Last update: Nov 2026

Cost of Living Comparison Between Seattle, WA and Terrace

For one person, living is cheaper in Terrace: $1,920 a month against $3,762 in Seattle, WA, rent and utilities included – about $22,100 less a year. Rent and utilities account for most of the difference.

182

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
91

Cost of Living Index in Terrace
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Terrace Living Index

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Seattle, WA

🇺🇸 United States

$3,762

/mo nomad

Terrace

🇨🇦 Canada

$1,920

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Terrace

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Terrace actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,762 in Seattle, WA versus $1,920 in Terrace.

Seattle, WA $3,762
Terrace $1,920

Estimated couple costs with rent: $5,651 in Seattle, WA versus $2,886 in Terrace.

Seattle, WA $5,651
Terrace $2,886

Monthly costs for a family of three with rent: $7,541 in Seattle, WA versus $3,852 in Terrace.

Seattle, WA $7,541
Terrace $3,852

Living in Seattle, WA is roughly 96% more expensive than in Terrace, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Seattle, WA 178% above, Terrace 42% above.

Meal at Budget Restaurant

$23.80 $23.80

$17.79 CA$24.93

33.78%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$79.5 CA$111

24.14%

Fast Food Meal (McDonalds, etc)

$14.94 $14.94

$11.03 CA$15.46

35.45%

Cappuccino

$6.79 $6.79

$4.25 CA$5.96

59.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.23 $3.23

$2.00 CA$2.80

61.50%

Water (0.33 liter bottle)

$3.15 $3.15

$1.72 CA$2.41

83.14%

Local Beer (0.5 liter draught)

$8.21 $8.21

$5.22 CA$7.31

57.28%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$6.09 CA$8.54

29.23%

Milk (1 liter)

$1.17 $1.17

$2.30 CA$3.23

-49.13%

White Bread (500g)

$5.29 $5.29

$2.74 CA$3.84

93.07%

Rice (white) (1kg)

$5.76 $5.76

$5.14 CA$7.21

12.06%

Eggs

$4.89 $4.89

$3.86 CA$5.41

26.68%

Local Cheese (1kg)

$20.25 $20.25

$8.91 CA$12.49

127.27%

Chicken Fillets (1kg)

$17.95 $17.95

$15.34 CA$21.51

17.01%

Beef Round Steak (1kg)

$23.35 $23.35

$13.65 CA$19.13

71.06%

Apples (1kg)

$5.94 $5.94

$4.15 CA$5.82

43.13%

Banana (1kg)

$1.89 $1.89

$1.25 CA$1.75

51.20%

Oranges (1kg)

$5.35 $5.35

$3.08 CA$4.31

73.70%

Tomato (1kg)

$6.57 $6.57

$3.79 CA$5.31

73.35%

Potato (1kg)

$3.39 $3.39

$3.32 CA$4.65

2.11%

Onion (1kg)

$2.88 $2.88

$3.21 CA$4.50

-10.28%

Lettuce (1 head)

$2.89 $2.89

$2.53 CA$3.55

14.23%

Water (1.5 liter bottle)

$2.43 $2.43

$0.97 CA$1.36

150.52%

Cigarettes 20 Pack (Marlboro, Camel)

$12.18 $12.18

$11.52 CA$16.14

5.73%

Wine (Bottle)

$15.24 $15.24

$13.54 CA$18.98

12.56%

Local Beer (0.5 liter bottle)

$4.38 $4.38

$2.10 CA$2.94

108.57%

Imported Beer (0.33 liter bottle)

$5.89 $5.89

$1.83 CA$2.56

221.86%

One-way Ticket (Public Transport)

$2.96 $2.96

$1.41 CA$1.98

109.93%

Public Transport Monthly Pass (Regular Price)

$109 $109

$31.48 CA$44.13

246.92%

Taxi Start (Normal Tariff)

$2.52 $2.52

$3.31 CA$4.64

-23.87%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$1.57 CA$2.20

9.55%

Taxi 1hour Waiting (Normal Tariff)

