Cost of Living Comparison Between Tema and Elmina Cost of Living Comparison Between Tema and Elmina

😐 Solo nomad: Tema is 21.1% more expensive than Elmina without rent, and 15.9% more expensive with rent.

🙂 Family of 3: Tema is 24.6% cheaper than Elmina without rent, and 7.2% more expensive with rent.

Meal at Budget Restaurant

$7.59 GHS 77.6

$4.42 GHS 45.13

71.72%

Three-Course Dinner for Two, Mid-Range

$28.14 GHS 288

$48.18 GHS 492

-41.59%

Fast Food Meal (McDonalds, etc)

$8.14 GHS 83.2

$7.55 GHS 77.1

7.81%

Cappuccino

$1.45 GHS 14.77

$3.62 GHS 37

-59.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 GHS 10.58

$0.91 GHS 9.34

14.29%

Water (0.33 liter bottle)

$0.31 GHS 3.16

$0.38 GHS 3.86

-18.42%

Local Beer (0.5 liter draught)

$1.78 GHS 18.17

$1.51 GHS 15.38

17.88%

Imported Beer (0.33 liter bottle)

$2.63 GHS 26.93

$2.55 GHS 26.06

3.14%

Milk (1 liter)

$3.06 GHS 31.32

$3.47 GHS 35.49

-11.82%

White Bread (500g)

$1.61 GHS 16.5

$1.45 GHS 14.81

11.03%

Rice (white) (1kg)

$1.48 GHS 15.14

$2.33 GHS 23.82

-36.48%

Eggs

$2.15 GHS 21.93

$2.38 GHS 24.35

-9.66%

Local Cheese (1kg)

$3.78 GHS 38.65

$11.27 GHS 115

-66.46%

Chicken Fillets (1kg)

$2.61 GHS 26.64

$4.72 GHS 48.2

-44.70%

Beef Round Steak (1kg)

$2.51 GHS 25.64

$5.88 GHS 60.1

-57.31%

Apples (1kg)

$2.81 GHS 28.75

$2.88 GHS 29.4

-2.43%

Banana (1kg)

$2.03 GHS 20.71

$1.38 GHS 14.13

47.10%

Oranges (1kg)

$2.11 GHS 21.52

$1.65 GHS 16.81

27.88%

Tomato (1kg)

$2.85 GHS 29.1

$3.14 GHS 32.13

-9.24%

Potato (1kg)

$1.84 GHS 18.8

$2.98 GHS 30.46

-38.26%

Onion (1kg)

$1.99 GHS 20.37

$2.45 GHS 25.05

-18.78%

Lettuce (1 head)

$0.6 GHS 6.09

$0.81 GHS 8.29

-25.93%

Water (1.5 liter bottle)

$0.82 GHS 8.41

$0.48 GHS 4.92

70.83%

Cigarettes 20 Pack (Marlboro, Camel)

$1.6 GHS 16.35

Wine (Bottle)

$8.47 GHS 86.5

$5.96 GHS 60.9

42.11%

Local Beer (0.5 liter bottle)

$0.9 GHS 9.22

$1.16 GHS 11.83

-22.41%

Imported Beer (0.33 liter bottle)

$1.93 GHS 19.7

One-way Ticket (Public Transport)

$2.03 GHS 20.77

Public Transport Monthly Pass (Regular Price)

$40 GHS 409

Taxi Start (Normal Tariff)

$1.35 GHS 13.81

$1.53 GHS 15.68

-11.76%

Taxi (Normal Tariff) (1km)

$0.77 GHS 7.89

$1.18 GHS 12.02

-34.75%

Taxi 1hour Waiting (Normal Tariff)

$5.64 GHS 57.6

Gasoline (1 liter)

$1.24 GHS 12.63

$1.13 GHS 11.51

9.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,064 GHS 82.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,487 GHS 97K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.3 GHS 310

$55 GHS 562

-44.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.36 GHS 126

$12.95 GHS 132

-4.56%

Internet (50+ Mbps, Unlimited Data)

$65.1 GHS 665

$37.2 GHS 380

74.89%

Gym Membership (Monthly)

$19.3 GHS 197

Cinema Ticket

$9.38 GHS 95.9

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.5 GHS 863

$71.4 GHS 730

18.27%

International Primary School, 1 Child (Yearly)

$8,075 GHS 82.5K

Jeans (Levis 501 Or Similar)

$24.96 GHS 255

$14.57 GHS 149

71.31%

Summer Dress (H&M, Zara, etc)

$25.06 GHS 256

$18.86 GHS 193

32.87%

Sport Shoes (Adidas, Nike)

$45.51 GHS 465

$29.5 GHS 302

54.27%

Men's Leather Business Shoes

$61.3 GHS 626

$40.87 GHS 418

49.99%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,217

1-bedroom Apartment, Outside City Center (Monthly)

$66.2 GHS 676

3-bedroom Apartment, Outside City Center (Monthly)

$137 GHS 1,403

Buy Apartment in City Center (m2)

$9,903 GHS 101.2K

Buy Apartment Outside City Center (m2)

$5,881 GHS 60.1K

Average Monthly Net Salary (After Tax)

$464 GHS 4,739

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: October 29, 2025

Last update for Elmina: October 29, 2025

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