Cost of Living Comparison Between Tivat and Denia Cost of Living Comparison Between Tivat and Denia

Monthly Cost of Living

Monthly costs for one person with rent: $1,623 in Tivat versus $1,756 in Denia.

Estimated couple costs with rent: $2,430 in Tivat versus $2,457 in Denia.

Monthly costs for a family of three with rent: $3,237 in Tivat versus $3,158 in Denia.

Living in Tivat costs roughly 8% less than in Denia, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Tivat 22% above, Denia 32% above.

Meal at Budget Restaurant

$13.97 €12.10

$14.60 €12.65

-4.32%

Three-Course Dinner for Two, Mid-Range

$45.79 €39.66

$46.87 €40.59

-2.30%

Fast Food Meal (McDonalds, etc)

$9.90 €8.57

$10.27 €8.89

-3.60%

Cappuccino

$2.88 €2.49

$3.08 €2.67

-6.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 €1.85

$2.44 €2.11

-12.30%

Water (0.33 liter bottle)

$1.44 €1.24

$2.49 €2.15

-42.17%

Local Beer (0.5 liter draught)

$2.81 €2.43

$2.54 €2.20

10.63%

Imported Beer (0.33 liter bottle)

$3.38 €2.93

$3.52 €3.05

-3.98%

Milk (1 liter)

$1.37 €1.19

$1.11 €0.96

23.42%

White Bread (500g)

$1.09 €0.94

$1.25 €1.09

-12.80%

Rice (white) (1kg)

$2.41 €2.09

$1.64 €1.42

46.95%

Eggs

$3.20 €2.77

$2.91 €2.52

9.97%

Local Cheese (1kg)

$8.83 €7.65

$13.49 €11.68

-34.54%

Chicken Fillets (1kg)

$8.15 €7.06

$7.81 €6.76

4.35%

Beef Round Steak (1kg)

$11.78 €10.20

$18.68 €16.17

-36.94%

Apples (1kg)

$1.46 €1.26

$3.05 €2.64

-52.13%

Banana (1kg)

$1.76 €1.52

$1.71 €1.48

2.92%

Oranges (1kg)

$1.69 €1.47

$2.04 €1.76

-17.16%

Tomato (1kg)

$2.83 €2.45

$1.94 €1.68

45.88%

Potato (1kg)

$1.09 €0.94

$1.52 €1.32

-28.29%

Onion (1kg)

$1.19 €1.03

$2.06 €1.79

-42.23%

Lettuce (1 head)

$1.93 €1.67

$1.13 €0.98

70.80%

Water (1.5 liter bottle)

$1.23 €1.07

$0.74 €0.64

66.22%

Cigarettes 20 Pack (Marlboro, Camel)

$4.25 €3.68

$6.19 €5.36

-31.34%

Wine (Bottle)

$6.94 €6.01

$4.08 €3.53

70.10%

Local Beer (0.5 liter bottle)

$1.23 €1.07

$1.61 €1.40

-23.60%

Imported Beer (0.33 liter bottle)

$1.89 €1.64

$2.71 €2.35

-30.26%

One-way Ticket (Public Transport)

$1.69 €1.46

$1.71 €1.48

-1.17%

Public Transport Monthly Pass (Regular Price)

$40.75 €35.29

$29.33 €25.40

38.94%

Taxi Start (Normal Tariff)

$1.19 €1.03

$5.82 €5.04

-79.55%

Taxi (Normal Tariff) (1km)

$1.01 €0.88

$2.05 €1.77

-50.73%

Taxi 1hour Waiting (Normal Tariff)

$11.55 €10.00

$34.67 €30.02

-66.69%

Gasoline (1 liter)

$1.72 €1.49

$1.85 €1.60

-7.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K €25.0K

$29.7K €25.7K

-2.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K €24.7K

$29.7K €25.7K

-4.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 €121

$132 €114

5.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.34 €15.88

$24.11 €20.88

-23.93%

Internet (50+ Mbps, Unlimited Data)

$32.49 €28.13

$37.16 €32.18

-12.57%

Gym Membership (Monthly)

$51.4 €44.53

$49.66 €43.01

3.52%

Tennis Court (1 Hour on Weekend)

$16.00 €13.85

$23.52 €20.37

-31.97%

Cinema Ticket

$5.80 €5.02

$9.02 €7.81

-35.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$421 €364

$524 €454

-19.72%

International Primary School, 1 Child (Yearly)

$10.1K €8,768

$11.3K €9,823

-10.74%

Jeans (Levis 501 Or Similar)

$82.7 €71.6

$55.6 €48.15

48.69%

Summer Dress (H&M, Zara, etc)

$38.19 €33.08

$27.31 €23.65

39.84%

Sport Shoes (Adidas, Nike)

$109 €94.6

$70.2 €60.8

55.69%

Men's Leather Business Shoes

$128 €111

$97.4 €84.3

31.68%

1-bedroom Apartment, City Center (Monthly)

$1,079 €935

$879 €761

22.74%

1-bedroom Apartment, Outside City Center (Monthly)

$685 €594

$818 €709

-16.25%

3-bedroom Apartment, City Center (Monthly)

$2,016 €1,746

$1,108 €960

81.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,163 €1,007

$1,108 €960

4.98%

Buy Apartment in City Center (m2)

$5,885 €5,096

$3,358 €2,908

75.22%

Buy Apartment Outside City Center (m2)

$2,688 €2,328

$2,277 €1,972

18.06%

Average Monthly Net Salary (After Tax)

$1,195 €1,035

$1,581 €1,370

-24.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.73

3.73

53.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tivat: July 25, 2026

Last update for Denia: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,079 in Tivat and $879 in Denia. Housing cost is often the main lever when comparing two cities.

Denia pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Tivat vs $47.00 in Denia for a mid-range dinner for two. Groceries echo the gap at $240 vs $264 per month, with Tivat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tivat vs Denia: Cost of Living - Frequently Asked Questions

Tivat wins on cost – living expenses run 8% lower than in Denia. Housing and daily spending are where you'll feel the difference most, making Tivat the obvious pick if budget is a priority.

On paper, salaries run 32% lower in Denia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,079 in Tivat versus $879 in Denia. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tivat – a meal for two runs $46.00 versus $47.00 in Denia. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,623 per month in Tivat versus $1,756 in Denia – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,623 in Tivat versus $1,756 in Denia, a $2,000 budget is realistic in Tivat but tight or insufficient in Denia. The gap between the two cities makes Tivat the clear choice for anyone on this budget.

Both work as nomad bases, but Tivat delivers better value – similar infrastructure at $1,623 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tivat hard to pass up.

Safety-wise, Tivat and Denia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tivat gentler on the wallet – expenses run 8% less than in Denia. Beyond cost, consider language, visa policies, and how big the international community is in each city.