Last update: Oct 2026

Cost of Living Comparison Between Toms River, NJ and Biarritz

For one person, living is cheaper in Biarritz: $2,093 a month against $2,884 in Toms River, NJ, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

138

Cost of Living Index in Toms River, NJ
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Toms River, NJ Living Index
101

Cost of Living Index in Biarritz
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Biarritz Living Index

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Toms River, NJ

🇺🇸 United States

$2,884

/mo nomad

Biarritz

🇫🇷 France

$2,093

/mo nomad

Monthly Cost of Living

How much you'll spend in Toms River, NJ and in Biarritz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toms River, NJ and in Biarritz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,884 in Toms River, NJ versus $2,093 in Biarritz.

Toms River, NJ $2,884
Biarritz $2,093

Estimated couple costs with rent: $4,311 in Toms River, NJ versus $3,404 in Biarritz.

Toms River, NJ $4,311
Biarritz $3,404

Monthly costs for a family of three with rent: $5,738 in Toms River, NJ versus $4,715 in Biarritz.

Toms River, NJ $5,738
Biarritz $4,715

Living in Toms River, NJ is roughly 38% more expensive than in Biarritz, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toms River, NJ 112% above, Biarritz 54% above.

Meal at Budget Restaurant

$19.87 $19.87

$20.34 €18.27

-2.31%

Three-Course Dinner for Two, Mid-Range

$74.2 $74.2

$79.3 €71.3

-6.43%

Fast Food Meal (McDonalds, etc)

$12.05 $12.05

$13.95 €12.53

-13.62%

Cappuccino

$5.53 $5.53

$3.77 €3.39

46.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 $2.57

$2.95 €2.65

-12.88%

Water (0.33 liter bottle)

$1.86 $1.86

$1.37 €1.23

35.77%

Local Beer (0.5 liter draught)

$5.03 $5.03

$7.63 €6.85

-34.08%

Imported Beer (0.33 liter bottle)

$6.89 $6.89

$6.85 €6.15

0.58%

Milk (1 liter)

$1.41 $1.41

$1.23 €1.10

14.63%

White Bread (500g)

$4.61 $4.61

$2.04 €1.83

125.98%

Rice (white) (1kg)

$2.42 $2.42

$2.18 €1.96

11.01%

Eggs

$4.61 $4.61

$3.56 €3.20

29.49%

Local Cheese (1kg)

$16.29 $16.29

$13.66 €12.27

19.25%

Chicken Fillets (1kg)

$16.95 $16.95

$15.95 €14.32

6.27%

Beef Round Steak (1kg)

$16.81 $16.81

$20.02 €17.98

-16.03%

Apples (1kg)

$5.98 $5.98

$3.27 €2.94

82.87%

Banana (1kg)

$1.30 $1.30

$2.27 €2.04

-42.73%

Oranges (1kg)

$5.15 $5.15

$3.39 €3.05

51.92%

Tomato (1kg)

$5.92 $5.92

$4.38 €3.94

35.16%

Potato (1kg)

$1.58 $1.58

$2.25 €2.02

-29.78%

Onion (1kg)

$2.74 $2.74

$2.61 €2.35

4.98%

Lettuce (1 head)

$2.53 $2.53

$1.32 €1.18

91.67%

Water (1.5 liter bottle)

$1.94 $1.94

$0.52 €0.47

273.08%

Cigarettes 20 Pack (Marlboro, Camel)

$9.84 $9.84

$13.33 €11.98

-26.18%

Wine (Bottle)

$10.09 $10.09

$9.98 €8.97

1.10%

Local Beer (0.5 liter bottle)

$2.80 $2.80

$3.93 €3.53

-28.75%

Imported Beer (0.33 liter bottle)

$3.42 $3.42

$3.45 €3.10

-0.87%

One-way Ticket (Public Transport)

$1.64 €1.47

Public Transport Monthly Pass (Regular Price)

$42.79 €38.44

Taxi Start (Normal Tariff)

