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Cost of Living Comparison Between Toronto and Stephenville Cost of Living Comparison Between Toronto and Stephenville

๐Ÿ˜ Solo nomad: Toronto is 15.5% more expensive than Stephenville without rent, and 17.8% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 12.1% more expensive than Stephenville without rent, and 19.7% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
Stephenville
Difference
Meal at Budget Restaurant
$18.97 CA$26.37
$17.17 CA$23.87
10.48%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$115
$69.9 CA$97.2
18.49%
Fast Food Meal (McDonalds, etc)
$11.12 CA$15.45
$10.93 CA$15.19
1.74%
Cappuccino
$3.98 CA$5.54
$3.67 CA$5.10
8.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.93
$2.03 CA$2.82
3.94%
Water (0.33 liter bottle)
$1.70 CA$2.37
$1.66 CA$2.30
2.41%
Local Beer (0.5 liter draught)
$5.84 CA$8.12
$5.55 CA$7.72
5.23%
Imported Beer (0.33 liter bottle)
$6.64 CA$9.23
$5.95 CA$8.27
11.60%
๐Ÿ›’ Groceries & Markets
Toronto
Stephenville
Difference
Milk (1 liter)
$2.80 CA$3.89
$2.59 CA$3.60
8.11%
White Bread (500g)
$2.87 CA$3.99
$2.64 CA$3.67
8.71%
Rice (white) (1kg)
$3.68 CA$5.12
$3.67 CA$5.09
0.27%
Eggs
$3.47 CA$4.82
$3.51 CA$4.88
-1.14%
Local Cheese (1kg)
$13.62 CA$18.93
$11.29 CA$15.70
20.64%
Chicken Fillets (1kg)
$13.03 CA$18.11
$11.52 CA$16.01
13.11%
Beef Round Steak (1kg)
$16.98 CA$23.60
$14.97 CA$20.81
13.43%
Apples (1kg)
$4.07 CA$5.65
$4.08 CA$5.67
-0.25%
Banana (1kg)
$1.18 CA$1.64
$1.35 CA$1.88
-12.59%
Oranges (1kg)
$3.35 CA$4.65
$3.70 CA$5.14
-9.46%
Tomato (1kg)
$3.98 CA$5.53
$3.80 CA$5.29
4.74%
Potato (1kg)
$2.42 CA$3.37
$2.50 CA$3.47
-3.20%
Onion (1kg)
$2.90 CA$4.03
$2.56 CA$3.56
13.28%
Lettuce (1 head)
$2.45 CA$3.40
$4.45 CA$6.18
-44.94%
Water (1.5 liter bottle)
$1.97 CA$2.75
$1.78 CA$2.48
10.67%
Cigarettes 20 Pack (Marlboro, Camel)
$14.49 CA$20.13
$13.90 CA$19.32
4.24%
Wine (Bottle)
$13.12 CA$18.23
$11.29 CA$15.69
16.21%
Local Beer (0.5 liter bottle)
$2.77 CA$3.86
$2.93 CA$4.07
-5.46%
Imported Beer (0.33 liter bottle)
$3.28 CA$4.56
$3.02 CA$4.19
8.61%
๐ŸšŒ Getting Around
Toronto
Stephenville
Difference
One-way Ticket (Public Transport)
$2.50 CA$3.48
$2.43 CA$3.38
2.88%
Public Transport Monthly Pass (Regular Price)
$117 CA$162
$63.2 CA$87.9
84.47%
Taxi Start (Normal Tariff)
$3.78 CA$5.25
$3.08 CA$4.28
22.73%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.88
$1.44 CA$2.00
-6.25%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$25.41 CA$35.31
1.06%
Gasoline (1 liter)
$1.14 CA$1.59
$1.13 CA$1.57
0.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$24.9K CA$34.6K
0.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.8K
$20.8K CA$28.9K
3.23%
๐Ÿงพ Monthly Utilities & Internet
Toronto
Stephenville
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$166
$142 CA$197
-15.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.86 CA$51.2
$44.66 CA$62.1
-17.47%
Internet (50+ Mbps, Unlimited Data)
$54.2 CA$75.4
$62.5 CA$86.8
-13.19%
๐ŸŽ‰ Sport & Entertainment
Toronto
Stephenville
Difference
Gym Membership (Monthly)
$56.5 CA$78.5
$42.02 CA$58.4
34.44%
Tennis Court (1 Hour on Weekend)
$21.02 CA$29.22
$37.50 CA$52.1
-43.95%
Cinema Ticket
$11.59 CA$16.11
$11.33 CA$15.75
2.29%
๐Ÿงธ Childcare & Education
Toronto
Stephenville
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 CA$1,576
$747 CA$1,038
51.90%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.6K
$11.8K CA$16.5K
55.80%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
Stephenville
Difference
Jeans (Levis 501 Or Similar)
$57.0 CA$79.2
$54.2 CA$75.3
5.15%
Summer Dress (H&M, Zara, etc)
$38.93 CA$54.1
$40.01 CA$55.6
-2.70%
Sport Shoes (Adidas, Nike)
$89.6 CA$124
$85.4 CA$119
4.87%
Men's Leather Business Shoes
$116 CA$161
$108 CA$150
7.34%
๐Ÿ  Accommodation & Living
Toronto
Stephenville
Difference
1-bedroom Apartment, City Center (Monthly)
$1,819 CA$2,528
$1,302 CA$1,809
39.72%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 CA$2,125
$1,198 CA$1,665
27.61%
3-bedroom Apartment, City Center (Monthly)
$2,993 CA$4,160
$2,051 CA$2,851
45.91%
3-bedroom Apartment, Outside City Center (Monthly)
$2,444 CA$3,397
$1,813 CA$2,520
34.78%
Buy Apartment in City Center (m2)
$8,696 CA$12.1K
$4,702 CA$6,536
84.94%
Buy Apartment Outside City Center (m2)
$6,744 CA$9,374
$3,317 CA$4,611
103.29%
๐Ÿ’ต Salaries & Financials
Toronto
Stephenville
Difference
Average Monthly Net Salary (After Tax)
$3,628 CA$5,043
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.46
-20.12%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for Stephenville: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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