Cost of Living Comparison Between Toronto and Stephenville Cost of Living Comparison Between Toronto and Stephenville

๐Ÿ˜ Solo nomad: Toronto is 4% more expensive than Stephenville without rent, and 22.4% more expensive with rent.
๐Ÿ™‚ Family of 3: Toronto is 2.7% cheaper than Stephenville without rent, and 21.9% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
Stephenville
Difference
Meal at Budget Restaurant
$18.50 CA$25.34
$17.12 CA$23.45
8.06%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$114
$70.6 CA$96.8
17.40%
Fast Food Meal (McDonalds, etc)
$11.00 CA$15.07
$11.24 CA$15.39
-2.14%
Cappuccino
$3.93 CA$5.39
$3.84 CA$5.26
2.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.90
$2.03 CA$2.78
3.94%
Water (0.33 liter bottle)
$1.64 CA$2.25
$1.65 CA$2.26
-0.61%
Local Beer (0.5 liter draught)
$5.92 CA$8.11
$5.65 CA$7.73
4.78%
Imported Beer (0.33 liter bottle)
$6.49 CA$8.90
$5.96 CA$8.17
8.89%
๐Ÿ›’ Groceries & Markets
Toronto
Stephenville
Difference
Milk (1 liter)
$2.72 CA$3.72
$2.52 CA$3.45
7.94%
White Bread (500g)
$2.86 CA$3.92
$2.62 CA$3.59
9.16%
Rice (white) (1kg)
$3.60 CA$4.93
$3.51 CA$4.80
2.56%
Eggs
$3.61 CA$4.95
$3.54 CA$4.85
1.98%
Local Cheese (1kg)
$13.35 CA$18.29
$11.23 CA$15.39
18.88%
Chicken Fillets (1kg)
$13.14 CA$18.01
$11.63 CA$15.94
12.98%
Beef Round Steak (1kg)
$16.87 CA$23.11
$14.98 CA$20.52
12.62%
Apples (1kg)
$4.17 CA$5.72
$3.99 CA$5.47
4.51%
Banana (1kg)
$1.16 CA$1.59
$1.42 CA$1.95
-18.31%
Oranges (1kg)
$3.24 CA$4.44
$3.63 CA$4.97
-10.74%
Tomato (1kg)
$4.03 CA$5.52
$3.85 CA$5.27
4.68%
Potato (1kg)
$2.54 CA$3.49
$2.44 CA$3.34
4.10%
Onion (1kg)
$2.92 CA$4.00
$2.49 CA$3.41
17.27%
Lettuce (1 head)
$2.46 CA$3.37
$4.37 CA$5.98
-43.71%
Water (1.5 liter bottle)
$1.97 CA$2.70
$1.79 CA$2.45
10.06%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 CA$20.57
$14.25 CA$19.53
5.40%
Wine (Bottle)
$13.76 CA$18.86
$11.48 CA$15.73
19.86%
Local Beer (0.5 liter bottle)
$2.67 CA$3.66
$2.82 CA$3.86
-5.32%
Imported Beer (0.33 liter bottle)
$3.19 CA$4.37
$3.07 CA$4.21
3.91%
๐ŸšŒ Getting Around
Toronto
Stephenville
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.31
$2.42 CA$3.32
-
Public Transport Monthly Pass (Regular Price)
$113 CA$155
$61.6 CA$84.4
83.22%
Taxi Start (Normal Tariff)
$3.73 CA$5.11
$3.09 CA$4.23
20.71%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.94
$1.44 CA$1.98
-1.39%
Taxi 1hour Waiting (Normal Tariff)
$25.91 CA$35.50
$26.26 CA$35.98
-1.33%
Gasoline (1 liter)
$1.09 CA$1.50
$1.13 CA$1.55
-3.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$34.1K
$24.6K CA$33.8K
1.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K CA$29.2K
$20.3K CA$27.9K
4.70%
๐Ÿงพ Monthly Utilities & Internet
Toronto
Stephenville
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$160
$143 CA$196
-18.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.93 CA$52.0
$44.00 CA$60.3
-13.80%
Internet (50+ Mbps, Unlimited Data)
$53.3 CA$73.0
$62.4 CA$85.5
-14.67%
๐ŸŽ‰ Sport & Entertainment
Toronto
Stephenville
Difference
Gym Membership (Monthly)
$56.4 CA$77.3
$41.63 CA$57.0
35.46%
Tennis Court (1 Hour on Weekend)
$21.08 CA$28.87
$37.54 CA$51.4
-43.85%
Cinema Ticket
$11.98 CA$16.41
$11.61 CA$15.91
3.19%
๐Ÿงธ Childcare & Education
Toronto
Stephenville
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,543
$733 CA$1,004
53.63%
International Primary School, 1 Child (Yearly)
$18.5K CA$25.3K
$11.8K CA$16.2K
56.14%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
Stephenville
Difference
Jeans (Levis 501 Or Similar)
$58.4 CA$80.1
$53.9 CA$73.8
8.44%
Summer Dress (H&M, Zara, etc)
$39.18 CA$53.7
$39.24 CA$53.8
-0.15%
Sport Shoes (Adidas, Nike)
$89.2 CA$122
$84.9 CA$116
5.06%
Men's Leather Business Shoes
$117 CA$160
$105 CA$144
10.52%
๐Ÿ  Accommodation & Living
Toronto
Stephenville
Difference
1-bedroom Apartment, City Center (Monthly)
$1,787 CA$2,448
$1,303 CA$1,786
37.12%
1-bedroom Apartment, Outside City Center (Monthly)
$1,560 CA$2,137
$1,171 CA$1,604
33.25%
3-bedroom Apartment, City Center (Monthly)
$2,987 CA$4,093
$1,979 CA$2,712
50.94%
3-bedroom Apartment, Outside City Center (Monthly)
$2,445 CA$3,350
$1,798 CA$2,464
35.99%
Buy Apartment in City Center (m2)
$8,834 CA$12.1K
$3,912 CA$5,360
125.80%
Buy Apartment Outside City Center (m2)
$6,835 CA$9,365
$3,111 CA$4,262
119.73%
๐Ÿ’ต Salaries & Financials
Toronto
Stephenville
Difference
Average Monthly Net Salary (After Tax)
$3,638 CA$4,984
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.46
-20.12%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: March 3, 2026

Last update for Stephenville: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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