Cost of Living Comparison Between Tema and Kumasi Cost of Living Comparison Between Tema and Kumasi

😐 Solo nomad: Tema is 26.2% more expensive than Kumasi without rent, and 41.5% more expensive with rent.

😐 Family of 3: Tema is 46.7% more expensive than Kumasi without rent, and 38% more expensive with rent.

Meal at Budget Restaurant

$7.28 GHS 78.5

$2.80 GHS 30.14

160.00%

Three-Course Dinner for Two, Mid-Range

$28.15 GHS 304

$32.33 GHS 349

-12.93%

Fast Food Meal (McDonalds, etc)

$8.11 GHS 87.4

$7.67 GHS 82.7

5.74%

Cappuccino

$1.44 GHS 15.53

$0.82 GHS 8.88

75.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 10.74

$0.59 GHS 6.39

69.49%

Water (0.33 liter bottle)

$0.33 GHS 3.56

$0.23 GHS 2.48

43.48%

Local Beer (0.5 liter draught)

$1.77 GHS 19.11

$0.90 GHS 9.67

96.67%

Imported Beer (0.33 liter bottle)

$2.73 GHS 29.44

$1.60 GHS 17.26

70.63%

Milk (1 liter)

$2.93 GHS 31.56

$1.72 GHS 18.49

70.35%

White Bread (500g)

$1.62 GHS 17.45

$1.48 GHS 16.00

9.46%

Rice (white) (1kg)

$1.54 GHS 16.62

$1.61 GHS 17.40

-4.35%

Eggs

$2.25 GHS 24.27

$2.17 GHS 23.36

3.69%

Local Cheese (1kg)

$3.75 GHS 40.44

$5.76 GHS 62.1

-34.90%

Chicken Fillets (1kg)

$2.61 GHS 28.17

$4.31 GHS 46.44

-39.44%

Beef Round Steak (1kg)

$2.51 GHS 27.08

$4.76 GHS 51.3

-47.27%

Apples (1kg)

$2.71 GHS 29.16

$1.66 GHS 17.91

63.25%

Banana (1kg)

$2.09 GHS 22.52

$0.83 GHS 8.99

151.81%

Oranges (1kg)

$2.09 GHS 22.54

$0.79 GHS 8.48

164.56%

Tomato (1kg)

$2.95 GHS 31.85

$1.90 GHS 20.45

55.26%

Potato (1kg)

$1.86 GHS 20.08

$1.61 GHS 17.34

15.53%

Onion (1kg)

$1.90 GHS 20.53

$1.14 GHS 12.31

66.67%

Lettuce (1 head)

$0.60 GHS 6.48

$0.75 GHS 8.06

-20.00%

Water (1.5 liter bottle)

$0.82 GHS 8.86

$0.48 GHS 5.14

70.83%

Cigarettes 20 Pack (Marlboro, Camel)

$0.84 GHS 9.01

Wine (Bottle)

$8.31 GHS 89.6

$1.23 GHS 13.24

575.61%

Local Beer (0.5 liter bottle)

$0.84 GHS 9.04

$1.12 GHS 12.12

-25.00%

Imported Beer (0.33 liter bottle)

$1.88 GHS 20.31

One-way Ticket (Public Transport)

$2.09 GHS 22.51

$0.38 GHS 4.14

450.00%

Public Transport Monthly Pass (Regular Price)

$39.44 GHS 425

$19.55 GHS 211

101.74%

Taxi Start (Normal Tariff)

$1.41 GHS 15.21

$0.81 GHS 8.73

74.07%

Taxi (Normal Tariff) (1km)

$0.72 GHS 7.81

$1.18 GHS 12.67

-38.98%

Taxi 1hour Waiting (Normal Tariff)

$1.70 GHS 18.30

Gasoline (1 liter)

$1.22 GHS 13.17

$1.05 GHS 11.35

16.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,068 GHS 87.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,814 GHS 105.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.29 GHS 326

$41.21 GHS 444

-26.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.19 GHS 131

$13.13 GHS 142

-7.16%

Internet (50+ Mbps, Unlimited Data)

$64.0 GHS 690

$37.78 GHS 407

69.40%

Gym Membership (Monthly)

$19.50 GHS 210

$28.03 GHS 302

-30.43%

Cinema Ticket

$9.92 GHS 107

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.0 GHS 895

$73.9 GHS 797

12.33%

International Primary School, 1 Child (Yearly)

$5,559 GHS 59.9K

Jeans (Levis 501 Or Similar)

$24.51 GHS 264

$14.71 GHS 159

66.62%

Summer Dress (H&M, Zara, etc)

$24.26 GHS 262

$18.73 GHS 202

29.52%

Sport Shoes (Adidas, Nike)

$45.82 GHS 494

$29.30 GHS 316

56.38%

Men's Leather Business Shoes

$61.3 GHS 661

$41.89 GHS 452

46.43%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,283

1-bedroom Apartment, Outside City Center (Monthly)

$66.6 GHS 718

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,490

Buy Apartment in City Center (m2)

$9,953 GHS 107.3K

Buy Apartment Outside City Center (m2)

$6,055 GHS 65.3K

Average Monthly Net Salary (After Tax)

$464 GHS 5,000

$319 GHS 3,436

45.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: March 3, 2026

Last update for Kumasi: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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