in Toyama versus $1,378 in Osaka, a $1,500 budget is realistic in Toyama but tight or insufficient in Osaka. The gap between the two cities makes Toyama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toyama and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyama gentler on the wallet – expenses run 17% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.