$2.99 $2.99

$2.29 €2.06

30.57%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$1.81 €1.62

17.68%

Taxi 1hour Waiting (Normal Tariff)

$41.41 $41.41

$37.49 €33.68

10.46%

Gasoline (1 liter)

$0.92 $0.92

$2.08 €1.87

-55.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K $30.8K

$34.6K €31.1K

-11.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$36.1K €32.4K

-27.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 $243

$219 €197

10.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.24 $37.24

$15.58 €14.00

139.02%

Internet (50+ Mbps, Unlimited Data)

$62.0 $62.0

$30.67 €27.55

102.02%

Gym Membership (Monthly)

$30.15 $30.15

$72.6 €65.2

-58.49%

Tennis Court (1 Hour on Weekend)

$23.79 €21.37

Cinema Ticket

$17.15 $17.15

$10.23 €9.19

67.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,103 $3,103

$788 €708

293.66%

International Primary School, 1 Child (Yearly)

$34.4K $34.4K

$13.2K €11.8K

161.51%

Jeans (Levis 501 Or Similar)

$69.8 $69.8

$119 €107

-41.24%

Summer Dress (H&M, Zara, etc)

$75.8 $75.8

$44.95 €40.38

68.61%

Sport Shoes (Adidas, Nike)

$120 $120

$107 €96.0

12.66%

Men's Leather Business Shoes

$121 $121

$148 €133

-17.99%

1-bedroom Apartment, City Center (Monthly)

$1,617 $1,617

$901 €809

79.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,527 $1,527

$794 €713

92.27%

3-bedroom Apartment, City Center (Monthly)

$2,900 $2,900

$2,166 €1,946

33.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,766 $2,766

$1,776 €1,595

55.80%

Buy Apartment in City Center (m2)

$10.1K €9,029

Buy Apartment Outside City Center (m2)

$7,712 €6,928

Average Monthly Net Salary (After Tax)

$5,268 $5,268

$2,313 €2,077

127.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

3.7

80.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toms River, NJ: October 24, 2026

Last update for Biarritz: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toms River, NJ

$1.5K 53%

Biarritz

$794 38% 48% $733

Groceries & Markets

Toms River, NJ

$445 15.4%

Biarritz

$372 17.8% 16.4% $73

Monthly Utilities & Internet

Toms River, NJ

$342 11.9%

Biarritz

$266 12.7% 22.3% $76

Eating Out

Toms River, NJ

$318 11%

Biarritz

$319 15.2% 0.3% $0.9

Clothing & Footwear

Toms River, NJ

$174 6%

Biarritz

$188 9% 8.1% $14

Sport & Entertainment

Toms River, NJ

$64 2.2%

Biarritz

$93 4.5% 44.4% $29

Getting Around

Toms River, NJ

$14 * 0.5%

Biarritz

$61 2.9% 345% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,617 in Toms River, NJ and $901 in Biarritz. Housing cost is often the main lever when comparing two cities.

Toms River, NJ pays about 2.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $74 in Toms River, NJ vs $79 in Biarritz. Groceries flip the comparison at $445 vs $372, with Biarritz cheaper for home cooking.

Good to know

🇺🇸 Toms River, NJ

🇫🇷 Biarritz

🕒 Local time

18:17 6:17 PM

23:17 11:17 PM

5 h ahead of Toms River, NJ

🌤 Weather

👥 Population

95,438

25,764

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.898 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Between locations

Toms River, NJ Biarritz 5,840 km ≈ 8 h nonstop flight

From you

Toms River, NJ
Biarritz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toms River, NJ vs Biarritz: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,884 in Toms River, NJ and $2,093 in Biarritz, so Biarritz is about 27% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Toms River, NJ is about 2.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,617 in Toms River, NJ versus $901 in Biarritz. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in Toms River, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,884 per month in Toms River, NJ versus $2,093 in Biarritz – Biarritz is about 27% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toms River, NJ and Biarritz are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Biarritz wins on affordability, Toms River, NJ on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.