Last update: Oct 2026

Cost of Living Comparison Between Temple, TX and Seattle, WA

For one person, living is cheaper in Temple, TX: $2,413 a month against $3,785 in Seattle, WA, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

115

Cost of Living Index in Temple, TX
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Temple, TX Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Temple, TX

🇺🇸 United States

$2,413

/mo nomad

Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Monthly Cost of Living

How much you'll spend in Temple, TX and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Temple, TX and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,413 in Temple, TX versus $3,785 in Seattle, WA.

Temple, TX $2,413
Seattle, WA $3,785

Estimated couple costs with rent: $3,282 in Temple, TX versus $5,688 in Seattle, WA.

Temple, TX $3,282
Seattle, WA $5,688

Monthly costs for a family of three with rent: $4,151 in Temple, TX versus $7,592 in Seattle, WA.

Temple, TX $4,151
Seattle, WA $7,592

Living in Temple, TX costs roughly 36% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Temple, TX 77% above, Seattle, WA 178% above.

Meal at Budget Restaurant

$18.30 $18.30

$25.30 $25.30

-27.67%

Three-Course Dinner for Two, Mid-Range

$49.93 $49.93

$101 $101

-50.52%

Fast Food Meal (McDonalds, etc)

$9.07 $9.07

$14.76 $14.76

-38.55%

Cappuccino

$4.86 $4.86

$6.50 $6.50

-25.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$3.21 $3.21

-10.28%

Water (0.33 liter bottle)

$1.65 $1.65

$3.14 $3.14

-47.45%

Local Beer (0.5 liter draught)

$3.58 $3.58

$7.97 $7.97

-55.08%

Imported Beer (0.33 liter bottle)

$3.94 $3.94

$8.13 $8.13

-51.54%

Milk (1 liter)

$0.86 $0.86

$1.17 $1.17

-26.50%

White Bread (500g)

$2.19 $2.19

$5.30 $5.30

-58.68%

Rice (white) (1kg)

$4.03 $4.03

$6.40 $6.40

-37.03%

Eggs

$2.89 $2.89

$5.06 $5.06

-42.89%

Local Cheese (1kg)

$8.67 $8.67

$18.71 $18.71

-53.66%

Chicken Fillets (1kg)

$9.03 $9.03

$18.72 $18.72

-51.76%

Beef Round Steak (1kg)

$15.33 $15.33

$22.88 $22.88

-33.00%

Apples (1kg)

$5.16 $5.16

$6.06 $6.06

-14.85%

Banana (1kg)

$1.60 $1.60

$1.95 $1.95

-17.95%

Oranges (1kg)

$4.31 $4.31

$5.51 $5.51

-21.78%

Tomato (1kg)

$3.49 $3.49

$6.52 $6.52

-46.47%

Potato (1kg)

$2.11 $2.11

$3.49 $3.49

-39.54%

Onion (1kg)

$2.49 $2.49

$3.29 $3.29

-24.32%

Lettuce (1 head)

$1.61 $1.61

$2.80 $2.80

-42.50%

Water (1.5 liter bottle)

$1.90 $1.90

$2.58 $2.58

-26.36%

Cigarettes 20 Pack (Marlboro, Camel)

$10.09 $10.09

$12.49 $12.49

-19.22%

Wine (Bottle)

$8.81 $8.81

$14.87 $14.87

-40.75%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$4.19 $4.19

-49.88%

Imported Beer (0.33 liter bottle)

$2.35 $2.35

$5.80 $5.80

-59.48%

One-way Ticket (Public Transport)

$1.97 $1.97

$3.05 $3.05

-35.41%

Public Transport Monthly Pass (Regular Price)

$49.65 $49.65

$106 $106

-53.13%

Taxi Start (Normal Tariff)

$3.03 $3.03

$2.58 $2.58

17.44%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$1.64 $1.64

4.27%

Taxi 1hour Waiting (Normal Tariff)

$24.10 $24.10

$30.12 $30.12

-19.99%

Gasoline (1 liter)

