Cost of Living Comparison Between Tbilisi and Saint Ann's Bay Cost of Living Comparison Between Tbilisi and Saint Ann's Bay

Monthly Cost of Living

A single person spends $1,218 per month in Tbilisi vs $1,362 in Saint Ann's Bay, rent included.

A couple spends around $1,853 per month in Tbilisi vs $2,027 in Saint Ann's Bay, rent included.

A family of three spends $2,489 per month in Tbilisi vs $2,692 in Saint Ann's Bay, rent included.

Tbilisi is about 11% cheaper than Saint Ann's Bay, driven mainly by Groceries & Markets.

Tbilisi sits 9% below the global median, while Saint Ann's Bay is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.85 ₾28.77

$7.38 JMD 1,161

47.02%

Three-Course Dinner for Two, Mid-Range

$44.17 ₾117

$50.3 JMD 7,909

-12.17%

Fast Food Meal (McDonalds, etc)

$8.28 ₾21.96

$8.91 JMD 1,401

-7.07%

Cappuccino

$3.02 ₾8.00

$4.38 JMD 690

-31.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₾2.02

$1.36 JMD 214

-44.12%

Water (0.33 liter bottle)

$0.46 ₾1.22

$0.71 JMD 111

-35.21%

Local Beer (0.5 liter draught)

$2.24 ₾5.94

$2.46 JMD 386

-8.94%

Imported Beer (0.33 liter bottle)

$3.00 ₾7.96

$3.10 JMD 488

-3.23%

Milk (1 liter)

$1.93 ₾5.11

$4.34 JMD 682

-55.53%

White Bread (500g)

$0.72 ₾1.91

$2.75 JMD 433

-73.82%

Rice (white) (1kg)

$1.84 ₾4.88

$1.55 JMD 245

18.71%

Eggs

$2.45 ₾6.49

$3.48 JMD 548

-29.60%

Local Cheese (1kg)

$7.43 ₾19.69

$11.20 JMD 1,762

-33.66%

Chicken Fillets (1kg)

$6.48 ₾17.18

$6.22 JMD 978

4.18%

Beef Round Steak (1kg)

$9.70 ₾25.72

$7.47 JMD 1,175

29.85%

Apples (1kg)

$1.20 ₾3.18

$6.15 JMD 968

-80.49%

Banana (1kg)

$1.56 ₾4.15

$3.04 JMD 479

-48.68%

Oranges (1kg)

$1.79 ₾4.75

$4.24 JMD 667

-57.78%

Tomato (1kg)

$2.23 ₾5.91

$3.03 JMD 477

-26.40%

Potato (1kg)

$0.65 ₾1.73

$2.09 JMD 328

-68.90%

Onion (1kg)

$0.68 ₾1.80

$1.98 JMD 312

-65.66%

Lettuce (1 head)

$1.19 ₾3.16

$2.99 JMD 470

-60.20%

Water (1.5 liter bottle)

$0.70 ₾1.86

$1.15 JMD 182

-39.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.95 ₾7.82

$8.83 JMD 1,388

-66.59%

Wine (Bottle)

$7.33 ₾19.42

$11.49 JMD 1,807

-36.21%

Local Beer (0.5 liter bottle)

$1.52 ₾4.02

$2.75 JMD 432

-44.73%

Imported Beer (0.33 liter bottle)

$2.25 ₾5.96

$3.17 JMD 498

-29.02%

One-way Ticket (Public Transport)

$0.36 ₾0.95

Public Transport Monthly Pass (Regular Price)

$14.60 ₾38.71

Taxi Start (Normal Tariff)

$1.50 ₾3.97

$0.97 JMD 153

54.64%

Taxi (Normal Tariff) (1km)

$0.73 ₾1.92

$3.12 JMD 491

-76.60%

Taxi 1hour Waiting (Normal Tariff)

$7.45 ₾19.76

$6.38 JMD 1,004

16.77%

Gasoline (1 liter)

$1.14 ₾3.01

$1.28 JMD 201

-10.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.5K ₾49.1K

$23.9K JMD 3.8M

-22.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₾53.7K

$17.4K JMD 2.7M

16.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.9 ₾196

$165 JMD 25.9K

-55.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.71 ₾31.04

$22.42 JMD 3,527

-47.77%

Internet (50+ Mbps, Unlimited Data)

$18.16 ₾48.12

$50.1 JMD 7,878

-63.74%

Gym Membership (Monthly)

$61.7 ₾164

Tennis Court (1 Hour on Weekend)

$16.66 ₾44.15

Cinema Ticket

$6.61 ₾17.51

$13.37 JMD 2,103

-50.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$264 ₾700

$228 JMD 35.8K

15.98%

International Primary School, 1 Child (Yearly)

$5,145 ₾13.6K

$2,501 JMD 393.4K

105.71%

Jeans (Levis 501 Or Similar)

$74.9 ₾198

$25.88 JMD 4,071

189.26%

Summer Dress (H&M, Zara, etc)

$43.98 ₾117

$25.88 JMD 4,071

69.94%

Sport Shoes (Adidas, Nike)

$118 ₾312

$69.8 JMD 11.0K

68.45%

Men's Leather Business Shoes

$114 ₾302

$75.8 JMD 11.9K

50.04%

1-bedroom Apartment, City Center (Monthly)

$692 ₾1,834

$499 JMD 78.5K

38.62%

1-bedroom Apartment, Outside City Center (Monthly)

$454 ₾1,204

$474 JMD 74.6K

-4.31%

3-bedroom Apartment, City Center (Monthly)

$1,323 ₾3,507

$991 JMD 155.8K

33.54%

3-bedroom Apartment, Outside City Center (Monthly)

$789 ₾2,090

$829 JMD 130.5K

-4.92%

Buy Apartment in City Center (m2)

$2,431 ₾6,445

Buy Apartment Outside City Center (m2)

$1,441 ₾3,821

Average Monthly Net Salary (After Tax)

$645 ₾1,710

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

197.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: June 9, 2026

Last update for Saint Ann's Bay: June 9, 2026

Cost Breakdown

A central one-bedroom costs $692 in Tbilisi versus $499 in Saint Ann's Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $44.00 in Tbilisi versus $50.0 in Saint Ann's Bay. Monthly groceries follow the same trend: $204 vs $338 – making Tbilisi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Saint Ann's Bay: Cost of Living - Frequently Asked Questions

Saint Ann's Bay costs about 12% more than Tbilisi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,827 per month in Tbilisi and $2,043 in Saint Ann's Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tbilisi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,218 in Tbilisi and $1,362 in Saint Ann's Bay. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $264 per month in Tbilisi and $228 in Saint Ann's Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Tbilisi, where all-in costs run around $1,218, than in Saint Ann's Bay at $1,362. In Tbilisi it covers expenses comfortably, while in Saint Ann's Bay it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Tbilisi costs $1,218 versus $1,362 in Saint Ann's Bay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tbilisi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Ann's Bay makes more sense. Both are solid long-term options with distinct trade-offs.