$29.70 $29.70

$22.55 CA$31.61

31.71%

Gasoline (1 liter)

$1.51 $1.51

$1.22 CA$1.71

23.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$28.2K CA$39.5K

28.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$19.4K CA$27.2K

32.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 $289

$94.4 CA$132

205.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.1 $69.1

$38.26 CA$53.6

80.48%

Internet (50+ Mbps, Unlimited Data)

$84.8 $84.8

$60.3 CA$84.5

40.81%

Gym Membership (Monthly)

$69.4 $69.4

$41.20 CA$57.8

68.52%

Tennis Court (1 Hour on Weekend)

$35.05 $35.05

$18.76 CA$26.30

86.83%

Cinema Ticket

$17.97 $17.97

$9.20 CA$12.90

95.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,819 $2,819

$649 CA$910

334.01%

International Primary School, 1 Child (Yearly)

$43.9K $43.9K

$11.8K CA$16.5K

272.54%

Jeans (Levis 501 Or Similar)

$91.2 $91.2

$36.72 CA$51.5

148.28%

Summer Dress (H&M, Zara, etc)

$55.1 $55.1

$31.02 CA$43.48

77.50%

Sport Shoes (Adidas, Nike)

$127 $127

$79.7 CA$112

59.39%

Men's Leather Business Shoes

$162 $162

$106 CA$149

52.70%

1-bedroom Apartment, City Center (Monthly)

$2,579 $2,579

$998 CA$1,399

158.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,943 $1,943

$856 CA$1,199

127.07%

3-bedroom Apartment, City Center (Monthly)

$5,100 $5,100

$1,639 CA$2,297

211.25%

3-bedroom Apartment, Outside City Center (Monthly)

$3,541 $3,541

$1,316 CA$1,844

169.13%

Buy Apartment in City Center (m2)

$7,357 $7,357

$4,395 CA$6,161

67.39%

Buy Apartment Outside City Center (m2)

$4,921 $4,921

$3,858 CA$5,408

27.56%

Average Monthly Net Salary (After Tax)

$6,448 $6,448

$3,214 CA$4,505

100.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

5.05

34.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: November 2, 2026

Last update for Terrace: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.6%

Terrace

$856 44.6% 56% $1.1K

Groceries & Markets

Seattle, WA

$544 14.5%

Terrace

$370 19.3% 32% $174

Monthly Utilities & Internet

Seattle, WA

$443 11.8%

Terrace

$193 10.1% 56.4% $250

Eating Out

Seattle, WA

$399 10.6%

Terrace

$280 14.6% 29.9% $120

Clothing & Footwear

Seattle, WA

$196 5.2%

Terrace

$114 5.9% 41.8% $82

Getting Around

Seattle, WA

$132 3.5%

Terrace

$48 2.5% 63.5% $84

Sport & Entertainment

Seattle, WA

$105 2.8%

Terrace

$60 3.1% 43.4% $46

Cost Breakdown

A one-bedroom apartment in the center runs $2,579 in Seattle, WA and $998 in Terrace. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays about 2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $99 in Seattle, WA vs $79 in Terrace for a mid-range dinner for two. Groceries echo the gap at $544 vs $370 per month, with Terrace cheaper across the board.

Good to know

🇺🇸 Seattle, WA

🇨🇦 Terrace

🕒 Local time

05:44 5:44 AM

06:44 6:44 AM

1 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

19,443

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

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Seattle, WA Terrace 880 km ≈ 1 h 30 min nonstop flight

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Seattle, WA
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Terrace: Cost of Living - Frequently Asked Questions

Terrace is about 49% cheaper overall, especially in groceries, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Seattle, WA is about 2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,579 in Seattle, WA versus $998 in Terrace. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Terrace – a meal for two runs $79 versus $99 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,762 per month in Seattle, WA versus $1,920 in Terrace – Terrace is about 49% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Terrace gentler on the wallet – expenses run 49% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.