Last update: Oct 2026

Cost of Living Comparison Between Topeka, KS and Montreal

For one person, living costs are similar in Topeka, KS and in Montreal: $1,922 and $2,018 a month, rent and utilities included.

Topeka, KS
🇺🇸 United States
$1,922
/mo nomad
Montreal
🇨🇦 Canada
$2,018
/mo nomad
Monthly Cost of Living

How much you'll spend in Topeka, KS and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Topeka, KS and in Montreal actually costs, broken down by who's living it.

A single person spends $1,922 per month in Topeka, KS vs $2,018 in Montreal, rent included.

  • Topeka, KS $1,922
  • Montreal $2,018

A couple spends around $2,865 per month in Topeka, KS vs $3,085 in Montreal, rent included.

  • Topeka, KS $2,865
  • Montreal $3,085

A family of three spends $3,807 per month in Topeka, KS vs $4,152 in Montreal, rent included.

  • Topeka, KS $3,807
  • Montreal $4,152

Topeka, KS is about 5% cheaper than Montreal, and outside of rent the biggest gap is in eating out.

Both Topeka, KS and Montreal sit above the global median – Topeka, KS by 42%, Montreal by 49%.

Currency
🍽 Eating Out
Topeka, KS
Montreal
Difference
Meal at Budget Restaurant
$13.47 $13.47
$18.82 CA$26.61
-28.43%
Three-Course Dinner for Two, Mid-Range
$51.7 $51.7
$70.3 CA$99.4
-26.43%
Fast Food Meal (McDonalds, etc)
$9.87 $9.87
$10.66 CA$15.06
-7.41%
Cappuccino
$3.40 $3.40
$3.84 CA$5.43
-11.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 $2.26
$1.92 CA$2.71
17.71%
Water (0.33 liter bottle)
$1.73 $1.73
$1.54 CA$2.18
12.34%
Local Beer (0.5 liter draught)
$4.51 $4.51
$6.23 CA$8.81
-27.61%
Imported Beer (0.33 liter bottle)
$8.82 $8.82
$7.10 CA$10.03
24.23%
🛒 Groceries & Markets
Topeka, KS
Montreal
Difference
Milk (1 liter)
$0.81 $0.81
$2.31 CA$3.27
-64.94%
White Bread (500g)
$2.68 $2.68
$3.14 CA$4.44
-14.65%
Rice (white) (1kg)
$2.99 $2.99
$3.21 CA$4.54
-6.85%
Eggs
$3.97 $3.97
$3.52 CA$4.97
12.78%
Local Cheese (1kg)
$8.99 $8.99
$12.81 CA$18.11
-29.82%
Chicken Fillets (1kg)
$8.24 $8.24
$11.46 CA$16.20
-28.10%
Beef Round Steak (1kg)
$14.74 $14.74
$13.39 CA$18.92
10.08%
Apples (1kg)
$4.67 $4.67
$3.14 CA$4.43
48.73%
Banana (1kg)
$1.57 $1.57
$1.44 CA$2.03
9.03%
Oranges (1kg)
$5.14 $5.14
$3.47 CA$4.91
48.13%
Tomato (1kg)
$4.21 $4.21
$3.07 CA$4.34
37.13%
Potato (1kg)
$3.39 $3.39
$1.90 CA$2.69
78.42%
Onion (1kg)
$2.53 $2.53
$1.77 CA$2.50
42.94%
Lettuce (1 head)
$1.84 $1.84
$2.34 CA$3.31
-21.37%
Water (1.5 liter bottle)
$0.84 $0.84
$1.55 CA$2.19
-45.81%
Cigarettes 20 Pack (Marlboro, Camel)
$8.85 $8.85
$11.38 CA$16.09
-22.23%
Wine (Bottle)
$12.23 $12.23
$10.63 CA$15.03
15.05%
Local Beer (0.5 liter bottle)
$1.85 $1.85
$2.27 CA$3.21
-18.50%
Imported Beer (0.33 liter bottle)
$1.64 $1.64
$2.82 CA$3.99
-41.84%
🚌 Getting Around
Topeka, KS
Montreal
Difference
One-way Ticket (Public Transport)
$4.02 $4.02
$2.66 CA$3.76
51.13%
Public Transport Monthly Pass (Regular Price)
$50.3 $50.3
$77.3 CA$109
-34.89%
Taxi Start (Normal Tariff)
$2.76 $2.76
$3.20 CA$4.53
-13.75%
Taxi (Normal Tariff) (1km)
$1.57 $1.57
$1.48 CA$2.09
6.08%
Taxi 1hour Waiting (Normal Tariff)
$33.70 $33.70
$32.88 CA$46.48
2.49%
Gasoline (1 liter)
$0.94 $0.94
$1.34 CA$1.90
-29.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.0K $24.0K
$28.2K CA$39.8K
-14.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0K $25.0K
$19.6K CA$27.8K
27.17%
🧾 Monthly Utilities & Internet
Topeka, KS
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$143 $143
$76.0 CA$107
88.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.04 $48.04
$33.95 CA$48.00
41.50%
Internet (50+ Mbps, Unlimited Data)
$66.0 $66.0
$42.31 CA$59.8
55.90%
🎉 Sport & Entertainment
Topeka, KS
Montreal
Difference
Gym Membership (Monthly)
$44.74 $44.74
$29.76 CA$42.07
50.34%
Tennis Court (1 Hour on Weekend)
$15.30 $15.30
$20.28 CA$28.67
-24.56%
Cinema Ticket
$15.25 $15.25
$11.15 CA$15.77
36.77%
🧸 Childcare & Education
Topeka, KS
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$438 $438
$507 CA$717
-13.68%
International Primary School, 1 Child (Yearly)
-
$16.1K CA$22.7K
-
👕👟 Clothing & Footwear
Topeka, KS
Montreal
Difference
Jeans (Levis 501 Or Similar)
$38.30 $38.30
$57.6 CA$81.4
-33.45%
Summer Dress (H&M, Zara, etc)
$28.87 $28.87
$37.58 CA$53.1
-23.18%
Sport Shoes (Adidas, Nike)
$88.8 $88.8
$91.9 CA$130
-3.42%
Men's Leather Business Shoes
$80.8 $80.8
$110 CA$155
-26.31%
🏠 Accommodation & Living
Topeka, KS
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$790 $790
$1,260 CA$1,782
-37.30%
1-bedroom Apartment, Outside City Center (Monthly)
$853 $853
$948 CA$1,340
-10.02%
3-bedroom Apartment, City Center (Monthly)
$1,302 $1,302
$2,137 CA$3,021
-39.06%
3-bedroom Apartment, Outside City Center (Monthly)
$1,467 $1,467
$1,614 CA$2,281
-9.07%
Buy Apartment in City Center (m2)
$1,292 $1,292
$4,960 CA$7,011
-73.95%
Buy Apartment Outside City Center (m2)
$1,342 $1,342
$3,838 CA$5,425
-65.03%
💵 Salaries & Financials
Topeka, KS
Montreal
Difference
Average Monthly Net Salary (After Tax)
$3,554 $3,554
$2,827 CA$3,997
25.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.24
4.48
39.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Topeka, KS: October 12, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Topeka, KS
$853
Montreal
$948 11.1% $95
Groceries & Markets
Topeka, KS
$319
Montreal
$346 8.5% $27
Monthly Utilities & Internet
Topeka, KS
$257
Montreal
$152 40.8% $105
Eating Out
Topeka, KS
$234
Montreal
$288 22.8% $54
Clothing & Footwear
Topeka, KS
$107
Montreal
$133 25.3% $27
Getting Around
Topeka, KS
$77
Montreal
$99 27.9% $22
Sport & Entertainment
Topeka, KS
$75
Montreal
$52 30.8% $23

