Last update: Oct 2026

Cost of Living Comparison Between Torrox and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,615 in Torrox, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

79

Cost of Living Index in Torrox
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Torrox Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Torrox

🇪🇸 Spain

$1,615

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Torrox and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Torrox and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,615 in Torrox versus $918 in Cebu.

Torrox $1,615
Cebu $918

Estimated couple costs with rent: $2,390 in Torrox versus $1,409 in Cebu.

Torrox $2,390
Cebu $1,409

Monthly costs for a family of three with rent: $3,165 in Torrox versus $1,900 in Cebu.

Torrox $3,165
Cebu $1,900

Living in Torrox is roughly 76% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Torrox is 20% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.72 €14.87

$3.09 ₱194

441.10%

Three-Course Dinner for Two, Mid-Range

$56.4 €50.2

$24.22 ₱1,525

132.99%

Fast Food Meal (McDonalds, etc)

$11.07 €9.85

$3.92 ₱247

182.40%

Cappuccino

$2.40 €2.14

$2.51 ₱158

-4.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.47 €2.20

$1.59 ₱100

55.35%

Water (0.33 liter bottle)

$1.80 €1.60

$0.53 ₱33.43

239.62%

Local Beer (0.5 liter draught)

$3.35 €2.98

$1.78 ₱112

88.20%

Imported Beer (0.33 liter bottle)

$3.57 €3.18

$2.17 ₱137

64.52%

Milk (1 liter)

$1.17 €1.04

$1.92 ₱121

-39.06%

White Bread (500g)

$1.46 €1.30

$1.36 ₱85.4

7.35%

Rice (white) (1kg)

$1.62 €1.44

$1.01 ₱63.5

60.40%

Eggs

$3.19 €2.84

$2.03 ₱128

57.14%

Local Cheese (1kg)

$13.28 €11.81

$9.86 ₱621

34.69%

Chicken Fillets (1kg)

$8.09 €7.19

$4.39 ₱277

84.28%

Beef Round Steak (1kg)

$15.88 €14.13

$7.60 ₱479

108.95%

Apples (1kg)

$2.49 €2.21

$3.30 ₱208

-24.55%

Banana (1kg)

$2.02 €1.80

$1.39 ₱87.8

45.32%

Oranges (1kg)

$1.87 €1.66

$2.33 ₱147

-19.74%

Tomato (1kg)

$2.54 €2.26

$1.50 ₱94.3

69.33%

Potato (1kg)

$1.84 €1.64

$2.36 ₱149

-22.03%

Onion (1kg)

$2.02 €1.80

$1.90 ₱119

6.32%

Lettuce (1 head)

$1.32 €1.17

$1.19 ₱74.9

10.92%

Water (1.5 liter bottle)

$0.67 €0.60

$0.63 ₱39.71

6.35%

Cigarettes 20 Pack (Marlboro, Camel)

$6.39 €5.68

$3.00 ₱189

113.00%

Wine (Bottle)

$5.52 €4.91

$6.03 ₱379

-8.46%

Local Beer (0.5 liter bottle)

$1.23 €1.09

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$2.22 €1.97

$1.75 ₱110

26.86%

One-way Ticket (Public Transport)

$1.11 €0.98

$0.25 ₱15.86

344.00%

Public Transport Monthly Pass (Regular Price)

$33.25 €29.57

$12.64 ₱796

163.05%

Taxi Start (Normal Tariff)

$3.98 €3.54

$0.77 ₱48.62

416.88%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$0.23 ₱14.53

517.39%

Taxi 1hour Waiting (Normal Tariff)

$23.19 €20.63

$4.46 ₱281

419.96%

Gasoline (1 liter)

$1.80 €1.60

$1.31 ₱82.8

37.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K €31.4K

$21.2K ₱1.3M

66.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K €26.0K

$19.1K ₱1.2M

52.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €128

$120 ₱7,569

19.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.05 €16.06

$14.00 ₱882

28.93%

Internet (50+ Mbps, Unlimited Data)

$23.70 €21.08

$27.54 ₱1,734

-13.94%

Gym Membership (Monthly)

$45.39 €40.37

$32.33 ₱2,035

40.40%

Tennis Court (1 Hour on Weekend)

$15.96 €14.20

$6.65 ₱419

140.00%

Cinema Ticket

$8.91 €7.92

$5.65 ₱356

57.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$473 €421

$275 ₱17.3K

71.86%

International Primary School, 1 Child (Yearly)

$8,409 €7,480

$7,918 ₱498.5K

6.20%

Jeans (Levis 501 Or Similar)

$84.9 €75.5

$49.33 ₱3,106

72.13%

Summer Dress (H&M, Zara, etc)

$36.44 €32.41

$25.24 ₱1,589

44.37%

Sport Shoes (Adidas, Nike)

$92.3 €82.1

$77.0 ₱4,846

19.96%

Men's Leather Business Shoes

$114 €102

$57.2 ₱3,601

99.69%

1-bedroom Apartment, City Center (Monthly)

$895 €796

$500 ₱31.5K

79.07%

1-bedroom Apartment, Outside City Center (Monthly)

$671 €597

$309 ₱19.4K

117.25%

3-bedroom Apartment, City Center (Monthly)

$1,348 €1,199

$1,078 ₱67.9K

25.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,003 €893

$615 ₱38.7K

63.10%

Buy Apartment in City Center (m2)

$3,304 €2,939

$2,886 ₱181.7K

14.50%

Buy Apartment Outside City Center (m2)

$2,238 €1,991

$1,917 ₱120.7K

16.77%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

7.2

-54.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torrox: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Torrox

$671 41.5%

Cebu

$309 33.6% 54% $362

Groceries & Markets

Torrox

$263 16.3%

Cebu

$206 22.4% 21.6% $57

Eating Out

Torrox

$237 14.7%

Cebu

$88 9.6% 62.7% $149

Monthly Utilities & Internet

Torrox

$185 11.5%

Cebu

$162 17.6% 12.7% $23

Clothing & Footwear

Torrox

$148 9.1%

Cebu

$94 10.2% 36.3% $54

Sport & Entertainment

Torrox

$63 3.9%

Cebu

$44 4.8% 31% $20

Getting Around

Torrox

$49 3%

Cebu

$16 1.7% 68.1% $33

Cost Breakdown

A one-bedroom apartment in the center runs $895 in Torrox and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $56.0 in Torrox vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $263 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Torrox

🇵🇭 Cebu

🕒 Local time

02:46 2:46 AM

08:46 8:46 AM

6 h ahead of Torrox

🌤 Weather

👥 Population

20,932

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Torrox Cebu 12,470 km ≈ 16 h nonstop flight

From you

Torrox
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torrox vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 76% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,423 in Torrox and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $895 in Torrox versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,615 per month in Torrox versus $918 in Cebu – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 163% less than in Torrox. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,615 in Torrox, a $1,500 budget is realistic in Cebu but tight or insufficient in Torrox. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Torrox, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Torrox and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 76% less than in Torrox. Beyond cost, consider language, visa policies, and how big the international community is in each city.