Last update: Oct 2026

Cost of Living Comparison Between Toulouse and Clermont-Ferrand

For one person, living is cheaper in Clermont-Ferrand: $1,642 a month against $1,998 in Toulouse, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

97

Cost of Living Index in Toulouse
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Toulouse Living Index
80

Cost of Living Index in Clermont-Ferrand
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Clermont-Ferrand Living Index

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Toulouse

🇫🇷 France

$1,998

/mo nomad

Clermont-Ferrand

🇫🇷 France

$1,642

/mo nomad

Monthly Cost of Living

How much you'll spend in Toulouse and in Clermont-Ferrand

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toulouse and in Clermont-Ferrand actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,998 in Toulouse versus $1,642 in Clermont-Ferrand.

Toulouse $1,998
Clermont-Ferrand $1,642

Estimated couple costs with rent: $3,048 in Toulouse versus $2,744 in Clermont-Ferrand.

Toulouse $3,048
Clermont-Ferrand $2,744

Monthly costs for a family of three with rent: $4,099 in Toulouse versus $3,846 in Clermont-Ferrand.

Toulouse $4,099
Clermont-Ferrand $3,846

Living in Toulouse is roughly 22% more expensive than in Clermont-Ferrand, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toulouse 47% above, Clermont-Ferrand 21% above.

Meal at Budget Restaurant

$16.56 €14.73

$19.83 €17.64

-16.49%

Three-Course Dinner for Two, Mid-Range

$78.9 €70.2

$68.5 €60.9

15.23%

Fast Food Meal (McDonalds, etc)

$13.40 €11.92

$12.39 €11.02

8.15%

Cappuccino

$4.58 €4.07

$3.83 €3.40

19.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.15 €3.69

$2.74 €2.44

51.46%

Water (0.33 liter bottle)

$3.08 €2.74

$1.33 €1.19

131.58%

Local Beer (0.5 liter draught)

$7.52 €6.69

$7.26 €6.46

3.58%

Imported Beer (0.33 liter bottle)

$6.77 €6.02

$4.55 €4.05

48.79%

Milk (1 liter)

$1.37 €1.22

$1.39 €1.24

-1.44%

White Bread (500g)

$2.10 €1.87

$1.13 €1.01

85.84%

Rice (white) (1kg)

$2.49 €2.22

$1.86 €1.66

33.87%

Eggs

$4.66 €4.15

$3.43 €3.05

35.86%

Local Cheese (1kg)

$23.85 €21.22

$19.35 €17.21

23.26%

Chicken Fillets (1kg)

$14.85 €13.21

$11.76 €10.46

26.28%

Beef Round Steak (1kg)

$21.41 €19.04

$15.94 €14.18

34.32%

Apples (1kg)

$3.41 €3.03

$3.30 €2.94

3.33%

Banana (1kg)

$2.55 €2.27

$2.18 €1.94

16.97%

Oranges (1kg)

$3.33 €2.96

$2.76 €2.46

20.65%

Tomato (1kg)

$3.47 €3.09

$3.26 €2.90

6.44%

Potato (1kg)

$2.52 €2.24

$1.88 €1.67

34.04%

Onion (1kg)

$2.83 €2.52

$1.97 €1.75

43.65%

Lettuce (1 head)

$1.56 €1.38

$1.14 €1.02

36.84%

Water (1.5 liter bottle)

$0.95 €0.85

$0.35 €0.31

171.43%

Cigarettes 20 Pack (Marlboro, Camel)

$14.08 €12.53

$14.53 €12.92

-3.10%

Wine (Bottle)

$9.20 €8.18

$7.81 €6.94

17.80%

Local Beer (0.5 liter bottle)

$3.54 €3.15

$2.29 €2.04

54.59%

Imported Beer (0.33 liter bottle)

$3.42 €3.04

$2.26 €2.01

51.33%

One-way Ticket (Public Transport)

$2.20 €1.96

$1.76 €1.57

25.00%

Public Transport Monthly Pass (Regular Price)

$62.9 €56.0

$67.5 €60.1

-6.80%

Taxi Start (Normal Tariff)

$7.96 €7.08

$9.06 €8.06

-12.14%

Taxi (Normal Tariff) (1km)

$2.24 €1.99

$2.41 €2.14

-7.05%

Taxi 1hour Waiting (Normal Tariff)

