Last update: Nov 2026

Cost of Living Comparison Between Tivat and Denia

For one person, living is cheaper in Tivat: $1,676 a month against $1,882 in Denia, rent and utilities included – about $2,500 less a year. Higher rent and utilities in Denia outweigh lower spending on other living expenses.

80

Cost of Living Index in Tivat
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Tivat Living Index
90

Cost of Living Index in Denia
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Denia Living Index

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Tivat

🇲🇪 Montenegro

$1,676

/mo nomad

Denia

🇪🇸 Spain

$1,882

/mo nomad

Monthly Cost of Living

How much you'll spend in Tivat and in Denia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tivat and in Denia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,676 in Tivat versus $1,882 in Denia.

Tivat $1,676
Denia $1,882

Estimated couple costs with rent: $2,500 in Tivat versus $2,667 in Denia.

Tivat $2,500
Denia $2,667

Monthly costs for a family of three with rent: $3,324 in Tivat versus $3,453 in Denia.

Tivat $3,324
Denia $3,453

Living in Tivat costs roughly 11% less than in Denia, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Tivat 24% above, Denia 39% above.

Meal at Budget Restaurant

$11.35 €10.11

$13.93 €12.41

-18.52%

Three-Course Dinner for Two, Mid-Range

$44.85 €39.95

$47.40 €42.23

-5.38%

Fast Food Meal (McDonalds, etc)

$10.80 €9.62

$9.90 €8.82

9.09%

Cappuccino

$2.15 €1.92

$2.48 €2.21

-13.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 €2.21

$2.40 €2.14

3.33%

Water (0.33 liter bottle)

$1.41 €1.25

$1.86 €1.66

-24.19%

Local Beer (0.5 liter draught)

$3.04 €2.71

$3.34 €2.98

-8.98%

Imported Beer (0.33 liter bottle)

$3.33 €2.97

$3.30 €2.94

0.91%

Milk (1 liter)

$1.32 €1.17

$1.06 €0.94

24.53%

White Bread (500g)

$1.07 €0.95

$1.23 €1.09

-13.01%

Rice (white) (1kg)

$1.90 €1.69

$1.55 €1.38

22.58%

Eggs

$3.33 €2.97

$3.07 €2.74

8.47%

Local Cheese (1kg)

$9.05 €8.06

$11.80 €10.51

-23.31%

Chicken Fillets (1kg)

$8.20 €7.30

$7.59 €6.76

8.04%

Beef Round Steak (1kg)

$12.22 €10.89

$14.94 €13.31

-18.21%

Apples (1kg)

$1.56 €1.39

$2.58 €2.30

-39.53%

Banana (1kg)

$1.74 €1.55

$2.01 €1.79

-13.43%

Oranges (1kg)

$1.69 €1.51

$1.69 €1.50

Tomato (1kg)

$2.82 €2.51

$2.05 €1.83

37.56%

Potato (1kg)

$0.94 €0.84

$1.37 €1.22

-31.39%

Onion (1kg)

$1.12 €1.00

$2.12 €1.89

-47.17%

Lettuce (1 head)

$1.67 €1.49

$1.14 €1.02

46.49%

Water (1.5 liter bottle)

$1.09 €0.97

$0.58 €0.52

87.93%

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 €4.03

$6.87 €6.12

-34.06%

Wine (Bottle)

$8.75 €7.80

$3.85 €3.43

127.27%

Local Beer (0.5 liter bottle)

$1.15 €1.02

$1.03 €0.91

11.65%

Imported Beer (0.33 liter bottle)

$1.82 €1.62

$2.72 €2.43

-33.09%

One-way Ticket (Public Transport)

$1.72 €1.53

$1.80 €1.61

-4.44%

Public Transport Monthly Pass (Regular Price)

$39.38 €35.08

$28.10 €25.03

40.14%

Taxi Start (Normal Tariff)

$1.15 €1.03

$5.49 €4.89

-79.05%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$2.27 €2.02

-49.78%

Taxi 1hour Waiting (Normal Tariff)

