Last update: Oct 2026

Cost of Living Comparison Between Thousand Oaks, CA and Toronto

For one person, living is cheaper in Toronto: $2,530 a month against $3,845 in Thousand Oaks, CA, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

186

Cost of Living Index in Thousand Oaks, CA
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Thousand Oaks, CA Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Thousand Oaks, CA

🇺🇸 United States

$3,845

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Thousand Oaks, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Thousand Oaks, CA and in Toronto actually costs, broken down by who's living it.

A single person spends $3,845 per month in Thousand Oaks, CA vs $2,530 in Toronto, rent included.

Thousand Oaks, CA $3,845
Toronto $2,530

A couple spends around $5,209 per month in Thousand Oaks, CA vs $3,646 in Toronto, rent included.

Thousand Oaks, CA $5,209
Toronto $3,646

A family of three spends $6,573 per month in Thousand Oaks, CA vs $4,761 in Toronto, rent included.

Thousand Oaks, CA $6,573
Toronto $4,761

Thousand Oaks, CA costs about 52% more than Toronto, and outside of rent the biggest gap is in groceries.

Both Thousand Oaks, CA and Toronto sit above the global median – Thousand Oaks, CA by 187%, Toronto by 89%.

Meal at Budget Restaurant

$25.09 $25.09

$17.67 CA$25.19

41.99%

Three-Course Dinner for Two, Mid-Range

$98.3 $98.3

$77.4 CA$110

27.00%

Fast Food Meal (McDonalds, etc)

$9.00 $9.00

$10.47 CA$14.93

-14.04%

Cappuccino

$5.63 $5.63

$4.08 CA$5.82

37.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 $2.81

$2.12 CA$3.02

32.55%

Water (0.33 liter bottle)

$2.03 $2.03

$1.76 CA$2.51

15.34%

Local Beer (0.5 liter draught)

$7.97 $7.97

$6.17 CA$8.80

29.17%

Imported Beer (0.33 liter bottle)

$9.38 $9.38

$6.89 CA$9.83

36.14%

Milk (1 liter)

$1.19 $1.19

$2.43 CA$3.47

-51.03%

White Bread (500g)

$3.98 $3.98

$2.75 CA$3.92

44.73%

Rice (white) (1kg)

$3.58 $3.58

$2.23 CA$3.18

60.54%

Eggs

$5.15 $5.15

$3.45 CA$4.91

49.28%

Local Cheese (1kg)

$12.54 $12.54

$8.93 CA$12.74

40.43%

Chicken Fillets (1kg)

$20.47 $20.47

$11.44 CA$16.31

78.93%

Beef Round Steak (1kg)

$22.65 $22.65

$14.61 CA$20.83

55.03%

Apples (1kg)

$5.37 $5.37

$3.75 CA$5.34

43.20%

Banana (1kg)

$1.79 $1.79

$1.15 CA$1.64

55.65%

Oranges (1kg)

$4.80 $4.80

$3.55 CA$5.06

35.21%

Tomato (1kg)

$5.79 $5.79

$4.28 CA$6.11

35.28%

Potato (1kg)

$3.62 $3.62

$1.85 CA$2.63

95.68%

Onion (1kg)

$2.76 $2.76

$1.67 CA$2.38

65.27%

Lettuce (1 head)

$1.62 $1.62

$2.22 CA$3.16

-27.03%

Water (1.5 liter bottle)

$2.27 $2.27

$1.21 CA$1.72

87.60%

Cigarettes 20 Pack (Marlboro, Camel)

$10.17 $10.17

$13.88 CA$19.79

-26.73%

Wine (Bottle)

$15.18 $15.18

$14.25 CA$20.32

6.53%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.20 CA$3.13

-23.64%

Imported Beer (0.33 liter bottle)

$1.54 $1.54

$2.42 CA$3.45

-36.36%

One-way Ticket (Public Transport)

$2.42 CA$3.45

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$4.43 $4.43

$2.90 CA$4.13

52.76%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$1.26 CA$1.80

51.59%

Taxi 1hour Waiting (Normal Tariff)

$36.32 $36.32

$22.03 CA$31.41

64.87%

Gasoline (1 liter)

