Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Zabljak

For one person, living is cheaper in Zabljak: $1,128 a month against $1,270 in Tbilisi, rent and utilities included – about $1,700 less a year. The total is higher in Tbilisi despite lower rent and utilities.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
55

Cost of Living Index in Zabljak
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Zabljak Living Index

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Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Zabljak

🇲🇪 Montenegro

$1,128

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Zabljak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Zabljak actually costs, broken down by who's living it.

A single person spends $1,270 per month in Tbilisi vs $1,128 in Zabljak, rent included.

Tbilisi $1,270
Zabljak $1,128

A couple spends around $2,008 per month in Tbilisi vs $1,769 in Zabljak, rent included.

Tbilisi $2,008
Zabljak $1,769

A family of three spends $2,745 per month in Tbilisi vs $2,410 in Zabljak, rent included.

Tbilisi $2,745
Zabljak $2,410

Tbilisi costs about 13% more than Zabljak, and outside of rent the biggest gap is in clothing.

Both Tbilisi and Zabljak are more affordable than the global median – Tbilisi 6% lower, Zabljak 17% lower.

Meal at Budget Restaurant

$11.51 ₾29.79

$7.95 €7.08

44.78%

Three-Course Dinner for Two, Mid-Range

$38.27 ₾99.1

$31.82 €28.30

20.27%

Fast Food Meal (McDonalds, etc)

$9.80 ₾25.36

$6.55 €5.82

49.62%

Cappuccino

$3.55 ₾9.19

$1.63 €1.45

117.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₾2.74

$2.24 €2.00

-52.68%

Water (0.33 liter bottle)

$0.62 ₾1.60

$1.45 €1.29

-57.24%

Local Beer (0.5 liter draught)

$2.76 ₾7.16

$3.00 €2.66

-8.00%

Imported Beer (0.33 liter bottle)

$3.00 ₾7.77

$3.54 €3.15

-15.25%

Milk (1 liter)

$2.16 ₾5.59

$1.27 €1.13

70.08%

White Bread (500g)

$0.76 ₾1.96

$0.65 €0.57

16.92%

Rice (white) (1kg)

$1.74 ₾4.51

$1.31 €1.17

32.82%

Eggs

$2.79 ₾7.21

$2.97 €2.64

-6.06%

Local Cheese (1kg)

$9.20 ₾23.83

$7.08 €6.30

29.94%

Chicken Fillets (1kg)

$6.53 ₾16.89

$7.22 €6.42

-9.56%

Beef Round Steak (1kg)

$12.81 ₾33.17

$12.23 €10.88

4.74%

Apples (1kg)

$1.67 ₾4.31

$1.32 €1.17

26.52%

Banana (1kg)

$1.85 ₾4.79

$1.67 €1.49

10.78%

Oranges (1kg)

$1.98 ₾5.13

$1.51 €1.34

31.13%

Tomato (1kg)

$2.51 ₾6.49

$1.41 €1.26

78.01%

Potato (1kg)

$0.87 ₾2.26

$0.65 €0.58

33.85%

Onion (1kg)

$0.73 ₾1.89

$0.70 €0.62

4.29%

Lettuce (1 head)

$1.42 ₾3.67

$0.91 €0.81

56.04%

Water (1.5 liter bottle)

$0.72 ₾1.88

$0.96 €0.86

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 ₾8.74

$4.01 €3.57

-15.71%

Wine (Bottle)

$7.84 ₾20.31

$4.41 €3.92

77.78%

Local Beer (0.5 liter bottle)

$1.62 ₾4.19

$1.07 €0.95

51.40%

Imported Beer (0.33 liter bottle)

$2.38 ₾6.15

$1.73 €1.54

37.57%

One-way Ticket (Public Transport)

$0.37 ₾0.96

$1.63 €1.45

-77.30%

Public Transport Monthly Pass (Regular Price)

$15.52 ₾40.16

$39.55 €35.18

-60.76%

Taxi Start (Normal Tariff)

$1.14 ₾2.94

$1.14 €1.02

Taxi (Normal Tariff) (1km)

$0.79 ₾2.05

$0.64 €0.57

23.44%

Taxi 1hour Waiting (Normal Tariff)