$37.83 €33.65

$34.68 €30.84

9.08%

Gasoline (1 liter)

$2.23 €1.98

$2.07 €1.84

7.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K €31.5K

$35.0K €31.2K

1.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K €32.2K

-0.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 €194

$136 €121

60.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 €12.45

$9.89 €8.80

41.56%

Internet (50+ Mbps, Unlimited Data)

$32.61 €29.01

$30.33 €26.98

7.52%

Gym Membership (Monthly)

$37.35 €33.22

$38.74 €34.46

-3.59%

Tennis Court (1 Hour on Weekend)

$21.72 €19.32

$13.87 €12.34

56.60%

Cinema Ticket

$13.42 €11.94

$10.13 €9.01

32.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,071 €952

International Primary School, 1 Child (Yearly)

$10.1K €9,006

Jeans (Levis 501 Or Similar)

$114 €102

$67.3 €59.9

69.89%

Summer Dress (H&M, Zara, etc)

$52.3 €46.52

$39.62 €35.24

32.00%

Sport Shoes (Adidas, Nike)

$117 €104

$97.2 €86.5

20.76%

Men's Leather Business Shoes

$166 €147

$146 €130

13.28%

1-bedroom Apartment, City Center (Monthly)

$885 €787

$640 €570

38.16%

1-bedroom Apartment, Outside City Center (Monthly)

$658 €585

$532 €473

23.76%

3-bedroom Apartment, City Center (Monthly)

$1,430 €1,272

$1,710 €1,521

-16.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,071 €953

$1,277 €1,136

-16.10%

Buy Apartment in City Center (m2)

$6,470 €5,755

$2,835 €2,522

128.23%

Buy Apartment Outside City Center (m2)

$3,287 €2,924

$1,700 €1,512

93.33%

Average Monthly Net Salary (After Tax)

$2,940 €2,616

$2,286 €2,033

28.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toulouse: October 17, 2026

Last update for Clermont-Ferrand: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toulouse

$658 32.9%

Clermont-Ferrand

$532 32.4% 19.2% $126

Groceries & Markets

Toulouse

$410 20.5%

Clermont-Ferrand

$318 19.4% 22.5% $92

Eating Out

Toulouse

$308 15.4%

Clermont-Ferrand

$303 18.5% 1.4% $4.2

Monthly Utilities & Internet

Toulouse

$265 13.2%

Clermont-Ferrand

$176 10.7% 33.5% $89

Clothing & Footwear

Toulouse

$202 10.1%

Clermont-Ferrand

$158 9.6% 22.1% $45

Getting Around

Toulouse

$91 4.6%

Clermont-Ferrand

$96 5.8% 5.3% $4.8

Sport & Entertainment

Toulouse

$64 3.2%

Clermont-Ferrand

$59 3.6% 8.1% $5.2

Cost Breakdown

A one-bedroom apartment in the center runs $885 in Toulouse and $640 in Clermont-Ferrand. Housing cost is often the main lever when comparing two cities.

Toulouse pays 29% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toulouse vs $69.0 in Clermont-Ferrand for a mid-range dinner for two. Groceries echo the gap at $410 vs $318 per month, with Clermont-Ferrand cheaper across the board.

Good to know

🇫🇷 Toulouse

🇫🇷 Clermont-Ferrand

🕒 Local time

09:36 9:36 AM

Same time as Toulouse

🌤 Weather

👥 Population

504,078

147,327

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toulouse vs Clermont-Ferrand: Cost of Living - Frequently Asked Questions

Clermont-Ferrand is cheaper overall, especially in groceries, eating out, and clothing. The 22% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 29% higher in Toulouse, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $885 in Toulouse versus $640 in Clermont-Ferrand. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 29% higher in Toulouse. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,998 per month in Toulouse versus $1,642 in Clermont-Ferrand – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,642 in Clermont-Ferrand versus $1,998 in Toulouse, a $2,500 budget is realistic in Clermont-Ferrand but tight or insufficient in Toulouse. The gap between the two cities makes Clermont-Ferrand the clear choice for anyone on this budget.

For families, Clermont-Ferrand is more practical. Housing and childcare are both notably cheaper than in Toulouse, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toulouse and Clermont-Ferrand are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Clermont-Ferrand gentler on the wallet – expenses run 22% less than in Toulouse. Beyond cost, consider language, visa policies, and how big the international community is in each city.