Cost of Living Comparison Between Tervuren and Ubud, Bali Cost of Living Comparison Between Tervuren and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,001 in Tervuren versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $2,936 in Tervuren versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,870 in Tervuren versus $3,732 in Ubud, Bali.

Living in Tervuren is roughly 39% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Tervuren 49% above, Ubud, Bali 7% above.

Currency
🍽 Eating Out
Tervuren
Ubud, Bali
Difference
Meal at Budget Restaurant
$22.80 €19.52
$3.57 Rp 61.9K
538.66%
Three-Course Dinner for Two, Mid-Range
$90.9 €77.8
$32.58 Rp 564.7K
179.10%
Fast Food Meal (McDonalds, etc)
$11.37 €9.73
$5.07 Rp 87.8K
124.26%
Cappuccino
$4.36 €3.74
$2.83 Rp 49.0K
54.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.01 €3.43
$1.34 Rp 23.2K
199.25%
Water (0.33 liter bottle)
$3.36 €2.88
$0.69 Rp 12.0K
386.96%
Local Beer (0.5 liter draught)
$5.09 €4.36
$2.99 Rp 51.8K
70.23%
Imported Beer (0.33 liter bottle)
$4.50 €3.86
$3.85 Rp 66.7K
16.88%
🛒 Groceries & Markets
Tervuren
Ubud, Bali
Difference
Milk (1 liter)
$1.36 €1.16
$1.74 Rp 30.2K
-21.84%
White Bread (500g)
$2.30 €1.97
$2.54 Rp 44.0K
-9.45%
Rice (white) (1kg)
$2.99 €2.56
$1.19 Rp 20.6K
151.26%
Eggs
$3.45 €2.95
$2.43 Rp 42.0K
41.98%
Local Cheese (1kg)
$11.78 €10.08
$14.66 Rp 254.1K
-19.65%
Chicken Fillets (1kg)
$9.59 €8.21
$4.18 Rp 72.4K
129.43%
Beef Round Steak (1kg)
$17.69 €15.15
$11.94 Rp 206.9K
48.16%
Apples (1kg)
$2.24 €1.92
$3.69 Rp 63.9K
-39.30%
Banana (1kg)
$2.24 €1.92
$1.61 Rp 27.8K
39.13%
Oranges (1kg)
$2.05 €1.76
$2.69 Rp 46.5K
-23.79%
Tomato (1kg)
$2.37 €2.03
$2.33 Rp 40.4K
1.72%
Potato (1kg)
$2.16 €1.85
$1.91 Rp 33.0K
13.09%
Onion (1kg)
$1.59 €1.36
$2.19 Rp 37.9K
-27.40%
Lettuce (1 head)
$0.90 €0.77
$1.06 Rp 18.3K
-15.09%
Water (1.5 liter bottle)
$1.22 €1.05
$0.72 Rp 12.5K
69.44%
Cigarettes 20 Pack (Marlboro, Camel)
$12.57 €10.76
$3.13 Rp 54.3K
301.60%
Wine (Bottle)
$7.43 €6.36
$23.49 Rp 407.1K
-68.37%
Local Beer (0.5 liter bottle)
$1.92 €1.64
$2.74 Rp 47.5K
-29.93%
Imported Beer (0.33 liter bottle)
$2.16 €1.85
$2.88 Rp 49.9K
-25.00%
🚌 Getting Around
Tervuren
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.84 €2.43
$0.29 Rp 5,029
879.31%
Public Transport Monthly Pass (Regular Price)
$55.7 €47.66
$8.17 Rp 141.6K
581.40%
Taxi Start (Normal Tariff)
$6.42 €5.49
$0.45 Rp 7,863
1326.67%
Taxi (Normal Tariff) (1km)
$2.64 €2.26
$0.42 Rp 7,305
528.57%
Taxi 1hour Waiting (Normal Tariff)
$34.32 €29.37
$6.16 Rp 106.7K
457.14%
Gasoline (1 liter)
$1.85 €1.58
$0.84 Rp 14.6K
120.24%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K €26.0K
$26.2K Rp 454.9M
15.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.0K €24.0K
$32.5K Rp 562.9M
-13.82%
🧾 Monthly Utilities & Internet
Tervuren
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 €153
$78.4 Rp 1.4M
128.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.07 €18.03
$3.95 Rp 68.5K
433.42%
Internet (50+ Mbps, Unlimited Data)
$48.77 €41.75
$24.40 Rp 423.0K
99.88%
🎉 Sport & Entertainment
Tervuren
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.02 €32.54
$96.5 Rp 1.7M
-60.62%
Tennis Court (1 Hour on Weekend)
$16.69 €14.29
$6.35 Rp 110.0K
162.83%
Cinema Ticket
$14.28 €12.23
$4.04 Rp 70.0K
253.47%
🧸 Childcare & Education
Tervuren
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$668 €572
$303 Rp 5.2M
120.71%
International Primary School, 1 Child (Yearly)
$13.7K €11.7K
$6,523 Rp 113.1M
110.38%
👕👟 Clothing & Footwear
Tervuren
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$105 €89.9
$53.8 Rp 933.1K
95.12%
Summer Dress (H&M, Zara, etc)
$33.04 €28.28
$37.98 Rp 658.3K
-13.01%
Sport Shoes (Adidas, Nike)
$116 €99.5
$86.8 Rp 1.5M
33.91%
Men's Leather Business Shoes
$134 €114
$78.9 Rp 1.4M
69.39%
🏠 Accommodation & Living
Tervuren
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$886 €759
$1,012 Rp 17.5M
-12.44%
1-bedroom Apartment, Outside City Center (Monthly)
$742 €635
$674 Rp 11.7M
10.04%
3-bedroom Apartment, City Center (Monthly)
$1,360 €1,164
$3,390 Rp 58.8M
-59.89%
3-bedroom Apartment, Outside City Center (Monthly)
$1,103 €944
$2,098 Rp 36.4M
-47.43%
Buy Apartment in City Center (m2)
$3,625 €3,103
$2,985 Rp 51.7M
21.47%
Buy Apartment Outside City Center (m2)
$2,504 €2,144
$2,339 Rp 40.5M
7.06%
💵 Salaries & Financials
Tervuren
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$173 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.42
13.28
-74.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tervuren: April 28, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $886 in Tervuren and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $91.0 in Tervuren vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $300 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tervuren vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tervuren or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 39% lower than in Tervuren. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Tervuren vs Ubud, Bali?
You'd need roughly $3,002 in Tervuren and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Tervuren vs Ubud, Bali?
Rent for a central apartment: $886 in Tervuren versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Tervuren and Ubud, Bali?
Childcare runs $668 in Tervuren versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Tervuren or Ubud, Bali?
Supermarket bills run roughly 1% higher in Tervuren. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Tervuren or Ubud, Bali?
At $1,438 in Ubud, Bali versus $2,001 in Tervuren, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tervuren. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Tervuren or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Tervuren compared to Ubud, Bali?
Safety-wise, Tervuren and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 39% less than in Tervuren. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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