Cost Breakdown

A central one-bedroom costs $790 in Topeka, KS versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Topeka, KS, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $52.0 in Topeka, KS versus $70.0 in Montreal. Monthly groceries follow the same trend: $319 vs $346 – making Topeka, KS the more affordable choice for daily food spending.

Good to know
🇺🇸 Topeka, KS
🇨🇦 Montreal
🕒 Local time
11:15 11:15 AM
12:15 12:15 PM
1 h ahead of Topeka, KS
🌤 Weather
👥 Population
124,331
1,762,949
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Topeka, KS Montreal 1,950 km ≈ 3 h nonstop flight
From you
  • Topeka, KS
  • Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Topeka, KS vs Montreal: Cost of Living - Frequently Asked Questions
Which city is more expensive, Topeka, KS or Montreal?
Montreal costs about 5% more than Topeka, KS, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Topeka, KS and in Montreal?
For a comfortable life, plan on about $2,883 per month in Topeka, KS and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Topeka, KS or Montreal?
Rent is clearly cheaper in Topeka, KS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Topeka, KS or in Montreal?
Groceries cost about 9% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Topeka, KS and in Montreal?
A mid-range dinner for two costs $52.0 in Topeka, KS and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $2,500/month in Topeka, KS or in Montreal?
A $2,500 monthly budget goes further in Topeka, KS, where all-in costs run around $1,922, than in Montreal at $2,018. In Topeka, KS it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Topeka, KS or Montreal?
For digital nomads, it depends on budget. Topeka, KS costs $1,922 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Topeka, KS compared to Montreal?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Topeka, KS or to Montreal?
If budget matters most, go with Topeka, KS. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.

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