Last update: Oct 2026

Cost of Living Comparison Between Manchester, TN and Toronto

For one person, living costs are similar in Manchester, TN and in Toronto: $2,613 and $2,610 a month, rent and utilities included.

127

Cost of Living Index in Manchester, TN
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Manchester, TN Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Manchester, TN

🇺🇸 United States

$2,613

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Manchester, TN and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Manchester, TN and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,613 in Manchester, TN versus $2,610 in Toronto.

Manchester, TN $2,613
Toronto $2,610

Estimated couple costs with rent: $3,337 in Manchester, TN versus $3,727 in Toronto.

Manchester, TN $3,337
Toronto $3,727

Monthly costs for a family of three with rent: $4,060 in Manchester, TN versus $4,844 in Toronto.

Manchester, TN $4,060
Toronto $4,844

Monthly costs are close between Manchester, TN and Toronto; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Manchester, TN 93% above, Toronto 93% above.

Meal at Budget Restaurant

$14.17 $14.17

$17.59 CA$24.87

-19.44%

Three-Course Dinner for Two, Mid-Range

$52.1 $52.1

$78.8 CA$111

-33.89%

Fast Food Meal (McDonalds, etc)

$10.08 $10.08

$10.73 CA$15.16

-6.06%

Cappuccino

$4.73 $4.73

$4.09 CA$5.78

15.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 $2.51

$2.10 CA$2.97

19.52%

Water (0.33 liter bottle)

$2.10 $2.10

$1.72 CA$2.43

22.09%

Local Beer (0.5 liter draught)

$5.70 $5.70

$6.36 CA$8.99

-10.38%

Imported Beer (0.33 liter bottle)

$5.33 $5.33

$7.08 CA$10.01

-24.72%

Milk (1 liter)

$0.87 $0.87

$2.54 CA$3.59

-65.75%

White Bread (500g)

$4.02 $4.02

$2.72 CA$3.85

47.79%

Rice (white) (1kg)

$4.45 $4.45

$2.18 CA$3.09

104.13%

Eggs

$2.98 $2.98

$3.63 CA$5.13

-17.91%

Local Cheese (1kg)

$11.50 $11.50

$9.46 CA$13.37

21.56%

Chicken Fillets (1kg)

$9.06 $9.06

$11.54 CA$16.32

-21.49%

Beef Round Steak (1kg)

$16.45 $16.45

$14.37 CA$20.32

14.47%

Apples (1kg)

$4.37 $4.37

$3.70 CA$5.23

18.11%

Banana (1kg)

$2.11 $2.11

$1.19 CA$1.68

77.31%

Oranges (1kg)

$4.01 $4.01

$3.46 CA$4.90

15.90%

Tomato (1kg)

$4.46 $4.46

$4.22 CA$5.97

5.69%

Potato (1kg)

$3.70 $3.70

$1.79 CA$2.52

106.70%

Onion (1kg)

$3.71 $3.71

$1.65 CA$2.33

124.85%

Lettuce (1 head)

$2.37 $2.37

$2.20 CA$3.11

7.73%

Water (1.5 liter bottle)

$2.82 $2.82

$1.26 CA$1.78

123.81%

Cigarettes 20 Pack (Marlboro, Camel)

$7.12 $7.12

$13.97 CA$19.75

-49.03%

Wine (Bottle)

$15.14 $15.14

$14.20 CA$20.07

6.62%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.25 CA$3.18

-22.22%

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$2.53 CA$3.58

20.55%

One-way Ticket (Public Transport)

$1.78 $1.78

$2.32 CA$3.28

-23.28%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$2.98 $2.98

$3.06 CA$4.33

-2.61%

Taxi (Normal Tariff) (1km)

$2.44 $2.44

$1.22 CA$1.72

100.00%

Taxi 1hour Waiting (Normal Tariff)

$40.25 $40.25

$21.69 CA$30.66

85.57%

Gasoline (1 liter)

$0.89 $0.89

$1.21 CA$1.72

-26.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$26.1K CA$37.0K

24.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$21.1K CA$29.9K

26.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$254 $254

$120 CA$169

112.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.7 $54.7

$32.21 CA$45.54

69.92%

Internet (50+ Mbps, Unlimited Data)

$90.4 $90.4

$48.88 CA$69.1

84.86%

Gym Membership (Monthly)

$41.28 $41.28

$39.34 CA$55.6

4.93%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$16.72 $16.72

$12.58 CA$17.79

32.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,294 $1,294

$832 CA$1,176

55.57%

International Primary School, 1 Child (Yearly)

$15.6K $15.6K

$23.6K CA$33.4K

-33.89%

Jeans (Levis 501 Or Similar)

$77.8 $77.8

$52.3 CA$73.9

48.72%

Summer Dress (H&M, Zara, etc)

$44.66 $44.66

$39.44 CA$55.8

13.24%

Sport Shoes (Adidas, Nike)

$128 $128

$99.0 CA$140

29.71%

Men's Leather Business Shoes

$137 $137

$122 CA$172

12.26%

1-bedroom Apartment, City Center (Monthly)

$1,050 $1,050

$1,631 CA$2,306

-35.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,296 $1,296

$1,448 CA$2,048

-10.49%

3-bedroom Apartment, City Center (Monthly)

$2,099 $2,099

$2,737 CA$3,869

-23.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,367 $1,367

$2,129 CA$3,010

-35.82%

Buy Apartment in City Center (m2)

$3,073 $3,073

$8,206 CA$11.6K

-62.56%

Buy Apartment Outside City Center (m2)

$2,066 $2,066

$6,838 CA$9,666

-69.79%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

6.84

4.47

53.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manchester, TN: October 18, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Manchester, TN

$1.3K 49.6%

Toronto

$1.4K 55.5% 11.7% $152

Monthly Utilities & Internet

Manchester, TN

$399 15.3%

Toronto

$201 7.7% 49.8% $199

Groceries & Markets

Manchester, TN

$387 14.8%

Toronto

$343 13.1% 11.5% $45

Eating Out

Manchester, TN

$258 9.9%

Toronto

$283 10.9% 9.8% $25

Clothing & Footwear

Manchester, TN

$174 6.7%

Toronto

$141 5.4% 19.4% $34

Sport & Entertainment

Manchester, TN

$75 2.9%

Toronto

$65 2.5% 13.7% $10

Getting Around

Manchester, TN

$22 * 0.9%

Toronto

$130 5% 484% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,050 in Manchester, TN and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $52.0 in Manchester, TN vs $79.0 in Toronto. Groceries flip the comparison at $387 vs $343, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Manchester, TN

🇨🇦 Toronto

🕒 Local time

09:22 9:22 AM

10:22 10:22 AM

1 h ahead of Manchester, TN

🌤 Weather

👥 Population

109,497

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Manchester, TN Toronto 1,070 km ≈ 1 h 45 min nonstop flight

From you

Manchester, TN
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Manchester, TN vs Toronto: Cost of Living - Frequently Asked Questions

You'd need roughly $3,919 in Manchester, TN and $3,916 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,050 in Manchester, TN versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toronto – a meal for two runs $79.0 versus $52.0 in Manchester, TN. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $1,294 in Manchester, TN versus $832 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,610 in Toronto versus $2,613 in Manchester, TN, a $2,500 budget is realistic in Toronto but tight or insufficient in Manchester, TN. The gap between the two cities makes Toronto the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Toronto wins on affordability, Manchester, TN on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.