$0.73 $0.73

$1.41 $1.41

-48.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K $25.3K

$36.8K $36.8K

-31.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$26.6K $26.6K

-6.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 $208

$308 $308

-32.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.62 $43.62

$69.2 $69.2

-36.94%

Internet (50+ Mbps, Unlimited Data)

$83.1 $83.1

$86.1 $86.1

-3.49%

Gym Membership (Monthly)

$17.34 $17.34

$76.5 $76.5

-77.32%

Tennis Court (1 Hour on Weekend)

$35.50 $35.50

Cinema Ticket

$12.12 $12.12

$18.02 $18.02

-32.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,944 $1,944

$2,746 $2,746

-29.21%

International Primary School, 1 Child (Yearly)

$28.0K $28.0K

$30.6K $30.6K

-8.49%

Jeans (Levis 501 Or Similar)

$19.13 $19.13

$79.2 $79.2

-75.83%

Summer Dress (H&M, Zara, etc)

$50.3 $50.3

$54.3 $54.3

-7.35%

Sport Shoes (Adidas, Nike)

$86.2 $86.2

$127 $127

-32.05%

Men's Leather Business Shoes

$85.2 $85.2

$159 $159

-46.42%

1-bedroom Apartment, City Center (Monthly)

$1,458 $1,458

$2,508 $2,508

-41.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,264 $1,264

$1,938 $1,938

-34.77%

3-bedroom Apartment, City Center (Monthly)

$2,077 $2,077

$5,117 $5,117

-59.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,757 $1,757

$3,542 $3,542

-50.39%

Buy Apartment in City Center (m2)

$1,743 $1,743

$7,374 $7,374

-76.36%

Buy Apartment Outside City Center (m2)

$1,717 $1,717

$5,002 $5,002

-65.68%

Average Monthly Net Salary (After Tax)

$3,914 $3,914

$6,470 $6,470

-39.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.89

-3.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Temple, TX: October 24, 2026

Last update for Seattle, WA: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Temple, TX

$1.3K 52.4%

Seattle, WA

$1.9K 51.2% 53.3% $674

Monthly Utilities & Internet

Temple, TX

$335 13.9%

Seattle, WA

$463 12.2% 38.1% $128

Groceries & Markets

Temple, TX

$319 13.2%

Seattle, WA

$547 14.5% 71.5% $228

Eating Out

Temple, TX

$276 11.4%

Seattle, WA

$406 10.7% 47.3% $130

Clothing & Footwear

Temple, TX

$108 4.5%

Seattle, WA

$189 5% 74.1% $80

Getting Around

Temple, TX

$69 2.9%

Seattle, WA

$129 3.4% 86.6% $60

Sport & Entertainment

Temple, TX

$42 1.7%

Seattle, WA

$112 3% 171% $71

Cost Breakdown

A one-bedroom apartment in the center runs $1,458 in Temple, TX and $2,508 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 65% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $50 in Temple, TX vs $101 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $319 vs $547 per month, with Temple, TX cheaper across the board.

Good to know

🇺🇸 Temple, TX

🇺🇸 Seattle, WA

🕒 Local time

03:50 3:50 AM

01:50 1:50 AM

2 h behind Temple, TX

🌤 Weather

👥 Population

82,073

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Between locations

Temple, TX Seattle, WA 2,800 km ≈ 4 h nonstop flight

From you

Temple, TX
Seattle, WA

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Temple, TX vs Seattle, WA: Cost of Living - Frequently Asked Questions

Temple, TX is about 36% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 40% lower in Temple, TX. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,458 in Temple, TX versus $2,508 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Temple, TX – a meal for two runs $50 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,413 per month in Temple, TX versus $3,785 in Seattle, WA – Temple, TX is about 36% cheaper, which adds up to real savings over time.

At $2,413 in Temple, TX versus $3,785 in Seattle, WA, a $3,000 budget is realistic in Temple, TX but tight or insufficient in Seattle, WA. The gap between the two cities makes Temple, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Temple, TX gentler on the wallet – expenses run 36% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.