Last update: Nov 2026

Cost of Living Comparison Between Terrace and Seattle, WA

For one person, living is cheaper in Terrace: $1,920 a month against $3,762 in Seattle, WA, rent and utilities included – about $22,100 less a year. Rent and utilities account for most of the difference.

91

Cost of Living Index in Terrace
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Terrace Living Index
182

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Terrace

🇨🇦 Canada

$1,920

/mo nomad

Seattle, WA

🇺🇸 United States

$3,762

/mo nomad

Monthly Cost of Living

How much you'll spend in Terrace and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terrace and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,920 in Terrace versus $3,762 in Seattle, WA.

Terrace $1,920
Seattle, WA $3,762

Estimated couple costs with rent: $2,886 in Terrace versus $5,651 in Seattle, WA.

Terrace $2,886
Seattle, WA $5,651

Monthly costs for a family of three with rent: $3,852 in Terrace versus $7,541 in Seattle, WA.

Terrace $3,852
Seattle, WA $7,541

Living in Terrace costs roughly 49% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Terrace 42% above, Seattle, WA 178% above.

Meal at Budget Restaurant

$17.79 CA$24.93

$23.80 $23.80

-25.25%

Three-Course Dinner for Two, Mid-Range

$79.5 CA$111

$98.6 $98.6

-19.44%

Fast Food Meal (McDonalds, etc)

$11.03 CA$15.46

$14.94 $14.94

-26.17%

Cappuccino

$4.25 CA$5.96

$6.79 $6.79

-37.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 CA$2.80

$3.23 $3.23

-38.08%

Water (0.33 liter bottle)

$1.72 CA$2.41

$3.15 $3.15

-45.40%

Local Beer (0.5 liter draught)

$5.22 CA$7.31

$8.21 $8.21

-36.42%

Imported Beer (0.33 liter bottle)

$6.09 CA$8.54

$7.87 $7.87

-22.62%

Milk (1 liter)

$2.30 CA$3.23

$1.17 $1.17

96.58%

White Bread (500g)

$2.74 CA$3.84

$5.29 $5.29

-48.20%

Rice (white) (1kg)

$5.14 CA$7.21

$5.76 $5.76

-10.76%

Eggs

$3.86 CA$5.41

$4.89 $4.89

-21.06%

Local Cheese (1kg)

$8.91 CA$12.49

$20.25 $20.25

-56.00%

Chicken Fillets (1kg)

$15.34 CA$21.51

$17.95 $17.95

-14.54%

Beef Round Steak (1kg)

$13.65 CA$19.13

$23.35 $23.35

-41.54%

Apples (1kg)

$4.15 CA$5.82

$5.94 $5.94

-30.13%

Banana (1kg)

$1.25 CA$1.75

$1.89 $1.89

-33.86%

Oranges (1kg)

$3.08 CA$4.31

$5.35 $5.35

-42.43%

Tomato (1kg)

$3.79 CA$5.31

$6.57 $6.57

-42.31%

Potato (1kg)

$3.32 CA$4.65

$3.39 $3.39

-2.06%

Onion (1kg)

$3.21 CA$4.50

$2.88 $2.88

11.46%

Lettuce (1 head)

$2.53 CA$3.55

$2.89 $2.89

-12.46%

Water (1.5 liter bottle)

$0.97 CA$1.36

$2.43 $2.43

-60.08%

Cigarettes 20 Pack (Marlboro, Camel)

$11.52 CA$16.14

$12.18 $12.18

-5.42%

Wine (Bottle)

$13.54 CA$18.98

$15.24 $15.24

-11.15%

Local Beer (0.5 liter bottle)

$2.10 CA$2.94

$4.38 $4.38

-52.05%

Imported Beer (0.33 liter bottle)

$1.83 CA$2.56

$5.89 $5.89

-68.93%

One-way Ticket (Public Transport)

$1.41 CA$1.98

$2.96 $2.96

-52.36%

Public Transport Monthly Pass (Regular Price)

$31.48 CA$44.13

$109 $109

-71.17%

Taxi Start (Normal Tariff)

