Last update: Nov 2026

Cost of Living Comparison Between Denia and Tivat

For one person, living is cheaper in Tivat: $1,676 a month against $1,882 in Denia, rent and utilities included – about $2,500 less a year. Higher rent and utilities in Denia outweigh lower spending on other living expenses.

90

Cost of Living Index in Denia
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Denia Living Index
80

Cost of Living Index in Tivat
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Tivat Living Index

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Denia

🇪🇸 Spain

$1,882

/mo nomad

Tivat

🇲🇪 Montenegro

$1,676

/mo nomad

Monthly Cost of Living

How much you'll spend in Denia and in Tivat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Denia and in Tivat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,882 in Denia versus $1,676 in Tivat.

Denia $1,882
Tivat $1,676

Estimated couple costs with rent: $2,667 in Denia versus $2,500 in Tivat.

Denia $2,667
Tivat $2,500

Monthly costs for a family of three with rent: $3,453 in Denia versus $3,324 in Tivat.

Denia $3,453
Tivat $3,324

Living in Denia is roughly 12% more expensive than in Tivat, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Denia 39% above, Tivat 24% above.

Meal at Budget Restaurant

$13.93 €12.41

$11.35 €10.11

22.73%

Three-Course Dinner for Two, Mid-Range

$47.40 €42.23

$44.85 €39.95

5.69%

Fast Food Meal (McDonalds, etc)

$9.90 €8.82

$10.80 €9.62

-8.33%

Cappuccino

$2.48 €2.21

$2.15 €1.92

15.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.40 €2.14

$2.48 €2.21

-3.23%

Water (0.33 liter bottle)

$1.86 €1.66

$1.41 €1.25

31.91%

Local Beer (0.5 liter draught)

$3.34 €2.98

$3.04 €2.71

9.87%

Imported Beer (0.33 liter bottle)

$3.30 €2.94

$3.33 €2.97

-0.90%

Milk (1 liter)

$1.06 €0.94

$1.32 €1.17

-19.70%

White Bread (500g)

$1.23 €1.09

$1.07 €0.95

14.95%

Rice (white) (1kg)

$1.55 €1.38

$1.90 €1.69

-18.42%

Eggs

$3.07 €2.74

$3.33 €2.97

-7.81%

Local Cheese (1kg)

$11.80 €10.51

$9.05 €8.06

30.39%

Chicken Fillets (1kg)

$7.59 €6.76

$8.20 €7.30

-7.44%

Beef Round Steak (1kg)

$14.94 €13.31

$12.22 €10.89

22.26%

Apples (1kg)

$2.58 €2.30

$1.56 €1.39

65.38%

Banana (1kg)

$2.01 €1.79

$1.74 €1.55

15.52%

Oranges (1kg)

$1.69 €1.50

$1.69 €1.51

Tomato (1kg)

$2.05 €1.83

$2.82 €2.51

-27.30%

Potato (1kg)

$1.37 €1.22

$0.94 €0.84

45.74%

Onion (1kg)

$2.12 €1.89

$1.12 €1.00

89.29%

Lettuce (1 head)

$1.14 €1.02

$1.67 €1.49

-31.74%

Water (1.5 liter bottle)

$0.58 €0.52

$1.09 €0.97

-46.79%

Cigarettes 20 Pack (Marlboro, Camel)

$6.87 €6.12

$4.53 €4.03

51.66%

Wine (Bottle)

$3.85 €3.43

$8.75 €7.80

-56.00%

Local Beer (0.5 liter bottle)

$1.03 €0.91

$1.15 €1.02

-10.43%

Imported Beer (0.33 liter bottle)

$2.72 €2.43

$1.82 €1.62

49.45%

One-way Ticket (Public Transport)

$1.80 €1.61

$1.72 €1.53

4.65%

Public Transport Monthly Pass (Regular Price)

$28.10 €25.03

$39.38 €35.08

-28.64%

Taxi Start (Normal Tariff)

$5.49 €4.89

$1.15 €1.03

377.39%

Taxi (Normal Tariff) (1km)

