🙂Monthly costs for one person with rent: $2,181 in Biarritz versus $2,854 in Toms River, NJ.
🙂Estimated couple costs with rent: $3,562 in Biarritz versus $4,317 in Toms River, NJ.
🙂Monthly costs for a family of three with rent: $4,944 in Biarritz versus $5,780 in Toms River, NJ.
🌍Living in Biarritz costs roughly 24% less than in Toms River, NJ, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Biarritz59% above, Toms River, NJ108% above.
Currency
🍽 Eating Out
Biarritz
Toms River, NJ
Difference
Meal at Budget Restaurant
$20.74€17.89
$20.28$20.28
2.27%
Three-Course Dinner for Two, Mid-Range
$82.6€71.2
$74.9$74.9
10.20%
Fast Food Meal(McDonalds, etc)
$14.39€12.42
$12.12$12.12
18.73%
Cappuccino
$3.74€3.23
$5.60$5.60
-33.21%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.95€2.54
$2.50$2.50
18.00%
Water(0.33 liter bottle)
$1.43€1.24
$1.91$1.91
-25.13%
Local Beer(0.5 liter draught)
$7.93€6.85
$5.03$5.03
57.65%
Imported Beer(0.33 liter bottle)
$7.01€6.05
$7.04$7.04
-0.43%
🛒 Groceries & Markets
Biarritz
Toms River, NJ
Difference
Milk(1 liter)
$1.24€1.07
$1.37$1.37
-9.49%
White Bread(500g)
$2.10€1.81
$4.63$4.63
-54.64%
Rice(white)(1kg)
$2.27€1.96
$2.38$2.38
-4.62%
Eggs
$3.75€3.23
$4.63$4.63
-19.01%
Local Cheese(1kg)
$14.08€12.15
$16.66$16.66
-15.49%
Chicken Fillets(1kg)
$16.98€14.65
$17.25$17.25
-1.57%
Beef Round Steak(1kg)
$22.64€19.53
$16.72$16.72
35.41%
Apples(1kg)
$3.40€2.93
$5.72$5.72
-40.56%
Banana(1kg)
$2.27€1.96
$1.35$1.35
68.15%
Oranges(1kg)
$3.57€3.08
$5.20$5.20
-31.35%
Tomato(1kg)
$4.68€4.04
$6.09$6.09
-23.15%
Potato(1kg)
$2.34€2.02
$1.57$1.57
49.04%
Onion(1kg)
$2.73€2.36
$2.81$2.81
-2.85%
Lettuce(1 head)
$1.41€1.21
$2.54$2.54
-44.49%
Water(1.5 liter bottle)
$0.52€0.45
$2.05$2.05
-74.63%
Cigarettes 20 Pack(Marlboro, Camel)
$13.58€11.72
$9.80$9.80
38.57%
Wine(Bottle)
$10.28€8.87
$9.71$9.71
5.87%
Local Beer(0.5 liter bottle)
$4.16€3.59
$2.68$2.68
55.22%
Imported Beer(0.33 liter bottle)
$3.40€2.94
$3.25$3.25
4.62%
🚌 Getting Around
Biarritz
Toms River, NJ
Difference
One-way Ticket(Public Transport)
$1.73€1.49
-
-
Public Transport Monthly Pass(Regular Price)
$44.71€38.58
-
-
Taxi Start(Normal Tariff)
$2.38€2.05
$2.98$2.98
-20.13%
Taxi(Normal Tariff)(1km)
$1.95€1.68
$2.21$2.21
-11.76%
Taxi 1hour Waiting(Normal Tariff)
$39.79€34.34
$41.55$41.55
-4.24%
Gasoline(1 liter)
$2.03€1.75
$0.91$0.91
123.08%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.4K€31.4K
$35.9K$35.9K
1.59%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.1K€30.3K
$24.9K$24.9K
40.93%
🧾 Monthly Utilities & Internet
Biarritz
Toms River, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$232€200
$249$249
-6.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.31€14.07
$37.30$37.30
-56.27%
Internet(50+ Mbps, Unlimited Data)
$32.59€28.12
$60.4$60.4
-46.03%
🎉 Sport & Entertainment
Biarritz
Toms River, NJ
Difference
Gym Membership(Monthly)
$74.7€64.4
$29.80$29.80
150.60%
Tennis Court(1 Hour on Weekend)
$24.11€20.80
-
-
Cinema Ticket
$10.38€8.95
$16.95$16.95
-38.76%
🧸 Childcare & Education
Biarritz
Toms River, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$813€701
$2,447$2,447
-66.78%
International Primary School, 1 Child(Yearly)
$13.9K€12.0K
$33.8K$33.8K
-58.88%
👕👟 Clothing & Footwear
Biarritz
Toms River, NJ
Difference
Jeans(Levis 501 Or Similar)
$121€105
$69.8$69.8
74.02%
Summer Dress(H&M, Zara, etc)
$45.76€39.49
$77.1$77.1
-40.63%
Sport Shoes(Adidas, Nike)
$112€97.0
$123$123
-8.67%
Men's Leather Business Shoes
$148€128
$122$122
21.42%
🏠 Accommodation & Living
Biarritz
Toms River, NJ
Difference
1-bedroom Apartment, City Center(Monthly)
$953€822
$1,626$1,626
-41.40%
1-bedroom Apartment, Outside City Center(Monthly)
$824€711
$1,512$1,512
-45.52%
3-bedroom Apartment, City Center(Monthly)
$2,282€1,969
$2,853$2,853
-20.03%
3-bedroom Apartment, Outside City Center(Monthly)
$1,830€1,579
$2,849$2,849
-35.78%
Buy Apartment in City Center(m2)
$10.5K€9,101
-
-
Buy Apartment Outside City Center(m2)
$8,069€6,962
-
-
💵 Salaries & Financials
Biarritz
Toms River, NJ
Difference
Average Monthly Net Salary(After Tax)
$2,337€2,017
$5,572$5,572
-58.05%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.7
6.32
-41.46%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Biarritz: September 1, 2026
Last update for Toms River, NJ: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $953 in Biarritz and $1,626 in Toms River, NJ. Housing cost is often the main lever when comparing two cities.
💰Toms River, NJ pays 138% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $83.0 in Biarritz vs $75.0 in Toms River, NJ. Groceries flip the comparison at $393 vs $447, with Biarritz cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Biarritz vs Toms River, NJ: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Biarritz and in Toms River, NJ?
Biarritz and Toms River, NJ differ by about 31% in total monthly costs ($2,181 vs $2,854 including rent). Biarritz is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 138% lower in Toms River, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Biarritz and in Toms River, NJ?
Rent for a central apartment: $953 in Biarritz versus $1,626 in Toms River, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 14% higher in Toms River, NJ. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Biarritz or Toms River, NJ?
All in, you'll spend $2,181 per month in Biarritz versus $2,854 in Toms River, NJ – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $3,000 per month?
At $2,181 in Biarritz versus $2,854 in Toms River, NJ, a $3,000 budget is realistic in Biarritz but tight or insufficient in Toms River, NJ. The gap between the two cities makes Biarritz the clear choice for anyone on this budget.
How does quality of life compare between Biarritz and Toms River, NJ?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Biarritz or Toms River, NJ safer for residents?
Safety-wise, Biarritz and Toms River, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Biarritz or Toms River, NJ?
Expats usually find Biarritz gentler on the wallet – expenses run 31% less than in Toms River, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.