Last update: Oct 2026

Cost of Living Comparison Between Terni and London

For one person, living is cheaper in Terni: $1,286 a month against $3,986 in London, rent and utilities included – about $32,400 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Terni
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Terni Living Index
194

Cost of Living Index in London
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London Living Index

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Terni

🇮🇹 Italy

$1,286

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Terni and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terni and in London actually costs, broken down by who's living it.

A single person spends $1,286 per month in Terni vs $3,986 in London, rent included.

Terni $1,286
London $3,986

A couple spends around $1,984 per month in Terni vs $5,791 in London, rent included.

Terni $1,984
London $5,791

A family of three spends $2,683 per month in Terni vs $7,595 in London, rent included.

Terni $2,683
London $7,595

Terni is about 68% cheaper than London, and outside of rent the biggest gap is in transport.

Terni sits 5% below the global median, while London is 195% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.99 €15.11

$25.93 £19.45

-34.48%

Three-Course Dinner for Two, Mid-Range

$68.1 €60.6

$107 £79.9

-36.07%

Fast Food Meal (McDonalds, etc)

$13.15 €11.69

$10.71 £8.03

22.78%

Cappuccino

$1.63 €1.45

$5.47 £4.11

-70.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 €2.33

$2.97 £2.23

-11.78%

Water (0.33 liter bottle)

$1.00 €0.89

$2.20 £1.65

-54.55%

Local Beer (0.5 liter draught)

$4.49 €3.99

$9.13 £6.85

-50.82%

Imported Beer (0.33 liter bottle)

$5.56 €4.95

$7.94 £5.96

-29.97%

Milk (1 liter)

$1.25 €1.11

$1.86 £1.40

-32.80%

White Bread (500g)

$1.70 €1.51

$2.07 £1.55

-17.87%

Rice (white) (1kg)

$2.20 €1.95

$2.42 £1.81

-9.09%

Eggs

$3.34 €2.97

$5.09 £3.82

-34.38%

Local Cheese (1kg)

$13.53 €12.04

$12.87 £9.66

5.13%

Chicken Fillets (1kg)

$8.89 €7.91

$10.43 £7.82

-14.77%

Beef Round Steak (1kg)

$13.44 €11.96

$16.87 £12.66

-20.33%

Apples (1kg)

$1.14 €1.01

$3.11 £2.33

-63.34%

Banana (1kg)

$1.15 €1.02

$1.40 £1.05

-17.86%

Oranges (1kg)

$1.14 €1.01

$3.08 £2.31

-62.99%

Tomato (1kg)

$2.28 €2.02

$3.27 £2.45

-30.28%

Potato (1kg)

$0.76 €0.68

$1.58 £1.19

-51.90%

Onion (1kg)

$1.42 €1.26

$1.74 £1.31

-18.39%

Lettuce (1 head)

$0.75 €0.67

$1.40 £1.05

-46.43%

Water (1.5 liter bottle)

$0.32 €0.28

$1.80 £1.35

-82.22%

Cigarettes 20 Pack (Marlboro, Camel)

$6.60 €5.87

$23.28 £17.46

-71.65%

Wine (Bottle)

$5.70 €5.07

$13.03 £9.77

-56.25%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$3.17 £2.38

-64.35%

Imported Beer (0.33 liter bottle)

$1.59 €1.42

$4.42 £3.32

-64.03%

One-way Ticket (Public Transport)

$1.58 €1.41

$4.07 £3.05

-61.18%

Public Transport Monthly Pass (Regular Price)

$33.00 €29.35

$247 £185

-86.63%

Taxi Start (Normal Tariff)

$5.49 €4.88

$5.58 £4.18

-1.61%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$3.36 £2.52

-57.74%

Taxi 1hour Waiting (Normal Tariff)

$24.78 €22.04

$56.8 £42.58

-56.33%

Gasoline (1 liter)

$2.11 €1.88

$2.13 £1.60

-0.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.6K

$38.2K £28.6K

-12.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K €30.7K

$40.9K £30.7K

-15.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €132

$372 £279

-60.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.26 €7.35

$17.82 £13.37

-53.65%

Internet (50+ Mbps, Unlimited Data)

$30.52 €27.15

$40.37 £30.29

-24.40%

Gym Membership (Monthly)

$56.0 €49.77

$60.0 £44.99

-6.70%

Tennis Court (1 Hour on Weekend)

$11.27 €10.03

$21.29 £15.97

-47.06%

Cinema Ticket

$10.30 €9.16

$17.74 £13.31

-41.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$333 €296

$2,864 £2,149

-88.38%

International Primary School, 1 Child (Yearly)

$12.1K €10.7K

$35.3K £26.5K

-65.79%

Jeans (Levis 501 Or Similar)

$82.8 €73.6

$114 £85.5

-27.43%

Summer Dress (H&M, Zara, etc)

$32.90 €29.26

$54.3 £40.71

-39.38%

Sport Shoes (Adidas, Nike)

$101 €89.6

$124 £93.2

-18.94%

Men's Leather Business Shoes

$78.7 €70.0

$163 £122

-51.74%

1-bedroom Apartment, City Center (Monthly)

$339 €301

$2,869 £2,152

-88.19%

1-bedroom Apartment, Outside City Center (Monthly)

$357 €318

$2,233 £1,675

-83.99%

3-bedroom Apartment, City Center (Monthly)

$637 €566

$5,266 £3,951

-87.91%

3-bedroom Apartment, Outside City Center (Monthly)

$527 €469

$3,778 £2,835

-86.04%

Buy Apartment in City Center (m2)

$1,348 €1,199

$18.3K £13.8K

-92.65%

Buy Apartment Outside City Center (m2)

$789 €702

$8,024 £6,020

-90.17%

Average Monthly Net Salary (After Tax)

$1,454 €1,293

$5,037 £3,779

-71.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.02

4.74

-36.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: October 13, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terni

$357 27.8%

London

$2.2K 56% 525% $1.9K

Eating Out

Terni

$243 18.9%

London

$388 9.7% 59.5% $145

Groceries & Markets

Terni

$238 18.5%

London

$349 8.8% 47% $112

Monthly Utilities & Internet

Terni

$187 14.5%

London

$430 10.8% 130% $243

Clothing & Footwear

Terni

$133 10.3%

London

$205 5.1% 54.4% $72

Sport & Entertainment

Terni

$77 6%

London

$95 2.4% 24.7% $19

Getting Around

Terni

$52 4%

London

$285 7.2% 450% $234

Cost Breakdown

A central one-bedroom costs $339 in Terni versus $2,869 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 246% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Terni versus $107 in London. Monthly groceries follow the same trend: $238 vs $349 – making Terni the more affordable choice for daily food spending.

Good to know

🇮🇹 Terni

🇬🇧 London

🕒 Local time

05:58 5:58 AM

04:58 4:58 AM

1 h behind Terni

🌤 Weather

👥 Population

106,677

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Between locations

Terni London 1,380 km ≈ 2 h 15 min nonstop flight

From you

Terni
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terni vs London: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,286 in Terni, $3,986 in London – roughly 210% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $1,929 per month in Terni and $5,979 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Terni, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 47% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $68.0 in Terni and $107 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Terni, where all-in costs run around $1,286, than in London at $3,986. In Terni it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,286 in Terni to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Terni. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.