😐Monthly costs for one person with rent: $2,753 in Toms River, NJ versus $2,172 in Biarritz.
😐Estimated couple costs with rent: $4,222 in Toms River, NJ versus $3,319 in Biarritz.
😐Monthly costs for a family of three with rent: $5,691 in Toms River, NJ versus $4,465 in Biarritz.
🌍Living in Toms River, NJ is roughly 27% more expensive than in Biarritz, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Toms River, NJ106% above, Biarritz63% above.
Currency
🍽 Eating Out
Toms River, NJ
Biarritz
Difference
Meal at Budget Restaurant
$18.13$18.13
$20.46€17.90
-11.39%
Three-Course Dinner for Two, Mid-Range
$81.2$81.2
$62.7€54.9
29.42%
Fast Food Meal(McDonalds, etc)
$11.47$11.47
$11.44€10.01
0.26%
Cappuccino
$4.92$4.92
$3.74€3.27
31.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.38$2.38
$2.80€2.45
-15.00%
Water(0.33 liter bottle)
$1.33$1.33
$1.65€1.44
-19.39%
Local Beer(0.5 liter draught)
$4.87$4.87
$7.94€6.95
-38.66%
Imported Beer(0.33 liter bottle)
$6.59$6.59
$6.80€5.95
-3.09%
🛒 Groceries & Markets
Toms River, NJ
Biarritz
Difference
Milk(1 liter)
$1.35$1.35
$1.22€1.07
10.66%
White Bread(500g)
$5.04$5.04
$1.70€1.49
196.47%
Rice(white)(1kg)
$2.35$2.35
$2.30€2.01
2.17%
Eggs
$4.64$4.64
$5.08€4.44
-8.66%
Local Cheese(1kg)
$17.48$17.48
$15.51€13.57
12.70%
Chicken Fillets(1kg)
$16.21$16.21
$16.45€14.39
-1.46%
Beef Round Steak(1kg)
$16.78$16.78
$22.31€19.52
-24.79%
Apples(1kg)
$5.78$5.78
$3.27€2.86
76.76%
Banana(1kg)
$1.35$1.35
$2.36€2.07
-42.80%
Oranges(1kg)
$5.15$5.15
$3.02€2.64
70.53%
Tomato(1kg)
$6.21$6.21
$4.64€4.06
33.84%
Potato(1kg)
$1.52$1.52
$2.47€2.16
-38.46%
Onion(1kg)
$2.71$2.71
$2.66€2.33
1.88%
Lettuce(1 head)
$2.56$2.56
$1.89€1.65
35.45%
Water(1.5 liter bottle)
$1.97$1.97
$0.66€0.58
198.48%
Cigarettes 20 Pack(Marlboro, Camel)
$10.18$10.18
$13.55€11.86
-24.87%
Wine(Bottle)
$10.21$10.21
$10.08€8.82
1.29%
Local Beer(0.5 liter bottle)
$2.91$2.91
$2.75€2.41
5.82%
Imported Beer(0.33 liter bottle)
$3.72$3.72
$3.19€2.79
16.61%
🚌 Getting Around
Toms River, NJ
Biarritz
Difference
One-way Ticket(Public Transport)
$2.05$2.05
$1.36€1.19
50.74%
Public Transport Monthly Pass(Regular Price)
-
$48.96€42.84
-
Taxi Start(Normal Tariff)
$5.05$5.05
$5.91€5.17
-14.55%
Taxi(Normal Tariff)(1km)
$2.22$2.22
$1.85€1.62
20.00%
Taxi 1hour Waiting(Normal Tariff)
$41.97$41.97
$43.61€38.15
-3.76%
Gasoline(1 liter)
$0.79$0.79
$2.06€1.80
-61.65%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.8K$34.8K
$24.4K€21.4K
42.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.5K$27.5K
$32.2K€28.1K
-14.60%
🧾 Monthly Utilities & Internet
Toms River, NJ
Biarritz
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$185$185
$225€197
-17.76%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$30.25$30.25
$24.64€21.56
22.77%
Internet(50+ Mbps, Unlimited Data)
$62.1$62.1
$32.06€28.05
93.76%
🎉 Sport & Entertainment
Toms River, NJ
Biarritz
Difference
Gym Membership(Monthly)
$29.56$29.56
$62.8€54.9
-52.91%
Tennis Court(1 Hour on Weekend)
-
$14.90€13.04
-
Cinema Ticket
$14.73$14.73
$11.38€9.95
29.44%
🧸 Childcare & Education
Toms River, NJ
Biarritz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$3,103$3,103
$947€829
227.61%
International Primary School, 1 Child(Yearly)
$56.3K$56.3K
$13.6K€11.9K
312.62%
👕👟 Clothing & Footwear
Toms River, NJ
Biarritz
Difference
Jeans(Levis 501 Or Similar)
$67.8$67.8
$109€95.0
-37.60%
Summer Dress(H&M, Zara, etc)
$47.19$47.19
$43.67€38.21
8.06%
Sport Shoes(Adidas, Nike)
$111$111
$96.8€84.7
14.99%
Men's Leather Business Shoes
$171$171
$146€128
17.28%
🏠 Accommodation & Living
Toms River, NJ
Biarritz
Difference
1-bedroom Apartment, City Center(Monthly)
$1,637$1,637
$856€749
91.23%
1-bedroom Apartment, Outside City Center(Monthly)
$1,523$1,523
$850€744
79.05%
3-bedroom Apartment, City Center(Monthly)
$2,842$2,842
$1,908€1,669
48.93%
3-bedroom Apartment, Outside City Center(Monthly)
$2,806$2,806
$1,561€1,366
79.70%
Buy Apartment in City Center(m2)
-
$10.3K€9,035
-
Buy Apartment Outside City Center(m2)
-
$7,717€6,751
-
💵 Salaries & Financials
Toms River, NJ
Biarritz
Difference
Average Monthly Net Salary(After Tax)
$4,799$4,799
$2,352€2,058
103.99%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.44
3.25
98.15%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Toms River, NJ: July 13, 2026
Last update for Biarritz: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,637 in Toms River, NJ and $856 in Biarritz. Housing cost is often the main lever when comparing two cities.
💰Toms River, NJ pays 104% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $81.0 in Toms River, NJ vs $63.0 in Biarritz for a mid-range dinner for two. Groceries echo the gap at $451 vs $389 per month, with Biarritz cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toms River, NJ vs Biarritz: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Toms River, NJ and in Biarritz?
Toms River, NJ and Biarritz differ by about 27% in total monthly costs ($2,753 vs $2,172 including rent). Biarritz is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Toms River, NJ or Biarritz?
Average pay runs 104% higher in Toms River, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Toms River, NJ and in Biarritz?
Rent for a central apartment: $1,637 in Toms River, NJ versus $856 in Biarritz. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 16% higher in Toms River, NJ. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Toms River, NJ or Biarritz?
All in, you'll spend $2,753 per month in Toms River, NJ versus $2,172 in Biarritz – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $3,000 per month?
At $2,172 in Biarritz versus $2,753 in Toms River, NJ, a $3,000 budget is realistic in Biarritz but tight or insufficient in Toms River, NJ. The gap between the two cities makes Biarritz the clear choice for anyone on this budget.
How does quality of life compare between Toms River, NJ and Biarritz?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Toms River, NJ or Biarritz safer for residents?
Safety-wise, Toms River, NJ and Biarritz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Toms River, NJ or Biarritz?
Expats usually find Biarritz gentler on the wallet – expenses run 27% less than in Toms River, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Toms River, NJ vs other spots: cost of living compared