Last update: Nov 2026

Cost of Living Comparison Between Tokat and Cebu

For one person, living is cheaper in Cebu: $943 a month against $1,061 in Tokat, rent and utilities included – about $1,400 less a year. The total is higher in Tokat despite lower rent and utilities.

50

Cost of Living Index in Tokat
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Tokat Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Tokat

🇹🇷 Turkey

$1,061

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

Monthly Cost of Living

How much you'll spend in Tokat and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tokat and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,061 in Tokat versus $943 in Cebu.

Tokat $1,061
Cebu $943

Estimated couple costs with rent: $1,552 in Tokat versus $1,437 in Cebu.

Tokat $1,552
Cebu $1,437

Monthly costs for a family of three with rent: $2,043 in Tokat versus $1,930 in Cebu.

Tokat $2,043
Cebu $1,930

Living in Tokat is roughly 12% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Tokat 22% lower, Cebu 30% lower.

Meal at Budget Restaurant

$7.20 ₺360

$3.88 ₱246

85.57%

Three-Course Dinner for Two, Mid-Range

$20.24 ₺1,012

$23.22 ₱1,473

-12.83%

Fast Food Meal (McDonalds, etc)

$6.79 ₺340

$3.90 ₱248

74.10%

Cappuccino

$4.17 ₺208

$2.56 ₱162

62.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 ₺67.6

$1.60 ₱102

-15.63%

Water (0.33 liter bottle)

$0.41 ₺20.50

$0.51 ₱32.28

-19.61%

Local Beer (0.5 liter draught)

$3.66 ₺183

$1.76 ₱112

107.95%

Imported Beer (0.33 liter bottle)

$3.96 ₺198

$2.15 ₱137

84.19%

Milk (1 liter)

$0.97 ₺48.44

$1.99 ₱126

-51.26%

White Bread (500g)

$1.10 ₺55.0

$1.37 ₱87.0

-19.71%

Rice (white) (1kg)

$2.40 ₺120

$0.95 ₱60.3

152.63%

Eggs

$2.62 ₺131

$2.02 ₱128

29.70%

Local Cheese (1kg)

$10.73 ₺537

$9.63 ₱611

11.42%

Chicken Fillets (1kg)

$3.76 ₺188

$4.35 ₱276

-13.56%

Beef Round Steak (1kg)

$19.77 ₺988

$7.70 ₱489

156.75%

Apples (1kg)

$1.91 ₺95.6

$3.30 ₱209

-42.12%

Banana (1kg)

$1.83 ₺91.5

$1.27 ₱80.3

44.09%

Oranges (1kg)

$0.90 ₺45.19

$2.34 ₱149

-61.54%

Tomato (1kg)

$1.30 ₺65.0

$1.51 ₱96.1

-13.91%

Potato (1kg)

$0.40 ₺20.13

$2.23 ₱142

-82.06%

Onion (1kg)

$0.38 ₺18.81

$1.93 ₱123

-80.31%

Lettuce (1 head)

$0.93 ₺46.64

$1.18 ₱75.0

-21.19%

Water (1.5 liter bottle)

$0.72 ₺35.88

$0.65 ₱41.24

10.77%

Cigarettes 20 Pack (Marlboro, Camel)

$1.95 ₺97.4

$2.89 ₱183

-32.53%

Wine (Bottle)

$10.94 ₺547

$6.35 ₱403

72.28%

Local Beer (0.5 liter bottle)

$2.23 ₺111

$1.27 ₱80.7

75.59%

Imported Beer (0.33 liter bottle)

$2.85 ₺143

$1.64 ₱104

73.78%

One-way Ticket (Public Transport)

$0.68 ₺33.89

$0.23 ₱14.53

195.65%

Public Transport Monthly Pass (Regular Price)

$35.69 ₺1,784

$12.24 ₱776

191.58%

Taxi Start (Normal Tariff)

$1.07 ₺53.4

$0.82 ₱51.9

30.49%

Taxi (Normal Tariff) (1km)

$0.83 ₺41.48

$0.20 ₱12.66

315.00%

Taxi 1hour Waiting (Normal Tariff)

$7.64 ₺382

$4.32 ₱274

76.85%

Gasoline (1 liter)

$1.31 ₺65.7

$1.38 ₱87.4

-5.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K ₺2.0M

$21.2K ₱1.3M

91.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K ₺1.9M

$19.3K ₱1.2M

94.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$68.2 ₺3,407

$124 ₱7,876

-45.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.03 ₺452

$15.93 ₱1,011

-43.31%

Internet (50+ Mbps, Unlimited Data)

