Cost of Living Comparison Between Terrace and Jefferson City, MO Cost of Living Comparison Between Terrace and Jefferson City, MO

Monthly Cost of Living

Monthly costs for one person with rent: $1,918 in Terrace versus $1,824 in Jefferson City, MO.

Estimated couple costs with rent: $2,938 in Terrace versus $2,869 in Jefferson City, MO.

Monthly costs for a family of three with rent: $3,958 in Terrace versus $3,915 in Jefferson City, MO.

Living in Terrace is roughly 5% more expensive than in Jefferson City, MO, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Terrace 40% above, Jefferson City, MO 33% above.

Meal at Budget Restaurant

$17.93 CA$24.73

$15.13 $15.13

18.51%

Three-Course Dinner for Two, Mid-Range

$82.4 CA$114

$40.58 $40.58

103.08%

Fast Food Meal (McDonalds, etc)

$10.28 CA$14.17

$10.01 $10.01

2.70%

Cappuccino

$4.12 CA$5.68

$5.66 $5.66

-27.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.01

$1.98 $1.98

10.10%

Water (0.33 liter bottle)

$1.82 CA$2.51

$2.23 $2.23

-18.39%

Local Beer (0.5 liter draught)

$5.31 CA$7.33

$5.59 $5.59

-5.01%

Imported Beer (0.33 liter bottle)

$5.27 CA$7.27

$6.38 $6.38

-17.40%

Milk (1 liter)

$2.39 CA$3.29

$0.86 $0.86

177.91%

White Bread (500g)

$2.62 CA$3.61

$3.35 $3.35

-21.79%

Rice (white) (1kg)

$5.44 CA$7.51

$4.52 $4.52

20.35%

Eggs

$3.71 CA$5.11

$4.22 $4.22

-12.09%

Local Cheese (1kg)

$8.98 CA$12.38

$4.28 $4.28

109.81%

Chicken Fillets (1kg)

$15.72 CA$21.68

$9.80 $9.80

60.41%

Beef Round Steak (1kg)

$13.62 CA$18.78

$13.67 $13.67

-0.37%

Apples (1kg)

$4.34 CA$5.98

$4.55 $4.55

-4.62%

Banana (1kg)

$1.24 CA$1.72

$1.55 $1.55

-20.00%

Oranges (1kg)

$3.22 CA$4.44

$4.56 $4.56

-29.39%

Tomato (1kg)

$3.89 CA$5.36

$4.35 $4.35

-10.57%

Potato (1kg)

$3.34 CA$4.61

$3.18 $3.18

5.03%

Onion (1kg)

$3.13 CA$4.31

$3.43 $3.43

-8.75%

Lettuce (1 head)

$2.47 CA$3.40

$2.37 $2.37

4.22%

Water (1.5 liter bottle)

$1.01 CA$1.39

$1.96 $1.96

-48.47%

Cigarettes 20 Pack (Marlboro, Camel)

$11.67 CA$16.09

$7.83 $7.83

49.04%

Wine (Bottle)

$13.66 CA$18.83

$12.70 $12.70

7.56%

Local Beer (0.5 liter bottle)

$2.24 CA$3.10

$2.03 $2.03

10.34%

Imported Beer (0.33 liter bottle)

$1.83 CA$2.53

$3.80 $3.80

-51.84%

One-way Ticket (Public Transport)

$1.45 CA$2.00

$3.05 $3.05

-52.46%

Public Transport Monthly Pass (Regular Price)

$31.34 CA$43.22

Taxi Start (Normal Tariff)

$3.33 CA$4.59

$2.48 $2.48

34.27%

Taxi (Normal Tariff) (1km)

$1.59 CA$2.19

$1.27 $1.27

25.20%

Taxi 1hour Waiting (Normal Tariff)

$21.79 CA$30.05

$60.3 $60.3

-63.88%

Gasoline (1 liter)

$1.21 CA$1.68

$0.85 $0.85

42.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$38.6K

$35.6K $35.6K

-21.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K CA$26.6K

$25.2K $25.2K

-23.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.3 CA$131

$202 $202

-52.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.88 CA$55.0

$66.0 $66.0

-39.53%

Internet (50+ Mbps, Unlimited Data)

$62.1 CA$85.7

$70.1 $70.1

-11.38%

Gym Membership (Monthly)

$42.51 CA$58.6

Tennis Court (1 Hour on Weekend)

$16.92 CA$23.34

Cinema Ticket

$9.11 CA$12.56

$14.91 $14.91

-38.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 CA$1,068

$1,133 $1,133

-31.67%

International Primary School, 1 Child (Yearly)

$14.6K CA$20.1K

$20.7K $20.7K

-29.38%

Jeans (Levis 501 Or Similar)

$37.31 CA$51.4

$50.6 $50.6

-26.32%

Summer Dress (H&M, Zara, etc)

$30.94 CA$42.66

$43.65 $43.65

-29.12%

Sport Shoes (Adidas, Nike)

$80.5 CA$111

$103 $103

-21.99%

Men's Leather Business Shoes

$102 CA$141

$124 $124

-17.55%

1-bedroom Apartment, City Center (Monthly)

$1,046 CA$1,442

$870 $870

20.23%

1-bedroom Apartment, Outside City Center (Monthly)

$864 CA$1,191

$706 $706

22.44%

3-bedroom Apartment, City Center (Monthly)

$1,649 CA$2,273

$1,786 $1,786

-7.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,342 CA$1,851

$1,564 $1,564

-14.16%

Buy Apartment in City Center (m2)

$4,352 CA$6,002

$1,537 $1,537

183.11%

Buy Apartment Outside City Center (m2)

$4,082 CA$5,630

$1,754 $1,754

132.70%

Average Monthly Net Salary (After Tax)

$3,266 CA$4,504

$1,907 $1,907

71.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

6.12

-17.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: August 30, 2026

Last update for Jefferson City, MO: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,046 in Terrace and $870 in Jefferson City, MO. Housing cost is often the main lever when comparing two cities.

Terrace pays 71% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Terrace vs $41.00 in Jefferson City, MO for a mid-range dinner for two. Groceries echo the gap at $375 vs $344 per month, with Jefferson City, MO cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terrace vs Jefferson City, MO: Cost of Living - Frequently Asked Questions

Jefferson City, MO is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around. The 5% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 71% higher in Terrace, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,046 in Terrace versus $870 in Jefferson City, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $774 in Terrace versus $1,133 in Jefferson City, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jefferson City, MO – a meal for two runs $41.00 versus $82.0 in Terrace. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,824 in Jefferson City, MO versus $1,918 in Terrace, a $2,500 budget is realistic in Jefferson City, MO but tight or insufficient in Terrace. The gap between the two cities makes Jefferson City, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Terrace and Jefferson City, MO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jefferson City, MO gentler on the wallet – expenses run 5% less than in Terrace. Beyond cost, consider language, visa policies, and how big the international community is in each city.