Last update: Oct 2026

Cost of Living Comparison Between Toulouse and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,977 in Toulouse, rent and utilities included – about $12,500 less a year. Other living expenses account for most of the difference.

97

Cost of Living Index in Toulouse
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Toulouse Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Toulouse

🇫🇷 France

$1,977

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Toulouse and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toulouse and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,977 in Toulouse versus $934 in Cebu.

Toulouse $1,977
Cebu $934

Estimated couple costs with rent: $3,049 in Toulouse versus $1,415 in Cebu.

Toulouse $3,049
Cebu $1,415

Monthly costs for a family of three with rent: $4,121 in Toulouse versus $1,896 in Cebu.

Toulouse $4,121
Cebu $1,896

Living in Toulouse is roughly 112% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toulouse is 48% above, Cebu is 30% below.

Meal at Budget Restaurant

$16.62 €14.83

$3.03 ₱190

448.51%

Three-Course Dinner for Two, Mid-Range

$77.9 €69.5

$23.48 ₱1,473

231.69%

Fast Food Meal (McDonalds, etc)

$13.52 €12.07

$4.09 ₱256

230.56%

Cappuccino

$4.40 €3.93

$2.52 ₱158

74.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.01 €3.58

$1.54 ₱96.9

160.39%

Water (0.33 liter bottle)

$2.92 €2.61

$0.49 ₱30.98

495.92%

Local Beer (0.5 liter draught)

$7.34 €6.55

$1.79 ₱112

310.06%

Imported Beer (0.33 liter bottle)

$6.74 €6.02

$2.26 ₱142

198.23%

Milk (1 liter)

$1.37 €1.22

$1.95 ₱122

-29.74%

White Bread (500g)

$2.12 €1.89

$1.43 ₱89.7

48.25%

Rice (white) (1kg)

$2.47 €2.21

$1.02 ₱63.8

142.16%

Eggs

$4.70 €4.20

$2.06 ₱129

128.16%

Local Cheese (1kg)

$23.32 €20.81

$9.81 ₱615

137.72%

Chicken Fillets (1kg)

$14.43 €12.88

$4.61 ₱289

213.02%

Beef Round Steak (1kg)

$21.39 €19.08

$7.70 ₱483

177.79%

Apples (1kg)

$3.40 €3.03

$3.31 ₱207

2.72%

Banana (1kg)

$2.47 €2.21

$1.45 ₱90.9

70.34%

Oranges (1kg)

$3.27 €2.92

$2.36 ₱148

38.56%

Tomato (1kg)

$3.45 €3.08

$1.54 ₱96.4

124.03%

Potato (1kg)

$2.39 €2.13

$2.36 ₱148

1.27%

Onion (1kg)

$2.75 €2.46

$1.99 ₱125

38.19%

Lettuce (1 head)

$1.56 €1.39

$1.15 ₱72.1

35.65%

Water (1.5 liter bottle)

$0.88 €0.79

$0.67 ₱42.15

31.34%

Cigarettes 20 Pack (Marlboro, Camel)

$13.73 €12.25

$3.00 ₱188

357.67%

Wine (Bottle)

$8.97 €8.00

$6.35 ₱398

41.26%

Local Beer (0.5 liter bottle)

$3.43 €3.06

$1.31 ₱81.9

161.83%

Imported Beer (0.33 liter bottle)

$3.30 €2.94

$1.73 ₱108

90.75%

One-way Ticket (Public Transport)

$2.21 €1.97

$0.25 ₱15.78

784.00%

Public Transport Monthly Pass (Regular Price)

$63.8 €56.9

$12.65 ₱793

404.27%

Taxi Start (Normal Tariff)

$8.16 €7.28

$0.74 ₱46.32

1002.70%

Taxi (Normal Tariff) (1km)

$2.35 €2.10

$0.21 ₱13.11

1019.05%

Taxi 1hour Waiting (Normal Tariff)

$37.99 €33.90

$4.33 ₱271

777.37%

Gasoline (1 liter)

$2.23 €1.99

$1.33 ₱83.5

67.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K €30.4K

$21.8K ₱1.4M

56.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K €29.5K

$19.4K ₱1.2M

70.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 €199

$121 ₱7,563

85.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.96 €12.46

$14.45 ₱907

-3.39%

Internet (50+ Mbps, Unlimited Data)

$33.53 €29.92

$28.29 ₱1,774

18.52%

Gym Membership (Monthly)

$37.13 €33.13

$32.68 ₱2,050

13.62%

Tennis Court (1 Hour on Weekend)

$21.59 €19.27

$6.39 ₱401

237.87%

Cinema Ticket

$13.37 €11.94

$5.46 ₱342

144.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,051 €938

$273 ₱17.1K

284.35%

International Primary School, 1 Child (Yearly)

$10.3K €9,226

$8,156 ₱511.5K

26.76%

Jeans (Levis 501 Or Similar)

$115 €103

$49.57 ₱3,109

132.44%

Summer Dress (H&M, Zara, etc)

$51.5 €45.91

$24.87 ₱1,560

106.88%

Sport Shoes (Adidas, Nike)

$119 €106

$76.6 ₱4,804

54.95%

Men's Leather Business Shoes

$166 €148

$59.3 ₱3,717

180.22%

1-bedroom Apartment, City Center (Monthly)

$884 €789

$506 ₱31.7K

74.72%

1-bedroom Apartment, Outside City Center (Monthly)

$667 €595

$309 ₱19.4K

115.50%

3-bedroom Apartment, City Center (Monthly)

$1,451 €1,295

$1,052 ₱66.0K

37.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,065 €950

$619 ₱38.8K

72.04%

Buy Apartment in City Center (m2)

$6,368 €5,683

$2,915 ₱182.9K

118.43%

Buy Apartment Outside City Center (m2)

$3,291 €2,937

$1,867 ₱117.1K

76.28%

Average Monthly Net Salary (After Tax)

$2,934 €2,618

$341 ₱21.4K

760.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

7.2

-47.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toulouse: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toulouse

$667 33.3%

Cebu

$309 33.5% 53.6% $357

Groceries & Markets

Toulouse

$403 20.1%

Cebu

$210 22.7% 47.8% $193

Eating Out

Toulouse

$304 15.2%

Cebu

$88 9.6% 71% $216

Monthly Utilities & Internet

Toulouse

$271 13.5%

Cebu

$163 17.7% 39.7% $107

Clothing & Footwear

Toulouse

$203 10.1%

Cebu

$95 10.2% 53.4% $109

Getting Around

Toulouse

$93 4.6%

Cebu

$15 1.7% 83.3% $77

Sport & Entertainment

Toulouse

$64 3.2%

Cebu

$44 4.7% 31.7% $20

Cost Breakdown

A one-bedroom apartment in the center runs $884 in Toulouse and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Toulouse pays 760% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Toulouse vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $403 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Toulouse

🇵🇭 Cebu

🕒 Local time

06:58 6:58 AM

12:58 12:58 PM

6 h ahead of Toulouse

🌤 Weather

👥 Population

504,078

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Toulouse Cebu 11,680 km ≈ 15 h nonstop flight

From you

Toulouse
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toulouse vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 112% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 760% higher in Toulouse, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $884 in Toulouse versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,977 per month in Toulouse versus $934 in Cebu – a 112% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 404% less than in Toulouse. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,977 in Toulouse, a $1,500 budget is realistic in Cebu but tight or insufficient in Toulouse. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Toulouse, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toulouse and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 112% less than in Toulouse. Beyond cost, consider language, visa policies, and how big the international community is in each city.