Last update: Oct 2026

Cost of Living Comparison Between Osaka and Toyama

For one person, living is cheaper in Toyama: $1,175 a month against $1,378 in Osaka, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Osaka
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Osaka Living Index
57

Cost of Living Index in Toyama
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Toyama Living Index

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Osaka

🇯🇵 Japan

$1,378

/mo nomad

Toyama

🇯🇵 Japan

$1,175

/mo nomad

Monthly Cost of Living

How much you'll spend in Osaka and in Toyama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osaka and in Toyama actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,378 in Osaka versus $1,175 in Toyama.

Osaka $1,378
Toyama $1,175

Estimated couple costs with rent: $2,005 in Osaka versus $1,880 in Toyama.

Osaka $2,005
Toyama $1,880

Monthly costs for a family of three with rent: $2,632 in Osaka versus $2,584 in Toyama.

Osaka $2,632
Toyama $2,584

Living in Osaka is roughly 17% more expensive than in Toyama, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Osaka is 2% above, Toyama is 13% below.

Meal at Budget Restaurant

$6.25 ¥987

$3.94 ¥622

58.63%

Three-Course Dinner for Two, Mid-Range

$31.70 ¥5,008

$40.27 ¥6,362

-21.28%

Fast Food Meal (McDonalds, etc)

$4.90 ¥774

$4.98 ¥787

-1.61%

Cappuccino

$2.95 ¥466

$3.33 ¥526

-11.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.44 ¥228

$1.05 ¥166

37.14%

Water (0.33 liter bottle)

$0.75 ¥119

$0.79 ¥125

-5.06%

Local Beer (0.5 liter draught)

$2.65 ¥419

$2.45 ¥387

8.16%

Imported Beer (0.33 liter bottle)

$3.87 ¥611

$3.10 ¥489

24.84%

Milk (1 liter)

$1.44 ¥227

$1.13 ¥178

27.43%

White Bread (500g)

$1.34 ¥211

$0.77 ¥122

74.03%

Rice (white) (1kg)

$5.25 ¥830

$3.55 ¥561

47.89%

Eggs

$2.14 ¥338

$2.07 ¥327

3.38%

Local Cheese (1kg)

$9.33 ¥1,475

$10.50 ¥1,659

-11.14%

Chicken Fillets (1kg)

$9.22 ¥1,456

$6.13 ¥968

50.41%

Beef Round Steak (1kg)

$18.39 ¥2,906

$14.44 ¥2,281

27.35%

Apples (1kg)

$3.43 ¥541

$5.73 ¥906

-40.14%

Banana (1kg)

$1.92 ¥303

$2.73 ¥431

-29.67%

Oranges (1kg)

$1.99 ¥314

$2.85 ¥450

-30.18%

Tomato (1kg)

$4.05 ¥640

$4.27 ¥675

-5.15%

Potato (1kg)

$1.56 ¥247

$2.55 ¥402

-38.82%

Onion (1kg)

$1.17 ¥185

$2.65 ¥419

-55.85%

Lettuce (1 head)

$1.30 ¥205

Water (1.5 liter bottle)

$0.88 ¥139

$0.65 ¥102

35.38%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 ¥631

$3.77 ¥595

6.10%

Wine (Bottle)

$9.60 ¥1,517

$6.44 ¥1,017

49.07%

Local Beer (0.5 liter bottle)

$1.95 ¥308

$1.72 ¥272

13.37%

Imported Beer (0.33 liter bottle)

$3.24 ¥512

$2.00 ¥316

62.00%

One-way Ticket (Public Transport)

$1.39 ¥219

$1.51 ¥239

-7.95%

Public Transport Monthly Pass (Regular Price)

$32.34 ¥5,109

$53.9 ¥8,509

-39.96%

Taxi Start (Normal Tariff)

$3.69 ¥583

$3.23 ¥510

14.24%

Taxi (Normal Tariff) (1km)

$3.07 ¥486

$2.64 ¥418

16.29%

Taxi 1hour Waiting (Normal Tariff)

$21.76 ¥3,437

$20.28 ¥3,203

7.30%

Gasoline (1 liter)

