Last update: Oct 2026

Cost of Living Comparison Between Toronto and Haldia

For one person, living is cheaper in Haldia: $413 a month against $2,561 in Toronto, rent and utilities included – about $25,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
20

Cost of Living Index in Haldia
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Haldia Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Haldia

🇮🇳 India

$413

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Haldia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Haldia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $413 in Haldia.

Toronto $2,561
Haldia $413

Estimated couple costs with rent: $3,694 in Toronto versus $645 in Haldia.

Toronto $3,694
Haldia $645

Monthly costs for a family of three with rent: $4,826 in Toronto versus $878 in Haldia.

Toronto $4,826
Haldia $878

Living in Toronto is roughly 520% more expensive than in Haldia, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Haldia is 69% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$3.18 ₹302

440.25%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$7.87 ₹748

865.31%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$3.70 ₹351

184.86%

Cappuccino

$4.02 CA$5.68

$1.38 ₹131

191.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.53 ₹50.5

300.00%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.11 ₹10.69

1490.91%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.59 ₹151

292.45%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$1.69 ₹161

319.53%

Milk (1 liter)

$2.44 CA$3.45

$0.64 ₹60.5

281.25%

White Bread (500g)

$2.68 CA$3.78

$0.38 ₹36.51

605.26%

Rice (white) (1kg)

$2.24 CA$3.17

$0.65 ₹61.8

244.62%

Eggs

$3.56 CA$5.03

$0.90 ₹85.4

295.56%

Local Cheese (1kg)

$9.09 CA$12.85

$6.98 ₹663

30.23%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.35 ₹223

382.13%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$2.08 ₹198

74.04%

Banana (1kg)

$1.21 CA$1.72

$0.70 ₹66.2

72.86%

Oranges (1kg)

$3.60 CA$5.09

$1.54 ₹147

133.77%

Tomato (1kg)

$4.21 CA$5.96

$0.65 ₹62.0

547.69%

Potato (1kg)

$1.79 CA$2.53

$0.36 ₹34.18

397.22%

Onion (1kg)

$1.59 CA$2.25

$0.50 ₹47.62

218.00%

Lettuce (1 head)

$2.27 CA$3.21

$0.49 ₹46.84

363.27%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.29 ₹27.40

331.03%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$4.94 ₹469

179.76%

Wine (Bottle)

$14.27 CA$20.18

$12.73 ₹1,209

12.10%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.42 ₹135

54.93%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.95 ₹280

-17.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.41 ₹799

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.24 ₹22.87

895.83%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$7.87 ₹747

1309.53%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.03 ₹97.8

182.52%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.27 ₹25.85

344.44%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.59 ₹151

1244.65%

Gasoline (1 liter)

$1.21 CA$1.71

$1.10 ₹105

10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$14.9K ₹1.4M

89.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$19.9K ₹1.9M

1.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$44.04 ₹4,182

173.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.45 ₹328

835.07%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$6.39 ₹607

650.08%

Gym Membership (Monthly)

$38.48 CA$54.4

$13.78 ₹1,309

179.25%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$6.81 ₹646

237.15%

Cinema Ticket

$12.38 CA$17.50

$3.12 ₹296

296.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$26.79 ₹2,544

2997.98%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,269 ₹120.5K

1719.39%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$33.66 ₹3,196

50.65%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$25.71 ₹2,441

55.66%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$59.9 ₹5,688

63.56%

Men's Leather Business Shoes

$121 CA$171

$34.64 ₹3,289

248.30%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$122 ₹11.6K

1201.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$72.2 ₹6,854

1853.93%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$258 ₹24.5K

935.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$173 ₹16.4K

1145.27%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$952 ₹90.4K

734.76%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$551 ₹52.3K

1087.21%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

10.25

-56.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Haldia: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Haldia

$72 17.5% 94.9% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Haldia

$119 28.9% 64.9% $221

Eating Out

Toronto

$278 10.9%

Haldia

$67 16.2% 75.9% $211

Monthly Utilities & Internet

Toronto

$201 7.8%

Haldia

$54 13.1% 73.1% $147

Clothing & Footwear

Toronto

$139 5.4%

Haldia

$69 16.8% 50.2% $70

Getting Around

Toronto

$129 5.1%

Haldia

$11 2.7% 91.3% $118

Sport & Entertainment

Toronto

$63 2.5%

Haldia

$20 4.9% 68.4% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $122 in Haldia. Housing cost is often the main lever when comparing two cities.

Dining out: $76.0 in Toronto vs $8.00 in Haldia for a mid-range dinner for two. Groceries echo the gap at $340 vs $119 per month, with Haldia cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Haldia

🕒 Local time

02:52 2:52 AM

12:22 12:22 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

200,762

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Haldia 12,600 km ≈ 16 h nonstop flight

From you

Toronto
Haldia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Haldia: Cost of Living - Frequently Asked Questions

Toronto and Haldia differ by about 520% in total monthly costs ($2,561 vs $413 including rent). Haldia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,841 in Toronto and $619 in Haldia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,592 in Toronto versus $122 in Haldia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,561 per month in Toronto versus $413 in Haldia – a 520% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Haldia runs roughly 1310% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $413 in Haldia versus $2,561 in Toronto, a $2,000 budget is realistic in Haldia but tight or insufficient in Toronto. The gap between the two cities makes Haldia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Haldia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Haldia gentler on the wallet – expenses run 520% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.