Cost of Living Comparison Between Seattle, WA and Temple, TX Cost of Living Comparison Between Seattle, WA and Temple, TX

Monthly Cost of Living

Monthly costs for one person with rent: $3,880 in Seattle, WA versus $2,319 in Temple, TX.

Estimated couple costs with rent: $5,820 in Seattle, WA versus $3,226 in Temple, TX.

Monthly costs for a family of three with rent: $7,759 in Seattle, WA versus $4,134 in Temple, TX.

Living in Seattle, WA is roughly 67% more expensive than in Temple, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Seattle, WA 184% above, Temple, TX 70% above.

Meal at Budget Restaurant

$25.01 $25.01

$18.13 $18.13

37.95%

Three-Course Dinner for Two, Mid-Range

$99.9 $99.9

$50.7 $50.7

97.04%

Fast Food Meal (McDonalds, etc)

$15.06 $15.06

$9.09 $9.09

65.68%

Cappuccino

$6.37 $6.37

$4.91 $4.91

29.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 $3.08

$2.13 $2.13

44.60%

Water (0.33 liter bottle)

$3.00 $3.00

$1.70 $1.70

76.47%

Local Beer (0.5 liter draught)

$7.80 $7.80

$3.51 $3.51

122.22%

Imported Beer (0.33 liter bottle)

$8.21 $8.21

$3.95 $3.95

107.85%

Milk (1 liter)

$1.21 $1.21

$0.80 $0.80

51.25%

White Bread (500g)

$4.99 $4.99

$2.11 $2.11

136.49%

Rice (white) (1kg)

$6.39 $6.39

$3.95 $3.95

61.77%

Eggs

$5.12 $5.12

$2.89 $2.89

77.16%

Local Cheese (1kg)

$21.05 $21.05

$8.69 $8.69

142.23%

Chicken Fillets (1kg)

$18.38 $18.38

$9.22 $9.22

99.35%

Beef Round Steak (1kg)

$24.03 $24.03

$15.05 $15.05

59.67%

Apples (1kg)

$5.89 $5.89

$4.43 $4.43

32.96%

Banana (1kg)

$1.88 $1.88

$1.39 $1.39

35.25%

Oranges (1kg)

$5.29 $5.29

$3.02 $3.02

75.17%

Tomato (1kg)

$6.47 $6.47

$3.51 $3.51

84.33%

Potato (1kg)

$3.68 $3.68

$2.11 $2.11

74.41%

Onion (1kg)

$3.36 $3.36

$2.51 $2.51

33.86%

Lettuce (1 head)

$2.79 $2.79

$1.66 $1.66

68.07%

Water (1.5 liter bottle)

$2.58 $2.58

$1.90 $1.90

35.79%

Cigarettes 20 Pack (Marlboro, Camel)

$13.92 $13.92

$9.55 $9.55

45.76%

Wine (Bottle)

$14.99 $14.99

$8.80 $8.80

70.34%

Local Beer (0.5 liter bottle)

$4.28 $4.28

$2.46 $2.46

73.98%

Imported Beer (0.33 liter bottle)

$5.86 $5.86

$2.43 $2.43

141.15%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.04 $2.04

43.14%

Public Transport Monthly Pass (Regular Price)

$109 $109

$50.1 $50.1

117.01%

Taxi Start (Normal Tariff)

$2.57 $2.57

$2.84 $2.84

-9.51%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$1.48 $1.48

16.22%

Taxi 1hour Waiting (Normal Tariff)

$30.40 $30.40

$24.11 $24.11

26.09%

Gasoline (1 liter)

$1.40 $1.40

$0.70 $0.70

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$25.2K $25.2K

42.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$25.0K $25.0K

1.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$299 $299

$203 $203

47.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.4 $69.4

$44.28 $44.28

56.75%

Internet (50+ Mbps, Unlimited Data)

$87.7 $87.7

$74.4 $74.4

17.94%

Gym Membership (Monthly)

$80.2 $80.2

$17.41 $17.41

360.60%

Tennis Court (1 Hour on Weekend)

$34.93 $34.93

Cinema Ticket

$17.70 $17.70

$11.92 $11.92

48.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,020 $3,020

$2,168 $2,168

39.35%

International Primary School, 1 Child (Yearly)

$31.0K $31.0K

$22.1K $22.1K

40.23%

Jeans (Levis 501 Or Similar)

$77.3 $77.3

$18.85 $18.85

310.24%

Summer Dress (H&M, Zara, etc)

$55.1 $55.1

$47.52 $47.52

15.89%

Sport Shoes (Adidas, Nike)

$128 $128

$86.6 $86.6

48.13%

Men's Leather Business Shoes

$159 $159

$84.4 $84.4

88.88%

1-bedroom Apartment, City Center (Monthly)

$2,488 $2,488

$1,441 $1,441

72.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,930 $1,930

$1,232 $1,232

56.61%

3-bedroom Apartment, City Center (Monthly)

$4,755 $4,755

$2,077 $2,077

128.89%

3-bedroom Apartment, Outside City Center (Monthly)

$3,639 $3,639

$1,742 $1,742

108.87%

Buy Apartment in City Center (m2)

$7,583 $7,583

$1,799 $1,799

321.50%

Buy Apartment Outside City Center (m2)

$5,109 $5,109

$1,826 $1,826

179.78%

Average Monthly Net Salary (After Tax)

$6,219 $6,219

$3,852 $3,852

61.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.2

4.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: September 14, 2026

Last update for Temple, TX: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,488 in Seattle, WA and $1,441 in Temple, TX. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 61% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $100 in Seattle, WA vs $51.0 in Temple, TX for a mid-range dinner for two. Groceries echo the gap at $552 vs $309 per month, with Temple, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Temple, TX: Cost of Living - Frequently Asked Questions

Temple, TX is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 67% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 61% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,488 in Seattle, WA versus $1,441 in Temple, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Temple, TX – a meal for two runs $51.0 versus $100 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,880 per month in Seattle, WA versus $2,319 in Temple, TX – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,319 in Temple, TX versus $3,880 in Seattle, WA, a $3,000 budget is realistic in Temple, TX but tight or insufficient in Seattle, WA. The gap between the two cities makes Temple, TX the clear choice for anyone on this budget.

For families, Temple, TX is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Temple, TX gentler on the wallet – expenses run 67% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.