$11.57 ₾29.96

$17.00 €15.12

-31.94%

Gasoline (1 liter)

$1.50 ₾3.87

$1.77 €1.57

-15.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.7K

$29.3K €26.1K

-16.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₾57.9K

$25.6K €22.7K

-12.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.3 ₾228

$113 €101

-22.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.08 ₾33.86

$15.02 €13.36

-12.92%

Internet (50+ Mbps, Unlimited Data)

$19.53 ₾50.6

$22.02 €19.58

-11.31%

Gym Membership (Monthly)

$64.2 ₾166

$46.30 €41.18

38.62%

Tennis Court (1 Hour on Weekend)

$19.18 ₾49.66

$14.72 €13.10

30.30%

Cinema Ticket

$6.99 ₾18.10

$6.21 €5.53

12.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$373 ₾966

$392 €349

-4.86%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.7K

$9,812 €8,728

8.94%

Jeans (Levis 501 Or Similar)

$103 ₾266

$22.65 €20.15

353.29%

Summer Dress (H&M, Zara, etc)

$40.48 ₾105

$27.47 €24.43

47.36%

Sport Shoes (Adidas, Nike)

$116 ₾301

$55.0 €48.89

111.64%

Men's Leather Business Shoes

$122 ₾316

$67.7 €60.2

80.09%

1-bedroom Apartment, City Center (Monthly)

$677 ₾1,753

$645 €573

5.01%

1-bedroom Apartment, Outside City Center (Monthly)

$454 ₾1,176

$455 €405

-0.15%

3-bedroom Apartment, City Center (Monthly)

$1,277 ₾3,305

$1,277 €1,135

0.03%

3-bedroom Apartment, Outside City Center (Monthly)

$890 ₾2,304

$937 €834

-5.03%

Buy Apartment in City Center (m2)

$2,410 ₾6,238

$3,324 €2,956

-27.51%

Buy Apartment Outside City Center (m2)

$1,418 ₾3,670

$2,357 €2,097

-39.87%

Average Monthly Net Salary (After Tax)

$703 ₾1,819

$801 €713

-12.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

5.95

112.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 17, 2026

Last update for Zabljak: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$454 35.8%

Zabljak

$455 40.3% 0.1% $0.7

Groceries & Markets

Tbilisi

$233 18.3%

Zabljak

$196 17.4% 15.7% $37

Eating Out

Tbilisi

$191 15%

Zabljak

$140 12.4% 26.7% $51

Clothing & Footwear

Tbilisi

$172 13.5%

Zabljak

$78 6.9% 54.7% $94

Monthly Utilities & Internet

Tbilisi

$121 9.5%

Zabljak

$150 13.3% 24.3% $29

Sport & Entertainment

Tbilisi

$78 6.2%

Zabljak

$59 5.2% 24.9% $19

Getting Around

Tbilisi

$22 1.7%

Zabljak

$50 4.5% 128% $28

Cost Breakdown

A central one-bedroom costs $677 in Tbilisi versus $645 in Zabljak. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Zabljak, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $38.00 in Tbilisi versus $32.00 in Zabljak. Monthly groceries follow the same trend: $233 vs $196 – making Zabljak the more affordable choice for daily food spending.

Good to know

🇬🇪 Tbilisi

🇲🇪 Zabljak

🕒 Local time

08:31 8:31 AM

05:31 5:31 AM

3 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

1,900

💱 Currency

Georgian Lari GEL ₾

Euro EUR €

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 25, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Zabljak 2,110 km ≈ 3 h 15 min nonstop flight

From you

Tbilisi
Zabljak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Zabljak: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,270 in Tbilisi, $1,128 in Zabljak – roughly 13% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,906 per month in Tbilisi and $1,692 in Zabljak. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zabljak, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $38.00 in Tbilisi and $32.00 in Zabljak. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,270 in Tbilisi and $1,128 in Zabljak. That's a gap of about 13%.

A $2,000 monthly budget goes further in Zabljak, where all-in costs run around $1,128, than in Tbilisi at $1,270. In Zabljak it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $1,128 in Zabljak to $1,270 in Tbilisi. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zabljak. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.