$10.98 €9.78

$33.81 €30.11

-67.52%

Gasoline (1 liter)

$1.75 €1.56

$1.81 €1.62

-3.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K €24.8K

$35.2K €31.4K

-21.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K €23.2K

$29.3K €26.1K

-10.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 €115

$114 €101

13.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.79 €13.17

$13.19 €11.75

12.13%

Internet (50+ Mbps, Unlimited Data)

$34.22 €30.49

$25.08 €22.34

36.44%

Gym Membership (Monthly)

$47.75 €42.54

$46.25 €41.20

3.24%

Tennis Court (1 Hour on Weekend)

$15.21 €13.55

$22.48 €20.03

-32.34%

Cinema Ticket

$6.03 €5.37

$8.43 €7.51

-28.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$400 €357

$593 €528

-32.49%

International Primary School, 1 Child (Yearly)

$9,107 €8,113

$10.0K €8,934

-9.19%

Jeans (Levis 501 Or Similar)

$88.9 €79.2

$53.1 €47.31

67.31%

Summer Dress (H&M, Zara, etc)

$39.91 €35.55

$24.89 €22.17

60.35%

Sport Shoes (Adidas, Nike)

$96.4 €85.9

$68.1 €60.7

41.55%

Men's Leather Business Shoes

$104 €92.9

$87.8 €78.2

18.79%

1-bedroom Apartment, City Center (Monthly)

$906 €808

$1,159 €1,033

-21.80%

1-bedroom Apartment, Outside City Center (Monthly)

$809 €721

$1,058 €943

-23.55%

3-bedroom Apartment, City Center (Monthly)

$1,981 €1,764

$1,638 €1,459

20.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,403 €1,250

$1,559 €1,389

-10.03%

Buy Apartment in City Center (m2)

$5,996 €5,341

$2,954 €2,632

102.95%

Buy Apartment Outside City Center (m2)

$2,700 €2,405

$2,765 €2,463

-2.36%

Average Monthly Net Salary (After Tax)

$1,231 €1,097

$2,030 €1,808

-39.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

3.3

63.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tivat: November 1, 2026

Last update for Denia: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tivat

$809 48.3%

Denia

$1.1K 56.3% 30.8% $249

Groceries & Markets

Tivat

$240 14.4%

Denia

$240 12.7% 0.3% $0.8

Eating Out

Tivat

$186 11.1%

Denia

$211 11.2% 13.3% $25

Monthly Utilities & Internet

Tivat

$179 10.7%

Denia

$152 8.1% 14.8% $27

Clothing & Footwear

Tivat

$148 8.9%

Denia

$105 5.6% 29% $43

Sport & Entertainment

Tivat

$60 3.6%

Denia

$63 3.4% 5.5% $3.3

Getting Around

Tivat

$53 3.2%

Denia

$52 2.8% 1.8% $1

Cost Breakdown

A one-bedroom apartment in the center runs $906 in Tivat and $1,159 in Denia. Housing cost is often the main lever when comparing two cities.

Denia pays 65% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $45 in Tivat vs $47 in Denia for a mid-range dinner for two. Groceries echo the gap at $240 vs $240 per month, with Tivat cheaper across the board.

Good to know

🇲🇪 Tivat

🇪🇸 Denia

🕒 Local time

05:39 5:39 AM

Same time as Tivat

🌤 Weather

👥 Population

9,500

45,622

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Tivat Denia 1,620 km ≈ 2 h 30 min nonstop flight

From you

Tivat
Denia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tivat vs Denia: Cost of Living - Frequently Asked Questions

Tivat wins on cost – living expenses run 11% lower than in Denia. Housing and daily spending are where you’ll feel the difference most, making Tivat the obvious pick if budget is a priority.

On paper, salaries run 39% lower in Tivat. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $906 in Tivat versus $1,159 in Denia. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Denia runs roughly 29% less than in Tivat. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,676 per month in Tivat versus $1,882 in Denia – Tivat is about 11% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tivat and Denia are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Tivat wins on affordability, Denia on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.