Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Saint Ann's Bay

For one person, living is cheaper in Saint Ann’s Bay: $1,006 a month against $1,269 in Tbilisi, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Tbilisi outweigh lower spending on other living expenses.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
48

Cost of Living Index in Saint Ann's Bay
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Saint Ann's Bay Living Index

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Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Saint Ann's Bay

🇯🇲 Jamaica

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Saint Ann's Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Saint Ann's Bay actually costs, broken down by who's living it.

A single person spends $1,269 per month in Tbilisi vs $1,006 in Saint Ann’s Bay, rent included.

Tbilisi $1,269
Saint Ann's Bay $1,006

A couple spends around $2,016 per month in Tbilisi vs $1,600 in Saint Ann’s Bay, rent included.

Tbilisi $2,016
Saint Ann's Bay $1,600

A family of three spends $2,763 per month in Tbilisi vs $2,195 in Saint Ann’s Bay, rent included.

Tbilisi $2,763
Saint Ann's Bay $2,195

Tbilisi costs about 26% more than Saint Ann’s Bay, and outside of rent the biggest gap is in clothing.

Both Tbilisi and Saint Ann’s Bay are more affordable than the global median – Tbilisi 7% lower, Saint Ann’s Bay 26% lower.

Meal at Budget Restaurant

$11.63 ₾30.07

$13.35 JMD 2,105

-12.88%

Three-Course Dinner for Two, Mid-Range

$37.83 ₾97.8

$50.2 JMD 7,922

-24.70%

Fast Food Meal (McDonalds, etc)

$9.66 ₾24.98

$8.31 JMD 1,311

16.25%

Cappuccino

$3.57 ₾9.24

$5.46 JMD 862

-34.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.78

$1.20 JMD 190

-10.00%

Water (0.33 liter bottle)

$0.56 ₾1.45

$0.70 JMD 110

-20.00%

Local Beer (0.5 liter draught)

$2.62 ₾6.78

$2.25 JMD 354

16.44%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.85

$3.12 JMD 492

-2.56%

Milk (1 liter)

$2.17 ₾5.60

$4.07 JMD 641

-46.68%

White Bread (500g)

$0.80 ₾2.06

$3.74 JMD 589

-78.61%

Rice (white) (1kg)

$1.74 ₾4.51

$1.63 JMD 258

6.75%

Eggs

$2.83 ₾7.31

$3.47 JMD 547

-18.44%

Local Cheese (1kg)

$9.31 ₾24.07

$11.20 JMD 1,766

-16.87%

Chicken Fillets (1kg)

$6.52 ₾16.85

$6.20 JMD 978

5.16%

Beef Round Steak (1kg)

$12.95 ₾33.50

$10.09 JMD 1,591

28.34%

Apples (1kg)

$1.68 ₾4.34

$6.00 JMD 946

-72.00%

Banana (1kg)

$1.85 ₾4.79

$3.99 JMD 629

-53.63%

Oranges (1kg)

$1.97 ₾5.10

$7.53 JMD 1,187

-73.84%

Tomato (1kg)

$2.42 ₾6.25

$2.98 JMD 469

-18.79%

Potato (1kg)

$0.82 ₾2.11

$3.28 JMD 518

-75.00%

Onion (1kg)

$0.74 ₾1.91

$2.62 JMD 414

-71.76%

Lettuce (1 head)

$1.34 ₾3.47

$3.15 JMD 497

-57.46%

Water (1.5 liter bottle)

$0.77 ₾2.00

$1.44 JMD 226

-46.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 ₾9.24

$9.30 JMD 1,467

-61.61%

Wine (Bottle)

$7.67 ₾19.83

$11.43 JMD 1,802

-32.90%

Local Beer (0.5 liter bottle)

$1.70 ₾4.39

$2.95 JMD 464

-42.37%

Imported Beer (0.33 liter bottle)

$2.40 ₾6.21

$4.03 JMD 636

-40.45%

One-way Ticket (Public Transport)

