Last update: Oct 2026

Cost of Living Comparison Between Toluca and Montreal

For one person, living is cheaper in Toluca: $1,098 a month against $2,059 in Montreal, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

53

Cost of Living Index in Toluca
Learn more

Toluca Living Index
99

Cost of Living Index in Montreal
Learn more

Montreal Living Index

Jump to prices

Toluca

🇲🇽 Mexico

$1,098

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Toluca and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toluca and in Montreal actually costs, broken down by who's living it.

A single person spends $1,098 per month in Toluca vs $2,059 in Montreal, rent included.

Toluca $1,098
Montreal $2,059

A couple spends around $1,844 per month in Toluca vs $3,123 in Montreal, rent included.

Toluca $1,844
Montreal $3,123

A family of three spends $2,589 per month in Toluca vs $4,187 in Montreal, rent included.

Toluca $2,589
Montreal $4,187

Toluca is about 47% cheaper than Montreal, and outside of rent the biggest gap is in eating out.

Toluca sits 19% below the global median, while Montreal is 52% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.03 MX$204

$18.84 CA$26.63

-41.45%

Three-Course Dinner for Two, Mid-Range

$42.85 MX$792

$73.2 CA$104

-41.48%

Fast Food Meal (McDonalds, etc)

$9.09 MX$168

$10.54 CA$14.90

-13.76%

Cappuccino

$3.14 MX$58.0

$3.97 CA$5.61

-20.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.26 MX$23.24

$1.94 CA$2.74

-35.05%

Water (0.33 liter bottle)

$0.76 MX$13.97

$1.57 CA$2.22

-51.59%

Local Beer (0.5 liter draught)

$2.14 MX$39.49

$6.42 CA$9.08

-66.67%

Imported Beer (0.33 liter bottle)

$3.29 MX$60.8

$7.20 CA$10.19

-54.31%

Milk (1 liter)

$1.77 MX$32.71

$2.32 CA$3.28

-23.71%

White Bread (500g)

$3.12 MX$57.7

$3.19 CA$4.51

-2.19%

Rice (white) (1kg)

$2.18 MX$40.28

$3.19 CA$4.50

-31.66%

Eggs

$3.05 MX$56.3

$3.68 CA$5.20

-17.12%

Local Cheese (1kg)

$7.94 MX$147

$13.24 CA$18.72

-40.03%

Chicken Fillets (1kg)

$8.36 MX$155

$11.69 CA$16.53

-28.49%

Beef Round Steak (1kg)

$8.91 MX$165

$13.98 CA$19.76

-36.27%

Apples (1kg)

$4.08 MX$75.3

$3.14 CA$4.44

29.94%

Banana (1kg)

$2.11 MX$39.00

$1.45 CA$2.05

45.52%

Oranges (1kg)

$2.22 MX$41.07

$3.38 CA$4.78

-34.32%

Tomato (1kg)

$2.28 MX$42.16

$3.11 CA$4.40

-26.69%

Potato (1kg)

$2.82 MX$52.2

$1.93 CA$2.72

46.11%

Onion (1kg)

$2.30 MX$42.58

$1.83 CA$2.58

25.68%

Lettuce (1 head)

$1.64 MX$30.26

$2.36 CA$3.34

-30.51%

Water (1.5 liter bottle)

$1.03 MX$19.07

$1.50 CA$2.12

-31.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.87 MX$90.0

$11.12 CA$15.73

-56.21%

Wine (Bottle)

$12.25 MX$226

$10.60 CA$14.98

15.57%

Local Beer (0.5 liter bottle)

$1.99 MX$36.76

$2.22 CA$3.14

-10.36%

Imported Beer (0.33 liter bottle)

$3.65 MX$67.5

$2.84 CA$4.01

28.52%

One-way Ticket (Public Transport)

$0.75 MX$13.92

$2.62 CA$3.71

-71.37%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.20 MX$59.0

$3.23 CA$4.56

-0.93%

Taxi (Normal Tariff) (1km)

$2.01 MX$37.22

$1.48 CA$2.10

35.81%

Taxi 1hour Waiting (Normal Tariff)

