Last update: Oct 2026

Cost of Living Comparison Between Toms River, NJ and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $2,885 in Toms River, NJ, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Toms River, NJ
Learn more

Toms River, NJ Living Index
86

Cost of Living Index in Montevideo
Learn more

Montevideo Living Index

Jump to prices

Toms River, NJ

🇺🇸 United States

$2,885

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in Toms River, NJ and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toms River, NJ and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,885 per month in Toms River, NJ vs $1,771 in Montevideo, rent included.

Toms River, NJ $2,885
Montevideo $1,771

A couple spends around $4,341 per month in Toms River, NJ vs $2,740 in Montevideo, rent included.

Toms River, NJ $4,341
Montevideo $2,740

A family of three spends $5,796 per month in Toms River, NJ vs $3,708 in Montevideo, rent included.

Toms River, NJ $5,796
Montevideo $3,708

Toms River, NJ costs about 63% more than Montevideo, and outside of rent the biggest gap is in groceries.

Both Toms River, NJ and Montevideo sit above the global median – Toms River, NJ by 114%, Montevideo by 31%.

Meal at Budget Restaurant

$19.91 $19.91

$15.16 UYU 609

31.33%

Three-Course Dinner for Two, Mid-Range

$75.7 $75.7

$69.2 UYU 2,776

9.47%

Fast Food Meal (McDonalds, etc)

$11.97 $11.97

$14.65 UYU 588

-18.29%

Cappuccino

$5.73 $5.73

$4.46 UYU 179

28.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$2.67 UYU 107

-4.12%

Water (0.33 liter bottle)

$1.82 $1.82

$2.00 UYU 80.4

-9.00%

Local Beer (0.5 liter draught)

$5.04 $5.04

$4.83 UYU 194

4.35%

Imported Beer (0.33 liter bottle)

$6.98 $6.98

$3.80 UYU 152

83.68%

Milk (1 liter)

$1.41 $1.41

$1.36 UYU 54.8

3.68%

White Bread (500g)

$4.70 $4.70

$2.87 UYU 115

63.76%

Rice (white) (1kg)

$2.38 $2.38

$1.75 UYU 70.2

36.00%

Eggs

$4.61 $4.61

$4.68 UYU 188

-1.50%

Local Cheese (1kg)

$16.36 $16.36

$13.88 UYU 557

17.87%

Chicken Fillets (1kg)

$16.77 $16.77

$11.98 UYU 481

39.98%

Beef Round Steak (1kg)

$16.65 $16.65

$11.97 UYU 480

39.10%

Apples (1kg)

$5.85 $5.85

$2.78 UYU 111

110.43%

Banana (1kg)

$1.31 $1.31

$2.74 UYU 110

-52.19%

Oranges (1kg)

$5.20 $5.20

$1.77 UYU 71.2

193.79%

Tomato (1kg)

$5.99 $5.99

$3.24 UYU 130

84.88%

Potato (1kg)

$1.50 $1.50

$1.97 UYU 79.2

-23.86%

Onion (1kg)

$2.69 $2.69

$2.07 UYU 83.1

29.95%

Lettuce (1 head)

$2.47 $2.47

$1.37 UYU 55.1

80.29%

Water (1.5 liter bottle)

$1.97 $1.97

$1.88 UYU 75.3

4.79%

Cigarettes 20 Pack (Marlboro, Camel)

$9.83 $9.83

$5.59 UYU 224

75.85%

Wine (Bottle)

$10.20 $10.20

$8.78 UYU 352

16.17%

Local Beer (0.5 liter bottle)

$2.68 $2.68

$2.26 UYU 90.9

18.58%

Imported Beer (0.33 liter bottle)

$3.24 $3.24

$2.75 UYU 110

17.82%

One-way Ticket (Public Transport)

$1.53 UYU 61.5

Public Transport Monthly Pass (Regular Price)

$74.3 UYU 2,980

Taxi Start (Normal Tariff)

