Last update: Oct 2026

Cost of Living Comparison Between Terni and Istanbul

For one person, living is cheaper in Terni: $1,286 a month against $1,550 in Istanbul, rent and utilities included – about $3,200 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Terni
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Terni Living Index
75

Cost of Living Index in Istanbul
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Istanbul Living Index

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Terni

🇮🇹 Italy

$1,286

/mo nomad

Istanbul

🇹🇷 Turkey

$1,550

/mo nomad

Monthly Cost of Living

How much you'll spend in Terni and in Istanbul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terni and in Istanbul actually costs, broken down by who's living it.

A single person spends $1,286 per month in Terni vs $1,550 in Istanbul, rent included.

Terni $1,286
Istanbul $1,550

A couple spends around $1,984 per month in Terni vs $2,415 in Istanbul, rent included.

Terni $1,984
Istanbul $2,415

A family of three spends $2,683 per month in Terni vs $3,281 in Istanbul, rent included.

Terni $2,683
Istanbul $3,281

Terni is about 17% cheaper than Istanbul, and outside of rent the biggest gap is in transport.

Terni sits 5% below the global median, while Istanbul is 15% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.99 €15.11

$12.30 ₺609

38.13%

Three-Course Dinner for Two, Mid-Range

$68.1 €60.6

$54.7 ₺2,708

24.48%

Fast Food Meal (McDonalds, etc)

$13.15 €11.69

$9.22 ₺456

42.62%

Cappuccino

$1.63 €1.45

$4.40 ₺218

-62.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 €2.33

$1.68 ₺83.1

55.95%

Water (0.33 liter bottle)

$1.00 €0.89

$0.59 ₺29.40

69.49%

Local Beer (0.5 liter draught)

$4.49 €3.99

$4.70 ₺233

-4.47%

Imported Beer (0.33 liter bottle)

$5.56 €4.95

$5.91 ₺292

-5.92%

Milk (1 liter)

$1.25 €1.11

$1.21 ₺60.0

3.31%

White Bread (500g)

$1.70 €1.51

$0.89 ₺44.10

91.01%

Rice (white) (1kg)

$2.20 €1.95

$2.19 ₺108

0.46%

Eggs

$3.34 €2.97

$2.35 ₺116

42.13%

Local Cheese (1kg)

$13.53 €12.04

$10.42 ₺516

29.85%

Chicken Fillets (1kg)

$8.89 €7.91

$5.65 ₺280

57.35%

Beef Round Steak (1kg)

$13.44 €11.96

$20.94 ₺1,037

-35.82%

Apples (1kg)

$1.14 €1.01

$1.90 ₺94.1

-40.00%

Banana (1kg)

$1.15 €1.02

$2.31 ₺114

-50.22%

Oranges (1kg)

$1.14 €1.01

$1.28 ₺63.1

-10.94%

Tomato (1kg)

$2.28 €2.02

$1.80 ₺89.0

26.67%

Potato (1kg)

$0.76 €0.68

$0.65 ₺32.16

16.92%

Onion (1kg)

$1.42 €1.26

$0.64 ₺31.91

121.87%

Lettuce (1 head)

$0.75 €0.67

$1.25 ₺62.1

-40.00%

Water (1.5 liter bottle)

$0.32 €0.28

$0.56 ₺27.58

-42.86%

Cigarettes 20 Pack (Marlboro, Camel)

$6.60 €5.87

$2.37 ₺118

178.48%

Wine (Bottle)

$5.70 €5.07

$13.42 ₺664

-57.53%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$2.40 ₺119

-52.92%

Imported Beer (0.33 liter bottle)

$1.59 €1.42

$3.48 ₺172

-54.31%

One-way Ticket (Public Transport)

$1.58 €1.41

$0.89 ₺43.84

77.53%

Public Transport Monthly Pass (Regular Price)

$33.00 €29.35

$67.4 ₺3,338

-51.06%

Taxi Start (Normal Tariff)

$5.49 €4.88

$1.29 ₺64.1

325.58%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$0.92 ₺45.70

54.35%

Taxi 1hour Waiting (Normal Tariff)

$24.78 €22.04

$10.96 ₺542

126.09%

Gasoline (1 liter)

