Last update: Oct 2026

Cost of Living Comparison Between Montreal and Toluca

For one person, living is cheaper in Toluca: $1,098 a month against $2,059 in Montreal, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
53

Cost of Living Index in Toluca
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Toluca Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Toluca

🇲🇽 Mexico

$1,098

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Toluca

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Toluca actually costs, broken down by who's living it.

A single person spends $2,059 per month in Montreal vs $1,098 in Toluca, rent included.

Montreal $2,059
Toluca $1,098

A couple spends around $3,123 per month in Montreal vs $1,844 in Toluca, rent included.

Montreal $3,123
Toluca $1,844

A family of three spends $4,187 per month in Montreal vs $2,589 in Toluca, rent included.

Montreal $4,187
Toluca $2,589

Montreal costs about 88% more than Toluca, and outside of rent the biggest gap is in eating out.

Montreal sits 52% above the global median, while Toluca is 19% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.84 CA$26.63

$11.03 MX$204

70.81%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$42.85 MX$792

70.88%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$9.09 MX$168

15.95%

Cappuccino

$3.97 CA$5.61

$3.14 MX$58.0

26.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$1.26 MX$23.24

53.97%

Water (0.33 liter bottle)

$1.57 CA$2.22

$0.76 MX$13.97

106.58%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$2.14 MX$39.49

200.00%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$3.29 MX$60.8

118.84%

Milk (1 liter)

$2.32 CA$3.28

$1.77 MX$32.71

31.07%

White Bread (500g)

$3.19 CA$4.51

$3.12 MX$57.7

2.24%

Rice (white) (1kg)

$3.19 CA$4.50

$2.18 MX$40.28

46.33%

Eggs

$3.68 CA$5.20

$3.05 MX$56.3

20.66%

Local Cheese (1kg)

$13.24 CA$18.72

$7.94 MX$147

66.75%

Chicken Fillets (1kg)

$11.69 CA$16.53

$8.36 MX$155

39.83%

Beef Round Steak (1kg)

$13.98 CA$19.76

$8.91 MX$165

56.90%

Apples (1kg)

$3.14 CA$4.44

$4.08 MX$75.3

-23.04%

Banana (1kg)

$1.45 CA$2.05

$2.11 MX$39.00

-31.28%

Oranges (1kg)

$3.38 CA$4.78

$2.22 MX$41.07

52.25%

Tomato (1kg)

$3.11 CA$4.40

$2.28 MX$42.16

36.40%

Potato (1kg)

$1.93 CA$2.72

$2.82 MX$52.2

-31.56%

Onion (1kg)

$1.83 CA$2.58

$2.30 MX$42.58

-20.43%

Lettuce (1 head)

$2.36 CA$3.34

$1.64 MX$30.26

43.90%

Water (1.5 liter bottle)

$1.50 CA$2.12

$1.03 MX$19.07

45.63%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$4.87 MX$90.0

128.34%

Wine (Bottle)

$10.60 CA$14.98

$12.25 MX$226

-13.47%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$1.99 MX$36.76

11.56%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$3.65 MX$67.5

-22.19%

One-way Ticket (Public Transport)

$2.62 CA$3.71

$0.75 MX$13.92

249.33%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$3.20 MX$59.0

0.94%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$2.01 MX$37.22

-26.37%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$10.17 MX$188

216.81%

Gasoline (1 liter)

$1.36 CA$1.92

$1.44 MX$26.66

-5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$24.6K MX$454.6K

12.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$23.5K MX$433.9K

-9.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$58.1 MX$1,074

32.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$25.04 MX$463

36.34%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$31.71 MX$586

33.05%

Gym Membership (Monthly)

$30.81 CA$43.56

$48.08 MX$889

-35.92%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

$22.66 MX$419

-13.24%

Cinema Ticket

$11.47 CA$16.22

$6.95 MX$128

65.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$224 MX$4,131

126.39%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$5,244 MX$96.9K

209.60%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$66.7 MX$1,233

-14.17%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$53.7 MX$992

-29.04%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$104 MX$1,920

-11.55%

Men's Leather Business Shoes

$110 CA$155

$104 MX$1,923

5.45%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$705 MX$13.0K

75.54%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$289 MX$5,345

237.70%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$972 MX$18.0K

124.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$703 MX$13.0K

128.89%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$1,296 MX$24.0K

294.40%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$915 MX$16.9K

309.14%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

$1,273 MX$23.5K

132.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

11.07

-59.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Toluca: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Toluca

$289 26.3% 70.4% $687

Groceries & Markets

Montreal

$351 17.1%

Toluca

$289 26.4% 17.6% $62

Eating Out

Montreal

$290 14.1%

Toluca

$178 16.3% 38.6% $112

Monthly Utilities & Internet

Montreal

$153 7.5%

Toluca

$115 10.5% 25.1% $39

Clothing & Footwear

Montreal

$134 6.5%

Toluca

$148 13.5% 10.6% $14

Getting Around

Montreal

$100 4.9%

Toluca

$16 * 1.5% 83.8% $84

Sport & Entertainment

Montreal

$54 2.6%

Toluca

$62 5.7% 15.3% $8.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,237 in Montreal versus $705 in Toluca. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 132% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Montreal versus $43.00 in Toluca. Monthly groceries follow the same trend: $351 vs $289 – making Toluca the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇲🇽 Toluca

🕒 Local time

23:14 11:14 PM

21:14 9:14 PM

2 h behind Montreal

🌤 Weather

👥 Population

1,762,949

223,876

💱 Currency

Canadian Dollar CAD $

Mexican Peso MXN $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Mexican Peso exchange rates as of October 21, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Toluca 3,770 km ≈ 5 h nonstop flight

From you

Montreal
Toluca

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Toluca: Cost of Living - Frequently Asked Questions

Montreal costs about 88% more than Toluca, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,089 per month in Montreal and $1,647 in Toluca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toluca, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $73.0 in Montreal and $43.00 in Toluca. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 21% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,098, than in Montreal at $2,059. In Toluca it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Toluca costs $1,098 versus $2,059 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toluca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.