Last update: Oct 2026

Cost of Living Comparison Between Terrace and Jefferson City, MO

For one person, living costs are similar in Terrace and in Jefferson City, MO: $1,878 and $1,858 a month, rent and utilities included.

91

Cost of Living Index in Terrace
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Terrace Living Index
90

Cost of Living Index in Jefferson City, MO
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Jefferson City, MO Living Index

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Terrace

🇨🇦 Canada

$1,878

/mo nomad

Jefferson City, MO

🇺🇸 United States

$1,858

/mo nomad

Monthly Cost of Living

How much you'll spend in Terrace and in Jefferson City, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terrace and in Jefferson City, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,878 in Terrace versus $1,858 in Jefferson City, MO.

Terrace $1,878
Jefferson City, MO $1,858

Estimated couple costs with rent: $2,838 in Terrace versus $2,890 in Jefferson City, MO.

Terrace $2,838
Jefferson City, MO $2,890

Monthly costs for a family of three with rent: $3,798 in Terrace versus $3,922 in Jefferson City, MO.

Terrace $3,798
Jefferson City, MO $3,922

Living in Terrace is roughly 1% more expensive than in Jefferson City, MO, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Terrace 39% above, Jefferson City, MO 37% above.

Meal at Budget Restaurant

$17.81 CA$25.18

$14.97 $14.97

18.97%

Three-Course Dinner for Two, Mid-Range

$79.1 CA$112

$39.52 $39.52

100.08%

Fast Food Meal (McDonalds, etc)

$11.41 CA$16.13

$9.98 $9.98

14.33%

Cappuccino

$3.44 CA$4.86

$5.49 $5.49

-37.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 CA$2.59

$2.04 $2.04

-10.29%

Water (0.33 liter bottle)

$1.47 CA$2.08

$2.21 $2.21

-33.48%

Local Beer (0.5 liter draught)

$5.43 CA$7.67

$5.39 $5.39

0.74%

Imported Beer (0.33 liter bottle)

$5.84 CA$8.26

$6.34 $6.34

-7.89%

Milk (1 liter)

$2.29 CA$3.24

$0.91 $0.91

151.65%

White Bread (500g)

$2.63 CA$3.71

$3.26 $3.26

-19.33%

Rice (white) (1kg)

$5.30 CA$7.49

$4.44 $4.44

19.37%

Eggs

$3.76 CA$5.32

$4.26 $4.26

-11.74%

Local Cheese (1kg)

$8.60 CA$12.16

$4.39 $4.39

95.90%

Chicken Fillets (1kg)

$15.06 CA$21.29

$9.71 $9.71

55.10%

Beef Round Steak (1kg)

$13.78 CA$19.49

$13.38 $13.38

2.99%

Apples (1kg)

$4.22 CA$5.96

$4.31 $4.31

-2.09%

Banana (1kg)

$1.18 CA$1.67

$1.61 $1.61

-26.71%

Oranges (1kg)

$3.08 CA$4.35

$4.36 $4.36

-29.36%

Tomato (1kg)

$3.76 CA$5.31

$4.28 $4.28

-12.15%

Potato (1kg)

$3.13 CA$4.43

$3.21 $3.21

-2.49%

Onion (1kg)

$3.02 CA$4.27

$3.33 $3.33

-9.31%

Lettuce (1 head)

$2.41 CA$3.40

$2.42 $2.42

-0.41%

Water (1.5 liter bottle)

$0.95 CA$1.34

$1.96 $1.96

-51.53%

Cigarettes 20 Pack (Marlboro, Camel)

$11.49 CA$16.24

$7.97 $7.97

44.17%

Wine (Bottle)

$13.69 CA$19.35

$12.74 $12.74

7.46%

Local Beer (0.5 liter bottle)

$2.18 CA$3.08

$1.94 $1.94

12.37%

Imported Beer (0.33 liter bottle)

$1.80 CA$2.54

$3.83 $3.83

-53.00%

One-way Ticket (Public Transport)

$1.40 CA$1.98

$3.08 $3.08

-54.55%

Public Transport Monthly Pass (Regular Price)

$30.79 CA$43.53

Taxi Start (Normal Tariff)

$3.27 CA$4.62

$2.43 $2.43

34.57%

Taxi (Normal Tariff) (1km)

$1.46 CA$2.07

$1.20 $1.20

21.67%

Taxi 1hour Waiting (Normal Tariff)

