Cost of Living Comparison Between Tema and Elmina Cost of Living Comparison Between Tema and Elmina

😐 Solo nomad: Tema is 13.5% more expensive than Elmina without rent, and 17.9% more expensive with rent.

🙂 Family of 3: Tema is 2% cheaper than Elmina without rent, and 5.9% more expensive with rent.

Meal at Budget Restaurant

$7.28 GHS 78.5

$4.31 GHS 46.47

68.91%

Three-Course Dinner for Two, Mid-Range

$28.15 GHS 304

$48.37 GHS 521

-41.80%

Fast Food Meal (McDonalds, etc)

$8.11 GHS 87.4

$7.72 GHS 83.2

5.05%

Cappuccino

$1.44 GHS 15.53

$3.42 GHS 36.85

-57.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 GHS 10.74

$0.95 GHS 10.22

5.26%

Water (0.33 liter bottle)

$0.33 GHS 3.56

$0.38 GHS 4.06

-13.16%

Local Beer (0.5 liter draught)

$1.77 GHS 19.11

$1.58 GHS 17.08

12.03%

Imported Beer (0.33 liter bottle)

$2.73 GHS 29.44

$2.46 GHS 26.47

10.98%

Milk (1 liter)

$2.93 GHS 31.56

$3.34 GHS 35.98

-12.28%

White Bread (500g)

$1.62 GHS 17.45

$1.50 GHS 16.14

8.00%

Rice (white) (1kg)

$1.54 GHS 16.62

$2.46 GHS 26.54

-37.40%

Eggs

$2.25 GHS 24.27

$2.28 GHS 24.58

-1.32%

Local Cheese (1kg)

$3.75 GHS 40.44

$11.23 GHS 121

-66.61%

Chicken Fillets (1kg)

$2.61 GHS 28.17

$4.61 GHS 49.70

-43.38%

Beef Round Steak (1kg)

$2.51 GHS 27.08

$5.81 GHS 62.7

-56.80%

Apples (1kg)

$2.71 GHS 29.16

$3.03 GHS 32.70

-10.56%

Banana (1kg)

$2.09 GHS 22.52

$1.40 GHS 15.10

49.29%

Oranges (1kg)

$2.09 GHS 22.54

$1.70 GHS 18.32

22.94%

Tomato (1kg)

$2.95 GHS 31.85

$3.07 GHS 33.05

-3.91%

Potato (1kg)

$1.86 GHS 20.08

$3.09 GHS 33.34

-39.81%

Onion (1kg)

$1.90 GHS 20.53

$2.33 GHS 25.10

-18.45%

Lettuce (1 head)

$0.60 GHS 6.48

$0.81 GHS 8.71

-25.93%

Water (1.5 liter bottle)

$0.82 GHS 8.86

$0.48 GHS 5.12

70.83%

Cigarettes 20 Pack (Marlboro, Camel)

$1.56 GHS 16.86

Wine (Bottle)

$8.31 GHS 89.6

$6.41 GHS 69.1

29.64%

Local Beer (0.5 liter bottle)

$0.84 GHS 9.04

$1.15 GHS 12.42

-26.96%

Imported Beer (0.33 liter bottle)

$1.88 GHS 20.26

One-way Ticket (Public Transport)

$2.09 GHS 22.51

Public Transport Monthly Pass (Regular Price)

$39.44 GHS 425

Taxi Start (Normal Tariff)

$1.41 GHS 15.21

$1.59 GHS 17.15

-11.32%

Taxi (Normal Tariff) (1km)

$0.72 GHS 7.81

$1.17 GHS 12.61

-38.46%

Taxi 1hour Waiting (Normal Tariff)

$5.59 GHS 60.3

Gasoline (1 liter)

$1.22 GHS 13.17

$1.12 GHS 12.10

8.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,018 GHS 86.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,782 GHS 105.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.29 GHS 326

$55.4 GHS 598

-45.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.19 GHS 131

$13.14 GHS 142

-7.23%

Internet (50+ Mbps, Unlimited Data)

$64.0 GHS 690

$37.96 GHS 409

68.60%

Gym Membership (Monthly)

$19.50 GHS 210

Cinema Ticket

$9.59 GHS 103

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.0 GHS 895

$72.4 GHS 780

14.69%

International Primary School, 1 Child (Yearly)

$7,986 GHS 86.1K

Jeans (Levis 501 Or Similar)

$24.51 GHS 264

$14.62 GHS 158

67.65%

Summer Dress (H&M, Zara, etc)

$24.26 GHS 262

$19.15 GHS 206

26.68%

Sport Shoes (Adidas, Nike)

$45.82 GHS 494

$29.60 GHS 319

54.80%

Men's Leather Business Shoes

$61.3 GHS 661

$40.88 GHS 441

50.05%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,283

1-bedroom Apartment, Outside City Center (Monthly)

$66.6 GHS 718

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,490

Buy Apartment in City Center (m2)

$9,953 GHS 107.3K

Buy Apartment Outside City Center (m2)

$6,055 GHS 65.3K

Average Monthly Net Salary (After Tax)

$464 GHS 5,000

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: March 3, 2026

Last update for Elmina: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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