$11.93 ₺596

$28.07 ₱1,781

-57.50%

Gym Membership (Monthly)

$57.8 ₺2,891

$33.41 ₱2,120

73.06%

Tennis Court (1 Hour on Weekend)

$6.40 ₱406

Cinema Ticket

$4.88 ₺244

$5.85 ₱371

-16.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 ₺21.4K

$271 ₱17.2K

57.87%

International Primary School, 1 Child (Yearly)

$9,417 ₺470.8K

$8,060 ₱511.3K

16.84%

Jeans (Levis 501 Or Similar)

$60.0 ₺3,001

$48.31 ₱3,065

24.26%

Summer Dress (H&M, Zara, etc)

$57.0 ₺2,851

$24.56 ₱1,558

132.21%

Sport Shoes (Adidas, Nike)

$111 ₺5,528

$77.1 ₱4,893

43.36%

Men's Leather Business Shoes

$55.3 ₺2,762

$56.5 ₱3,585

-2.23%

1-bedroom Apartment, City Center (Monthly)

$458 ₺22.9K

$495 ₱31.4K

-7.50%

1-bedroom Apartment, Outside City Center (Monthly)

$337 ₺16.9K

$322 ₱20.4K

4.82%

3-bedroom Apartment, City Center (Monthly)

$790 ₺39.5K

$990 ₱62.8K

-20.21%

3-bedroom Apartment, Outside City Center (Monthly)

$478 ₺23.9K

$628 ₱39.9K

-23.88%

Buy Apartment in City Center (m2)

$1,236 ₺61.8K

$4,459 ₱282.9K

-72.27%

Buy Apartment Outside City Center (m2)

$1,040 ₺52.0K

$3,030 ₱192.2K

-65.68%

Average Monthly Net Salary (After Tax)

$1,133 ₺56.6K

$343 ₱21.7K

230.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

52.5

7.2

629.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tokat: November 1, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tokat

$337 31.8%

Cebu

$322 34.1% 4.6% $15

Groceries & Markets

Tokat

$235 22.1%

Cebu

$206 21.8% 12.4% $29

Eating Out

Tokat

$161 15.2%

Cebu

$95 10.1% 41.1% $66

Clothing & Footwear

Tokat

$127 12%

Cebu

$93 9.9% 27% $34

Monthly Utilities & Internet

Tokat

$89 8.4%

Cebu

$168 17.8% 88.7% $79

Sport & Entertainment

Tokat

$68 6.4%

Cebu

$45 4.8% 33.3% $22

Getting Around

Tokat

$44 4.1%

Cebu

$15 1.6% 65.7% $29

Cost Breakdown

A one-bedroom apartment in the center runs $458 in Tokat and $495 in Cebu. Housing cost is often the main lever when comparing two cities.

Tokat pays about 3.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $20 in Tokat vs $23 in Cebu. Groceries flip the comparison at $235 vs $206, with Cebu cheaper for home cooking.

Good to know

🇹🇷 Tokat

🇵🇭 Cebu

🕒 Local time

23:38 11:38 PM

04:38 4:38 AM

5 h ahead of Tokat

🌤 Weather

👥 Population

164,405

964,169

💱 Currency

Turkish Lira TRY ₺

Philippine Peso PHP ₱

📈 Exchange rate

100 TRY = 2 USD

100 TRY = 1.79 EUR

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of November 3, 2026: 1 USD = 49.99 TRY (100 TRY = 2 USD). 1 EUR = 55.91 TRY (100 TRY = 1.79 EUR).

Philippine Peso exchange rates as of November 3, 2026: 1 USD = 63.44 PHP (100 PHP = 1.58 USD). 1 EUR = 70.95 PHP (100 PHP = 1.41 EUR).

USD to TRY in detail →

On the map

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Highest

Between locations

Tokat Cebu 9,050 km ≈ 12 h nonstop flight

From you

Tokat
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tokat vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is about 11% cheaper overall, especially in eating out, clothing, and groceries. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Tokat is about 3.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $458 in Tokat versus $495 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,061 per month in Tokat versus $943 in Cebu – Cebu is about 11% cheaper, which adds up to real savings over time.

A monthly transit pass in Cebu runs roughly 66% less than in Tokat. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tokat and Cebu are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Cebu wins on affordability, Tokat on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.