$1.48 $1.48

$1.22 CA$1.74

21.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K $37.5K

$27.6K CA$39.4K

35.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$19.8K CA$28.3K

29.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 $161

$122 CA$174

32.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.91 $47.91

$32.03 CA$45.67

49.58%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$47.92 CA$68.3

45.53%

Gym Membership (Monthly)

$66.1 $66.1

$38.90 CA$55.5

70.00%

Tennis Court (1 Hour on Weekend)

$22.11 $22.11

$23.24 CA$33.13

-4.86%

Cinema Ticket

$12.12 $12.12

$12.61 CA$17.98

-3.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,718 $1,718

$834 CA$1,189

106.03%

International Primary School, 1 Child (Yearly)

$42.2K $42.2K

$23.3K CA$33.3K

81.02%

Jeans (Levis 501 Or Similar)

$49.05 $49.05

$52.6 CA$75.0

-6.75%

Summer Dress (H&M, Zara, etc)

$29.43 $29.43

$40.26 CA$57.4

-26.90%

Sport Shoes (Adidas, Nike)

$79.1 $79.1

$96.2 CA$137

-17.80%

Men's Leather Business Shoes

$121 $121

$123 CA$175

-1.96%

1-bedroom Apartment, City Center (Monthly)

$2,625 $2,625

$1,598 CA$2,279

64.28%

1-bedroom Apartment, Outside City Center (Monthly)

$2,493 $2,493

$1,435 CA$2,046

73.77%

3-bedroom Apartment, City Center (Monthly)

$3,748 $3,748

$2,657 CA$3,788

41.08%

3-bedroom Apartment, Outside City Center (Monthly)

$3,457 $3,457

$2,096 CA$2,989

64.91%

Buy Apartment in City Center (m2)

$5,777 $5,777

$8,033 CA$11.5K

-28.09%

Buy Apartment Outside City Center (m2)

$5,858 $5,858

$6,557 CA$9,350

-10.66%

Average Monthly Net Salary (After Tax)

$5,925 $5,925

$3,743 CA$5,337

58.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

4.47

48.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thousand Oaks, CA: October 3, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Thousand Oaks, CA

$2.5K 64.8%

Toronto

$1.4K 55.4% 42.5% $1.1K

Groceries & Markets

Thousand Oaks, CA

$472 12.3%

Toronto

$340 13.1% 28% $132

Eating Out

Thousand Oaks, CA

$373 9.7%

Toronto

$282 10.9% 24.5% $91

Monthly Utilities & Internet

Thousand Oaks, CA

$279 7.3%

Toronto

$202 7.8% 27.7% $77

Clothing & Footwear

Thousand Oaks, CA

$125 3.3%

Toronto

$140 5.4% 12.2% $15

Sport & Entertainment

Thousand Oaks, CA

$90 2.4%

Toronto

$64 2.5% 29% $26

Getting Around

Thousand Oaks, CA

$14 * 0.4%

Toronto

$130 5% 828% $116

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,625 in Thousand Oaks, CA versus $1,598 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 58% higher in Thousand Oaks, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Thousand Oaks, CA versus $77.0 in Toronto. Monthly groceries follow the same trend: $472 vs $340 – making Toronto the more affordable choice for daily food spending.

Good to know

🇺🇸 Thousand Oaks, CA

🇨🇦 Toronto

🕒 Local time

05:15 5:15 AM

08:15 8:15 AM

3 h ahead of Thousand Oaks, CA

🌤 Weather

👥 Population

124,207

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Between locations

Thousand Oaks, CA Toronto 3,540 km ≈ 5 h nonstop flight

From you

Thousand Oaks, CA
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Thousand Oaks, CA vs Toronto: Cost of Living - Frequently Asked Questions

Thousand Oaks, CA costs about 52% more than Toronto, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,768 per month in Thousand Oaks, CA and $3,795 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $98.0 in Thousand Oaks, CA and $77.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 39% more in Thousand Oaks, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $3,845 in Thousand Oaks, CA and $2,530 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Thousand Oaks, CA makes more sense. Both are solid long-term options with distinct trade-offs.