Last update: Nov 2026

Cost of Living Comparison Between Cebu and Tokat

For one person, living is cheaper in Cebu: $943 a month against $1,061 in Tokat, rent and utilities included – about $1,400 less a year. The total is higher in Tokat despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
50

Cost of Living Index in Tokat
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Tokat Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Tokat

🇹🇷 Turkey

$1,061

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Tokat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tokat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $1,061 in Tokat.

Cebu $943
Tokat $1,061

Estimated couple costs with rent: $1,437 in Cebu versus $1,552 in Tokat.

Cebu $1,437
Tokat $1,552

Monthly costs for a family of three with rent: $1,930 in Cebu versus $2,043 in Tokat.

Cebu $1,930
Tokat $2,043

Living in Cebu costs roughly 11% less than in Tokat, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Tokat 22% lower.

Meal at Budget Restaurant

$3.88 ₱246

$7.20 ₺360

-46.11%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,474

$20.24 ₺1,013

14.72%

Fast Food Meal (McDonalds, etc)

$3.90 ₱248

$6.79 ₺340

-42.56%

Cappuccino

$2.56 ₱162

$4.17 ₺208

-38.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱102

$1.35 ₺67.7

18.52%

Water (0.33 liter bottle)

$0.51 ₱32.30

$0.41 ₺20.51

24.39%

Local Beer (0.5 liter draught)

$1.76 ₱112

$3.66 ₺183

-51.91%

Imported Beer (0.33 liter bottle)

$2.15 ₱137

$3.96 ₺198

-45.71%

Milk (1 liter)

$1.99 ₱126

$0.97 ₺48.46

105.15%

White Bread (500g)

$1.37 ₱87.0

$1.10 ₺55.1

24.55%

Rice (white) (1kg)

$0.95 ₱60.4

$2.40 ₺120

-60.42%

Eggs

$2.02 ₱128

$2.62 ₺131

-22.90%

Local Cheese (1kg)

$9.63 ₱611

$10.73 ₺537

-10.25%

Chicken Fillets (1kg)

$4.35 ₱276

$3.76 ₺188

15.69%

Beef Round Steak (1kg)

$7.70 ₱489

$19.77 ₺989

-61.05%

Apples (1kg)

$3.30 ₱209

$1.91 ₺95.7

72.77%

Banana (1kg)

$1.27 ₱80.4

$1.83 ₺91.5

-30.60%

Oranges (1kg)

$2.34 ₱149

$0.90 ₺45.21

160.00%

Tomato (1kg)

$1.51 ₱96.1

$1.30 ₺65.1

16.15%

Potato (1kg)

$2.23 ₱142

$0.40 ₺20.14

457.50%

Onion (1kg)

$1.93 ₱123

$0.38 ₺18.82

407.89%

Lettuce (1 head)

$1.18 ₱75.0

$0.93 ₺46.66

26.88%

Water (1.5 liter bottle)

$0.65 ₱41.27

$0.72 ₺35.90

-9.72%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱184

$1.95 ₺97.5

48.21%

Wine (Bottle)

$6.35 ₱403

$10.94 ₺547

-41.96%

Local Beer (0.5 liter bottle)

$1.27 ₱80.7

$2.23 ₺112

-43.05%

Imported Beer (0.33 liter bottle)

$1.64 ₱104

$2.85 ₺143

-42.46%

One-way Ticket (Public Transport)

$0.23 ₱14.54

$0.68 ₺33.91

-66.18%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱777

$35.69 ₺1,785

-65.70%

Taxi Start (Normal Tariff)

$0.82 ₱52.0

$1.07 ₺53.4

-23.36%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.67

$0.83 ₺41.50

-75.90%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱274

$7.64 ₺382

-43.46%

Gasoline (1 liter)

$1.38 ₱87.4

$1.31 ₺65.7

5.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$40.5K ₺2.0M

-47.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$37.6K ₺1.9M

-48.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,881

$68.2 ₺3,409

82.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,011

$9.03 ₺452

76.41%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,782

$11.93 ₺597

135.29%

Gym Membership (Monthly)

$33.41 ₱2,121

$57.8 ₺2,892

-42.22%

Tennis Court (1 Hour on Weekend)

$6.40 ₱406

Cinema Ticket

$5.85 ₱371

$4.88 ₺244

19.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.2K

$427 ₺21.4K

-36.66%

International Primary School, 1 Child (Yearly)

$8,060 ₱511.7K

$9,417 ₺471.0K

-14.41%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,067

$60.0 ₺3,003

-19.52%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,559

$57.0 ₺2,853

-56.93%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,897

$111 ₺5,530

-30.24%

Men's Leather Business Shoes

$56.5 ₱3,587

$55.3 ₺2,764

2.28%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.5K

$458 ₺22.9K

8.11%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.4K

$337 ₺16.9K

-4.59%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.9K

$790 ₺39.5K

25.33%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.9K

$478 ₺23.9K

31.38%

Buy Apartment in City Center (m2)

$4,459 ₱283.1K

$1,236 ₺61.8K

260.58%

Buy Apartment Outside City Center (m2)

$3,030 ₱192.3K

$1,040 ₺52.0K

191.38%

Average Monthly Net Salary (After Tax)

$343 ₱21.8K

$1,133 ₺56.7K

-69.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

52.5

-86.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Tokat: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Tokat

$337 31.8% 4.8% $15

Groceries & Markets

Cebu

$206 21.8%

Tokat

$235 22.1% 14.2% $29

Monthly Utilities & Internet

Cebu

$168 17.8%

Tokat

$89 8.4% 47% $79

Eating Out

Cebu

$95 10.1%

Tokat

$161 15.2% 69.7% $66

Clothing & Footwear

Cebu

$93 9.9%

Tokat

$127 12% 37% $34

Sport & Entertainment

Cebu

$45 4.8%

Tokat

$68 6.4% 49.8% $22

Getting Around

Cebu

$15 1.6%

Tokat

$44 4.1% 191% $29

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $458 in Tokat. Housing cost is often the main lever when comparing two cities.

Tokat pays about 3.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $20 in Tokat. Groceries flip the comparison at $206 vs $235, with Cebu cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇹🇷 Tokat

🕒 Local time

08:15 8:15 AM

03:15 3:15 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

164,405

💱 Currency

Philippine Peso PHP ₱

Turkish Lira TRY ₺

📈 Exchange rate

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

100 TRY = 2 USD

100 TRY = 1.79 EUR

Exchange rates and currency converter

TRY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.49 PHP (100 PHP = 1.58 USD). 1 EUR = 71 PHP (100 PHP = 1.41 EUR).

Turkish Lira exchange rates as of November 4, 2026: 1 USD = 50.02 TRY (100 TRY = 2 USD). 1 EUR = 55.93 TRY (100 TRY = 1.79 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Tokat 9,050 km ≈ 12 h nonstop flight

From you

Cebu
Tokat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tokat: Cost of Living - Frequently Asked Questions

Cebu is about 11% cheaper overall, especially in eating out, clothing, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 70% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $495 in Cebu versus $458 in Tokat. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $943 per month in Cebu versus $1,061 in Tokat – Cebu is about 11% cheaper, which adds up to real savings over time.

A monthly transit pass in Cebu runs roughly 66% less than in Tokat. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Tokat are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Cebu wins on affordability, Tokat on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.