Last update: Oct 2026

Cost of Living Comparison Between Biarritz and Toms River, NJ

For one person, living is cheaper in Biarritz: $2,091 a month against $2,885 in Toms River, NJ, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

102

Cost of Living Index in Biarritz
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Biarritz Living Index
139

Cost of Living Index in Toms River, NJ
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Toms River, NJ Living Index

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Biarritz

🇫🇷 France

$2,091

/mo nomad

Toms River, NJ

🇺🇸 United States

$2,885

/mo nomad

Monthly Cost of Living

How much you'll spend in Biarritz and in Toms River, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Biarritz and in Toms River, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,091 in Biarritz versus $2,885 in Toms River, NJ.

Biarritz $2,091
Toms River, NJ $2,885

Estimated couple costs with rent: $3,371 in Biarritz versus $4,341 in Toms River, NJ.

Biarritz $3,371
Toms River, NJ $4,341

Monthly costs for a family of three with rent: $4,652 in Biarritz versus $5,796 in Toms River, NJ.

Biarritz $4,652
Toms River, NJ $5,796

Living in Biarritz costs roughly 28% less than in Toms River, NJ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Biarritz 55% above, Toms River, NJ 114% above.

Meal at Budget Restaurant

$19.87 €17.67

$19.91 $19.91

-0.20%

Three-Course Dinner for Two, Mid-Range

$77.2 €68.7

$75.7 $75.7

1.97%

Fast Food Meal (McDonalds, etc)

$13.97 €12.43

$11.97 $11.97

16.71%

Cappuccino

$3.77 €3.36

$5.73 $5.73

-34.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 €2.54

$2.56 $2.56

11.72%

Water (0.33 liter bottle)

$1.44 €1.28

$1.82 $1.82

-20.88%

Local Beer (0.5 liter draught)

$7.93 €7.05

$5.04 $5.04

57.34%

Imported Beer (0.33 liter bottle)

$6.63 €5.90

$6.98 $6.98

-5.01%

Milk (1 liter)

$1.18 €1.05

$1.41 $1.41

-16.31%

White Bread (500g)

$2.01 €1.79

$4.70 $4.70

-57.23%

Rice (white) (1kg)

$2.22 €1.97

$2.38 $2.38

-6.72%

Eggs

$3.65 €3.25

$4.61 $4.61

-20.82%

Local Cheese (1kg)

$13.78 €12.26

$16.36 $16.36

-15.77%

Chicken Fillets (1kg)

$15.93 €14.17

$16.77 $16.77

-5.01%

Beef Round Steak (1kg)

$20.32 €18.07

$16.65 $16.65

22.04%

Apples (1kg)

$3.27 €2.91

$5.85 $5.85

-44.10%

Banana (1kg)

$2.21 €1.96

$1.31 $1.31

68.70%

Oranges (1kg)

$3.28 €2.92

$5.20 $5.20

-36.92%

Tomato (1kg)

$4.38 €3.90

$5.99 $5.99

-26.88%

Potato (1kg)

$2.18 €1.94

$1.50 $1.50

45.33%

Onion (1kg)

$2.63 €2.34

$2.69 $2.69

-2.23%

Lettuce (1 head)

$1.37 €1.22

$2.47 $2.47

-44.53%

Water (1.5 liter bottle)

$0.52 €0.47

$1.97 $1.97

-73.60%

Cigarettes 20 Pack (Marlboro, Camel)

$13.04 €11.60

$9.83 $9.83

32.66%

Wine (Bottle)

$10.16 €9.03

$10.20 $10.20

-0.39%

Local Beer (0.5 liter bottle)

$3.89 €3.46

$2.68 $2.68

45.15%

Imported Beer (0.33 liter bottle)

$3.42 €3.04

$3.24 $3.24

5.56%

One-way Ticket (Public Transport)

$1.57 €1.40

Public Transport Monthly Pass (Regular Price)

$42.31 €37.64

Taxi Start (Normal Tariff)

$2.24 €1.99

$3.04 $3.04

-26.32%

Taxi (Normal Tariff) (1km)

$1.89 €1.68

$2.13 $2.13

-11.27%

Taxi 1hour Waiting (Normal Tariff)