$2.27 €2.02

$1.14 €1.02

99.12%

Taxi 1hour Waiting (Normal Tariff)

$33.81 €30.11

$10.98 €9.78

207.92%

Gasoline (1 liter)

$1.81 €1.62

$1.75 €1.56

3.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K €31.4K

$27.8K €24.8K

26.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K €26.1K

$26.0K €23.2K

12.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 €101

$130 €115

-12.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.19 €11.75

$14.79 €13.17

-10.82%

Internet (50+ Mbps, Unlimited Data)

$25.08 €22.34

$34.22 €30.49

-26.71%

Gym Membership (Monthly)

$46.25 €41.20

$47.75 €42.54

-3.14%

Tennis Court (1 Hour on Weekend)

$22.48 €20.03

$15.21 €13.55

47.80%

Cinema Ticket

$8.43 €7.51

$6.03 €5.37

39.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$593 €528

$400 €357

48.13%

International Primary School, 1 Child (Yearly)

$10.0K €8,934

$9,107 €8,113

10.12%

Jeans (Levis 501 Or Similar)

$53.1 €47.31

$88.9 €79.2

-40.23%

Summer Dress (H&M, Zara, etc)

$24.89 €22.17

$39.91 €35.55

-37.63%

Sport Shoes (Adidas, Nike)

$68.1 €60.7

$96.4 €85.9

-29.35%

Men's Leather Business Shoes

$87.8 €78.2

$104 €92.9

-15.82%

1-bedroom Apartment, City Center (Monthly)

$1,159 €1,033

$906 €808

27.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,058 €943

$809 €721

30.81%

3-bedroom Apartment, City Center (Monthly)

$1,638 €1,459

$1,981 €1,764

-17.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,559 €1,389

$1,403 €1,250

11.14%

Buy Apartment in City Center (m2)

$2,954 €2,632

$5,996 €5,341

-50.73%

Buy Apartment Outside City Center (m2)

$2,765 €2,463

$2,700 €2,405

2.42%

Average Monthly Net Salary (After Tax)

$2,030 €1,808

$1,231 €1,097

64.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

5.38

-38.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Denia: November 1, 2026

Last update for Tivat: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Denia

$1.1K 56.3%

Tivat

$809 48.3% 23.6% $249

Groceries & Markets

Denia

$240 12.7%

Tivat

$240 14.4% 0.3% $0.8

Eating Out

Denia

$211 11.2%

Tivat

$186 11.1% 11.8% $25

Monthly Utilities & Internet

Denia

$152 8.1%

Tivat

$179 10.7% 17.4% $27

Clothing & Footwear

Denia

$105 5.6%

Tivat

$148 8.9% 40.9% $43

Sport & Entertainment

Denia

$63 3.4%

Tivat

$60 3.6% 5.2% $3.3

Getting Around

Denia

$52 2.8%

Tivat

$53 3.2% 1.9% $1

Cost Breakdown

A one-bedroom apartment in the center runs $1,159 in Denia and $906 in Tivat. Housing cost is often the main lever when comparing two cities.

Denia pays 65% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $47 in Denia vs $45 in Tivat. Groceries flip the comparison at $240 vs $240, with Denia cheaper for home cooking.

Good to know

🇪🇸 Denia

🇲🇪 Tivat

🕒 Local time

00:04 12:04 AM

Same time as Denia

🌤 Weather

👥 Population

45,622

9,500

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Highest

Between locations

Denia Tivat 1,620 km ≈ 2 h 30 min nonstop flight

From you

Denia
Tivat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Denia vs Tivat: Cost of Living - Frequently Asked Questions

Tivat wins on cost – living expenses run 11% lower than in Denia. Housing and daily spending are where you’ll feel the difference most, making Tivat the obvious pick if budget is a priority.

Average pay runs 65% higher in Denia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,159 in Denia versus $906 in Tivat. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Denia runs roughly 29% less than in Tivat. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,882 per month in Denia versus $1,676 in Tivat – Tivat is about 11% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Denia and Tivat are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Tivat wins on affordability, Denia on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.