$3.04 $3.04

$1.91 UYU 76.7

59.16%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$0.40 UYU 16.18

432.50%

Taxi 1hour Waiting (Normal Tariff)

$41.61 $41.61

$10.33 UYU 415

302.81%

Gasoline (1 liter)

$0.96 $0.96

$2.13 UYU 85.6

-54.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$27.1K UYU 1.1M

30.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$36.3K UYU 1.5M

-31.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 $242

$188 UYU 7,557

28.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.84 $36.84

$20.54 UYU 824

79.36%

Internet (50+ Mbps, Unlimited Data)

$61.6 $61.6

$44.81 UYU 1,798

37.49%

Gym Membership (Monthly)

$29.62 $29.62

$54.0 UYU 2,166

-45.11%

Tennis Court (1 Hour on Weekend)

$19.75 UYU 793

Cinema Ticket

$17.38 $17.38

$11.95 UYU 480

45.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,600 $2,600

$634 UYU 25.5K

309.84%

International Primary School, 1 Child (Yearly)

$33.9K $33.9K

$11.1K UYU 443.6K

206.45%

Jeans (Levis 501 Or Similar)

$68.6 $68.6

$102 UYU 4,099

-32.83%

Summer Dress (H&M, Zara, etc)

$77.0 $77.0

$57.5 UYU 2,309

33.81%

Sport Shoes (Adidas, Nike)

$121 $121

$127 UYU 5,079

-4.06%

Men's Leather Business Shoes

$121 $121

$128 UYU 5,131

-5.52%

1-bedroom Apartment, City Center (Monthly)

$1,669 $1,669

$719 UYU 28.8K

132.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,528 $1,528

$568 UYU 22.8K

169.03%

3-bedroom Apartment, City Center (Monthly)

$2,823 $2,823

$1,145 UYU 46.0K

146.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,817 $2,817

$1,023 UYU 41.1K

175.27%

Buy Apartment in City Center (m2)

$3,392 UYU 136.1K

Buy Apartment Outside City Center (m2)

$1,949 UYU 78.2K

Average Monthly Net Salary (After Tax)

$5,569 $5,569

$1,245 UYU 50.0K

347.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.74

16.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toms River, NJ: October 11, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toms River, NJ

$1.5K 53%

Montevideo

$568 32.1% 62.8% $960

Groceries & Markets

Toms River, NJ

$443 15.4%

Montevideo

$332 18.7% 25.2% $112

Monthly Utilities & Internet

Toms River, NJ

$340 11.8%

Montevideo

$254 14.3% 25.5% $87

Eating Out

Toms River, NJ

$321 11.1%

Montevideo

$269 15.2% 16.1% $51

Clothing & Footwear

Toms River, NJ

$175 6.1%

Montevideo

$186 10.5% 6.8% $12

Sport & Entertainment

Toms River, NJ

$64 2.2%

Montevideo

$78 4.4% 21% $13

Getting Around

Toms River, NJ

$14 * 0.5%

Montevideo

$84 4.8% 516% $71

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,669 in Toms River, NJ versus $719 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 347% higher in Toms River, NJ, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toms River, NJ versus $69.0 in Montevideo. Monthly groceries follow the same trend: $443 vs $332 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇸 Toms River, NJ

🇺🇾 Montevideo

🕒 Local time

05:15 5:15 AM

06:15 6:15 AM

1 h ahead of Toms River, NJ

🌤 Weather

👥 Population

95,438

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 19, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

Lowest

Highest

Between locations

Toms River, NJ Montevideo 8,530 km ≈ 11 h nonstop flight

From you

Toms River, NJ
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toms River, NJ vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Toms River, NJ is pricier by about 63%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $4,327 per month in Toms River, NJ and $2,656 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toms River, NJ and $69.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 34% more in Toms River, NJ, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,771, than in Toms River, NJ at $2,885. In Montevideo it covers expenses comfortably, while in Toms River, NJ it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toms River, NJ makes more sense. Both are solid long-term options with distinct trade-offs.