$37.32 €33.20

$41.61 $41.61

-10.31%

Gasoline (1 liter)

$2.04 €1.81

$0.96 $0.96

112.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €30.9K

$35.5K $35.5K

-2.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.8K €30.1K

$25.0K $25.0K

35.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 €193

$242 $242

-10.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.24 €13.55

$36.84 $36.84

-58.63%

Internet (50+ Mbps, Unlimited Data)

$31.33 €27.87

$61.6 $61.6

-49.15%

Gym Membership (Monthly)

$71.9 €64.0

$29.62 $29.62

142.78%

Tennis Court (1 Hour on Weekend)

$23.87 €21.24

Cinema Ticket

$9.91 €8.82

$17.38 $17.38

-42.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$782 €695

$2,600 $2,600

-69.94%

International Primary School, 1 Child (Yearly)

$13.4K €11.9K

$33.9K $33.9K

-60.40%

Jeans (Levis 501 Or Similar)

$118 €105

$68.6 $68.6

71.52%

Summer Dress (H&M, Zara, etc)

$44.28 €39.39

$77.0 $77.0

-42.48%

Sport Shoes (Adidas, Nike)

$108 €96.1

$121 $121

-10.98%

Men's Leather Business Shoes

$147 €130

$121 $121

21.30%

1-bedroom Apartment, City Center (Monthly)

$900 €801

$1,669 $1,669

-46.06%

1-bedroom Apartment, Outside City Center (Monthly)

$800 €711

$1,528 $1,528

-47.66%

3-bedroom Apartment, City Center (Monthly)

$2,165 €1,925

$2,823 $2,823

-23.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 €1,545

$2,817 $2,817

-38.34%

Buy Apartment in City Center (m2)

$10.1K €8,987

Buy Apartment Outside City Center (m2)

$7,631 €6,788

Average Monthly Net Salary (After Tax)

$2,301 €2,047

$5,569 $5,569

-58.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.7

6.67

-44.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biarritz: October 10, 2026

Last update for Toms River, NJ: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Biarritz

$800 38.3%

Toms River, NJ

$1.5K 53% 91.1% $728

Groceries & Markets

Biarritz

$372 17.8%

Toms River, NJ

$443 15.4% 19.1% $71

Eating Out

Biarritz

$316 15.1%

Toms River, NJ

$321 11.1% 1.4% $4.4

Monthly Utilities & Internet

Biarritz

$264 12.6%

Toms River, NJ

$340 11.8% 29.2% $77

Clothing & Footwear

Biarritz

$187 9%

Toms River, NJ

$175 6.1% 6.9% $13

Sport & Entertainment

Biarritz

$92 4.4%

Toms River, NJ

$64 2.2% 29.8% $27

Getting Around

Biarritz

$60 2.9%

Toms River, NJ

$14 * 0.5% 77.3% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $900 in Biarritz and $1,669 in Toms River, NJ. Housing cost is often the main lever when comparing two cities.

Toms River, NJ pays 142% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Biarritz vs $76.0 in Toms River, NJ. Groceries flip the comparison at $372 vs $443, with Biarritz cheaper for home cooking.

Good to know

🇫🇷 Biarritz

🇺🇸 Toms River, NJ

🕒 Local time

10:49 10:49 AM

04:49 4:49 AM

6 h behind Biarritz

🌤 Weather

👥 Population

25,764

95,438

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Biarritz Toms River, NJ 5,840 km ≈ 8 h nonstop flight

From you

Biarritz
Toms River, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biarritz vs Toms River, NJ: Cost of Living - Frequently Asked Questions

Biarritz and Toms River, NJ differ by about 38% in total monthly costs ($2,091 vs $2,885 including rent). Biarritz is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 142% lower in Toms River, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $900 in Biarritz versus $1,669 in Toms River, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 19% higher in Toms River, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,091 per month in Biarritz versus $2,885 in Toms River, NJ – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,091 in Biarritz versus $2,885 in Toms River, NJ, a $3,000 budget is realistic in Biarritz but tight or insufficient in Toms River, NJ. The gap between the two cities makes Biarritz the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Biarritz and Toms River, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biarritz gentler on the wallet – expenses run 38% less than in Toms River, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.