Cost of Living Comparison Between Terrace and Jefferson City, MO Cost of Living Comparison Between Terrace and Jefferson City, MO

Monthly Cost of Living

Monthly costs for one person with rent: $1,924 in Terrace versus $2,498 in Jefferson City, MO.

Estimated couple costs with rent: $2,875 in Terrace versus $3,535 in Jefferson City, MO.

Monthly costs for a family of three with rent: $3,826 in Terrace versus $4,573 in Jefferson City, MO.

Living in Terrace costs roughly 23% less than in Jefferson City, MO, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Terrace 44% above, Jefferson City, MO 87% above.

Meal at Budget Restaurant

$18.33 CA$25.80

$15.24 $15.24

20.28%

Three-Course Dinner for Two, Mid-Range

$82.9 CA$117

$40.54 $40.54

104.39%

Fast Food Meal (McDonalds, etc)

$11.10 CA$15.62

$9.97 $9.97

11.33%

Cappuccino

$3.85 CA$5.42

$4.97 $4.97

-22.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 CA$2.76

$2.01 $2.01

-2.49%

Water (0.33 liter bottle)

$1.66 CA$2.33

$1.46 $1.46

13.70%

Local Beer (0.5 liter draught)

$4.38 CA$6.17

$4.98 $4.98

-12.05%

Imported Beer (0.33 liter bottle)

$6.04 CA$8.50

$5.93 $5.93

1.85%

Milk (1 liter)

$2.44 CA$3.44

$0.64 $0.64

281.25%

White Bread (500g)

$2.80 CA$3.94

$2.23 $2.23

25.56%

Rice (white) (1kg)

$5.44 CA$7.65

$4.46 $4.46

21.97%

Eggs

$3.90 CA$5.49

$3.58 $3.58

8.94%

Local Cheese (1kg)

$9.23 CA$12.99

$4.47 $4.47

106.49%

Chicken Fillets (1kg)

$16.11 CA$22.67

$10.54 $10.54

52.85%

Beef Round Steak (1kg)

$14.20 CA$19.98

$12.73 $12.73

11.55%

Apples (1kg)

$4.28 CA$6.02

$4.48 $4.48

-4.46%

Banana (1kg)

$1.22 CA$1.71

$1.45 $1.45

-15.86%

Oranges (1kg)

$3.27 CA$4.59

$6.38 $6.38

-48.75%

Tomato (1kg)

$3.93 CA$5.53

$4.50 $4.50

-12.67%

Potato (1kg)

$3.26 CA$4.59

$3.59 $3.59

-9.19%

Onion (1kg)

$3.20 CA$4.50

$3.59 $3.59

-10.86%

Lettuce (1 head)

$2.50 CA$3.52

$2.31 $2.31

8.23%

Water (1.5 liter bottle)

$1.01 CA$1.42

$2.04 $2.04

-50.49%

Cigarettes 20 Pack (Marlboro, Camel)

$11.91 CA$16.75

$6.94 $6.94

71.61%

Wine (Bottle)

$13.57 CA$19.09

$12.71 $12.71

6.77%

Local Beer (0.5 liter bottle)

$2.28 CA$3.20

$1.98 $1.98

15.15%

Imported Beer (0.33 liter bottle)

$1.92 CA$2.70

$5.29 $5.29

-63.71%

One-way Ticket (Public Transport)

$1.49 CA$2.09

$2.02 $2.02

-26.24%

Public Transport Monthly Pass (Regular Price)

$31.93 CA$44.93

Taxi Start (Normal Tariff)

$3.08 CA$4.34

$2.44 $2.44

26.23%

Taxi (Normal Tariff) (1km)

$1.47 CA$2.07

$2.23 $2.23

-34.08%

Taxi 1hour Waiting (Normal Tariff)

$26.11 CA$36.74

$20.97 $20.97

24.51%

Gasoline (1 liter)

$1.19 CA$1.68

$0.76 $0.76

56.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$40.0K

$36.4K $36.4K

-21.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$29.8K

$25.2K $25.2K

-16.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.1 CA$138

$216 $216

-54.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.30 CA$56.7

$62.7 $62.7

-35.72%

Internet (50+ Mbps, Unlimited Data)

$62.4 CA$87.8

$53.7 $53.7

16.14%

Gym Membership (Monthly)

$43.44 CA$61.1

$43.46 $43.46

-0.05%

Cinema Ticket

$9.27 CA$13.05

$14.95 $14.95

-37.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$734 CA$1,032

$1,387 $1,387

-47.10%

International Primary School, 1 Child (Yearly)

$11.9K CA$16.8K

$28.3K $28.3K

-57.86%

Jeans (Levis 501 Or Similar)

$38.31 CA$53.9

$54.0 $54.0

-29.00%

Summer Dress (H&M, Zara, etc)

$32.30 CA$45.45

$42.16 $42.16

-23.39%

Sport Shoes (Adidas, Nike)

$82.5 CA$116

$107 $107

-22.56%

Men's Leather Business Shoes

$46.22 CA$65.0

$126 $126

-63.36%

1-bedroom Apartment, City Center (Monthly)

$1,040 CA$1,464

$1,607 $1,607

-35.27%

1-bedroom Apartment, Outside City Center (Monthly)

$854 CA$1,202

$1,354 $1,354

-36.91%

3-bedroom Apartment, City Center (Monthly)

$1,699 CA$2,390

$2,635 $2,635

-35.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,392 CA$1,958

$2,209 $2,209

-37.00%

Buy Apartment in City Center (m2)

$4,419 CA$6,217

$1,574 $1,574

180.72%

Buy Apartment Outside City Center (m2)

$3,287 CA$4,625

$1,734 $1,734

89.62%

Average Monthly Net Salary (After Tax)

$3,217 CA$4,527

$1,917 $1,917

67.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.22

6.5

-19.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: July 11, 2026

Last update for Jefferson City, MO: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,040 in Terrace and $1,607 in Jefferson City, MO. Housing cost is often the main lever when comparing two cities.

Terrace pays 68% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $83.0 in Terrace vs $41.00 in Jefferson City, MO for a mid-range dinner for two. Groceries echo the gap at $383 vs $342 per month, with Jefferson City, MO cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terrace vs Jefferson City, MO: Cost of Living - Frequently Asked Questions

Terrace is cheaper overall, especially in Monthly Utilities & Internet, Clothing & Footwear, Sport & Entertainment. The 30% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 68% higher in Terrace, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,040 in Terrace versus $1,607 in Jefferson City, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $734 in Terrace versus $1,387 in Jefferson City, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Terrace – a meal for two runs $83.0 versus $41.00 in Jefferson City, MO. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,924 in Terrace versus $2,498 in Jefferson City, MO, a $2,000 budget is realistic in Terrace but tight or insufficient in Jefferson City, MO. The gap between the two cities makes Terrace the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Terrace and Jefferson City, MO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terrace gentler on the wallet – expenses run 30% less than in Jefferson City, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.