Cost of Living Comparison Between Tema and Accra Cost of Living Comparison Between Tema and Accra

🙂 Solo nomad: Tema is 6.3% cheaper than Accra without rent, and 16% cheaper with rent.

🙂 Family of 3: Tema is 18% cheaper than Accra without rent, and 24.3% cheaper with rent.

Meal at Budget Restaurant

$7.33 GHS 79.6

$4.37 GHS 47.43

67.73%

Three-Course Dinner for Two, Mid-Range

$27.95 GHS 303

$46.58 GHS 505

-40.00%

Fast Food Meal (McDonalds, etc)

$7.86 GHS 85.3

$8.01 GHS 86.9

-1.87%

Cappuccino

$1.44 GHS 15.65

$3.44 GHS 37.36

-58.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 GHS 10.75

$0.94 GHS 10.19

5.32%

Water (0.33 liter bottle)

$0.33 GHS 3.60

$0.38 GHS 4.10

-13.16%

Local Beer (0.5 liter draught)

$1.80 GHS 19.50

$1.53 GHS 16.57

17.65%

Imported Beer (0.33 liter bottle)

$2.68 GHS 29.13

$2.49 GHS 26.99

7.63%

Milk (1 liter)

$3.03 GHS 32.85

$3.50 GHS 37.94

-13.43%

White Bread (500g)

$1.61 GHS 17.43

$1.50 GHS 16.29

7.33%

Rice (white) (1kg)

$1.49 GHS 16.12

$2.33 GHS 25.27

-36.05%

Eggs

$2.19 GHS 23.80

$2.28 GHS 24.72

-3.95%

Local Cheese (1kg)

$3.73 GHS 40.51

$11.09 GHS 120

-66.37%

Chicken Fillets (1kg)

$2.66 GHS 28.83

$4.72 GHS 51.2

-43.64%

Beef Round Steak (1kg)

$2.48 GHS 26.89

$5.76 GHS 62.5

-56.94%

Apples (1kg)

$2.80 GHS 30.37

$2.99 GHS 32.44

-6.35%

Banana (1kg)

$2.09 GHS 22.69

$1.45 GHS 15.68

44.14%

Oranges (1kg)

$2.07 GHS 22.42

$1.70 GHS 18.48

21.76%

Tomato (1kg)

$2.92 GHS 31.65

$3.17 GHS 34.45

-7.89%

Potato (1kg)

$1.81 GHS 19.68

$3.12 GHS 33.84

-41.99%

Onion (1kg)

$1.97 GHS 21.33

$2.46 GHS 26.65

-19.92%

Lettuce (1 head)

$0.63 GHS 6.88

$0.77 GHS 8.34

-18.18%

Water (1.5 liter bottle)

$0.80 GHS 8.70

$0.52 GHS 5.66

53.85%

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 GHS 17.81

Wine (Bottle)

$8.51 GHS 92.3

$5.91 GHS 64.1

43.99%

Local Beer (0.5 liter bottle)

$0.87 GHS 9.49

$1.17 GHS 12.72

-25.64%

Imported Beer (0.33 liter bottle)

$1.95 GHS 21.16

One-way Ticket (Public Transport)

$2.03 GHS 22.00

$1.08 GHS 11.68

87.96%

Public Transport Monthly Pass (Regular Price)

$39.08 GHS 424

$34.47 GHS 374

13.37%

Taxi Start (Normal Tariff)

$1.35 GHS 14.68

$1.57 GHS 16.99

-14.01%

Taxi (Normal Tariff) (1km)

$0.77 GHS 8.37

$1.20 GHS 13.02

-35.83%

Taxi 1hour Waiting (Normal Tariff)

$5.46 GHS 59.3

Gasoline (1 liter)

$1.18 GHS 12.78

$1.08 GHS 11.67

9.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,921 GHS 85.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,471 GHS 102.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.93 GHS 336

$55.6 GHS 603

-44.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.38 GHS 134

$13.27 GHS 144

-6.71%

Internet (50+ Mbps, Unlimited Data)

$64.7 GHS 702

$38.12 GHS 414

69.78%

Gym Membership (Monthly)

$19.37 GHS 210

$35.86 GHS 389

-45.98%

Tennis Court (1 Hour on Weekend)

$15.71 GHS 170

Cinema Ticket

$9.88 GHS 107

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.5 GHS 916

$72.6 GHS 788

16.27%

International Primary School, 1 Child (Yearly)

$7,973 GHS 86.5K

Jeans (Levis 501 Or Similar)

$24.45 GHS 265

$14.82 GHS 161

64.98%

Summer Dress (H&M, Zara, etc)

$24.41 GHS 265

$18.51 GHS 201

31.87%

Sport Shoes (Adidas, Nike)

$45.52 GHS 494

$29.33 GHS 318

55.20%

Men's Leather Business Shoes

$62.1 GHS 673

$41.20 GHS 447

50.63%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,294

$527 GHS 5,714

-77.36%

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 GHS 724

$148 GHS 1,608

-54.98%

3-bedroom Apartment, City Center (Monthly)

$1,051 GHS 11.4K

3-bedroom Apartment, Outside City Center (Monthly)

$138 GHS 1,502

$371 GHS 4,030

-62.73%

Buy Apartment in City Center (m2)

$10.1K GHS 109.9K

$2,749 GHS 29.8K

268.40%

Buy Apartment Outside City Center (m2)

$5,924 GHS 64.3K

$1,489 GHS 16.2K

297.85%

Average Monthly Net Salary (After Tax)

$455 GHS 4,941

$163 GHS 1,770

179.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

25.4

27.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: January 12, 2026

Last update for Accra: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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