Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Swakopmund

For one person, living is cheaper in Swakopmund: $558 a month against $1,270 in Tbilisi, rent and utilities included – about $8,500 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Swakopmund

🇳🇦 Namibia

$558

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Swakopmund

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Swakopmund actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,270 in Tbilisi versus $558 in Swakopmund.

Tbilisi $1,270
Swakopmund $558

Estimated couple costs with rent: $2,008 in Tbilisi versus $1,034 in Swakopmund.

Tbilisi $2,008
Swakopmund $1,034

Monthly costs for a family of three with rent: $2,745 in Tbilisi versus $1,510 in Swakopmund.

Tbilisi $2,745
Swakopmund $1,510

Living in Tbilisi is roughly 128% more expensive than in Swakopmund, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Tbilisi 6% lower, Swakopmund 59% lower.

Meal at Budget Restaurant

$11.51 ₾29.79

$5.35 NAD 88.2

115.14%

Three-Course Dinner for Two, Mid-Range

$38.27 ₾99.1

$33.92 NAD 559

12.82%

Fast Food Meal (McDonalds, etc)

$9.80 ₾25.36

$3.51 NAD 57.8

179.20%

Cappuccino

$3.55 ₾9.19

$1.68 NAD 27.68

111.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₾2.74

$0.77 NAD 12.73

37.66%

Water (0.33 liter bottle)

$0.62 ₾1.60

$0.57 NAD 9.47

8.77%

Local Beer (0.5 liter draught)

$2.76 ₾7.16

$1.26 NAD 20.72

119.05%

Imported Beer (0.33 liter bottle)

$3.00 ₾7.77

$1.61 NAD 26.46

86.34%

Milk (1 liter)

$2.16 ₾5.59

$2.16 NAD 35.61

White Bread (500g)

$0.76 ₾1.96

$1.34 NAD 22.15

-43.28%

Rice (white) (1kg)

$1.74 ₾4.51

Eggs

$2.79 ₾7.21

$2.21 NAD 36.47

26.24%

Local Cheese (1kg)

$9.20 ₾23.83

$7.48 NAD 123

22.99%

Chicken Fillets (1kg)

$6.53 ₾16.89

Beef Round Steak (1kg)

$12.81 ₾33.17

Apples (1kg)

$1.67 ₾4.31

$3.38 NAD 55.7

-50.59%

Banana (1kg)

$1.85 ₾4.79

$1.52 NAD 24.98

21.71%

Oranges (1kg)

$1.98 ₾5.13

Tomato (1kg)

$2.51 ₾6.49

$1.98 NAD 32.54

26.77%

Potato (1kg)

$0.87 ₾2.26

Onion (1kg)

$0.73 ₾1.89

Lettuce (1 head)

$1.42 ₾3.67

Water (1.5 liter bottle)

$0.72 ₾1.88

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 ₾8.74

Wine (Bottle)

$7.84 ₾20.31

$7.71 NAD 127

1.69%

Local Beer (0.5 liter bottle)

$1.62 ₾4.19

$0.59 NAD 9.80

174.58%

Imported Beer (0.33 liter bottle)

$2.38 ₾6.15

One-way Ticket (Public Transport)

$0.37 ₾0.96

Public Transport Monthly Pass (Regular Price)

$15.52 ₾40.16

$29.22 NAD 482

-46.89%

Taxi Start (Normal Tariff)

$1.14 ₾2.94

$0.78 NAD 12.91

46.15%

Taxi (Normal Tariff) (1km)

$0.79 ₾2.05

$0.90 NAD 14.88

-12.22%

Taxi 1hour Waiting (Normal Tariff)

$11.57 ₾29.96

$7.18 NAD 118

61.14%

Gasoline (1 liter)

$1.50 ₾3.87

$1.23 NAD 20.24

21.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₾57.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.3 ₾228

$52.1 NAD 859

69.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.08 ₾33.86

Internet (50+ Mbps, Unlimited Data)