$20.35 CA$28.76

$60.8 $60.8

-66.52%

Gasoline (1 liter)

$1.17 CA$1.66

$0.86 $0.86

36.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.6K

$35.7K $35.7K

-21.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K CA$27.3K

$25.4K $25.4K

-24.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.5 CA$134

$204 $204

-53.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.29 CA$54.1

$65.7 $65.7

-41.68%

Internet (50+ Mbps, Unlimited Data)

$59.6 CA$84.2

$69.8 $69.8

-14.64%

Gym Membership (Monthly)

$40.80 CA$57.7

Tennis Court (1 Hour on Weekend)

$18.91 CA$26.73

Cinema Ticket

$9.05 CA$12.79

$15.12 $15.12

-40.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$697 CA$986

$1,197 $1,197

-41.77%

International Primary School, 1 Child (Yearly)

$14.2K CA$20.0K

$21.2K $21.2K

-33.19%

Jeans (Levis 501 Or Similar)

$36.88 CA$52.1

$50.3 $50.3

-26.74%

Summer Dress (H&M, Zara, etc)

$31.11 CA$43.97

$42.76 $42.76

-27.25%

Sport Shoes (Adidas, Nike)

$79.3 CA$112

$104 $104

-23.49%

Men's Leather Business Shoes

$101 CA$143

$126 $126

-19.55%

1-bedroom Apartment, City Center (Monthly)

$1,015 CA$1,435

$887 $887

14.44%

1-bedroom Apartment, Outside City Center (Monthly)

$833 CA$1,177

$709 $709

17.41%

3-bedroom Apartment, City Center (Monthly)

$1,596 CA$2,257

$1,774 $1,774

-10.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,303 CA$1,842

$1,564 $1,564

-16.69%

Buy Apartment in City Center (m2)

$4,285 CA$6,058

$1,537 $1,537

178.79%

Buy Apartment Outside City Center (m2)

$4,005 CA$5,662

$1,743 $1,743

129.76%

Average Monthly Net Salary (After Tax)

$3,226 CA$4,560

$1,915 $1,915

68.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

6.56

-23.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: October 18, 2026

Last update for Jefferson City, MO: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terrace

$833 44.3%

Jefferson City, MO

$709 38.2% 14.8% $123

Groceries & Markets

Terrace

$365 19.5%

Jefferson City, MO

$341 18.3% 6.8% $25

Eating Out

Terrace

$270 14.4%

Jefferson City, MO

$272 14.7% 0.8% $2.1

Monthly Utilities & Internet

Terrace

$192 10.2%

Jefferson City, MO

$340 18.3% 76.7% $148

Clothing & Footwear

Terrace

$112 6%

Jefferson City, MO

$145 7.8% 29.8% $33

Sport & Entertainment

Terrace

$59 3.1%

Jefferson City, MO

$30 * 1.6% 48.6% $29

Getting Around

Terrace

$47 2.5%

Jefferson City, MO

$21 * 1.1% 55.7% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,015 in Terrace and $887 in Jefferson City, MO. Housing cost is often the main lever when comparing two cities.

Terrace pays 68% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Terrace vs $40.00 in Jefferson City, MO for a mid-range dinner for two. Groceries echo the gap at $365 vs $341 per month, with Jefferson City, MO cheaper across the board.

Good to know

🇨🇦 Terrace

🇺🇸 Jefferson City, MO

🕒 Local time

06:23 6:23 AM

08:23 8:23 AM

2 h ahead of Terrace

🌤 Weather

👥 Population

19,443

43,079

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Between locations

Terrace Jefferson City, MO 3,250 km ≈ 4 h 30 min nonstop flight

From you

Terrace
Jefferson City, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terrace vs Jefferson City, MO: Cost of Living - Frequently Asked Questions

Jefferson City, MO is cheaper overall, especially in groceries, leisure, and transport. The 1% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 68% higher in Terrace, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,015 in Terrace versus $887 in Jefferson City, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $697 in Terrace versus $1,197 in Jefferson City, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jefferson City, MO – a meal for two runs $40.00 versus $79.0 in Terrace. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,858 in Jefferson City, MO versus $1,878 in Terrace, a $2,500 budget is realistic in Jefferson City, MO but tight or insufficient in Terrace. The gap between the two cities makes Jefferson City, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Terrace and Jefferson City, MO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jefferson City, MO gentler on the wallet – expenses run 1% less than in Terrace. Beyond cost, consider language, visa policies, and how big the international community is in each city.