Last update: Oct 2026

Cost of Living Comparison Between Termoli, Molise and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,754 in Termoli, Molise, rent and utilities included – about $10,000 less a year. Rent and utilities account for about half of the difference.

82

Cost of Living Index in Termoli, Molise
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Termoli, Molise Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Termoli, Molise

🇮🇹 Italy

$1,754

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Termoli, Molise and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Termoli, Molise and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,754 in Termoli, Molise versus $918 in Cebu.

Termoli, Molise $1,754
Cebu $918

Estimated couple costs with rent: $2,659 in Termoli, Molise versus $1,409 in Cebu.

Termoli, Molise $2,659
Cebu $1,409

Monthly costs for a family of three with rent: $3,565 in Termoli, Molise versus $1,900 in Cebu.

Termoli, Molise $3,565
Cebu $1,900

Living in Termoli, Molise is roughly 91% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Termoli, Molise is 30% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.09 €15.20

$3.09 ₱194

453.07%

Three-Course Dinner for Two, Mid-Range

$73.6 €65.4

$24.22 ₱1,525

203.67%

Fast Food Meal (McDonalds, etc)

$11.00 €9.78

$3.92 ₱247

180.61%

Cappuccino

$2.00 €1.78

$2.51 ₱158

-20.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 €2.74

$1.59 ₱100

93.71%

Water (0.33 liter bottle)

$1.38 €1.22

$0.53 ₱33.43

160.38%

Local Beer (0.5 liter draught)

$5.69 €5.06

$1.78 ₱112

219.66%

Imported Beer (0.33 liter bottle)

$4.97 €4.42

$2.17 ₱137

129.03%

Milk (1 liter)

$1.59 €1.41

$1.92 ₱121

-17.19%

White Bread (500g)

$2.21 €1.96

$1.36 ₱85.4

62.50%

Rice (white) (1kg)

$3.14 €2.80

$1.01 ₱63.5

210.89%

Eggs

$4.16 €3.70

$2.03 ₱128

104.93%

Local Cheese (1kg)

$16.00 €14.23

$9.86 ₱621

62.27%

Chicken Fillets (1kg)

$14.09 €12.53

$4.39 ₱277

220.96%

Beef Round Steak (1kg)

$21.35 €18.99

$7.60 ₱479

180.92%

Apples (1kg)

$2.18 €1.94

$3.30 ₱208

-33.94%

Banana (1kg)

$2.15 €1.92

$1.39 ₱87.8

54.68%

Oranges (1kg)

$2.40 €2.14

$2.33 ₱147

3.00%

Tomato (1kg)

$3.44 €3.06

$1.50 ₱94.3

129.33%

Potato (1kg)

$1.70 €1.52

$2.36 ₱149

-27.97%

Onion (1kg)

$1.72 €1.53

$1.90 ₱119

-9.47%

Lettuce (1 head)

$1.71 €1.52

$1.19 ₱74.9

43.70%

Water (1.5 liter bottle)

$0.48 €0.42

$0.63 ₱39.71

-23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$6.84 €6.08

$3.00 ₱189

128.00%

Wine (Bottle)

$6.16 €5.48

$6.03 ₱379

2.16%

Local Beer (0.5 liter bottle)

$1.62 €1.44

$1.23 ₱77.7

31.71%

Imported Beer (0.33 liter bottle)

$2.06 €1.83

$1.75 ₱110

17.71%

One-way Ticket (Public Transport)

$1.63 €1.45

$0.25 ₱15.86

552.00%

Public Transport Monthly Pass (Regular Price)

$42.30 €37.63

$12.64 ₱796

234.65%

Taxi Start (Normal Tariff)

$4.98 €4.43

$0.77 ₱48.62

546.75%

Taxi (Normal Tariff) (1km)

$1.75 €1.56

$0.23 ₱14.53

660.87%

Taxi 1hour Waiting (Normal Tariff)

$32.41 €28.83

$4.46 ₱281

626.68%

Gasoline (1 liter)

$2.01 €1.79

$1.31 ₱82.8

53.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K €27.7K

$21.2K ₱1.3M

46.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.1K €32.1K

$19.1K ₱1.2M

88.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 €193

$120 ₱7,569

80.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.70 €8.62

$14.00 ₱882

-30.71%

Internet (50+ Mbps, Unlimited Data)

$28.61 €25.45

$27.54 ₱1,734

3.89%

Gym Membership (Monthly)

$49.67 €44.18

$32.33 ₱2,035

53.63%

Tennis Court (1 Hour on Weekend)

$22.48 €19.99

$6.65 ₱419

238.05%

Cinema Ticket

$10.61 €9.44

$5.65 ₱356

87.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 €467

$275 ₱17.3K

90.60%

International Primary School, 1 Child (Yearly)

$8,755 €7,787

$7,918 ₱498.5K

10.56%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$49.33 ₱3,106

79.71%

Summer Dress (H&M, Zara, etc)

$36.35 €32.33

$25.24 ₱1,589

44.02%

Sport Shoes (Adidas, Nike)

$99.1 €88.1

$77.0 ₱4,846

28.76%

Men's Leather Business Shoes

$128 €114

$57.2 ₱3,601

123.64%

1-bedroom Apartment, City Center (Monthly)

$698 €621

$500 ₱31.5K

39.74%

1-bedroom Apartment, Outside City Center (Monthly)

$611 €543

$309 ₱19.4K

97.75%

3-bedroom Apartment, City Center (Monthly)

$1,132 €1,007

$1,078 ₱67.9K

5.06%

3-bedroom Apartment, Outside City Center (Monthly)

$962 €856

$615 ₱38.7K

56.36%

Buy Apartment in City Center (m2)

$2,894 €2,574

$2,886 ₱181.7K

0.26%

Buy Apartment Outside City Center (m2)

$1,954 €1,738

$1,917 ₱120.7K

1.96%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

7.2

-53.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Termoli, Molise: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Termoli, Molise

$611 34.8%

Cebu

$309 33.6% 49.4% $302

Groceries & Markets

Termoli, Molise

$346 19.7%

Cebu

$206 22.4% 40.5% $140

Monthly Utilities & Internet

Termoli, Molise

$255 14.6%

Cebu

$162 17.6% 36.6% $94

Eating Out

Termoli, Molise

$250 14.3%

Cebu

$88 9.6% 64.7% $162

Clothing & Footwear

Termoli, Molise

$158 9%

Cebu

$94 10.2% 40.7% $64

Sport & Entertainment

Termoli, Molise

$71 4%

Cebu

$44 4.8% 38.5% $27

Getting Around

Termoli, Molise

$63 3.6%

Cebu

$16 1.7% 75.1% $47

Cost Breakdown

A one-bedroom apartment in the center runs $698 in Termoli, Molise and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $74.0 in Termoli, Molise vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $346 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Termoli, Molise

🇵🇭 Cebu

🕒 Local time

02:07 2:07 AM

08:07 8:07 AM

6 h ahead of Termoli, Molise

🌤 Weather

👥 Population

33,739

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Termoli, Molise Cebu 10,760 km ≈ 14 h nonstop flight

From you

Termoli, Molise
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Termoli, Molise vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 91% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,631 in Termoli, Molise and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $698 in Termoli, Molise versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,754 per month in Termoli, Molise versus $918 in Cebu – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 235% less than in Termoli, Molise. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,754 in Termoli, Molise, a $1,500 budget is realistic in Cebu but tight or insufficient in Termoli, Molise. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Termoli, Molise, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Termoli, Molise and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 91% less than in Termoli, Molise. Beyond cost, consider language, visa policies, and how big the international community is in each city.