$2.11 €1.88

$1.47 ₺72.9

43.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.6K

$50.8K ₺2.5M

-34.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K €30.7K

$44.5K ₺2.2M

-22.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €132

$88.6 ₺4,387

67.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.26 €7.35

$11.59 ₺574

-28.73%

Internet (50+ Mbps, Unlimited Data)

$30.52 €27.15

$15.81 ₺783

93.04%

Gym Membership (Monthly)

$56.0 €49.77

$77.2 ₺3,820

-27.49%

Tennis Court (1 Hour on Weekend)

$11.27 €10.03

$22.74 ₺1,126

-50.44%

Cinema Ticket

$10.30 €9.16

$8.14 ₺403

26.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$333 €296

$1,008 ₺49.9K

-66.98%

International Primary School, 1 Child (Yearly)

$12.1K €10.7K

$25.6K ₺1.3M

-52.72%

Jeans (Levis 501 Or Similar)

$82.8 €73.6

$54.0 ₺2,671

53.38%

Summer Dress (H&M, Zara, etc)

$32.90 €29.26

$40.83 ₺2,021

-19.42%

Sport Shoes (Adidas, Nike)

$101 €89.6

$98.9 ₺4,895

1.85%

Men's Leather Business Shoes

$78.7 €70.0

$96.6 ₺4,783

-18.54%

1-bedroom Apartment, City Center (Monthly)

$339 €301

$985 ₺48.7K

-65.59%

1-bedroom Apartment, Outside City Center (Monthly)

$357 €318

$650 ₺32.2K

-44.99%

3-bedroom Apartment, City Center (Monthly)

$637 €566

$1,983 ₺98.2K

-67.90%

3-bedroom Apartment, Outside City Center (Monthly)

$527 €469

$1,180 ₺58.4K

-55.31%

Buy Apartment in City Center (m2)

$1,348 €1,199

$3,138 ₺155.4K

-57.05%

Buy Apartment Outside City Center (m2)

$789 €702

$1,780 ₺88.1K

-55.67%

Average Monthly Net Salary (After Tax)

$1,454 €1,293

$1,205 ₺59.7K

20.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.02

40.92

-92.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: October 13, 2026

Last update for Istanbul: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terni

$357 27.8%

Istanbul

$650 41.9% 81.8% $292

Eating Out

Terni

$243 18.9%

Istanbul

$223 14.4% 8.1% $20

Groceries & Markets

Terni

$238 18.5%

Istanbul

$260 16.8% 9.3% $22

Monthly Utilities & Internet

Terni

$187 14.5%

Istanbul

$116 7.5% 38% $71

Clothing & Footwear

Terni

$133 10.3%

Istanbul

$131 8.4% 1.6% $2.2

Sport & Entertainment

Terni

$77 6%

Istanbul

$93 6% 22.1% $17

Getting Around

Terni

$52 4%

Istanbul

$77 5% 48% $25

Cost Breakdown

A central one-bedroom costs $339 in Terni versus $985 in Istanbul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Terni, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $68.0 in Terni versus $55.0 in Istanbul. Groceries tell a different story – $238 in Terni vs $260 in Istanbul – so Terni wins on supermarket bills even if dining out costs more.

Good to know

🇮🇹 Terni

🇹🇷 Istanbul

🕒 Local time

05:59 5:59 AM

06:59 6:59 AM

1 h ahead of Terni

🌤 Weather

👥 Population

106,677

15,701,602

💱 Currency

Euro EUR €

Turkish Lira TRY ₺

📈 Exchange rate

1 EUR = 1.12 USD

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

On the map

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Between locations

Terni Istanbul 1,360 km ≈ 2 h 15 min nonstop flight

From you

Terni
Istanbul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terni vs Istanbul: Cost of Living - Frequently Asked Questions

Yes – Istanbul is pricier by about 20%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $1,929 per month in Terni and $2,325 in Istanbul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Terni, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $333 per month in Terni and $1,008 in Istanbul. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 9% more in Istanbul, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Terni, where all-in costs run around $1,286, than in Istanbul at $1,550. In Terni it covers expenses comfortably, while in Istanbul it requires careful planning or may not stretch far enough.

Families tend to lean toward Terni – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Terni. If higher salaries, better infrastructure, or specific career opportunities are the priority, Istanbul makes more sense. Both are solid long-term options with distinct trade-offs.