$10.17 MX$188

$32.22 CA$45.55

-68.44%

Gasoline (1 liter)

$1.44 MX$26.66

$1.36 CA$1.92

5.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K MX$454.6K

$27.6K CA$39.1K

-11.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K MX$433.9K

$21.2K CA$30.0K

10.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.1 MX$1,074

$77.0 CA$109

-24.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.04 MX$463

$34.14 CA$48.26

-26.65%

Internet (50+ Mbps, Unlimited Data)

$31.71 MX$586

$42.19 CA$59.7

-24.84%

Gym Membership (Monthly)

$48.08 MX$889

$30.81 CA$43.56

56.05%

Tennis Court (1 Hour on Weekend)

$22.66 MX$419

$19.66 CA$27.79

15.26%

Cinema Ticket

$6.95 MX$128

$11.47 CA$16.22

-39.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$224 MX$4,131

$506 CA$716

-55.83%

International Primary School, 1 Child (Yearly)

$5,244 MX$96.9K

$16.2K CA$23.0K

-67.70%

Jeans (Levis 501 Or Similar)

$66.7 MX$1,233

$57.3 CA$81.0

16.50%

Summer Dress (H&M, Zara, etc)

$53.7 MX$992

$38.10 CA$53.9

40.92%

Sport Shoes (Adidas, Nike)

$104 MX$1,920

$91.9 CA$130

13.05%

Men's Leather Business Shoes

$104 MX$1,923

$110 CA$155

-5.17%

1-bedroom Apartment, City Center (Monthly)

$705 MX$13.0K

$1,237 CA$1,748

-43.03%

1-bedroom Apartment, Outside City Center (Monthly)

$289 MX$5,345

$977 CA$1,381

-70.39%

3-bedroom Apartment, City Center (Monthly)

$972 MX$18.0K

$2,180 CA$3,082

-55.41%

3-bedroom Apartment, Outside City Center (Monthly)

$703 MX$13.0K

$1,608 CA$2,273

-56.31%

Buy Apartment in City Center (m2)

$1,296 MX$24.0K

$5,113 CA$7,228

-74.65%

Buy Apartment Outside City Center (m2)

$915 MX$16.9K

$3,744 CA$5,293

-75.56%

Average Monthly Net Salary (After Tax)

$1,273 MX$23.5K

$2,957 CA$4,180

-56.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.07

4.48

147.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toluca: October 19, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Toluca

$289 26.4%

Montreal

$351 17.1% 21.3% $62

Accommodation & Living

Toluca

$289 26.3%

Montreal

$977 47.4% 238% $687

Eating Out

Toluca

$178 16.3%

Montreal

$290 14.1% 62.7% $112

Clothing & Footwear

Toluca

$148 13.5%

Montreal

$134 6.5% 9.6% $14

Monthly Utilities & Internet

Toluca

$115 10.5%

Montreal

$153 7.5% 33.5% $39

Sport & Entertainment

Toluca

$62 5.7%

Montreal

$54 2.6% 13.3% $8.2

Getting Around

Toluca

$16 * 1.5%

Montreal

$100 4.9% 516% $84

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $705 in Toluca versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 132% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Toluca versus $73.0 in Montreal. Monthly groceries follow the same trend: $289 vs $351 – making Toluca the more affordable choice for daily food spending.

Good to know

🇲🇽 Toluca

🇨🇦 Montreal

🕒 Local time

20:27 8:27 PM

22:27 10:27 PM

2 h ahead of Toluca

🌤 Weather

👥 Population

223,876

1,762,949

💱 Currency

Mexican Peso MXN $

Canadian Dollar CAD $

📈 Exchange rate

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 21, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to MXN in detail →

On the map

Lowest

Highest

Between locations

Toluca Montreal 3,770 km ≈ 5 h nonstop flight

From you

Toluca
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toluca vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 88% more than Toluca, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,647 per month in Toluca and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toluca, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $43.00 in Toluca and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 21% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,098, than in Montreal at $2,059. In Toluca it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Toluca costs $1,098 versus $2,059 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toluca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.