$19.53 ₾50.6

Gym Membership (Monthly)

$64.2 ₾166

Tennis Court (1 Hour on Weekend)

$19.18 ₾49.66

Cinema Ticket

$6.99 ₾18.10

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$373 ₾966

International Primary School, 1 Child (Yearly)

$10.7K ₾27.7K

Jeans (Levis 501 Or Similar)

$103 ₾266

Summer Dress (H&M, Zara, etc)

$40.48 ₾105

Sport Shoes (Adidas, Nike)

$116 ₾301

Men's Leather Business Shoes

$122 ₾316

$69.1 NAD 1,138

76.57%

1-bedroom Apartment, City Center (Monthly)

$677 ₾1,753

$404 NAD 6,654

67.63%

1-bedroom Apartment, Outside City Center (Monthly)

$454 ₾1,176

$232 NAD 3,816

96.12%

3-bedroom Apartment, City Center (Monthly)

$1,277 ₾3,305

$841 NAD 13.8K

51.92%

3-bedroom Apartment, Outside City Center (Monthly)

$890 ₾2,304

$690 NAD 11.4K

28.97%

Buy Apartment in City Center (m2)

$2,410 ₾6,238

Buy Apartment Outside City Center (m2)

$1,418 ₾3,670

Average Monthly Net Salary (After Tax)

$703 ₾1,819

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 17, 2026

Last update for Swakopmund: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$454 35.8%

Swakopmund

–

Groceries & Markets

Tbilisi

$233 18.3%

Swakopmund

–

Eating Out

Tbilisi

$191 15%

Swakopmund

–

Clothing & Footwear

Tbilisi

$172 13.5%

Swakopmund

–

Monthly Utilities & Internet

Tbilisi

$121 9.5%

Swakopmund

–

Sport & Entertainment

Tbilisi

$78 6.2%

Swakopmund

–

Getting Around

Tbilisi

$22 1.7%

Swakopmund

–

Cost Breakdown

A one-bedroom apartment in the center runs $677 in Tbilisi and $404 in Swakopmund. Housing cost is often the main lever when comparing two cities.

Dining out: $38.00 in Tbilisi vs $34.00 in Swakopmund for a mid-range dinner for two. Groceries echo the gap at $233 vs $121 per month, with Swakopmund cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇳🇦 Swakopmund

🕒 Local time

09:13 9:13 AM

07:13 7:13 AM

2 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

25,000

💱 Currency

Georgian Lari GEL ₾

Namibian Dollar NAD $

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

100 NAD = 6.07 USD

100 NAD = 5.4 EUR

Exchange rates and currency converter

NAD, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 24, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

Namibian Dollar exchange rates as of October 24, 2026: 1 USD = 16.48 NAD (100 NAD = 6.07 USD). 1 EUR = 18.52 NAD (100 NAD = 5.4 EUR).

USD to GEL in detail →

On the map

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Highest

Between locations

Tbilisi Swakopmund 7,810 km ≈ 10 h nonstop flight

From you

Tbilisi
Swakopmund

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Swakopmund: Cost of Living - Frequently Asked Questions

Swakopmund is cheaper overall, especially in groceries, eating out, and clothing. The 128% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,906 in Tbilisi and $838 in Swakopmund to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $677 in Tbilisi versus $404 in Swakopmund. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Swakopmund – a meal for two runs $34.00 versus $38.00 in Tbilisi. If you eat out regularly, this makes a real dent in your monthly spending.

A monthly transit pass in Swakopmund runs roughly 88% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $558 in Swakopmund versus $1,270 in Tbilisi, a $1,500 budget is realistic in Swakopmund but tight or insufficient in Tbilisi. The gap between the two cities makes Swakopmund the clear choice for anyone on this budget.

For families, Swakopmund is more practical. Housing and childcare are both notably cheaper than in Tbilisi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tbilisi and Swakopmund are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swakopmund gentler on the wallet – expenses run 128% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.