Last update: Oct 2026

Cost of Living Comparison Between Torquay and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,110 in Torquay, rent and utilities included – about $9,100 less a year. Rent and utilities account for about half of the difference.

103

Cost of Living Index in Torquay
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Torquay Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Torquay

🇬🇧 United Kingdom

$2,110

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Torquay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Torquay and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,110 in Torquay versus $1,353 in Ubud, Bali.

Torquay $2,110
Ubud, Bali $1,353

Estimated couple costs with rent: $3,051 in Torquay versus $2,297 in Ubud, Bali.

Torquay $3,051
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $3,991 in Torquay versus $3,241 in Ubud, Bali.

Torquay $3,991
Ubud, Bali $3,241

Living in Torquay is roughly 56% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Torquay 56% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$21.61 £16.22

$3.23 Rp 58.1K

569.04%

Three-Course Dinner for Two, Mid-Range

$92.4 £69.3

$34.88 Rp 627.8K

164.97%

Fast Food Meal (McDonalds, etc)

$9.05 £6.79

$5.70 Rp 102.5K

58.77%

Cappuccino

$4.47 £3.36

$2.62 Rp 47.1K

70.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 £2.09

$1.72 Rp 31.0K

61.63%

Water (0.33 liter bottle)

$2.21 £1.66

$0.81 Rp 14.6K

172.84%

Local Beer (0.5 liter draught)

$5.42 £4.07

$2.65 Rp 47.7K

104.53%

Imported Beer (0.33 liter bottle)

$5.19 £3.89

$4.37 Rp 78.6K

18.76%

Milk (1 liter)

$1.92 £1.44

$1.57 Rp 28.3K

22.29%

White Bread (500g)

$2.00 £1.50

$2.19 Rp 39.5K

-8.68%

Rice (white) (1kg)

$3.19 £2.39

$1.18 Rp 21.2K

170.34%

Eggs

$5.19 £3.89

$2.16 Rp 38.8K

140.28%

Local Cheese (1kg)

$6.81 £5.11

$17.65 Rp 317.7K

-61.42%

Chicken Fillets (1kg)

$10.81 £8.11

$3.78 Rp 68.0K

185.98%

Beef Round Steak (1kg)

$16.43 £12.33

$11.95 Rp 215.1K

37.49%

Apples (1kg)

$0.83 £0.63

$3.60 Rp 64.8K

-76.94%

Banana (1kg)

$2.58 £1.93

$1.59 Rp 28.6K

62.26%

Oranges (1kg)

$4.93 £3.70

$2.31 Rp 41.6K

113.42%

Tomato (1kg)

$5.85 £4.39

$1.91 Rp 34.3K

206.28%

Potato (1kg)

$2.12 £1.59

$1.78 Rp 32.1K

19.10%

Onion (1kg)

$1.75 £1.31

$2.33 Rp 41.9K

-24.89%

Lettuce (1 head)

$1.86 £1.39

$1.00 Rp 18.0K

86.00%

Water (1.5 liter bottle)

$1.98 £1.49

$0.53 Rp 9,509

273.58%

Cigarettes 20 Pack (Marlboro, Camel)

$23.93 £17.95

$2.29 Rp 41.1K

944.98%

Wine (Bottle)

$11.23 £8.43

$22.07 Rp 397.3K

-49.12%

Local Beer (0.5 liter bottle)

$3.87 £2.91

$2.35 Rp 42.2K

64.68%

Imported Beer (0.33 liter bottle)

$3.23 £2.42

$2.98 Rp 53.6K

8.39%

One-way Ticket (Public Transport)

$3.94 £2.95

$0.23 Rp 4,112

1613.04%

Public Transport Monthly Pass (Regular Price)

$64.7 £48.51

$8.90 Rp 160.2K

626.52%

Taxi Start (Normal Tariff)

$5.82 £4.37

$0.47 Rp 8,466

1138.30%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$26.15 £19.62

$5.47 Rp 98.4K

378.06%

Gasoline (1 liter)

$2.03 £1.53

$0.83 Rp 14.9K

144.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K £28.5K

$23.9K Rp 429.8M

58.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K £30.6K

$32.8K Rp 590.1M

24.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 £218

$80.0 Rp 1.4M

262.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.08 £15.07

$6.56 Rp 118.1K

206.10%

Internet (50+ Mbps, Unlimited Data)

$28.60 £21.45

$18.60 Rp 334.8K

53.76%

Gym Membership (Monthly)

$33.87 £25.41

$54.1 Rp 974.1K

-37.42%

Tennis Court (1 Hour on Weekend)

$7.96 £5.97

$18.28 Rp 329.0K

-56.46%

Cinema Ticket

$7.51 £5.64

$4.25 Rp 76.5K

76.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,611 £1,209

$493 Rp 8.9M

226.99%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$82.1 £61.6

$45.58 Rp 820.4K

80.10%

Summer Dress (H&M, Zara, etc)

$23.48 £17.61

$34.96 Rp 629.4K

-32.84%

Sport Shoes (Adidas, Nike)

$65.6 £49.24

$77.7 Rp 1.4M

-15.56%

Men's Leather Business Shoes

$79.2 £59.4

$78.5 Rp 1.4M

0.87%

1-bedroom Apartment, City Center (Monthly)

$1,060 £795

$1,131 Rp 20.4M

-6.34%

1-bedroom Apartment, Outside City Center (Monthly)

$858 £644

$673 Rp 12.1M

27.50%

3-bedroom Apartment, City Center (Monthly)

$1,627 £1,220

$3,613 Rp 65.0M

-54.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,187 £891

$1,702 Rp 30.6M

-30.22%

Buy Apartment in City Center (m2)

$4,190 £3,143

$2,717 Rp 48.9M

54.19%

Buy Apartment Outside City Center (m2)

$2,763 £2,073

$2,241 Rp 40.3M

23.30%

Average Monthly Net Salary (After Tax)

$2,479 £1,860

$166 Rp 3.0M

1390.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.11

13.78

-62.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torquay: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Torquay

$858 40.7%

Ubud, Bali

$673 49.7% 21.6% $185

Groceries & Markets

Torquay

$354 16.8%

Ubud, Bali

$287 21.2% 19% $67

Monthly Utilities & Internet

Torquay

$339 16.1%

Ubud, Bali

$105 7.8% 69% $234

Eating Out

Torquay

$311 14.8%

Ubud, Bali

$106 7.9% 65.8% $205

Clothing & Footwear

Torquay

$113 5.3%

Ubud, Bali

$107 7.9% 5.4% $6.1

Getting Around

Torquay

$86 * 4.1%

Ubud, Bali

$12 0.9% 85.6% $74

Sport & Entertainment

Torquay

$49 2.3%

Ubud, Bali

$63 4.6% 28.1% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,060 in Torquay and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Torquay pays 1390% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $92.0 in Torquay vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $354 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇬🇧 Torquay

🇮🇩 Ubud, Bali

🕒 Local time

18:29 6:29 PM

01:29 1:29 AM

7 h ahead of Torquay

🌤 Weather

👥 Population

65,388

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 24, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Torquay Ubud, Bali 12,750 km ≈ 16 h nonstop flight

From you

Torquay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torquay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 56% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1390% higher in Torquay, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,060 in Torquay versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 23% higher in Torquay. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $92.0 in Torquay. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,110 in Torquay, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Torquay. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Torquay, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Torquay and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 56% less than in Torquay. Beyond cost, consider language, visa policies, and how big the international community is in each city.