Cost of Living Comparison Between Tema and Elmina Cost of Living Comparison Between Tema and Elmina

😐 Solo nomad: Tema is 28.8% more expensive than Elmina without rent, and 18.3% more expensive with rent.

🙂 Family of 3: Tema is 8% cheaper than Elmina without rent, and 7% more expensive with rent.

Meal at Budget Restaurant

$7.33 GHS 79.6

$4.34 GHS 47.05

68.89%

Three-Course Dinner for Two, Mid-Range

$27.95 GHS 303

$46.60 GHS 506

-40.02%

Fast Food Meal (McDonalds, etc)

$7.86 GHS 85.3

$7.60 GHS 82.4

3.42%

Cappuccino

$1.44 GHS 15.65

$3.49 GHS 37.85

-58.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 GHS 10.75

$1.00 GHS 10.89

-1.00%

Water (0.33 liter bottle)

$0.33 GHS 3.60

$0.38 GHS 4.07

-13.16%

Local Beer (0.5 liter draught)

$1.80 GHS 19.50

$1.57 GHS 16.99

14.65%

Imported Beer (0.33 liter bottle)

$2.68 GHS 29.13

$2.54 GHS 27.60

5.51%

Milk (1 liter)

$3.03 GHS 32.85

$3.44 GHS 37.28

-11.92%

White Bread (500g)

$1.61 GHS 17.43

$1.43 GHS 15.57

12.59%

Rice (white) (1kg)

$1.49 GHS 16.12

$2.45 GHS 26.62

-39.18%

Eggs

$2.19 GHS 23.80

$2.40 GHS 26.03

-8.75%

Local Cheese (1kg)

$3.73 GHS 40.51

$11.19 GHS 121

-66.67%

Chicken Fillets (1kg)

$2.66 GHS 28.83

$4.69 GHS 50.8

-43.28%

Beef Round Steak (1kg)

$2.48 GHS 26.89

$5.95 GHS 64.5

-58.32%

Apples (1kg)

$2.80 GHS 30.37

$2.88 GHS 31.25

-2.78%

Banana (1kg)

$2.09 GHS 22.69

$1.40 GHS 15.20

49.29%

Oranges (1kg)

$2.07 GHS 22.42

$1.72 GHS 18.62

20.35%

Tomato (1kg)

$2.92 GHS 31.65

$3.19 GHS 34.57

-8.46%

Potato (1kg)

$1.81 GHS 19.68

$2.99 GHS 32.48

-39.46%

Onion (1kg)

$1.97 GHS 21.33

$2.33 GHS 25.24

-15.45%

Lettuce (1 head)

$0.63 GHS 6.88

$0.80 GHS 8.73

-21.25%

Water (1.5 liter bottle)

$0.80 GHS 8.70

$0.52 GHS 5.66

53.85%

Cigarettes 20 Pack (Marlboro, Camel)

$1.57 GHS 17.06

Wine (Bottle)

$8.51 GHS 92.3

$6.11 GHS 66.3

39.28%

Local Beer (0.5 liter bottle)

$0.87 GHS 9.49

$1.15 GHS 12.50

-24.35%

Imported Beer (0.33 liter bottle)

$1.93 GHS 20.92

One-way Ticket (Public Transport)

$2.03 GHS 22.00

Public Transport Monthly Pass (Regular Price)

$39.08 GHS 424

Taxi Start (Normal Tariff)

$1.35 GHS 14.68

$1.62 GHS 17.61

-16.67%

Taxi (Normal Tariff) (1km)

$0.77 GHS 8.37

$1.21 GHS 13.12

-36.36%

Taxi 1hour Waiting (Normal Tariff)

$5.61 GHS 60.9

Gasoline (1 liter)

$1.18 GHS 12.78

$1.12 GHS 12.18

5.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,890 GHS 85.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,713 GHS 105.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.93 GHS 336

$54.9 GHS 596

-43.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.38 GHS 134

$13.15 GHS 143

-5.86%

Internet (50+ Mbps, Unlimited Data)

$64.7 GHS 702

$37.68 GHS 409

71.76%

Gym Membership (Monthly)

$19.37 GHS 210

Cinema Ticket

$9.93 GHS 108

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.5 GHS 916

$73.0 GHS 792

15.72%

International Primary School, 1 Child (Yearly)

$8,076 GHS 87.6K

Jeans (Levis 501 Or Similar)

$24.45 GHS 265

$14.41 GHS 156

69.67%

Summer Dress (H&M, Zara, etc)

$24.41 GHS 265

$18.62 GHS 202

31.10%

Sport Shoes (Adidas, Nike)

$45.52 GHS 494

$29.19 GHS 317

55.94%

Men's Leather Business Shoes

$62.1 GHS 673

$41.92 GHS 455

48.04%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,294

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 GHS 724

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,502

Buy Apartment in City Center (m2)

$10.1K GHS 109.9K

Buy Apartment Outside City Center (m2)

$5,924 GHS 64.3K

Average Monthly Net Salary (After Tax)

$455 GHS 4,941

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: January 12, 2026

Last update for Elmina: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Similar cities

Gurgaon

🇮🇳 India

Chongqing

🇨🇳 China

Bandung

🇮🇩 Indonesia

Sfax

🇹🇳 Tunisia

Goa

🇮🇳 India

Tabriz

🇮🇷 Iran

Semarang

🇮🇩 Indonesia

Oran

🇩🇿 Algeria