Last update: Oct 2026

Cost of Living Comparison Between Toronto and Manchester, TN

For one person, living costs are similar in Toronto and in Manchester, TN: $2,610 and $2,613 a month, rent and utilities included.

126

Cost of Living Index in Toronto
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Toronto Living Index
127

Cost of Living Index in Manchester, TN
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Manchester, TN Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Manchester, TN

🇺🇸 United States

$2,613

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Manchester, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Manchester, TN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,613 in Manchester, TN.

Toronto $2,610
Manchester, TN $2,613

Estimated couple costs with rent: $3,727 in Toronto versus $3,337 in Manchester, TN.

Toronto $3,727
Manchester, TN $3,337

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,060 in Manchester, TN.

Toronto $4,844
Manchester, TN $4,060

Monthly costs are close between Toronto and Manchester, TN; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Toronto 93% above, Manchester, TN 93% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$14.17 $14.17

24.14%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$52.1 $52.1

51.26%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$10.08 $10.08

6.45%

Cappuccino

$4.09 CA$5.78

$4.73 $4.73

-13.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.51 $2.51

-16.33%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.10 $2.10

-18.10%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.70 $5.70

11.58%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.33 $5.33

32.83%

Milk (1 liter)

$2.54 CA$3.59

$0.87 $0.87

191.95%

White Bread (500g)

$2.72 CA$3.85

$4.02 $4.02

-32.34%

Rice (white) (1kg)

$2.18 CA$3.09

$4.45 $4.45

-51.01%

Eggs

$3.63 CA$5.13

$2.98 $2.98

21.81%

Local Cheese (1kg)

$9.46 CA$13.37

$11.50 $11.50

-17.74%

Chicken Fillets (1kg)

$11.54 CA$16.32

$9.06 $9.06

27.37%

Beef Round Steak (1kg)

$14.37 CA$20.32

$16.45 $16.45

-12.64%

Apples (1kg)

$3.70 CA$5.23

$4.37 $4.37

-15.33%

Banana (1kg)

$1.19 CA$1.68

$2.11 $2.11

-43.60%

Oranges (1kg)

$3.46 CA$4.90

$4.01 $4.01

-13.72%

Tomato (1kg)

$4.22 CA$5.97

$4.46 $4.46

-5.38%

Potato (1kg)

$1.79 CA$2.52

$3.70 $3.70

-51.62%

Onion (1kg)

$1.65 CA$2.33

$3.71 $3.71

-55.53%

Lettuce (1 head)

$2.20 CA$3.11

$2.37 $2.37

-7.17%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.82 $2.82

-55.32%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$7.12 $7.12

96.21%

Wine (Bottle)

$14.20 CA$20.07

$15.14 $15.14

-6.21%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.75 $1.75

28.57%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.05 $3.05

-17.05%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.78 $1.78

30.34%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.98 $2.98

2.68%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$2.44 $2.44

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$40.25 $40.25

-46.11%

Gasoline (1 liter)

$1.21 CA$1.72

$0.89 $0.89

35.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$32.4K $32.4K

-19.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.7K $26.7K

-20.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$254 $254

-52.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$54.7 $54.7

-41.15%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$90.4 $90.4

-45.91%

Gym Membership (Monthly)

$39.34 CA$55.6

$41.28 $41.28

-4.70%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$16.72 $16.72

-24.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,294 $1,294

-35.72%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$15.6K $15.6K

51.26%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$77.8 $77.8

-32.76%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$44.66 $44.66

-11.69%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$128 $128

-22.90%

Men's Leather Business Shoes

$122 CA$172

$137 $137

-10.92%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,050 $1,050

55.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,296 $1,296

11.71%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,099 $2,099

30.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,367 $1,367

55.81%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$3,073 $3,073

167.07%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,066 $2,066

231.02%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.84

-34.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Manchester, TN: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Manchester, TN

$1.3K 49.6% 10.5% $152

Groceries & Markets

Toronto

$343 13.1%

Manchester, TN

$387 14.8% 13% $45

Eating Out

Toronto

$283 10.9%

Manchester, TN

$258 9.9% 8.9% $25

Monthly Utilities & Internet

Toronto

$201 7.7%

Manchester, TN

$399 15.3% 99% $199

Clothing & Footwear

Toronto

$141 5.4%

Manchester, TN

$174 6.7% 24% $34

Getting Around

Toronto

$130 5%

Manchester, TN

$22 * 0.9% 82.9% $108

Sport & Entertainment

Toronto

$65 2.5%

Manchester, TN

$75 2.9% 15.8% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,050 in Manchester, TN. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Toronto vs $52.0 in Manchester, TN. Groceries flip the comparison at $343 vs $387, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Manchester, TN

🕒 Local time

13:55 1:55 PM

12:55 12:55 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

109,497

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Manchester, TN 1,070 km ≈ 1 h 45 min nonstop flight

From you

Toronto
Manchester, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Manchester, TN: Cost of Living - Frequently Asked Questions

You'd need roughly $3,916 in Toronto and $3,919 in Manchester, TN to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,631 in Toronto versus $1,050 in Manchester, TN. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toronto – a meal for two runs $79.0 versus $52.0 in Manchester, TN. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $832 in Toronto versus $1,294 in Manchester, TN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,610 in Toronto versus $2,613 in Manchester, TN, a $2,500 budget is realistic in Toronto but tight or insufficient in Manchester, TN. The gap between the two cities makes Toronto the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Toronto wins on affordability, Manchester, TN on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.