Cost of Living Comparison Between Toronto and Saint Andrews Cost of Living Comparison Between Toronto and Saint Andrews

🙂 Solo nomad: Toronto is 1.2% cheaper than Saint Andrews without rent, and 16.6% more expensive with rent.

😐 Family of 3: Toronto is 8.3% more expensive than Saint Andrews without rent, and 23% more expensive with rent.

Meal at Budget Restaurant

$18.97 CA$26.37

$16.85 CA$23.42

12.58%

Three-Course Dinner for Two, Mid-Range

$82.9 CA$115

$69.4 CA$96.4

19.45%

Fast Food Meal (McDonalds, etc)

$11.12 CA$15.45

$11.14 CA$15.49

-0.18%

Cappuccino

$3.98 CA$5.54

$3.68 CA$5.11

8.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.93

$2.03 CA$2.82

3.94%

Water (0.33 liter bottle)

$1.70 CA$2.37

$1.66 CA$2.31

2.41%

Local Beer (0.5 liter draught)

$5.84 CA$8.12

$5.62 CA$7.81

3.91%

Imported Beer (0.33 liter bottle)

$6.64 CA$9.23

$5.81 CA$8.07

14.29%

Milk (1 liter)

$2.80 CA$3.89

$2.10 CA$2.92

33.33%

White Bread (500g)

$2.87 CA$3.99

$2.63 CA$3.65

9.13%

Rice (white) (1kg)

$3.68 CA$5.12

$3.64 CA$5.05

1.10%

Eggs

$3.47 CA$4.82

$3.42 CA$4.76

1.46%

Local Cheese (1kg)

$13.62 CA$18.93

$11.23 CA$15.61

21.28%

Chicken Fillets (1kg)

$13.03 CA$18.11

$11.82 CA$16.42

10.24%

Beef Round Steak (1kg)

$16.98 CA$23.60

$14.53 CA$20.19

16.86%

Apples (1kg)

$4.07 CA$5.65

$4.04 CA$5.62

0.74%

Banana (1kg)

$1.18 CA$1.64

$1.40 CA$1.95

-15.71%

Oranges (1kg)

$3.35 CA$4.65

$3.63 CA$5.04

-7.71%

Tomato (1kg)

$3.98 CA$5.53

$3.83 CA$5.32

3.92%

Potato (1kg)

$2.42 CA$3.37

$2.43 CA$3.38

-0.41%

Onion (1kg)

$2.90 CA$4.03

$2.48 CA$3.45

16.94%

Lettuce (1 head)

$2.45 CA$3.40

$2.58 CA$3.59

-5.04%

Water (1.5 liter bottle)

$1.97 CA$2.75

$1.79 CA$2.49

10.06%

Cigarettes 20 Pack (Marlboro, Camel)

$14.49 CA$20.13

$13.82 CA$19.20

4.85%

Wine (Bottle)

$13.12 CA$18.23

$13.90 CA$19.32

-5.61%

Local Beer (0.5 liter bottle)

$2.77 CA$3.86

$2.93 CA$4.07

-5.46%

Imported Beer (0.33 liter bottle)

$3.28 CA$4.56

$3.06 CA$4.25

7.19%

One-way Ticket (Public Transport)

$2.50 CA$3.48

$2.32 CA$3.23

7.76%

Public Transport Monthly Pass (Regular Price)

$117 CA$162

$62.8 CA$87.3

85.70%

Taxi Start (Normal Tariff)

$3.78 CA$5.25

$3.24 CA$4.50

16.67%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.88

$1.45 CA$2.01

-6.90%

Taxi 1hour Waiting (Normal Tariff)

$25.68 CA$35.70

$25.48 CA$35.42

0.78%

Gasoline (1 liter)

$1.14 CA$1.59

$1.17 CA$1.63

-2.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$34.9K

$25.5K CA$35.4K

-1.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.8K

$20.2K CA$28.1K

5.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$141 CA$196

-15.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.86 CA$51.2

$43.06 CA$59.9

-14.40%

Internet (50+ Mbps, Unlimited Data)

$54.2 CA$75.4

$61.6 CA$85.6

-11.98%

Gym Membership (Monthly)

$56.5 CA$78.5

$41.14 CA$57.2

37.31%

Tennis Court (1 Hour on Weekend)

$21.02 CA$29.22

Cinema Ticket

$11.59 CA$16.11

$11.19 CA$15.56

3.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,134 CA$1,576

$740 CA$1,028

53.30%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.6K

$11.8K CA$16.4K

56.47%

Jeans (Levis 501 Or Similar)

$57.0 CA$79.2

$55.4 CA$76.9

2.96%

Summer Dress (H&M, Zara, etc)

$38.93 CA$54.1

$38.91 CA$54.1

0.05%

Sport Shoes (Adidas, Nike)

$89.6 CA$124

$86.1 CA$120

3.96%

Men's Leather Business Shoes

$116 CA$161

$107 CA$149

8.60%

1-bedroom Apartment, City Center (Monthly)

$1,819 CA$2,528

$1,317 CA$1,831

38.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,529 CA$2,125

$1,189 CA$1,652

28.59%

3-bedroom Apartment, City Center (Monthly)

$2,993 CA$4,160

$2,002 CA$2,783

49.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,444 CA$3,397

$1,809 CA$2,515

35.06%

Buy Apartment in City Center (m2)

$8,696 CA$12.1K

$4,060 CA$5,643

114.21%

Buy Apartment Outside City Center (m2)

$6,744 CA$9,374

$3,528 CA$4,903

91.18%

Average Monthly Net Salary (After Tax)

$3,628 CA$5,043

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.46

-20.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for Saint Andrews: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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