Cost of Living Comparison Between Tema and Ubud Cost of Living Comparison Between Tema and Ubud

🙂 Solo nomad: Tema is 9.7% cheaper than Ubud without rent, and 15.3% cheaper with rent.

🙂 Family of 3: Tema is 17.3% cheaper than Ubud without rent, and 10.3% cheaper with rent.

Meal at Budget Restaurant

$7.59 GHS 77.6

$3 Rp 48.8K

153.00%

Three-Course Dinner for Two, Mid-Range

$28.14 GHS 288

$12.52 Rp 203.2K

124.76%

Fast Food Meal (McDonalds, etc)

$8.14 GHS 83.2

$3.18 Rp 51.6K

155.97%

Cappuccino

$1.45 GHS 14.77

$2.21 Rp 35.9K

-34.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 GHS 10.58

$1.1 Rp 17.9K

-5.45%

Water (0.33 liter bottle)

$0.31 GHS 3.16

$0.26 Rp 4,217

19.23%

Local Beer (0.5 liter draught)

$1.78 GHS 18.17

$2.5 Rp 40.5K

-28.80%

Imported Beer (0.33 liter bottle)

$2.63 GHS 26.93

$3.2 Rp 51.9K

-17.81%

Milk (1 liter)

$3.06 GHS 31.32

$1.49 Rp 24.2K

105.37%

White Bread (500g)

$1.61 GHS 16.5

$1.67 Rp 27K

-3.59%

Rice (white) (1kg)

$1.48 GHS 15.14

$1.14 Rp 18.5K

29.82%

Eggs

$2.15 GHS 21.93

$2.27 Rp 36.9K

-5.29%

Local Cheese (1kg)

$3.78 GHS 38.65

$13.94 Rp 226.3K

-72.88%

Chicken Fillets (1kg)

$2.61 GHS 26.64

$4 Rp 64.8K

-34.75%

Beef Round Steak (1kg)

$2.51 GHS 25.64

$11.3 Rp 183.4K

-77.79%

Apples (1kg)

$2.81 GHS 28.75

$3.6 Rp 58.4K

-21.94%

Banana (1kg)

$2.03 GHS 20.71

$1.53 Rp 24.8K

32.68%

Oranges (1kg)

$2.11 GHS 21.52

$2.65 Rp 43K

-20.38%

Tomato (1kg)

$2.85 GHS 29.1

$1.38 Rp 22.4K

106.52%

Potato (1kg)

$1.84 GHS 18.8

$1.58 Rp 25.6K

16.46%

Onion (1kg)

$1.99 GHS 20.37

$2.16 Rp 35.1K

-7.87%

Lettuce (1 head)

$0.6 GHS 6.09

$1.04 Rp 16.9K

-42.31%

Water (1.5 liter bottle)

$0.82 GHS 8.41

$0.56 Rp 9,114

46.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

Wine (Bottle)

$8.47 GHS 86.5

$14.98 Rp 243.2K

-43.46%

Local Beer (0.5 liter bottle)

$0.9 GHS 9.22

$2.43 Rp 39.5K

-62.96%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

One-way Ticket (Public Transport)

$2.03 GHS 20.77

$0.32 Rp 5,203

534.37%

Public Transport Monthly Pass (Regular Price)

$40 GHS 409

$10.12 Rp 164.3K

295.26%

Taxi Start (Normal Tariff)

$1.35 GHS 13.81

$0.49 Rp 7,888

175.51%

Taxi (Normal Tariff) (1km)

$0.77 GHS 7.89

$0.34 Rp 5,573

126.47%

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

Gasoline (1 liter)

$1.24 GHS 12.63

$0.73 Rp 11.9K

69.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.3 GHS 310

$62.6 Rp 1M

-51.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.36 GHS 126

$4.1 Rp 66.6K

201.46%

Internet (50+ Mbps, Unlimited Data)

$65.1 GHS 665

$24.32 Rp 394.7K

167.52%

Gym Membership (Monthly)

$19.3 GHS 197

$22.6 Rp 366.9K

-14.60%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

Cinema Ticket

$3.29 Rp 53.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.5 GHS 863

$93.2 Rp 1.5M

-9.40%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

Jeans (Levis 501 Or Similar)

$24.96 GHS 255

$52.8 Rp 857.4K

-52.75%

Summer Dress (H&M, Zara, etc)

$25.06 GHS 256

$24.84 Rp 403.3K

0.89%

Sport Shoes (Adidas, Nike)

$45.51 GHS 465

$85.2 Rp 1.4M

-46.61%

Men's Leather Business Shoes

$61.3 GHS 626

$72.5 Rp 1.2M

-15.41%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,217

$259 Rp 4.2M

-53.99%

1-bedroom Apartment, Outside City Center (Monthly)

$66.2 GHS 676

$159 Rp 2.6M

-58.34%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

3-bedroom Apartment, Outside City Center (Monthly)

$137 GHS 1,403

$336 Rp 5.5M

-59.17%

Buy Apartment in City Center (m2)

$9,903 GHS 101.2K

$1,000 Rp 16.2M

889.81%

Buy Apartment Outside City Center (m2)

$5,881 GHS 60.1K

$860 Rp 14M

583.53%

Average Monthly Net Salary (After Tax)

$464 GHS 4,739

$182 Rp 3M

154.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

13.28

144.73%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: October 29, 2025

Last update for Ubud: October 29, 2025

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