Cost of Living Comparison Between Tema and Kumasi Cost of Living Comparison Between Tema and Kumasi

😐 Solo nomad: Tema is 17.8% more expensive than Kumasi without rent, and 45.6% more expensive with rent.

😐 Family of 3: Tema is 3.4% more expensive than Kumasi without rent, and 39.4% more expensive with rent.

Meal at Budget Restaurant

$7.33 GHS 79.5

$2.79 GHS 30.21

162.72%

Three-Course Dinner for Two, Mid-Range

$27.95 GHS 303

$32.32 GHS 350

-13.52%

Fast Food Meal (McDonalds, etc)

$7.86 GHS 85.3

$7.58 GHS 82.2

3.69%

Cappuccino

$1.44 GHS 15.63

$0.87 GHS 9.44

65.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 GHS 10.74

$0.56 GHS 6.09

76.79%

Water (0.33 liter bottle)

$0.33 GHS 3.60

$0.23 GHS 2.50

43.48%

Local Beer (0.5 liter draught)

$1.80 GHS 19.48

$0.90 GHS 9.75

100.00%

Imported Beer (0.33 liter bottle)

$2.68 GHS 29.10

$1.55 GHS 16.81

72.90%

Milk (1 liter)

$3.03 GHS 32.82

$1.71 GHS 18.51

77.19%

White Bread (500g)

$1.61 GHS 17.41

$1.44 GHS 15.62

11.81%

Rice (white) (1kg)

$1.49 GHS 16.11

$1.68 GHS 18.23

-11.31%

Eggs

$2.19 GHS 23.78

$2.07 GHS 22.43

5.80%

Local Cheese (1kg)

$3.73 GHS 40.48

$5.70 GHS 61.8

-34.56%

Chicken Fillets (1kg)

$2.66 GHS 28.81

$4.26 GHS 46.15

-37.56%

Beef Round Steak (1kg)

$2.48 GHS 26.87

$4.71 GHS 51.1

-47.35%

Apples (1kg)

$2.80 GHS 30.35

$1.62 GHS 17.58

72.84%

Banana (1kg)

$2.09 GHS 22.67

$0.86 GHS 9.31

143.02%

Oranges (1kg)

$2.07 GHS 22.40

$0.79 GHS 8.57

162.03%

Tomato (1kg)

$2.92 GHS 31.62

$1.97 GHS 21.38

48.22%

Potato (1kg)

$1.81 GHS 19.66

$1.63 GHS 17.68

11.04%

Onion (1kg)

$1.97 GHS 21.31

$1.09 GHS 11.80

80.73%

Lettuce (1 head)

$0.63 GHS 6.87

$0.76 GHS 8.25

-17.11%

Water (1.5 liter bottle)

$0.80 GHS 8.69

$0.51 GHS 5.53

56.86%

Cigarettes 20 Pack (Marlboro, Camel)

$0.85 GHS 9.17

Wine (Bottle)

$8.51 GHS 92.2

$1.21 GHS 13.06

603.31%

Local Beer (0.5 liter bottle)

$0.87 GHS 9.48

$1.17 GHS 12.73

-25.64%

Imported Beer (0.33 liter bottle)

$1.96 GHS 21.23

One-way Ticket (Public Transport)

$2.03 GHS 21.98

$0.41 GHS 4.49

395.12%

Public Transport Monthly Pass (Regular Price)

$39.08 GHS 424

$19.46 GHS 211

100.82%

Taxi Start (Normal Tariff)

$1.35 GHS 14.67

$0.83 GHS 9.00

62.65%

Taxi (Normal Tariff) (1km)

$0.77 GHS 8.36

$1.21 GHS 13.15

-36.36%

Taxi 1hour Waiting (Normal Tariff)

$1.67 GHS 18.05

Gasoline (1 liter)

$1.18 GHS 12.77

$1.10 GHS 11.91

7.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,126 GHS 88.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,625 GHS 104.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.93 GHS 335

$40.65 GHS 441

-23.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.38 GHS 134

$13.16 GHS 143

-5.93%

Internet (50+ Mbps, Unlimited Data)

$64.7 GHS 702

$38.30 GHS 415

68.98%

Gym Membership (Monthly)

$19.37 GHS 210

$28.18 GHS 306

-31.26%

Cinema Ticket

$9.77 GHS 106

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.5 GHS 915

$73.0 GHS 791

15.67%

International Primary School, 1 Child (Yearly)

$5,472 GHS 59.3K

Jeans (Levis 501 Or Similar)

$24.45 GHS 265

$14.54 GHS 158

68.16%

Summer Dress (H&M, Zara, etc)

$24.41 GHS 265

$18.73 GHS 203

30.33%

Sport Shoes (Adidas, Nike)

$45.52 GHS 493

$29.48 GHS 320

54.41%

Men's Leather Business Shoes

$62.1 GHS 673

$41.74 GHS 452

48.68%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,292

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 GHS 723

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,500

Buy Apartment in City Center (m2)

$10.1K GHS 109.8K

Buy Apartment Outside City Center (m2)

$5,924 GHS 64.2K

Average Monthly Net Salary (After Tax)

$455 GHS 4,936

$307 GHS 3,333

48.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: January 12, 2026

Last update for Kumasi: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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