Cost of Living Comparison Between Tema and Ubud, Bali Cost of Living Comparison Between Tema and Ubud, Bali

🙂 Solo nomad: Tema is 19.2% cheaper than Ubud, Bali without rent, and 56% cheaper with rent.

🙂 Family of 3: Tema is 16.2% cheaper than Ubud, Bali without rent, and 62.6% cheaper with rent.

Meal at Budget Restaurant

$7.33 GHS 79.6

$3.43 Rp 58.1K

113.70%

Three-Course Dinner for Two, Mid-Range

$27.95 GHS 303

$32.70 Rp 553.4K

-14.53%

Fast Food Meal (McDonalds, etc)

$7.86 GHS 85.3

$5.04 Rp 85.2K

55.95%

Cappuccino

$1.44 GHS 15.65

$2.85 Rp 48.2K

-49.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 GHS 10.75

$1.34 Rp 22.8K

-26.12%

Water (0.33 liter bottle)

$0.33 GHS 3.60

$0.75 Rp 12.6K

-56.00%

Local Beer (0.5 liter draught)

$1.80 GHS 19.50

$2.90 Rp 49.1K

-37.93%

Imported Beer (0.33 liter bottle)

$2.68 GHS 29.13

$3.94 Rp 66.7K

-31.98%

Milk (1 liter)

$3.03 GHS 32.85

$1.80 Rp 30.5K

68.33%

White Bread (500g)

$1.61 GHS 17.43

$2.55 Rp 43.2K

-36.86%

Rice (white) (1kg)

$1.49 GHS 16.12

$1.19 Rp 20.2K

25.21%

Eggs

$2.19 GHS 23.80

$2.42 Rp 40.9K

-9.50%

Local Cheese (1kg)

$3.73 GHS 40.51

$14.38 Rp 243.4K

-74.06%

Chicken Fillets (1kg)

$2.66 GHS 28.83

$4.21 Rp 71.2K

-36.82%

Beef Round Steak (1kg)

$2.48 GHS 26.89

$11.88 Rp 201.0K

-79.12%

Apples (1kg)

$2.80 GHS 30.37

$3.71 Rp 62.8K

-24.53%

Banana (1kg)

$2.09 GHS 22.69

$1.56 Rp 26.4K

33.97%

Oranges (1kg)

$2.07 GHS 22.42

$2.77 Rp 46.9K

-25.27%

Tomato (1kg)

$2.92 GHS 31.65

$2.22 Rp 37.6K

31.53%

Potato (1kg)

$1.81 GHS 19.68

$1.99 Rp 33.8K

-9.05%

Onion (1kg)

$1.97 GHS 21.33

$2.29 Rp 38.8K

-13.97%

Lettuce (1 head)

$0.63 GHS 6.88

$1.01 Rp 17.1K

-37.62%

Water (1.5 liter bottle)

$0.80 GHS 8.70

$0.78 Rp 13.3K

2.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 Rp 53.6K

Wine (Bottle)

$8.51 GHS 92.3

$23.70 Rp 401.1K

-64.09%

Local Beer (0.5 liter bottle)

$0.87 GHS 9.49

$2.78 Rp 47.0K

-68.71%

Imported Beer (0.33 liter bottle)

$2.75 Rp 46.5K

One-way Ticket (Public Transport)

$2.03 GHS 22.00

$0.27 Rp 4,514

651.85%

Public Transport Monthly Pass (Regular Price)

$39.08 GHS 424

$8.14 Rp 137.7K

380.10%

Taxi Start (Normal Tariff)

$1.35 GHS 14.68

$0.45 Rp 7,609

200.00%

Taxi (Normal Tariff) (1km)

$0.77 GHS 8.37

$0.42 Rp 7,192

83.33%

Taxi 1hour Waiting (Normal Tariff)

$6.18 Rp 104.6K

Gasoline (1 liter)

$1.18 GHS 12.78

$0.80 Rp 13.5K

47.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 443.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K Rp 534.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.93 GHS 336

$80.7 Rp 1.4M

-61.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.38 GHS 134

$4.12 Rp 69.8K

200.49%

Internet (50+ Mbps, Unlimited Data)

$64.7 GHS 702

$23.70 Rp 401.0K

173.08%

Gym Membership (Monthly)

$19.37 GHS 210

$96.9 Rp 1.6M

-80.00%

Tennis Court (1 Hour on Weekend)

$6.29 Rp 106.4K

Cinema Ticket

$4.11 Rp 69.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.5 GHS 916

$298 Rp 5.0M

-71.69%

International Primary School, 1 Child (Yearly)

$6,540 Rp 110.7M

Jeans (Levis 501 Or Similar)

$24.45 GHS 265

$53.4 Rp 904.2K

-54.24%

Summer Dress (H&M, Zara, etc)

$24.41 GHS 265

$38.33 Rp 648.6K

-36.32%

Sport Shoes (Adidas, Nike)

$45.52 GHS 494

$86.4 Rp 1.5M

-47.30%

Men's Leather Business Shoes

$62.1 GHS 673

$78.9 Rp 1.3M

-21.35%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,294

$1,015 Rp 17.2M

-88.26%

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 GHS 724

$669 Rp 11.3M

-90.02%

3-bedroom Apartment, City Center (Monthly)

$3,348 Rp 56.7M

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,502

$2,114 Rp 35.8M

-93.45%

Buy Apartment in City Center (m2)

$10.1K GHS 109.9K

$3,020 Rp 51.1M

235.34%

Buy Apartment Outside City Center (m2)

$5,924 GHS 64.3K

$2,334 Rp 39.5M

153.81%

Average Monthly Net Salary (After Tax)

$455 GHS 4,941

$178 Rp 3.0M

155.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

13.28

144.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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