$3.31 CA$4.64

$2.52 $2.52

31.35%

Taxi (Normal Tariff) (1km)

$1.57 CA$2.20

$1.72 $1.72

-8.72%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.61

$29.70 $29.70

-24.07%

Gasoline (1 liter)

$1.22 CA$1.71

$1.51 $1.51

-19.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.5K

$36.2K $36.2K

-22.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K CA$27.2K

$25.7K $25.7K

-24.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.4 CA$132

$289 $289

-67.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.26 CA$53.6

$69.1 $69.1

-44.59%

Internet (50+ Mbps, Unlimited Data)

$60.3 CA$84.5

$84.8 $84.8

-28.98%

Gym Membership (Monthly)

$41.20 CA$57.8

$69.4 $69.4

-40.66%

Tennis Court (1 Hour on Weekend)

$18.76 CA$26.30

$35.05 $35.05

-46.48%

Cinema Ticket

$9.20 CA$12.90

$17.97 $17.97

-48.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$649 CA$910

$2,819 $2,819

-76.96%

International Primary School, 1 Child (Yearly)

$11.8K CA$16.5K

$43.9K $43.9K

-73.16%

Jeans (Levis 501 Or Similar)

$36.72 CA$51.5

$91.2 $91.2

-59.72%

Summer Dress (H&M, Zara, etc)

$31.02 CA$43.48

$55.1 $55.1

-43.66%

Sport Shoes (Adidas, Nike)

$79.7 CA$112

$127 $127

-37.26%

Men's Leather Business Shoes

$106 CA$149

$162 $162

-34.51%

1-bedroom Apartment, City Center (Monthly)

$998 CA$1,399

$2,579 $2,579

-61.31%

1-bedroom Apartment, Outside City Center (Monthly)

$856 CA$1,199

$1,943 $1,943

-55.96%

3-bedroom Apartment, City Center (Monthly)

$1,639 CA$2,297

$5,100 $5,100

-67.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,316 CA$1,844

$3,541 $3,541

-62.84%

Buy Apartment in City Center (m2)

$4,395 CA$6,161

$7,357 $7,357

-40.26%

Buy Apartment Outside City Center (m2)

$3,858 CA$5,408

$4,921 $4,921

-21.60%

Average Monthly Net Salary (After Tax)

$3,214 CA$4,505

$6,448 $6,448

-50.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

6.8

-25.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: November 2, 2026

Last update for Seattle, WA: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terrace

$856 44.6%

Seattle, WA

$1.9K 51.6% 127% $1.1K

Groceries & Markets

Terrace

$370 19.3%

Seattle, WA

$544 14.5% 47.1% $174

Eating Out

Terrace

$280 14.6%

Seattle, WA

$399 10.6% 42.7% $120

Monthly Utilities & Internet

Terrace

$193 10.1%

Seattle, WA

$443 11.8% 130% $250

Clothing & Footwear

Terrace

$114 5.9%

Seattle, WA

$196 5.2% 71.7% $82

Sport & Entertainment

Terrace

$60 3.1%

Seattle, WA

$105 2.8% 76.8% $46

Getting Around

Terrace

$48 2.5%

Seattle, WA

$132 3.5% 174% $84

Cost Breakdown

A one-bedroom apartment in the center runs $998 in Terrace and $2,579 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays about 2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $79 in Terrace vs $99 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $370 vs $544 per month, with Terrace cheaper across the board.

Good to know

🇨🇦 Terrace

🇺🇸 Seattle, WA

🕒 Local time

06:48 6:48 AM

05:48 5:48 AM

1 h behind Terrace

🌤 Weather

👥 Population

19,443

737,015

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Terrace Seattle, WA 880 km ≈ 1 h 30 min nonstop flight

From you

Terrace
Seattle, WA

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terrace vs Seattle, WA: Cost of Living - Frequently Asked Questions

Terrace is about 49% cheaper overall, especially in groceries, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 50% lower in Terrace. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $998 in Terrace versus $2,579 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Terrace – a meal for two runs $79 versus $99 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,920 per month in Terrace versus $3,762 in Seattle, WA – Terrace is about 49% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Terrace gentler on the wallet – expenses run 49% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.