$1.09 ¥173

$1.11 ¥175

-1.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K ¥3.5M

$21.0K ¥3.3M

6.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

$18.0K ¥2.8M

-16.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 ¥22.0K

$130 ¥20.6K

6.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.50 ¥3,870

$24.54 ¥3,878

-0.16%

Internet (50+ Mbps, Unlimited Data)

$30.67 ¥4,846

$31.59 ¥4,991

-2.91%

Gym Membership (Monthly)

$49.03 ¥7,746

$53.1 ¥8,381

-7.58%

Tennis Court (1 Hour on Weekend)

$18.06 ¥2,853

Cinema Ticket

$12.72 ¥2,010

$11.31 ¥1,786

12.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$510 ¥80.5K

$626 ¥98.9K

-18.59%

International Primary School, 1 Child (Yearly)

$12.9K ¥2.0M

$14.6K ¥2.3M

-12.03%

Jeans (Levis 501 Or Similar)

$48.57 ¥7,673

$62.8 ¥9,928

-22.71%

Summer Dress (H&M, Zara, etc)

$30.98 ¥4,894

$37.20 ¥5,877

-16.72%

Sport Shoes (Adidas, Nike)

$74.2 ¥11.7K

$62.0 ¥9,794

19.68%

Men's Leather Business Shoes

$91.5 ¥14.5K

$101 ¥16.0K

-9.59%

1-bedroom Apartment, City Center (Monthly)

$699 ¥110.5K

$234 ¥37.0K

198.74%

1-bedroom Apartment, Outside City Center (Monthly)

$510 ¥80.6K

$330 ¥52.1K

54.80%

3-bedroom Apartment, City Center (Monthly)

$1,710 ¥270.1K

$1,091 ¥172.3K

56.75%

3-bedroom Apartment, Outside City Center (Monthly)

$772 ¥122.0K

$730 ¥115.4K

5.74%

Buy Apartment in City Center (m2)

$6,183 ¥976.8K

$4,156 ¥656.5K

48.77%

Buy Apartment Outside City Center (m2)

$1,908 ¥301.4K

$1,755 ¥277.3K

8.69%

Average Monthly Net Salary (After Tax)

$2,424 ¥382.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

2.64

-16.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: October 17, 2026

Last update for Toyama: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osaka

$510 37.1%

Toyama

$330 28.1% 35.4% $181

Groceries & Markets

Osaka

$302 21.9%

Toyama

$276 23.5% 8.5% $26

Monthly Utilities & Internet

Osaka

$194 14.1%

Toyama

$186 15.9% 4% $7.8

Eating Out

Osaka

$130 9.4%

Toyama

$112 9.6% 13.6% $18

Clothing & Footwear

Osaka

$110 8%

Toyama

$118 10.1% 7.3% $8.1

Sport & Entertainment

Osaka

$74 5.4%

Toyama

$76 6.4% 1.6% $1.2

Getting Around

Osaka

$57 4.1%

Toyama

$76 6.5% 34.1% $19

Cost Breakdown

A one-bedroom apartment in the center runs $699 in Osaka and $234 in Toyama. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Osaka vs $40.00 in Toyama. Groceries flip the comparison at $302 vs $276, with Toyama cheaper for home cooking.

Good to know

🇯🇵 Osaka

🇯🇵 Toyama

🕒 Local time

12:52 12:52 PM

Same time as Osaka

🌤 Weather

👥 Population

2,691,185

421,259

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Toyama: Cost of Living - Frequently Asked Questions

Osaka and Toyama differ by about 17% in total monthly costs ($1,378 vs $1,175 including rent). Toyama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,067 in Osaka and $1,762 in Toyama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $699 in Osaka versus $234 in Toyama. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Toyama runs roughly 67% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $510 in Osaka versus $626 in Toyama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,175 in Toyama versus $1,378 in Osaka, a $1,500 budget is realistic in Toyama but tight or insufficient in Osaka. The gap between the two cities makes Toyama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Osaka and Toyama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyama gentler on the wallet – expenses run 17% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.