Last update: Oct 2026

Cost of Living Comparison Between Toms River, NJ and Sao Paulo

For one person, living is cheaper in Sao Paulo: $1,235 a month against $2,885 in Toms River, NJ, rent and utilities included – about $19,800 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Toms River, NJ
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Toms River, NJ Living Index
60

Cost of Living Index in Sao Paulo
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Sao Paulo Living Index

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Toms River, NJ

🇺🇸 United States

$2,885

/mo nomad

Sao Paulo

🇧🇷 Brazil

$1,235

/mo nomad

Monthly Cost of Living

How much you'll spend in Toms River, NJ and in Sao Paulo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toms River, NJ and in Sao Paulo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,885 in Toms River, NJ versus $1,235 in Sao Paulo.

Toms River, NJ $2,885
Sao Paulo $1,235

Estimated couple costs with rent: $4,341 in Toms River, NJ versus $2,073 in Sao Paulo.

Toms River, NJ $4,341
Sao Paulo $2,073

Monthly costs for a family of three with rent: $5,796 in Toms River, NJ versus $2,911 in Sao Paulo.

Toms River, NJ $5,796
Sao Paulo $2,911

Living in Toms River, NJ is roughly 134% more expensive than in Sao Paulo, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toms River, NJ is 114% above, Sao Paulo is 9% below.

Meal at Budget Restaurant

$19.91 $19.91

$8.81 R$44.68

125.99%

Three-Course Dinner for Two, Mid-Range

$75.7 $75.7

$49.37 R$250

53.33%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$8.80 R$44.63

36.02%

Cappuccino

$5.73 $5.73

$2.49 R$12.63

130.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$1.42 R$7.19

80.28%

Water (0.33 liter bottle)

$1.82 $1.82

$0.85 R$4.31

114.12%

Local Beer (0.5 liter draught)

$5.04 $5.04

$2.98 R$15.11

69.13%

Imported Beer (0.33 liter bottle)

$6.98 $6.98

$4.34 R$22.02

60.83%

Milk (1 liter)

$1.41 $1.41

$1.24 R$6.28

13.71%

White Bread (500g)

$4.70 $4.70

$1.91 R$9.66

146.07%

Rice (white) (1kg)

$2.38 $2.38

$1.43 R$7.25

66.43%

Eggs

$4.61 $4.61

$2.81 R$14.23

64.06%

Local Cheese (1kg)

$16.36 $16.36

$12.74 R$64.6

28.41%

Chicken Fillets (1kg)

$16.77 $16.77

$5.41 R$27.44

209.98%

Beef Round Steak (1kg)

$16.65 $16.65

$10.64 R$54.0

56.48%

Apples (1kg)

$5.85 $5.85

$2.75 R$13.95

112.73%

Banana (1kg)

$1.31 $1.31

$1.81 R$9.19

-27.62%

Oranges (1kg)

$5.20 $5.20

$1.63 R$8.27

219.02%

Tomato (1kg)

$5.99 $5.99

$2.00 R$10.16

199.50%

Potato (1kg)

$1.50 $1.50

$1.40 R$7.10

7.14%

Onion (1kg)

$2.69 $2.69

$1.27 R$6.43

111.81%

Lettuce (1 head)

$2.47 $2.47

$1.28 R$6.47

92.97%

Water (1.5 liter bottle)

$1.97 $1.97

$0.95 R$4.83

107.37%

Cigarettes 20 Pack (Marlboro, Camel)

$9.83 $9.83

$2.99 R$15.15

228.76%

Wine (Bottle)

$10.20 $10.20

$9.96 R$50.5

2.41%

Local Beer (0.5 liter bottle)

$2.68 $2.68

$1.85 R$9.37

44.86%

Imported Beer (0.33 liter bottle)

$3.24 $3.24

$2.54 R$12.90

27.56%

One-way Ticket (Public Transport)

$1.09 R$5.50

Public Transport Monthly Pass (Regular Price)

$48.78 R$247

Taxi Start (Normal Tariff)

$3.04 $3.04

$1.85 R$9.39

64.32%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$0.99 R$4.99

115.15%

Taxi 1hour Waiting (Normal Tariff)

$41.61 $41.61

$10.29 R$52.2

304.37%

Gasoline (1 liter)