$0.40 ₾1.05

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.38

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$1.30 JMD 204

-12.31%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

$3.17 JMD 501

-75.39%

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.58

$6.44 JMD 1,016

83.70%

Gasoline (1 liter)

$1.45 ₾3.75

$1.30 JMD 205

11.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

$43.4K JMD 6.8M

-43.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

$32.7K JMD 5.2M

-31.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 ₾230

$169 JMD 26.6K

-47.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 ₾33.93

$29.03 JMD 4,577

-54.81%

Internet (50+ Mbps, Unlimited Data)

$19.67 ₾50.9

$52.9 JMD 8,346

-62.84%

Gym Membership (Monthly)

$64.1 ₾166

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$7.12 ₾18.42

$13.41 JMD 2,114

-46.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 ₾971

$366 JMD 57.7K

2.58%

International Primary School, 1 Child (Yearly)

$10.5K ₾27.1K

$8,305 JMD 1.3M

26.06%

Jeans (Levis 501 Or Similar)

$104 ₾268

$23.59 JMD 3,719

339.34%

Summer Dress (H&M, Zara, etc)

$39.26 ₾102

$31.44 JMD 4,957

24.87%

Sport Shoes (Adidas, Nike)

$117 ₾303

$78.3 JMD 12.4K

49.83%

Men's Leather Business Shoes

$122 ₾315

$101 JMD 16.0K

20.08%

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,798

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,167

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,504

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,343

Buy Apartment in City Center (m2)

$2,295 ₾5,934

Buy Apartment Outside City Center (m2)

$1,345 ₾3,478

Average Monthly Net Salary (After Tax)

$664 ₾1,718

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

9.45

33.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 27, 2026

Last update for Saint Ann's Bay: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$451 35.6%

Saint Ann's Bay

- * 0% 100%

Groceries & Markets

Tbilisi

$234 18.4%

Saint Ann's Bay

$383 38.1% 63.6% $149

Eating Out

Tbilisi

$191 15%

Saint Ann's Bay

$222 22.1% 16.7% $32

Clothing & Footwear

Tbilisi

$172 13.5%

Saint Ann's Bay

$106 10.5% 38.6% $66

Monthly Utilities & Internet

Tbilisi

$122 9.6%

Saint Ann's Bay

$251 24.9% 106% $129

Sport & Entertainment

Tbilisi

$78 6.2%

Saint Ann's Bay

$27 * 2.7% 65.8% $51

Getting Around

Tbilisi

$22 1.7%

Saint Ann's Bay

$17 * 1.7% 21.6% $4.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $38 in Tbilisi versus $50 in Saint Ann’s Bay. Monthly groceries follow the same trend: $234 vs $383 – making Tbilisi the more affordable choice for daily food spending.

Good to know

🇬🇪 Tbilisi

🇯🇲 Saint Ann's Bay

🕒 Local time

22:06 10:06 PM

13:06 1:06 PM

9 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

13,671

💱 Currency

Georgian Lari GEL ₾

Jamaican Dollar JMD $

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

Exchange rates and currency converter

JMD, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 28, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.88 GEL (1 GEL = 0.347 EUR).

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Saint Ann's Bay 11,060 km ≈ 14 h nonstop flight

From you

Tbilisi
Saint Ann's Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Saint Ann's Bay: Cost of Living - Frequently Asked Questions

Tbilisi costs about 26% more than Saint Ann’s Bay, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,904 per month in Tbilisi and $1,508 in Saint Ann’s Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,269 in Tbilisi and $1,006 in Saint Ann’s Bay. That’s a gap of about 26%.

Kindergarten costs $375 per month in Tbilisi and $366 in Saint Ann’s Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,269 in Tbilisi and $1,006 in Saint Ann’s Bay. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $1,006 in Saint Ann’s Bay to $1,269 in Tbilisi. Climate, culture, job market, and personal taste all factor in.