$0.96 $0.96

$1.34 R$6.78

-28.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$24.4K R$123.8K

45.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$33.9K R$172.1K

-26.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 $242

$104 R$529

131.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.84 $36.84

$16.71 R$84.7

120.47%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$22.18 R$112

177.77%

Gym Membership (Monthly)

$29.62 $29.62

$35.82 R$182

-17.31%

Tennis Court (1 Hour on Weekend)

$47.28 R$240

Cinema Ticket

$17.38 $17.38

$10.06 R$51.0

72.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,600 $2,600

$579 R$2,936

348.87%

International Primary School, 1 Child (Yearly)

$33.9K $33.9K

$17.1K R$86.6K

98.30%

Jeans (Levis 501 Or Similar)

$68.6 $68.6

$65.7 R$333

4.48%

Summer Dress (H&M, Zara, etc)

$77.0 $77.0

$61.0 R$309

26.13%

Sport Shoes (Adidas, Nike)

$121 $121

$100 R$509

20.95%

Men's Leather Business Shoes

$121 $121

$92.1 R$467

31.15%

1-bedroom Apartment, City Center (Monthly)

$1,669 $1,669

$659 R$3,341

153.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,528 $1,528

$428 R$2,170

256.89%

3-bedroom Apartment, City Center (Monthly)

$2,823 $2,823

$1,515 R$7,678

86.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,817 $2,817

$1,026 R$5,201

174.53%

Buy Apartment in City Center (m2)

$2,773 R$14.1K

Buy Apartment Outside City Center (m2)

$2,007 R$10.2K

Average Monthly Net Salary (After Tax)

$5,569 $5,569

$909 R$4,609

512.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

11.68

-42.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toms River, NJ: October 11, 2026

Last update for Sao Paulo: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toms River, NJ

$1.5K 53%

Sao Paulo

$428 34.7% 72% $1.1K

Groceries & Markets

Toms River, NJ

$443 15.4%

Sao Paulo

$244 19.8% 44.9% $199

Monthly Utilities & Internet

Toms River, NJ

$340 11.8%

Sao Paulo

$143 11.6% 57.9% $197

Eating Out

Toms River, NJ

$321 11.1%

Sao Paulo

$159 12.9% 50.3% $161

Clothing & Footwear

Toms River, NJ

$175 6.1%

Sao Paulo

$144 11.6% 17.7% $31

Sport & Entertainment

Toms River, NJ

$64 2.2%

Sao Paulo

$56 4.5% 13.1% $8.4

Getting Around

Toms River, NJ

$14 * 0.5%

Sao Paulo

$60 4.9% 338% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,669 in Toms River, NJ and $659 in Sao Paulo. Housing cost is often the main lever when comparing two cities.

Toms River, NJ pays 513% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toms River, NJ vs $49.00 in Sao Paulo for a mid-range dinner for two. Groceries echo the gap at $443 vs $244 per month, with Sao Paulo cheaper across the board.

Good to know

🇺🇸 Toms River, NJ

🇧🇷 Sao Paulo

🕒 Local time

04:30 4:30 AM

05:30 5:30 AM

1 h ahead of Toms River, NJ

🌤 Weather

👥 Population

95,438

11,451,999

💱 Currency

United States Dollar USD $

Brazilian Real BRL R$

📈 Exchange rate

1 USD = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

🇧🇷 Brazilian Real (R$)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 19, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

BRL to USD in detail →

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Toms River, NJ Sao Paulo 7,620 km ≈ 10 h nonstop flight

From you

Toms River, NJ
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toms River, NJ vs Sao Paulo: Cost of Living - Frequently Asked Questions

Sao Paulo is cheaper overall, especially in groceries, eating out, and clothing. The 134% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 513% higher in Toms River, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,669 in Toms River, NJ versus $659 in Sao Paulo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,600 in Toms River, NJ versus $579 in Sao Paulo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Sao Paulo – a meal for two runs $49.00 versus $76.0 in Toms River, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,235 in Sao Paulo versus $2,885 in Toms River, NJ, a $1,500 budget is realistic in Sao Paulo but tight or insufficient in Toms River, NJ. The gap between the two cities makes Sao Paulo the clear choice for anyone on this budget.

For families, Sao Paulo is more practical. Housing and childcare are both notably cheaper than in Toms River, NJ, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toms River, NJ and Sao Paulo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sao Paulo gentler on the wallet – expenses run 134% less than in Toms River, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.